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2024

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Best Local Car Insurance Agencies in Kalamazoo, MI

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kalamazoo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59Reviewed

41Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

562 Broadway Street, South Haven, MI 49090
WebsiteLicense: 1005356

Expertise.com Rating

Review Sources

Google
4.9 (65)

Why choose this provider?

Based in Michigan, Apple Insurance of South Haven, Inc., is an independent insurance agency serving residents of Kalamazoo and the South Haven area. Its expert insurance agents offer fully customized auto insurance packages and a wide variety of policy coverage options, including collision and comprehensive insurance, property damage, bodily injury liability, and uninsured or underinsured motorist liability. Clients may also obtain other insurance products, such as specialty dwelling and farm coverage. Apple Insurance of South Haven is a member of the Insurance Agency Owners Alliance.

  • Boats
  • Motorcyle & ATV

443 South Drake Road, Kalamazoo, MI 49009
WebsiteLicense: 958680

Expertise.com Rating

Review Sources

Google
4.4 (37)
Facebook
4.5 (4)

Why choose this provider?

Boot Haan Insurance Agency is a company that serves clients living in Kalamazoo and nearby areas. Its agents provide auto insurance plans to cover possible repairs or liability fees and help car owners consider risks that could cause serious expenses. The company recommends coverage plans from various auto insurance carriers like Auto-Owners and Progressive. It also covers trucks, motorcycles, and classic cars. Boot Haan Insurance Agency, founded around 60 years ago, also offers life, business, and home insurance plans.

  • Multiple Carriers

4341 South Westnedge Avenue, Kalamazoo, MI 49008
WebsiteLicense: 0011085

Expertise.com Rating

Review Sources

Google
4.2 (25)

Why choose this provider?

Wilk and Son Insurance is a Kalamazoo-based car insurance agency with over 85 years of business experience. The company was founded in 1927 with the aim of providing insurance products through excellent customer service. The firm offers personalized auto coverage to individual and commercial customers. It also helps them choose a plan that will fit their needs from a comprehensive list of providers. Additionally, the agency specializes in motorcycle, homeowners', life, health, and commercial insurance, as well as bonds.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

123 South Phelps Street, Decatur, MI 49045
WebsiteLicense: 960952

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Google
5.0 (1)

Why choose this provider?

Carried by three generations, Newell Insurance Agency has been serving the residents of Kalamazoo and the nearby cities with its insurance services since 1956. The company works with different providers to personalize each policy that fits clients' needs. These insurance carriers include Auto-Owners insurance, Wolverine Mutual Insurance, and Priority Health. The company's agents offer coverage for home, auto, renters, and business insurance. Its clients are grateful for the team's ability to provide quality service.

  • Motorcyle & ATV

1114 West Michigan Avenue, Three Rivers, MI 49093
WebsiteLicense: 8306500

Expertise.com Rating

Why choose this provider?

John Scragg is a licensed State Farm Insurance agent that serves clients in Kalamazoo, Three Rivers, and surrounding communities in the West Michigan Area. He provides insurance and risk management products such as automobile insurance, homeowners insurance, as well as life insurance coverage. John Scragg has been a State Farm Insurance agent for 20 years, and his expertise and background in the insurance industry allow him to provide each client with a suitable insurance package tailored to suit their needs and requirements.

  • Bundling Option

511 Huron Street, South Haven, MI 49090
WebsiteLicense: 958193

Expertise.com Rating

Review Sources

Facebook
4.5 (13)

Why choose this provider?

Hardt Insurance is an independent insurance agency near Kalamazoo that offers home, auto, and life insurance solutions to clients in the metro. The company provides auto insurance policies that provide coverage from liabilities, property damage, and medical expenses which are all mandated by Michigan state. Additional coverage for passengers, losses, repairs, and replacements are also available. Hardt Insurance has been operating for more than a century and is a local institution for providing coverage for businesses and farms.

  • Multiple Carriers

180 East Michigan Avenue, Three Rivers, MI 49093
WebsiteLicense: 0068898

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Charvat Agency, LLC, is a full-service insurance agency serving the Three Rivers and Kalamazoo areas. It offers a range of personal insurance protection, including auto insurance, motor home or RV insurance, and motorcycle insurance. Its team of professionals matches the individual policies with the needs of its clients. With a strong focus on building a good relationship with its clients, Charvat Agency, LLC, goes through the insurance planning process with clients.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

220 North Drake Road, Kalamazoo, MI 49009
WebsiteLicense: 959729

Expertise.com Rating

Review Sources

Google
4.3 (46)
Facebook
5.0 (20)

Why choose this provider?

Ron Jackson Insurance Agency is an insurance company founded by former Boston Red Sox player, Ron Jackson. It provides auto insurance plans to cover replacements and repairs for damage sustained from accidents and collisions. The company also covers uninsured motorists and property damage for multiple vehicles like trucks and motorcycles. In operation since 1962, it is a family-owned business, with Ron's children and grandchildren as members of the company. The company is partnered with local businesses like 2nd Chance Lawn Care.

  • Motorcyle & ATV

452 North Grand Street, Schoolcraft, MI 49087
WebsiteLicense: 0010737

Expertise.com Rating

Why choose this provider?

Trust Shield Insurance Group is an insurance solutions provider that services the Kalamazoo metro and nearby towns. It offers personal and commercial insurance products. Its auto insurance policies provide a combination of personal injury protection, liability protection, medical payments, physical damage coverage, and protection from uninsured or underinsured motorists. Trust Shield Insurance Group also offers special coverage for certain industry facilities such as farms, private schools, IT service providers, and food processing.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

9848 Portage Road, Portage, MI 49002
WebsiteLicense: 964350

Expertise.com Rating

Review Sources

Facebook
4.3 (8)

Why choose this provider?

Miller-Schuring Agency is a full-service independent insurance agency that offers a range of insurance products like auto insurance to Kalamazoo. The agency helps find the best insurance policy for clients based on their needs and budget. It has access to various insurance providers in the industry, such as Auto-Owners Insurance, Safeco Insurance, Accident Fund, and Progressive. Miller-Schuring Agency has been in the insurance industry for more than 25 years, serving Michigan and six other states.

  • Multiple Carriers

2425 South 11th Street, Kalamazoo, MI 49009
WebsiteLicense: 0107695

Expertise.com Rating

Review Sources

Google
4.8 (34)
Facebook
4.8 (5)
Yelp
5.0 (1)

Why choose this provider?

Kalamazoo Insurance is a team of agents that offers auto insurance policies. Whether clients own a car, an SUV, or a truck, they can create insurance plans that may include liability coverage, collision coverage, and personal injury protection to help pay for medical bills in the event of an accident. The agents also insure RVs, ATVs, boats, and motorcycles. Kalamazoo Insurance is committed to providing insurance plans that clients can trust to protect them and their assets.

  • Multiple Carriers

309 West Michigan Avenue, Marshall, MI 49068
WebsiteLicense: 2837074

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (5)

Why choose this provider?

Great Michigan Insurance is an auto insurance company located in historic downtown Marshall, Kalamazoo that specializes in no-fault insurance. The company has been serving West Michigan for over 15 years. They help their clients understand the details of no-fault insurance and help prevent policyholders from getting sued in cases of significant loss or damages. The company also caters to clients looking for brand-new insurance policies or clients wanting to switch from their current provider. Other products from the company include home, life, commercial, and condo insurance.

  • Multiple Carriers

810 West Kilgore Road, Kalamazoo, MI 49008
WebsiteLicense: 9423141

Expertise.com Rating

Review Sources

Google
4.5 (55)
Facebook
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Landon Kovacs is a local insurance agent for State Farm operating in the Kalamazoo metro and nearby Michigan areas. Principal agent and owner Landon has over a decade of experience in the insurance industry and specializes in home, business, personal, and auto lines. The agency provides clients with auto insurance policies that protect them from collisions and most forms of physical damages. Beneficial add-ons such as rental reimbursements are also available.

  • Bundling Option

5955 West Main Street, Kalamazoo, MI 49009
WebsiteLicense: 17515181

Expertise.com Rating

Review Sources

Google
4.9 (34)
Facebook
5.0 (1)

Why choose this provider?

Agnew Insurance Agency, Inc. is an independent insurance agency based in Kalamazoo that provides commercial and personal insurance lines in the metro. Since 2016, the company has been helping clients get the most suitable policy from among its multiple carriers. It protects clients against financial losses due to unexpected road accidents by providing a policy that can help cover liabilities, damages, and physical injuries. In extending its services, Agnew Insurance Agency not only works for clients but treats them as family.

  • Multiple Carriers

5840 King Highway, Kalamazoo, MI 49048

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Hartleb Agency is a locally owned and operated insurance provider offering personalized auto insurance products to Kalamazoo. The business has been providing insurance products to the market for over 40 years. Its 10-person team educates each client regarding auto insurance coverages and secures them from financial obligations caused by car accidents. It also offers personalized auto protection plans to better meet the unique criteria of clients. The agency assigns a member of the staff to policyholders to more attentively address their inquiries.

  • Multiple Carriers
  • Bundling Option

5579 Stadium Drive, Kalamazoo, MI 49009
WebsiteLicense: 959148

Expertise.com Rating

Review Sources

Google
4.6 (75)
Facebook
4.6 (26)
Yelp
1.0 (1)

Why choose this provider?

Nulty Insurance - Kalamazoo, MI is an independent insurance agency that has been operating since 1945. The business services Kalamazoo and nearby areas. The local professionals from this firm offer auto insurance services to protect individuals from accidents while on the road. The auto insurance policy covers collision, medical payments, uninsured motorist, and comprehensive car coverage. The company also provides commercial property, cyber liability, workers' compensation, and business auto insurance plans.

  • Bundling Option

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Apple Insurance of South Haven, Inc.
562 Broadway Street, South Haven, MI 49090
Boot Haan Insurance Agency
443 South Drake Road, Kalamazoo, MI 49009
Wilk and Son Insurance - Kalamazoo
4341 South Westnedge Avenue, Kalamazoo, MI 49008
Newell Insurance Agency
123 South Phelps Street, Decatur, MI 49045
John Schragg
1114 West Michigan Avenue, Three Rivers, MI 49093
Hardt Insurance
511 Huron Street, South Haven, MI 49090
Charvat Agency, LLC
180 East Michigan Avenue, Three Rivers, MI 49093
Ron Jackson Insurance
220 North Drake Road, Kalamazoo, MI 49009
Trust Shield Insurance Group
452 North Grand Street, Schoolcraft, MI 49087
Miller Schuring Agency
9848 Portage Road, Portage, MI 49002
Kalamazoo Insurance
2425 South 11th Street, Kalamazoo, MI 49009
Great Michigan Insurance
309 West Michigan Avenue, Marshall, MI 49068
Landon Kovacs
810 West Kilgore Road, Kalamazoo, MI 49008
Agnew Insurance Agency, Inc.
5955 West Main Street, Kalamazoo, MI 49009
Hartleb Agency
5840 King Highway, Kalamazoo, MI 49048
Nulty Insurance - Kalamazoo, MI
5579 Stadium Drive, Kalamazoo, MI 49009

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are Kalamazoo insurance companies allowed to use drivers’ credit scores to set auto insurance rates?

    According to Section 2153 of the 1956 Michigan Insurance Code, insurance providers cannot use credit information or an insurance score as grounds to deny, terminate, or non-renew a personal insurance policy. It is worth noting, however, that credit scores can be used to assess premium installment payment choices and their availability.

  • How does Michigan’s no-fault insurance system impact the car insurance claims of Kalamazoo residents?

    Michigan employs a "no-fault" insurance system, which means that Kalamazoo drivers generally receive specific insurance benefits regardless of whether the accident was their responsibility or not. To access these no-fault benefits, motorists must file an application with their own insurance providers within one year of the accident. Drivers can also file a negligence claim against at-fault drivers and their insurance providers.

  • What is the average monthly cost of car insurance in Kalamazoo?

    The average monthly cost of car insurance in Kalamazoo is $292. Typically, drivers in the area pay around $414 each month for full-coverage insurance and approximately $170 per month for liability coverage. However, the specific rate drivers receive will be influenced by various factors, including age, driving history, and the insurance provider.

  • What factors do Kalamazoo insurance companies typically consider when calculating car insurance premiums?

    Kalamazoo insurance companies consider several factors when calculating auto insurance rates, such as the geographic location of the drivers. Urban drivers typically pay higher premiums compared to those in rural areas. The type of vehicle also plays a role, with luxury, high-performance, and sports cars incurring greater insurance costs. Motorists with a track record of accidents and traffic infractions also face increased rates from insurance providers.

  • What are the advantages and disadvantages of paying car insurance monthly or semi-annually in Kalamazoo?

    While monthly payments provide immediate convenience and cost-effectiveness to Kalamazoo car owners, they can ultimately result in increased overall expenses. On the other hand, several insurance companies offer discounts to policyholders who opt for semi-annual premium payments. The only drawback is that it may require a larger upfront payment.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.