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Best Credit Repair Companies in Ann Arbor

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Ann Arbor, MIAnn Arbor, MI

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Ann Arbor, MIAnn Arbor, MI

Website(903) 532-2312

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3875 Packard Street, Ann Arbor, MI 48108
Ann Arbor, MI 48108
Instagram
  • Debt Consolidation

Acclaim Legal Services, PLLC is a law firm that provides financial and legal services to the people of Ann Arbor. It provides credit repair services, helping clients by combining reports from all three credit bureaus. It also deals with credit education. The company is equipped to perform bankruptcy services, foreclosure assistance, debt management, and asset repossession. Its staff has more than 120 years of combined legal experience. Its founder William Johnson is involved with the local community through foreclosure assistance at United Way.

3875 Packard Street, Ann Arbor, MI 48108
Ann Arbor, MI 48108

InstagramWebsite(866) 261-8282

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

90 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A

Friendliness: A+

Helpfulness: A+

Detail: A+

21411 Civic Center Drive, Southfield, MI 48076
Southfield, MI 48076
Instagram
  • Credit Dispute

American Credit Restoration is a credit counseling service provider that serves clients in Ann Arbor. It specializes in eliminating negative items from clients' credit records, such as late payments and collection accounts. The company uses a multi-stage process to provide customized credit repair services that suit client's needs. In addition, American Credit Restoration offers an assortment of consulting services that range from business formation to establishing an EIN and Dun and Bradstreet business credit profile. The company was founded in 2005.

21411 Civic Center Drive, Southfield, MI 48076
Southfield, MI 48076

InstagramWebsite(866) 433-5383

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2080 Whittaker Road, Ypsilanti, MI 48197
Ypsilanti, MI 48197
  • Credit Dispute

Business Financial Expert is a credit repair company that serves Ann Arbor and the surrounding areas. The company helps clients improve their credit scores by working with credit bureaus and creditors to challenge negatively reported items in their credit reports. Its professionals have years of experience evaluating credit and guiding consumers to assert their legal rights to dispute inaccurate information and unapproved reviews. Additionally, Business Financial Expert offers 24/7 live status accessibility for clients throughout the entire process.

2080 Whittaker Road, Ypsilanti, MI 48197
Ypsilanti, MI 48197

Website(800) 745-0883

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120
  • Credit Monitoring
  • Credit Audit

Credit Repair Gal is a group of experts in credit repair serving the Ann Arbor area. It provides services that can improve credit scores, such as audit, repair, education, and management of credit. Additionally, it creates customized disputes for clients against the credit bureaus Experian, TransUnion, and Equifax. Clients can request a review or check the repair process online with its secure and safe software. Credit Repair Gal aims to improve its clients' credit scores and achieve their financial goals.

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120

Website(800) 805-6919

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226
Instagram
  • Debt Consolidation
  • Credit Dispute

Elite Credit Solutions is a credit restoration company that serves clients in Ann Arbor and the surrounding areas. It provides a range of services, including credit score improvement, bankruptcy credit repair, credit audit, foreclosure credit repair, and debt settlement. Its specialists also deal with clients who need credit solutions and credit identity corrections and develop strategies to remove any negative items from credit reports. Elite Credit Solutions has been in the business since 2019.

607 Shelby Street, Detroit, MI 48226
Detroit, MI 48226

InstagramWebsite(833) 327-4376

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120
Instagram
  • Credit Audit
  • Credit Dispute

Fair Game Credit Repair is a credit repair company based in Dearborn. It serves individuals and families in Ann Arbor and the surrounding areas. The company seeks personalized dispute alternatives to match its clients' credit repair needs and submit dispute letters on their behalf. A dedicated case analyst and case advisor will work with each client throughout the process. Clients will have access to the status of the case any time and day of the week.

3200 Greenfield Road, Dearborn, MI 48120
Dearborn, MI 48120

InstagramWebsite(888) 986-3247

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

2470 Woodward Avenue, Detroit, MI 48201
Detroit, MI 48201
Instagram
  • Debt Consolidation

GreenPath Financial Wellness is a Detroit-based financial wellness company that serves clients in Ann Arbor. The company specializes in helping clients understand and achieve financial wellness and provides various types of services such as credit report reviews. Its team also guides clients in managing their credit scores. The company is a partner of the Consumer Credit Counseling Service of Central Oklahoma, providing full-service financial education, credit counseling, debt management, and bankruptcy education and counseling services. GreenPath Financial Wellness has been serving clients since 1961.

2470 Woodward Avenue, Detroit, MI 48201
Detroit, MI 48201

InstagramWebsite(800) 550-1961

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

13 North Washington Street, Ypsilanti, MI 48197
Ypsilanti, MI 48197
Instagram
  • Credit Monitoring

Invest in You Financial & Credit Consulting is a credit consulting and management company that serves clients across the Ann Arbor metro. Its credit repair solutions include inquiry support, credit dispute management, and credit restoration. Increased credit scores improve clients' chances of reaching financial goals. The company has a client portal on its website, which features resources on topics like FICO scores, business credit, and debt management. Invest in You Financial & Credit Consulting also deals with LLC filing.

13 North Washington Street, Ypsilanti, MI 48197
Ypsilanti, MI 48197

InstagramWebsite(734) 849-2317

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: B+

22142 West Nine Mile Road, Southfield, MI 48033
Southfield, MI 48033
  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Michigan Consumer Credit Lawyers is a law firm that serves clients in Ann Arbor. It specializes in helping clients recover from false reporting, identity theft, and credit report problems by offering an assortment of credit restoration services. The firm is well-versed in using several laws, such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, in improving clients' credit ratings. The founder, Gary Nitzkin, is a certified public accountant, and he has been providing credit repair services since 1983.

22142 West Nine Mile Road, Southfield, MI 48033
Southfield, MI 48033

Website(888) 293-2882

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

57 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4301 Orchard Lake Road, West Bloomfield Township, MI 48323
West Bloomfield Township, MI 48323
Instagram
  • Credit Dispute

National Credit Store provides credit repair solutions for clients in Ann Arbor and the neighboring areas. Its credit repair services include obtaining three recent credit reports, conducting credit history analysis, identifying positive credit, and educating clients to optimize credit reports. It also addresses issues involving civil suits and judgments, late payments, collections, and credit inquiries. Its team brings more than 45 years of combined experience and has the knowledge to assist clients in developing a healthy credit history.

4301 Orchard Lake Road, West Bloomfield Township, MI 48323
West Bloomfield Township, MI 48323

InstagramWebsite(844) 447-3683

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4301 Orchard Lake Road, West Bloomfield Township, MI 48323
West Bloomfield Township, MI 48323
  • Credit Dispute

Nationwide Credit Clearing helps the residents of Ann Arbor and the neighboring cities repair their credit. The company offers credit report consultation and credit education. After reviewing the accounts listed on a client's credit report, its team of specialists disputes any inaccurate information with credit bureaus to remove them from the record. They leverage consumer laws like the Fair Debt Collection Practices Act and the Fair Credit Reporting Act to improve clients' credit scores. Nationwide Credit Clearing has been in business since 1985.

4301 Orchard Lake Road, West Bloomfield Township, MI 48323
West Bloomfield Township, MI 48323

Website(248) 254-3315

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

333 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

28536 Ford Road, Garden City, MI 48135
Garden City, MI 48135
  • Credit Dispute

Onyx Credit Geeks helps improve the borrowing capacities of individuals and businesses located in Ann Arbor. It offers credit file analysis and consultation, individual coaching, and unlimited dispute letters to three credit bureaus. Its team of professionals walks each client through the entire process and prepares the documents required by various loan agencies. Furthermore, the company provides seasoned credit tradelines options for clients who would like to boost their scores quickly.

28536 Ford Road, Garden City, MI 48135
Garden City, MI 48135

Website(313) 228-5572

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

64 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243
Instagram
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

RCA Credit Repair L.L.C is a credit repair specialist and consultant firm. It offers various credit repair programs to assist individuals and businesses in Ann Arbor. The firm helps restore the credit status of clients by disputing credit report inaccuracies via mail. In addition, RCA Credit Repair published a book entitled 17 Pages of Credit Repair Truth to educate people on who to repair their own credit and achieve financial freedom.

400 Renaissance Center, Detroit, MI 48243
Detroit, MI 48243

InstagramWebsite(866) 410-1717

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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