Expertise.com

Best Credit Repair Companies in South Bend

Laurels
Laurels

We did the research for you!

Learn more
  • checkbox
    Licensing
  • checkbox
    User Reviews
  • checkbox
    Mystery Shopping Calls

Credit Repair Companies FAQs

Learn more
202 Westwind Dr, Michigan City, IN 46360
Michigan City, IN 46360
  • Credit Monitoring

Accius Financial Solutions offers credit repair services in South Bend and the surrounding cities. It reviews reports for inaccurate information and outdated accounts and develops action plans to fix the errors and rebuild clients' credit scores. Its team deals with negative items like bankruptcies, charge-offs, collections, identity thefts, late payments, and tax liens. The company also coaches individuals on raising scores, allowing them to get loan approvals and lower interest rates. Accius Financial Solutions has served over 150 customers and completed more than 130 cases.

202 Westwind Dr, Michigan City, IN 46360
Michigan City, IN 46360

Website(866) 922-2487

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

South Bend, INSouth Bend, INInstagram
  • Credit Monitoring

BINND provides credit repair solutions to individuals in and around South Bend. The company helps clients improve their credit scores to get more competitive interest rates. It counsels customers on building good credit, analyzes reports, and assists in rebuilding their standing. In addition to delivering credit repair programs, BINND also offers bookkeeping, tax preparation, personal budgeting, and tax debt assistance services. The firm was established in 2019 by LaVette Velasquez, who has more than 20 years of experience in accounting and finance.

South Bend, INSouth Bend, IN

InstagramWebsite(219) 232-8414

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

1251 North Eddy Street Suite 200, South Bend, IN 46617
South Bend, IN 46617
Instagram
  • Credit Monitoring

Cobra Credit has been serving clients in the South Bend area for over 20 years. Its team assists individuals in disputing inaccurate or erroneous information in credit reports from the three major bureaus. This information includes liens, medical bills, repossessions, and student loans. The firm also assists in intervening with creditors and issuing cease-and-desist letters, as well as providing debt management advice. Clients can also use the Smartcredit mobile app to track the progress of their credit repair.

1251 North Eddy Street Suite 200, South Bend, IN 46617
South Bend, IN 46617

InstagramWebsite(833) 692-6272

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Credit Repair Companies near you