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Best Homeowners Insurance Agencies in Brooklyn Park

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bakerinsurancebrokers.com logo
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bakerinsurancebrokers.com

13750 Crosstown Drive Northwest, Andover, MN 55304
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Baker Insurance Brokers is an independent agency handling a variety of insurance policies, including homeowner's insurance for clients residing in Brooklyn Park and the nearby areas. The agents help homeowners with primary and secondary homes to get the right policy to cover their valuable assets and belongings. The company's policies cover personal property, property damage, medical expenses, and additional living expenses. The coverage also entails compensation for lost or damaged personal belongings such as jewelry and collectibles.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elk Agency logo
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Elk Agency

327 Main Street Northwest, Elk River, MN 55330
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Elk Agency is a homeowner's insurance agency that has protected property owners in Brooklyn Park and the surrounding areas since 1999. The agency provides flexible coverage options for property insurance, homeowner's liability, home businesses, condos, and mobile homes. The company also writes insurance policies for renters and landlords. In addition, Elk Agency provides customized comprehensive coverage for log homes that includes extended liability to mitigate the potentially devastating threat of fires.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (10)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Erickson Insurance Agency of MN Inc logo
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Erickson Insurance Agency of MN Inc

Minneapolis, MN 55419
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Business Description

Erickson Insurance Agency of MN Inc is a family-owned and -operated independent insurance agency representing multiple insurance carriers. It serves residents of Brooklyn Park and nearby areas, helping clients find homeowners' insurance policies that protect their properties from various losses, accidents, and disasters. Aside from home insurance, it also offers renters, landlord, and flood insurance policies. Erickson Insurance Agency of MN Inc works with insurance companies like Chubb, Foremost Insurance Group, Progressive, The Hartford, and Safeco Insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gopher State Agency logo
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Gopher State Agency

1633 County Road 10, Spring Lake Park, MN 55432
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  • Multiple Policy Types

Business Description

Gopher State Agency has been providing home insurance policies to communities in Brooklyn Park and surrounding areas since 1962. It ensures its clients are financially protected in the event of disaster. Its policies include coverage against damage to a home and loss of personal possessions such as clothing, furniture, and electronic equipment. The agency can provide personal liability coverage and additional living expenses. It also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
insurancespecialiststeam.com logo
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insurancespecialiststeam.com

333 North Washington Avenue N, Minneapolis, MN 55401
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  • Multiple Policy Types
  • Flood

Business Description

Insurance Specialists Team serves the residents of Brooklyn Park and surrounding towns with diverse insurance needs. The agents provide a wide range of homeowner's insurance options for clients to select the best policy for their home. The policy caters to replacement costs, damaged personal property, and personal liabilities, such as damage to other people's properties. Also, the company pays bills stemming from additional living expenses if whole-house repairs are needed. Insurance Specialists Team has specialty coverage options, including animal liability and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Malone Insurance Agency logo
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Malone Insurance Agency

624 Central Avenue, Osseo, MN 55369
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  • Multiple Policy Types

Business Description

Malone Insurance Agency is a local agency that serves the insurance needs of businesses and individuals in Brooklyn Park and nearby locations. Owner and insurance agent Ken Malone has been offering homeowners' insurance plans for more than two decades. Malone insures different types of dwellings such as condominiums, rental properties, and vacant homes. Ken Malone earned his certified insurance service representative designation from the National Alliance for Insurance Education and Research.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marsh & McLennan Agency logo
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Marsh & McLennan Agency

6160 Golden Hills Drive, Golden Valley, MN 55416
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Marsh & McLennan Agency is a full-service insurance company that serves homeowners living in Brooklyn Park and nearby cities. Its insurance specialists analyze members' policies and work with them to design a comprehensive program tailored to meet all their policy needs. The coverage comprises compensation for losses on their homes and personal property. The agents also provide automotive, private aviation, and life insurance services. Marsh & McLennan Agency is affiliated with the Central Virginia Apartment Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
3.5 / 5 (6)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Matt Larsen - Capstone Insurance Group logo
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Matt Larsen - Capstone Insurance Group

277 Coon Rapids Boulevard Northwest, Coon Rapids, MN 55433
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Matt Larsen - Capstone Insurance Group provides insurance services to the Brooklyn Park area, seeking to save clients money on new or existing policies. The agency emphasizes a personalized approach to auto, homeowners, and business insurance, working with multiple carriers to find the best protection and rates for each unique case. It helps find coverage for vehicles such as motorcycles and boats as well. Larsen leads the group using a combination of extensive knowledge and timely service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (114)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Owens Insurance Agency logo
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Owens Insurance Agency

255 Minnesota 97, Forest Lake, MN 55025
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  • Multiple Policy Types

Business Description

Owens Insurance Agency provides coverage for homeowners living in and around Brooklyn Park. It has been helping clients protect themselves against the financial consequences of natural disasters, fire, theft, and vandalism since 1993. Its policies include coverage for damage to a home and the loss of personal belongings. Owens Insurance Agency represents leading carriers such as Acuity, AAA Insurance, and Progressive. It also offers car, life, and small business insurance.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peyer Insurance Group logo
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Peyer Insurance Group

5740 Brooklyn Boulevard, Minneapolis, MN 55429
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  • Flood
  • Multiple Policy Types
  • Personal Property Insurance

Business Description

Peyer Insurance Group is a family-owned homeowner's insurance agency that's been helping Brooklyn Park area residents protect their homes for more than 45 years. The company helps clients select the appropriate homeowner's insurance policy for their personalized needs. It assists clients in selecting suitable standard coverage policies to protect them from risks such as theft of personal belongings and liability for injuring someone on the property. The company has optional coverage options such as flood and identity theft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.5 / 5 (182)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robert Pampusch - Farmers Union Agency Insurance Agent logo
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Robert Pampusch - Farmers Union Agency Insurance Agent

17205 Yale St NW Ste B Elk River, MN 55330, Elk River, MN 55330
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  • Multiple Carriers

Business Description

Pampusch Agency, which is an insurance agency affiliated with Farmers Union Agency, specializes in providing personal and business insurance coverage in the Brooklyn Park area. Licensed agent Rob Pampusch has operated Pampusch Agency since 2006 and offers property, life, health, and accident insurance. Rob Pampusch became a Certified Insurance Counselor in 2010 and has maintained his certification throughout his career. In addition, Rob Pampusch has been awarded twice as a top producer of personal insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Teresa Rupkalvis - State Farm Insurance Agent logo
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Teresa Rupkalvis - State Farm Insurance Agent

11264 86th Ave N, Maple Grove, MN 55369
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  • Multiple Policy Types

Business Description

Teresa Rupkalvis - State Farm Insurance Agent offers a variety of insurance services to residents of Brooklyn Park and nearby communities. She opened her office in 1991 to help clients personalize their insurance to fit their needs, budget, and lifestyle, and protect their home and personal property. Ms. Rupkalvis is available 24/7 to respond to any queries via email or phone call. She also offers a free second opinion on the client's current insurance coverages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Read all FAQs