Expertise.com
2024

Last updated:

Best Life Insurance Companies in Kalamazoo

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Kalamazoo Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3386

Reviewed

2039

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4353 Kettle Moraine Drive, Kalamazoo, MI 49048
  • Health Insurance
  • Life Insurance

Why choose this provider?

Since 2001, Maple Valley Insurance Group has provided life and health insurance plans to the people of Kalamazoo and the surrounding areas. The independent agency strives to deliver a boutique-like experience by helping clients select the insurance carrier and product that meets their needs. Maple Valley offers solutions from top carriers which include life, health, and dental insurance options. The company designs term, whole, and universal life insurance policies and offers assistance with Medicare Advantage and Medicare Supplement benefits.

License Verified:

License: 18364200

Michigan Department of Insurance and Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
352 12th Street, Plainwell, MI 49080
  • Life Insurance

Why choose this provider?

Fireside Financial Partners offers a range of financial solutions to clients in Kalamazoo. It connects individuals and businesses to insurance products such as life insurance, disability insurance, personal insurance, and liability insurance. The company also handles portfolio review and analysis, comprehensive financial planning, estate preservation and transfer assistance, pension maximization, wealth management, and investment strategy. Fireside Financial Partners has a strong focus on educating and empowering clients so they can make better financial decisions.

License Verified:

License: 1946688

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4055 West Dickman Road, Springfield, MI 49037
  • Life Insurance
  • Health Insurance

Why choose this provider?

Paul Clark is a life insurance agent serving clients in Kalamazoo and the surrounding areas. He has been in the insurance industry since 2006, helping clients create personalized life and health insurance to protect their most valuable assets. Clark also provides a wide range of products, including home, auto, condo, renters, and pet insurance. He also offers commercial products, such as business and property insurance, in addition to annuities, mutual funds, and banking services.

License Verified:

License: 8821008

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4644 West Main Street, Kalamazoo, MI 49006
  • Life Insurance
  • Health Insurance

Why choose this provider?

Local State Farm agent Kory Wagonmaker helps clients with their life insurance needs. He and his staff serve residents in and around the Kalamazoo area, including those from nearby Portage, Paw Paw, and Three Rivers. They also offer insurance plans for cars, homes, and businesses. Kory can assist clients in both English and Spanish. State Farm Insurance has a variety of insurance options, including life and health insurance, casualty insurance, and property insurance. The company also provides an array of financial services.

License Verified:

License: 16778902

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
70380 S. Michigan 66, Sturgis, MI 49091
  • Life Insurance
  • Health Insurance

Why choose this provider?

Chupp Insurance Agency is an insurance agency that has been serving the Kalamazoo metro and surrounding areas since 1960. Representing several insurance companies, the agency provides a vast array of life insurance options for individuals and businesses. Individual life insurance with temporary and permanent coverage, long-term care insurance, mortgage protection insurance, and disability insurance are all available. In addition, small businesses may also acquire group life insurance and key person insurance to secure employee benefits.

License Verified:

License: 1921305

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9848 Portage Road, Portage, MI 49002
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Miller-Schuring Agency is an independent provider of life coverage options for communities in Kalamazoo. For over 20 years, it has been serving term and permanent life insurance and other personal lines such as health, home, auto, and pets. It specializes in industries such as agriculture, contractor, and property management for commercial insurance and also has services for employee benefits and retirement. Miller-Schuring has contributed to its community by giving back to organizations such as the National Kidney Foundation and the Susan G. Komen Foundation.

License Verified:

License: 964350

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
––
Friendliness
Helpfulness
Detail
––

Website
6672 Stadium Drive, Kalamazoo, MI 49009
  • Life Insurance

Why choose this provider?

Redman Agency is a business affiliated with Meemic Insurance Company that serves the Kalamazoo community. It offers a wide range of insurance products to educators, including life insurance policies. Its team of professionals helps individuals and their families in protecting their futures by providing personalized plans based on their needs and financial goals. The agency's founder, Robert C. Redman II, established the firm in 1999. He taught and conducted special events for staff and students at Starr Commonwealth schools.

License Verified:

License: 15851726

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1209 East Milham Avenue, Portage, MI 49002
  • Life Insurance
  • Health Insurance

Why choose this provider?

Clear Strategy is an independent insurance agency servicing clients across the Kalamazoo area. The company provides a variety of insurance options, including life insurance, health insurance, and family insurance. It also offers policies to Medicare Supplement plans that include prescription drug plans and Medi-gap. With a combined experience of more than 60 years, Clear Strategy's agents are adept at different insurance fields and have access to several insurance providers' policies, including Aetna, TransAmerica, and Humana.

License Verified:

License: 18234044

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5149 Gull Road, Kalamazoo, MI 49048
  • Life Insurance

Why choose this provider?

Insurance Professionals of Michigan is an independent agency that delivers insurance solutions to businesses and individuals in the Kalamazoo metro. It is a life insurance service provider that offers universal, whole, and term coverages. Furthermore, the company assists clients in purchasing other personal policies, such as homeowners', classic car, motorcycle, and watercraft insurance. It also deals with BOP and workers' compensation coverages. Insurance Professional of Michigan has been providing insurance products and services since 2011.

License Verified:

License: 0097650

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1623 West Centre Avenue, Portage, MI 49024
  • Life Insurance

Why choose this provider?

Phillip R. Davis & Associates is an independent insurance agency that has been serving individuals and businesses in Kalamazoo for over 30 years. It focuses on helping clients find the life insurance product that matches their budget and necessities. Furthermore, it offers auto, home, pet, renters', and umbrella insurance policies. Some of its insurance partners are American Strategic Insurance, Progressive, and Safeco Insurance. Phillip R. Davis & Associates is a woman-owned business that has a team that includes professional agents as well as canine staff.

License Verified:

License: 961216

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 East Michigan Avenue, Kalamazoo, MI 49007
  • Life Insurance

Why choose this provider?

Worgess Insurance & Financial Services is an independent agency established in 1921 with offices in Kalamazoo and Battle Creek. It gives its clients life insurance options, such as term life and permanent life policies. It also provides group health plans, as well as home and auto insurance. Moreover, business owners can take advantage of coverages for general liabilities, commercial vehicles, and workers' compensation. Additionally, Worgess Insurance & Financial Services offers financial solutions focusing on investment management, estate planning, and corporate retirement plans.

License Verified:

License: 958393

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5955 West Main Street, Kalamazoo, MI 49009
  • Life Insurance
  • Health Insurance

Why choose this provider?

Platinum Agency Group, LLC, is a life insurance company that serves clients from Kalamazoo. The firm provides a wide range of life insurance options such as term, whole, and universal. Its team of insurance professionals caters to the needs of both individuals and businesses. The business also offers coverage options for health, homeowners, condominiums, and cars. The agency is led by MaryBeth Pompey, an insurance professional who has been working in the industry since 1990.

License Verified:

License: 18398012

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6076 South 12th Street, Kalamazoo, MI 49009
  • Life Insurance
  • Health Insurance

Why choose this provider?

Fakler Insurance Agency is a life insurance company that serves clients in the Kalamazoo area. It aims to protect clients from unexpected circumstances and to help them keep their family and loved ones financially secured. Its life insurance products include permanent, which offers temporary protection, and term, which provides temporary coverage. The company also offers risk protection packages for homeowners, health, and businesses. One of its agents, Marc Fakler, values the importance of insurance and wants to share his knowledge through his services.

License Verified:

License: 17585632

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
750 Trade Centre Way, Kalamazoo, MI 49002
  • Health Insurance

Why choose this provider?

HUB International in Kalamazoo is an insurance brokerage that offers insurance products and services to residents in the metro. The firm specializes in crafting insurance strategies based on different business and risk management approaches. It offers life insurance products such as term life and whole life coverages that provide financial protection against unexpected losses and deaths. It also deals with other personal insurance products, such as Medicare, Medicare Supplements, individual health insurance, as well as dental health coverage plans.

License Verified:

License: 1499533

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
110 Locust Street, Allegan, MI 49010
  • Life Insurance

Why choose this provider?

Bartz/Rumery Agency, Inc. is a hometown insurance firm serving clients in Kalamazoo. It offers life insurance solutions such as term life, whole life, and universal life insurance as well as long-term, disability income protection, and annuities. The company also provides an array of personal insurance coverages for homeowners, renters, and vehicles. It also has business insurance options for retail, restaurants, tree trimming, and special events. Bartz/Rumery Agency, Inc. has a strong focus on building lasting relationships with its clientele.

License Verified:

License: 958496

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2425 South 11th Street, Kalamazoo, MI 49009
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kalamazoo Insurance is an agency that serves individuals, families, and businesses in the area and throughout the state. It is a locally owned firm representing various insurance carriers in the industry and shopping for different plans, which include life insurance, as well as policies for homes, renters, cars, boats, and motorcycles. Additionally, it offers bundled coverage for ATVs and recreational vehicles. Brian Methner and Ryan Rarick, the co-founders of Kalamazoo Insurance, also serve as its managing partners.

License Verified:

License: 17727585

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1124 East Centre Avenue, Portage, MI 49002
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Jerrid Hisler is a multi-line insurance agent affiliated with Farm Bureau Insurance. He works with clients in and around Portage and its surrounding communities, including Kalamazoo. Jerrid can assist clients in acquiring different kinds of insurance policies, ranging from life and home insurance to crop and farm insurance. He also pursues continuing education on various topics in the insurance industry. Moreover, Jerrid is a certified Life Underwriter Training Council Fellow and a Certified Insurance Counselor.

License Verified:

License: 7923428

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1 East Battle Creek Street, Galesburg, MI 49053
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kay Maxson Agency is an independent firm delivering insurance solutions to customers in Kalamazoo. It provides life insurance products such as whole life and term life insurance and annuities. The company also has personal coverages for homeowners, rental dwelling, mobile home, vacant dwelling, automobile, and recreational vehicle. Other services include commercial policies like commercial general liability, commercial umbrella, and workers’ compensation. Kay Maxson Agency was established in 1951. It offers 24-hour claims response from its own personnel to better support client needs.

License Verified:

License: 962825

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
220 North Drake Road, Kalamazoo, MI 49009
  • Life Insurance

Why choose this provider?

Established in 1962, Ron Jackson Insurance is an independent insurance agency that serves clients in Kalamazoo. It offers whole and term life insurance solutions, as well as home, auto, and business insurance. Founder Ron Jackson started the business after his career in professional baseball with the Chicago White Sox and Boston Red Sox organizations and established his agency representing Travelers Insurance from home. Mark and Jennifer Jackson are the second-generation owners of Ron Jackson Insurance.

License Verified:

License: 0006961

Michigan Department of Insurance and Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (45)
Facebook
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Is there a regulating body in Kalamazoo for life insurance policies?

    Michigan's Department of Insurance and Financial Services is responsible for the governance of various life insurance firms in Kalamazoo. Its role is to guarantee that individuals can obtain safe insurance offerings, including life insurance, and that financial establishments comply with state-specific regulations. Moreover, DIFS safeguards consumers from various financial challenges, including insurance fraud.

  • Is there a specific timeframe to cancel a life insurance policy in Kalamazoo after purchasing it?

    After purchasing a life insurance policy, you have a 10-day window to cancel it, adhering to Section 500.4015 of the Michigan Insurance Code. Insurance providers in Kalamazoo are mandated by the state to offer this "free look" period. If you cancel the policy within this period, the insurers reimburse you for any fees and the premium you've paid.

  • Can a Kalamazoo life insurance company contest to information you've put in your policy?

    According to Michigan's regulations, life insurance companies in Kalamazoo have two years to investigate and challenge your policy for any inaccuracies or misrepresentations in your application. This could result in refusal of payouts or policy cancellation. After the two-year period, insurers are prohibited from challenging such discrepancies. However, there are exceptions, including failing to pay premiums, violating wartime military service policy rules, or possessing insurance covering accidental death or permanent disability.

  • Can your life insurance provider in Kalamazoo terminate your policy if you have an unpaid premium?

    Yes, but only after giving you a one-month grace period. Kalamazoo insurance companies adhere to Michigan Insurance Code Section 500.4012, mandating a one-month grace period and permitting interest charges on overdue premiums for policyholders with a full year of coverage. Furthermore, they can cancel the policy after this grace period, provided they have mailed a termination notice 30 days in advance.

  • Will you still receive your life insurance benefits in Kalamazoo if your insurer goes out of business?

    In Kalamazoo, if your life insurance company becomes insolvent, the Michigan Life and Health Insurance Guaranty Association can step in to provide compensation. They can guarantee a maximum of $100,000 for cash surrender and up to $300,000 for lost death benefits, provided you have been timely with premium payments and the insurer was licensed to operate in Michigan.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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