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Best Homeowners Insurance Agencies in Brooklyn Park

2024

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Providers

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Website
327 Main Street Northwest, Elk River, MN 55330
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Elk Agency is a homeowner's insurance agency that has protected property owners in Brooklyn Park and the surrounding areas since 1999. The agency provides flexible coverage options for property insurance, homeowner's liability, home businesses, condos, and mobile homes. The company also writes insurance policies for renters and landlords. In addition, Elk Agency provides customized comprehensive coverage for log homes that includes extended liability to mitigate the potentially devastating threat of fires.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (10)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17205 Yale St NW Ste B Elk River, MN 55330, Elk River, MN 55330
  • Multiple Carriers

Why choose this provider?

Pampusch Agency, which is an insurance agency affiliated with Farmers Union Agency, specializes in providing personal and business insurance coverage in the Brooklyn Park area. Licensed agent Rob Pampusch has operated Pampusch Agency since 2006 and offers property, life, health, and accident insurance. Rob Pampusch became a Certified Insurance Counselor in 2010 and has maintained his certification throughout his career. In addition, Rob Pampusch has been awarded twice as a top producer of personal insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13750 Crosstown Drive Northwest, Andover, MN 55304
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Why choose this provider?

Baker Insurance Brokers is an independent agency handling a variety of insurance policies, including homeowner's insurance for clients residing in Brooklyn Park and the nearby areas. The agents help homeowners with primary and secondary homes to get the right policy to cover their valuable assets and belongings. The company's policies cover personal property, property damage, medical expenses, and additional living expenses. The coverage also entails compensation for lost or damaged personal belongings such as jewelry and collectibles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
255 Minnesota 97, Forest Lake, MN 55025
  • Multiple Policy Types

Why choose this provider?

Owens Insurance Agency provides coverage for homeowners living in and around Brooklyn Park. It has been helping clients protect themselves against the financial consequences of natural disasters, fire, theft, and vandalism since 1993. Its policies include coverage for damage to a home and the loss of personal belongings. Owens Insurance Agency represents leading carriers such as Acuity, AAA Insurance, and Progressive. It also offers car, life, and small business insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
6160 Golden Hills Drive, Golden Valley, MN 55416
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Marsh & McLennan Agency is a full-service insurance company that serves homeowners living in Brooklyn Park and nearby cities. Its insurance specialists analyze members' policies and work with them to design a comprehensive program tailored to meet all their policy needs. The coverage comprises compensation for losses on their homes and personal property. The agents also provide automotive, private aviation, and life insurance services. Marsh & McLennan Agency is affiliated with the Central Virginia Apartment Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
333 North Washington Avenue N, Minneapolis, MN 55401
  • Multiple Policy Types
  • Flood

Why choose this provider?

Insurance Specialists Team serves the residents of Brooklyn Park and surrounding towns with diverse insurance needs. The agents provide a wide range of homeowner's insurance options for clients to select the best policy for their home. The policy caters to replacement costs, damaged personal property, and personal liabilities, such as damage to other people's properties. Also, the company pays bills stemming from additional living expenses if whole-house repairs are needed. Insurance Specialists Team has specialty coverage options, including animal liability and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
277 Coon Rapids Boulevard Northwest, Coon Rapids, MN 55433
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Matt Larsen - Capstone Insurance Group provides insurance services to the Brooklyn Park area, seeking to save clients money on new or existing policies. The agency emphasizes a personalized approach to auto, homeowners, and business insurance, working with multiple carriers to find the best protection and rates for each unique case. It helps find coverage for vehicles such as motorcycles and boats as well. Larsen leads the group using a combination of extensive knowledge and timely service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11264 86th Ave N, Maple Grove, MN 55369
  • Multiple Policy Types

Why choose this provider?

Teresa Rupkalvis - State Farm Insurance Agent offers a variety of insurance services to residents of Brooklyn Park and nearby communities. She opened her office in 1991 to help clients personalize their insurance to fit their needs, budget, and lifestyle, and protect their home and personal property. Ms. Rupkalvis is available 24/7 to respond to any queries via email or phone call. She also offers a free second opinion on the client's current insurance coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5740 Brooklyn Boulevard, Minneapolis, MN 55429
  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Why choose this provider?

Peyer Insurance Group is a family-owned homeowner's insurance agency that's been helping Brooklyn Park area residents protect their homes for more than 45 years. The company helps clients select the appropriate homeowner's insurance policy for their personalized needs. It assists clients in selecting suitable standard coverage policies to protect them from risks such as theft of personal belongings and liability for injuring someone on the property. The company has optional coverage options such as flood and identity theft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Minneapolis, MN 55419
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Why choose this provider?

Erickson Insurance Agency of MN Inc is a family-owned and -operated independent insurance agency representing multiple insurance carriers. It serves residents of Brooklyn Park and nearby areas, helping clients find homeowners' insurance policies that protect their properties from various losses, accidents, and disasters. Aside from home insurance, it also offers renters, landlord, and flood insurance policies. Erickson Insurance Agency of MN Inc works with insurance companies like Chubb, Foremost Insurance Group, Progressive, The Hartford, and Safeco Insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
624 Central Avenue, Osseo, MN 55369
  • Multiple Policy Types

Why choose this provider?

Malone Insurance Agency is a local agency that serves the insurance needs of businesses and individuals in Brooklyn Park and nearby locations. Owner and insurance agent Ken Malone has been offering homeowners' insurance plans for more than two decades. Malone insures different types of dwellings such as condominiums, rental properties, and vacant homes. Ken Malone earned his certified insurance service representative designation from the National Alliance for Insurance Education and Research.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1633 County Road 10, Spring Lake Park, MN 55432
  • Multiple Policy Types

Why choose this provider?

Gopher State Agency has been providing home insurance policies to communities in Brooklyn Park and surrounding areas since 1962. It ensures its clients are financially protected in the event of disaster. Its policies include coverage against damage to a home and loss of personal possessions such as clothing, furniture, and electronic equipment. The agency can provide personal liability coverage and additional living expenses. It also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What are typically covered under a standard homeowners insurance policy in Brooklyn Park?

    A standard homeowners insurance policy in Brooklyn Park will typically provide protection for your property, which consists of your dwelling and other structures. It also covers damages to your personal belongings, such as appliances, furniture, and clothing, while your vehicle, pets, and other motorized vehicles are excluded from the coverage. Standard homeowners insurance also covers personal liability, which provides protection against claims from guests who sustain an injury inside your property.

  • What information should you have to get a homeowners insurance quote in Brooklyn Park?

    To get a homeowners insurance quote in Brooklyn Park, you should have basic information about your property, such as the total lot area, construction type, date of construction, and photos of the property. You should also be able to furnish financial documents regarding mortgage status and any existing insurance policy.

  • Do you need separate insurance for floods and earthquakes in Brooklyn Park?

    You will need to get separate insurance coverage or endorsement for floods and earthquakes in Brooklyn Park, as your standard homeowners insurance policy does not cover expenses for damages incurred in the event of an earthquake or flood. However, your earthquake insurance excludes damages from tidal waves due to tremors.

  • How long does it take to process a homeowners insurance claim in Brooklyn Park?

    If you are filing for a homeowners insurance claim in Brooklyn Park, the maximum turnaround time is 60 days from the date of filing. However, there are insurance companies that respond to claims as fast as two days and set up programs that enable their insurance adjusters to issue checks to address the immediate needs of their insured clients.

  • Are your home improvements and renovations covered under your homeowners insurance policy in Brooklyn Park?

    Generally, any home improvement you make will be covered by your homeowners insurance policy in Brooklyn Park under your common perils list. Any damage should be due to sudden, unforeseen events for them to be covered. However, if the damage was due to substandard workmanship or wrong installation, your home improvement damage will not be covered, and you will have to file a lawsuit against your contractor.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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