Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

5 Best Brooklyn Park Health Insurance Agencies

Oakwood Insurance Agency

649 Main Street Northwest, Elk River, MN 55330

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Individual Plans
Group Plans
Life Insurance

Oakwood Insurance Agency helps the residents of Brooklyn Park understand and choose from available health insurance plans. The company maintains partnerships with several insurance carriers, such as Medica and HealthPartners, to offer suitable health insurance policies, including individual health, dental, long-term care, and family health insurance. Dan Pecka, its independent agent, also educates clients about their coverage options under the group health and final expense insurance plans. Oakwood Insurance Agency has been in the industry since 1989.

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Riz Mulla

9657 Colorado Lane North, Brooklyn Park, MN 55445

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Life Insurance

Riz Mulla is a State Farm Insurance agent based in Brooklyn Park who helps customers be ready for life's surprises through a wide range of insurance options. He leads the Mulla Insurance Agency Inc., which offers health, life, auto, and pet insurance plans. Striving to help customers protect their properties and assets, he and his team also provide insurance protection options for homes and businesses. Riz has four years of experience in life and health insurance.

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Rohrer & Associates

16201 90th Street Northeast, Otsego, MN 55330

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Life Insurance

Rohrer & Associates is a family-owned company offering a wide range of insurance services to clients in Brooklyn Park. By striving to stay up to date on insurance opportunities, its team of professionals helps people find and access health insurance policies that suit their unique needs. Rohrer & Associates also has a specialized portfolio, enabling it to deal with life insurance, long-term care insurance, and annuities. In addition, it handles specialty insurance products, such as critical illness, medical supplements, and disability income insurance.

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State Insurance Agency

4900 Highway 169 N. Suite 304, New Hope, MN 55428

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Individual Plans

State Insurance Agency provides personal and business health insurance policies to clients in Brooklyn Park and nearby areas. Its team of agents and accounting executives is dedicated to simplifying the insurance buying process. They offer expert advice to clients in selecting insurance options. Some of their insurance products are life insurance, identity theft protection, general liability, and worker’s compensation insurance. State Insurance Agency represents insurance carriers, including Austin Mutual, Blue Cross Blue Shield, Health Partners, Tokio Marine, and United Health Care.

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Tom Sullivan

530 Central Avenue, Osseo, MN 55369

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Individual Plans
Life Insurance

Tom Sullivan is a State Farm insurance agent. He serves clients seeking insurance assistance in and around Brooklyn Park. Tom has been with State Farm since 1992 and has helped many clients achieve their financial goals. He is knowledgeable in various insurance products, including health, home, life, and business insurance policies. He also assists clients looking for various financial products like mutual funds and annuities. Sullivan received various awards for his service, including the Legion of Honor Qualifier Ambassadors for Life.

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Best Health Insurance Agencies in Brooklyn Park

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Health Insurance Agencies FAQs

Oakwood Insurance Agency

Riz Mulla

Rohrer & Associates

State Insurance Agency

Tom Sullivan

Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

Q: Do employers have to offer health insurance?

Q: Do you have to pay a health insurance deductible upfront?

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