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Best Credit Repair Companies in Kalamazoo

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625 Kenmoor Ave SE Suite 301, Grand Rapids, MI 49546
Grand Rapids, MI 49546
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  • Credit Audit

Guaranteed Financial Solutions provides credit repair assistance to the residents of Kalamazoo and nearby areas. Its specialists perform credit analysis and remove inaccurate and unverifiable information from clients' credit reports. Among these are collections, foreclosures, charged-off accounts, judgments, late payments, and tax liens. In addition, the firm has developed a network of FCRA attorneys to refer clients' concerns to if the bureaus fail to comply with their rights. 24/7 access to the case states and progress is also available.

625 Kenmoor Ave SE Suite 301, Grand Rapids, MI 49546
Grand Rapids, MI 49546

InstagramWebsite(616) 800-1017

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Grand Rapids, MI 49507Grand Rapids, MI 49507
  • Credit Monitoring

Lawrence Assets LLC provides credit solutions to Kalamazoo and surrounding communities' business owners. The company assists in the development of corporate credit by guiding them through business compliance procedures and listing them with credit bureaus after compliance checks are completed. It also educates its clients on how to use their good credit to gain access to financial opportunities. Financial assistance for businesses is one of the other services available. Lawrence Assets works with Experian Business, BusinessCreditUSA, D&B, and Equifax.

Grand Rapids, MI 49507Grand Rapids, MI 49507

Website(616) 202-6707

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

4485 Plainfield Ave NE Ste 102, ​Grand Rapids, MI 49525
​Grand Rapids, MI 49525
  • Debt Consolidation
  • Credit Audit

US Fair Credit Alliance assists clients in Kalamazoo and the surrounding areas. It offers individuals solutions to their credit issues and thoroughly checks any possible inaccuracies in their credit reports. During the consultation, the specialists run the customers' accounts through an in-depth verification procedure to assess their credit reports and determine which program is best for them. They devise credit-building strategies to help them raise their credit ratings. The business has been around for more than two decades.

4485 Plainfield Ave NE Ste 102, ​Grand Rapids, MI 49525
​Grand Rapids, MI 49525

Website(888) 212-1415

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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