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Best Local Car Insurance Agencies in Bloomington

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Aklog Asfaw Agency logo
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License Verified:

License: 20353045

The Minnesota Department of Commerce Licensing Unit

Aklog Asfaw Agency

900 American Boulevard East, Bloomington, MN 55420
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  • Multiple Carriers
  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Aklog Asfaw Agency helps fellow locals in Bloomington shop for car insurance. The owner and agent Aklog Asfaw established the agency in 2010. He previously worked as an agent for Allstate Insurance for seven years, prior to becoming an independent provider. He compares over 20 selected carriers to suit the specific coverage and protection of every client. He is licensed to write for personal and business insurance. This includes home, life, health, and disability.

License Verified:

License: 20353045

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gary Gilbertson logo
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License Verified:

License: 34944

The Minnesota Department of Commerce Licensing Unit

Gary Gilbertson

8100 Penn Avenue South, Bloomington, MN 55431
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  • Bundling Option

Business Description

Gary Gilbertson is a State Farm insurance agent that serves clients in Bloomington, Richfield, Edina, Eden Prairie, and nearby areas. He offers a wide array of insurance and risk management products such as automobile insurance, homeowners insurance, life insurance, as well as health insurance coverage. Gary Gilbertson has been a State Farm Insurance agent for 32 years and his background in insurance allows him to provide personalized insurance coverage fit for the needs and requirements of each client.

License Verified:

License: 34944

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
houseofinsuranceagency.com logo
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License Verified:

License: 20430779

The Minnesota Department of Commerce Licensing Unit

houseofinsuranceagency.com

22 South Lexington Avenue, Le Center, MN 56057
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  • Multiple Carriers

Business Description

Originally established in 1945, House of Insurance Agency Inc. is an independent insurance agency serving clients in the Le Center and Bloomington areas. The agency has a broad portfolio of insurance products that include auto insurance. Its insurance plan offers several coverage options, including liability coverage, collision and comprehensive coverage, and road trouble service. Now operating under the ownership of Tom and Marlene Hunt, House of Insurance Agency Inc. has a good working relationship with several insurance providers.

License Verified:

License: 20430779

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Producers Network logo
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License Verified:

License: 40166823

The Minnesota Department of Commerce Licensing Unit

Insurance Producers Network

12100 Singletree Lane, Eden Prairie, MN 55344
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Founded in 2009, Insurance Producers Network provides auto insurance plans for clients in and nearby Bloomington. It's a network of different independent insurance agents, all of whom cover any unexpected expenses for a car. This includes repairs for accidents, injury liabilities, and property damage. IPN also covers for replacement of destroyed vehicles and rentals while awaiting repairs. Clients can add roadside service coverage for flat tires or overheated engines on the road. The company also provides auto insurance for businesses.

License Verified:

License: 40166823

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (5)
Google
4.3 / 5 (4)
Kerry Jordan Insurance Agency logo
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License Verified:

License: 40144704

The Minnesota Department of Commerce Licensing Unit

Kerry Jordan Insurance Agency

4151 Knob Drive, Eagan, MN 55122
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  • Multiple Carriers

Business Description

Kerry Jordan Insurance Agency is an independent insurance company that serves the Bloomington community. The company's founder, Kerry, has been working in the insurance industry since 1987. Catering to individuals, families, and businesses, the company carries different insurance brands to fulfill its commitment to giving each client a policy that suits their needs. It places an emphasis on protecting a client's hard-earned assets and preparing for unexpected outcomes. Kerry Jordan Insurance Agency also offers insurance for Uber and Lyft drivers.

License Verified:

License: 40144704

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kraus-Anderson Insurance logo
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License Verified:

License: 20150984

The Minnesota Department of Commerce Licensing Unit

Kraus-Anderson Insurance

420 Gateway Boulevard, Burnsville, MN 55337
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  • Motorcyle & ATV

Business Description

Kraus-Anderson Insurance is an independent insurance agency that provides personal and commercial lines to residents of Bloomington metro and nearby communities. The firm has been writing policies to clients for over a century and is committed to bringing cutting-edge, personalized, and innovative insurance solutions. It offers auto insurance policies that protect clients and their personal or company vehicles from damages as well as liabilities from accidents and unique driving situations.

License Verified:

License: 20150984

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lakeside Insurance Brokers - Burnsville logo
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License Verified:

License: 40065256

The Minnesota Department of Commerce Licensing Unit

Lakeside Insurance Brokers - Burnsville

11979 County Road 11, Burnsville, MN 55337
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  • Bundling Option
  • Boats

Business Description

Lakeside Insurance Brokers is an independent agency servicing the insurance needs in Bloomington and nearby communities. Its agents can quote and write policies that can protect its clients from car-related accidents, providing coverages not limited to liabilities, medical expenses, damage due to collisions, and damages from something other than collisions. For over 25 years, this family-owned and operated business has been helping families and businesses secure their most valuable assets, including home and business properties.

License Verified:

License: 40065256

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mayer Insurance Agency logo
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License Verified:

License: 20453580

The Minnesota Department of Commerce Licensing Unit

Mayer Insurance Agency

15025 Garrett Ave. Apple Valley, MN 55124, Apple Valley, MN 55124
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Mayer Insurance Agency is an independent agency providing its array of services to Bloomington and nearby areas in Apple Valley. The agency has been in the industry for over 25 years, helping clients secure personal and commercial insurance coverage. Mayer Insurance Agency works with insurance carriers that offer car insurance policies customized depending on the client's needs. Additionally, the agency offers other personal insurance including homeowner coverage and life insurance.

License Verified:

License: 20453580

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oak Tree Insurance logo
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License Verified:

License: 20314087

The Minnesota Department of Commerce Licensing Unit

Oak Tree Insurance

15870 Franklin Trail Southeast, Prior Lake, MN 55372
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Oak Tree Insurance has been providing car insurance policies to drivers in Bloomington since 2013. The agency's policies can have coverage for auto liability, comprehensive, collision, rental reimbursement, and roadside assistance, along with insurance for uninsured and underinsured drivers. It compares quotes from over 20 top car insurance companies, including Safeco Insurance and Travelers Insurance, to come up with the best policies for drivers. Oak Tree Insurance also has life and homeowners' insurance.

License Verified:

License: 20314087

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Options Insurance logo
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License Verified:

License: 40460294

The Minnesota Department of Commerce Licensing Unit

Options Insurance

400 South 4th Street, Minneapolis, MN 55415
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  • Multiple Carriers

Business Description

Options Insurance is an independent insurance broker that offers risk management solutions to families, individuals, and business owners in Bloomington and nearby areas. The agency is a member of the Insurance Producers Network and has access to the nation's leading carriers. Its insurance specialists help clients find the right auto insurance policy with coverage that suits financial needs. It also provides boat, life, health, truck, small business, and motorcycle insurance.

License Verified:

License: 40460294

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
River City Insurance Agency, Inc. logo
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License Verified:

License: 40390250

The Minnesota Department of Commerce Licensing Unit

River City Insurance Agency, Inc.

2416 East 117th Street, Burnsville, MN 55337
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  • Boats
  • Motorcyle & ATV

Business Description

River City Insurance Agency, Inc., is a multi-line agency that offers auto insurance products and services to individuals and families in Bloomington. It works with 15 carriers in providing the clients with insurance plans and options that will protect them against damages and financial losses resulting from an accident, which may include property, liability, medical, collision, and comprehensive coverages. River City Insurance Agency, Inc., is committed to providing high-quality services and aims to establish a long-term relationship with clients through its insurance solutions.

License Verified:

License: 40390250

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Willow Insurance Agencies, LLC logo
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License Verified:

License: 17262007

The Minnesota Department of Commerce Licensing Unit

Willow Insurance Agencies, LLC

8353 210th Street West, Lakeville, MN 55044
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  • RV & Motorhome

Business Description

Willow Insurance Agencies, LLC explores over 50 carriers on behalf of its clients in Bloomington and the surrounding areas. The service provider represents insurance companies like American Strategic Insurance, Hagerty, Prudential Life, Minnesota Fair Plan, and Encompass. The business also determines the clients' needs to give them appropriate protection plans. Its agents safeguard driver's vehicles in the event of accidents, damages, and theft. Other insurance products available include home, business, life, and umbrella.

License Verified:

License: 17262007

The Minnesota Department of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
4.9 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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