Best Mortgage Refinance Companies in Minneapolis

2021

Affinity Plus Federal Credit Union

Founded in 1930, Affinity Plus Federal Credit Union is a not-for-profit member-owned cooperative that provides home mortgage refinance in Minneapolis. It offers conventional mortgage loans for first-time buyers with low down payments, fixed or adjustable interest rates, and low monthly payments. Members wishing to refinance their homes can choose traditional or cash-out refinance loans to get lower mortgage rates, shorter terms, and more manageable monthly payments. The credit union also helps members tap into their home's equity with HELOC loans, providing collateralized lines of credit for major purchases, home remodeling, or unexpected expenses.

Angie Sherer

• Reverse Mortgages
• NMLS #: 39166

Angie Sherer is a mortgage loan officer connected with Luminate Home Loans that serves clients in Minneapolis and nearby communities. Sherer helps homeowners save money through refinancing to lower interest rates, reduce monthly payments, or shorten the terms of their mortgages. She also assists prospective homeowners in securing home financing and works with homeowners wanting to cash out from their home equity. The loan options include conventional loans and FHA loans. Sherer has been in the industry for more than 10 years.

Brad Dale

• Reverse Mortgages
• NMLS #: 39166

Brad Dale is a mortgage professional representing Cherry Creek Mortgage in Minneapolis who counsels clients looking to refinance their mortgages or apply for residential property loans. He has been in the mortgage industry since 1993 and has been working with the company since 2004. Brad is an NMLS certified loan specialist that assists clients in applying for conventional loans, government loans, and jumbo loans for executing mortgage strategies such as mortgage reductions and equity cash-outs.

Financial One Credit Union

• Reverse Mortgages
• NMLS #: 39166

Founded in 1933, member-owned and operated financial cooperative Financial One Credit Union provides financial services to its members in Minneapolis. Its in-house mortgage loans offer borrowers competitively low rates and repayment terms for financing new homes, second homes, or vacation properties. Members can use the equity in their homes as collateral to secure loans with fixed monthly mortgage payments and lower interest rates. For business owners wanting to buy, build, or refinance properties, Financial One Credit Union has commercial real estate loans with low rates, flexible terms, and fuss-free repayment options.

Flagship Bank Minnesota

Flagship Bank Minnesota offers clients refinancing services via fixed-rate and adjustable-rate mortgages, primarily for residential properties. This bank is most experienced with conventional loans, jumbo loans, and specialty mortgages. Clients interested in refinancing receive personalized consultation services From loan officers who assist them with the application process, explain their eligibility for available loan programs, and guide them through to completion of the refinancing process. Flagship Bank Minnesota also finances new home construction as well as home remodeling projects and offers home equity loans and lines of credit to standard clients and investors alike.

Premier Banks

Family-owned Premier Banks has been assisting clients in Minneapolis with all their financial needs since 1974. The bank offers first-time home buyers conventional loans such as FHA programs with low down payments and flexible qualification requirements. Borrowers who want to purchase rural homes and can meet certain income thresholds may apply for its low down payment USDA mortgage loans. It has VA loans with no mortgage insurance and low down payments available for veterans. Premier Banks also provides temporary financing for new construction and development and jumbo loans for buying high-end homes.

PrimeLending - Bloomington

• Reverse Mortgages
• NMLS #: 39166

PrimeLending in Bloomington is a mortgage refinance company that serves residents of Minneapolis. The firm specializes in helping homeowners save money and generate additional cash flows through various home refinancing options and loans. Its team of certified loan specialists has extensive experience in procuring loan programs that help clients reduce mortgage interest rates, lower monthly payments, or reduce mortgage terms. Their loan programs include the federal government's FHA 230K Renovation Loan and the jumbo loan program.