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Best Health Insurance Agencies in Kalamazoo

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2023
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Anders Bergh logo
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License Verified:

License: 0543234

Michigan Department of Insurance and Financial Services

Anders Bergh

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3018 Oakland Drive, Suite A, Kalamazoo, MI 49008
  • Life Insurance
  • Health Insurance

Business Description

Anders Bergh is a financial advisor with Prudential Advisors, serving families, individuals, and small businesses in Kalamazoo and nearby areas. He offers health insurance through the Prudential Insurance Agency. He can also provide disability income and long-term care insurance, as well as life insurance and annuities. In addition, he creates financial strategies, and retirement plans to protect assets from market volatility and other risks. Anders has been in the financial industry for over 11 years.

License Verified:

License: 0543234

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clear Strategy logo
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License Verified:

License: 8592121

Michigan Department of Insurance and Financial Services

Clear Strategy

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1209 East Milham Ave, Portage, MI 49002
  • Life Insurance
  • Health Insurance

Business Description

Clear Strategy is a local independent insurance agency that serves the Kalamazoo community. It offers health insurance plans for individuals and families that cover expenses related to doctors' fees, hospitalization, prescription drugs, and emergency services. The agency assists with Medicare Supplement, Advantage, and Part D plans for seniors. Additionally, it provides life and final expense insurance policies that serve as income replacements for a policyholder's dependents. Clear Strategy represents multiple carriers, such as Transamerica and Cigna.

License Verified:

License: 8592121

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Diversified Senior Services logo
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License Verified:

License: 16787017

Michigan Department of Insurance and Financial Services

Diversified Senior Services

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1161 Rainbow Ct, Portage, MI 49024
  • Individual Health Insurance

Business Description

Diversified Senior Services is an independent insurance agency that serves the health insurance needs of clients in Kalamazoo and the surrounding areas. The firm's insurance advisor, Jeremy Ryan, assists in selecting the appropriate plan that fits clients' unique financial and medical needs. He provides health insurance solutions for individuals ages 65 years old and above. He also offers dental care insurance plans that include cleanings, exams, and routine check-ups. In addition, Life insurance and Medicaid planning services are available.

License Verified:

License: 16787017

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Endres Insurance Agency logo
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License Verified:

License: 968119

Michigan Department of Insurance and Financial Services

Endres Insurance Agency

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6660 S Westnedge Ave, Portage, MI 49024
  • Individual Plans
  • Health Insurance

Business Description

Endres Insurance Company is an agency focusing on the insurance needs for seniors in the Kalamazoo metro and its neighboring communities, specializing in Medicare Supplement for over 30 years. Other health insurance products offerings include hospital indemnity plans, dental, vision, heart attacks, cancer, and stroke insurance. Endres Insurance Company works with multiple carriers such as Portage Senior Center, Senior Services Southwest Michigan, Area Agency on Aging of Western Michigan to provide customized plans to its clients.

License Verified:

License: 968119

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Fakler Insurance Agency logo

License Verified:

License: 17806389

Michigan Department of Insurance and Financial Services

Fakler Insurance Agency

6076 S. 12th Street, Kalamazoo, MI 49009
  • Health Insurance

Business Description

Fakler Insurance Agency serves families and businesses in Kalamazoo and nearby areas. It offers fee-for-services and managed care health insurance policies that cover medical, hospital, dental, and surgical expenses, as well as costs for prescription drugs. It is in partnership with Blue Cross Blue Shield of Michigan for individual and family healthcare. Fakler Insurance Agency also provides risk management solutions for life, homeowners, auto, and businesses. It is owned and operated by Marc Fakler, who is affiliated with AAA.

License Verified:

License: 17806389

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kory Wagonmaker logo
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License Verified:

License: 16778902

Michigan Department of Insurance and Financial Services

Kory Wagonmaker

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4644 West Main Street, Kalamazoo, MI 49006
  • Life Insurance

Business Description

Kory Wagonmaker is an agent with State Farm that provides insurance services to customers across Kalamazoo and the surrounding areas. He offers health insurance plans tailored to the needs of individuals, families, and seniors. He also conducts insurance reviews for clients looking for auto, home, or business coverage. Wagonmaker's office is located in the Westwood Plaza, next to Chick-fil-A and Coney Island. He has bilingual speakers on staff to provide assistance in English and Spanish.

License Verified:

License: 16778902

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Miller-Schuring Agency logo
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License Verified:

License: 964350

Michigan Department of Insurance and Financial Services

Miller-Schuring Agency

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9848 Portage Road, Portage, MI 49002
  • Health Insurance

Business Description

For over a decade, the Miller-Schuring Agency has been providing financial solutions to clients throughout Kalamazoo. It advises individuals and employers on health insurance plans and offers further protection options like vision and dental insurance. The agency handles other personal insurance products, like life and pet plans. It also has experience providing commercial insurance solutions for companies in the transportation, property management, and agri-business industries. The agency's president, Jamie Schuring, is a Certified Risk Manager by the National Alliance for Insurance Education & Research.

License Verified:

License: 964350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
––
Friendliness
Helpfulness
Detail
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Nulty Insurance logo
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License Verified:

License: 959148

Michigan Department of Insurance and Financial Services

Nulty Insurance

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5579 Stadium Drive, Kalamazoo, MI 49009
  • Life Insurance

Business Description

Nulty Insurance is an independent agency that serves clients in Kalamazoo. It works with multiple insurance carriers to offer various healthcare, vision, dental, and disability insurance plans. The agency also assists its customers in obtaining coverage for their automobiles, homes, businesses, cyber liability, and commercial properties. Founder Greg Nulty established the company in Otsego in 1945 and started serving local communities in Michigan. Construction, manufacturing, and non-profits are the industries that Nulty Insurance specializes in.

License Verified:

License: 959148

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (79)
Facebook
4.8 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Platinum Agency Group LLC logo
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License Verified:

License: 18398012

Michigan Department of Insurance and Financial Services

Platinum Agency Group LLC

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5955 W. Main Street, Kalamazoo, MI 49009
  • Life Insurance

Business Description

Platinum Agency Group LLC assists clients in Kalamazoo and nearby locations by providing individual health coverages. It assists customers in comprehending plan options like Fee-For-Service (FFS) and Managed Care Policies, such as Point-Of-Service (POS), Preferred Provider Organizations (PPO), and Health Maintenance Organizations (HMO). The agency also offers group health plans for a diverse workforce. Platinum Agency Group is an independent insurance agency that carries products from various providers like BlueCross BlueShield, Aetna, Priority Health, and UnitedHealthcare.

License Verified:

License: 18398012

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Sackett Group logo
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License Verified:

License: 0152061

Michigan Department of Insurance and Financial Services

The Sackett Group

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8191 Moorsbridge Road, Portage, MI 49024
  • Life Insurance

Business Description

The Sackett Group is a full-service agency that provides health, dental, vision, disability, Medicare Supplement, and life insurance plans to individuals and families in Kalamazoo. It also offers group coverages, pensions, 401(k) products, and property and liability insurance for employers and their employees. These employee benefits solutions are accessible 24/7 through HRconnection, an online resource portal. In addition, the company renders HIPAA, FMLA, COBRA, and ACA compliance consultations. The Sackett Group has been serving the Midwest since 1971.

License Verified:

License: 0152061

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.