Expertise.com

Best Health Insurance Agencies in Brooklyn Park

2023

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  • User Reviews
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Health Insurance Agencies FAQs 〉

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Website
4900 Highway 169 N. Suite 304, New Hope, MN 55428
  • Individual Plans

Why choose this provider?

State Insurance Agency provides personal and business health insurance policies to clients in Brooklyn Park and nearby areas. Its team of agents and accounting executives is dedicated to simplifying the insurance buying process. They offer expert advice to clients in selecting insurance options. Some of their insurance products are life insurance, identity theft protection, general liability, and worker’s compensation insurance. State Insurance Agency represents insurance carriers, including Austin Mutual, Blue Cross Blue Shield, Health Partners, Tokio Marine, and United Health Care.

License Verified:

License: 40199588

The Minnesota Department Of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16201 90th Street Northeast, Otsego, MN 55330
  • Life Insurance

Why choose this provider?

Rohrer & Associates is a family-owned company offering a wide range of insurance services to clients in Brooklyn Park. By striving to stay up to date on insurance opportunities, its team of professionals helps people find and access health insurance policies that suit their unique needs. Rohrer & Associates also has a specialized portfolio, enabling it to deal with life insurance, long-term care insurance, and annuities. In addition, it handles specialty insurance products, such as critical illness, medical supplements, and disability income insurance.

License Verified:

License: 40012912

The Minnesota Department Of Commerce Licensing Unit

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
530 Central Avenue, Osseo, MN 55369
  • Individual Plans
  • Life Insurance

Why choose this provider?

Tom Sullivan is a State Farm insurance agent. He serves clients seeking insurance assistance in and around Brooklyn Park. Tom has been with State Farm since 1992 and has helped many clients achieve their financial goals. He is knowledgeable in various insurance products, including health, home, life, and business insurance policies. He also assists clients looking for various financial products like mutual funds and annuities. Sullivan received various awards for his service, including the Legion of Honor Qualifier Ambassadors for Life.

License Verified:

License: 20340993

The Minnesota Department Of Commerce Licensing Unit

Website
649 Main Street Northwest, Elk River, MN 55330
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Oakwood Insurance Agency helps the residents of Brooklyn Park understand and choose from available health insurance plans. The company maintains partnerships with several insurance carriers, such as Medica and HealthPartners, to offer suitable health insurance policies, including individual health, dental, long-term care, and family health insurance. Dan Pecka, its independent agent, also educates clients about their coverage options under the group health and final expense insurance plans. Oakwood Insurance Agency has been in the industry since 1989.

License Verified:

License: 20076180

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9657 Colorado Lane North, Brooklyn Park, MN 55445
  • Life Insurance

Why choose this provider?

Riz Mulla is a State Farm Insurance agent based in Brooklyn Park who helps customers be ready for life's surprises through a wide range of insurance options. He leads the Mulla Insurance Agency Inc., which offers health, life, auto, and pet insurance plans. Striving to help customers protect their properties and assets, he and his team also provide insurance protection options for homes and businesses. Riz has four years of experience in life and health insurance.

License Verified:

License: 20167184

The Minnesota Department Of Commerce Licensing Unit

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (46)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.