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Best Credit Repair Companies in Chicago

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Chicago, IL 60625Chicago, IL 60625

Credit Saint LLC provides Chicago residents with a full range of credit restoration services. Headquartered in New Jersey, the credit repair company has been serving customers nationwide for more than 15 years. Its credit specialists identify and challenge errors and inaccurate information that may be damaging a customer's credit. They also teach customers how to read their credit reports and what measures they can take to raise their credit score.

Chicago, IL 60625Chicago, IL 60625

Website(828) 604-6159

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Chicago, IL 60018Chicago, IL 60018

Credit Level is a credit restoration company that serves clients in the Chicago metro area. Its credit repair services remove or question inaccurate, outdated, or unverifiable items that affect one's credit. Such items may include foreclosures, late payments, public records, bankruptcy, collections, and judgments. It will also verify the information with the credit bureaus. The company also provides tips on raising one's credit score, managing debt ratios, and other related topics. Credit Level is certified by the Credit Consultants Association.

Chicago, IL 60018Chicago, IL 60018

Website

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

444 N Michigan Ave Ste 1200, Chicago, IL 60611
Chicago, IL 60611
  • Credit Monitoring

Avenues to Move Forward is a Chicago-based firm that serves people in Hammond and the surrounding areas. It offers credit repair services as well as examines and disputes unfavorable items on clients' credit reports. Its credit specialist also assists clients in picking loans and credit cards to aid in the development and maintenance of their improved credit scores. Clients can view the status of their credit scores in real time by logging into their online accounts.

444 N Michigan Ave Ste 1200, Chicago, IL 60611
Chicago, IL 60611

Website(855) 227-3239

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1200 N Ashland Ave Ste 202, Chicago, IL 60622
Chicago, IL 60622

Credit Geeks LLC is a credit repair agency in Chicago. With credit building and consulting services available, the company works with individuals to evaluate current credit reports and financial risks, dispute credit report errors, and provide credit enhancement counseling. Communication is at the core of the company's mission, and its analysts strive to understand their clients' credit goals. Credit Geeks develops tailored strategies to improve clients' credit scores and help them expand their buying power.

1200 N Ashland Ave Ste 202, Chicago, IL 60622
Chicago, IL 60622

Website(773) 292-2722

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

625 N Michigan Ave Ste 1000, Chicago, IL 60611
Chicago, IL 60611

Credit Glory is a full-service credit repair agency in Chicago. With a 90-day full refund policy, the company assists clients by disputing discrepancies within credit reports and filing reports with the major credit bureaus. When items such as late payments, student loans, and medical bills negatively affect credit scores, the company evaluates each claim and works to erase inaccuracies and mistakes. Credit Glory also challenges inquiries that are fraudulent or that result from identify theft issues.

625 N Michigan Ave Ste 1000, Chicago, IL 60611
Chicago, IL 60611

Website(800) 807-4388

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

10011 Grand Ave, Franklin Park, IL 60131
Franklin Park, IL 60131

Founded in 2015, Credit Rx provides credit repair services to clients in the Chicago metro area. With offices throughout the nation, the company specializes in credit repair, including credit cleaning, restoration, and establishment. By filing the appropriate paperwork with creditors and credit bureaus, Credit Rx aggressively works to erase negative inaccuracies, such as late payments, judgments, and lien errors. Additionally, the company offers clients information on how to revive old lines and increase new lines of credit for future purchases.

10011 Grand Ave, Franklin Park, IL 60131
Franklin Park, IL 60131

Website(773) 647-1112

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

140 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5113 S Harper Ave Ste 2C, Chicago, IL 60615
Chicago, IL 60615

Founded in 2014, Excellent Credit Solutions provides credit repair services in Chicago. With credit tips, report audits, and next step coaching opportunities, the company works to improve clients' credit scores and dispute inaccurate items such as tax liens and garnishments. Excellent Credit Solutions evaluates clients' current credit reports and promotes financial literacy strategies to increase buying power, lower rates, and boost credit approval. Additionally, it offers economic alternatives for clients facing bankruptcy.

5113 S Harper Ave Ste 2C, Chicago, IL 60615
Chicago, IL 60615

Website(800) 821-1412

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A

20 N Clark St Ste 800, Chicago, IL 60602
Chicago, IL 60602

EZ Business Bankruptcy & IRS Solutions is a credit repair company in Chicago that's been in business since 1996. The agency examines each client's financial profile and helps to solve their credit, tax, debt, and accounting problems. It can handle removing faulty credit report marks regarding tax liens, property seizures, and levies on bank accounts to help improve credit scores. The company also works on mitigating IRS debt. Founder Eric Zelazny is a certified public accountant and an attorney at law.

20 N Clark St Ste 800, Chicago, IL 60602
Chicago, IL 60602

Website(708) 444-4333

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

14 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A

Helpfulness: A

Detail: --

Chicago, ILChicago, IL

Opened in 2014, Fast Credit Repair Chicago works with clients that need credit repair services in Chicago. With phone consultations available, the company works with clients to devise customized plans to increase credit report scores, evaluate financial risks, and plan for future purchasing goals. Fast Credit Repair contacts creditors and the three major credit bureaus to dispute any discrepancies regarding negative items, such as foreclosures, collections, judgments, or late payments.

Chicago, ILChicago, IL

Website(312) 275-2341

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

72 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

125 S Wacker Dr Ste 300, Chicago, IL 60606
Chicago, IL 60606

Fonfrias Law Group LLC represents clients in credit repair matters in the Chicago area. Attorney Richard G. Fonfrias, who speaks English and Spanish, helps consumers build new credit as well as manage existing debts and eliminate credit card debt. On behalf of clients, he disputes mistakes or compliance violations in credit reports in addition to rehabilitating defaulted obligations. Fonfrias also offers creditor lawsuit and foreclosure defense services, along with tax lien and reduction defense.

125 S Wacker Dr Ste 300, Chicago, IL 60606
Chicago, IL 60606

Website(312) 969-0730

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

74 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

25 E Washington St Ste 1501, Chicago, IL 60602
Chicago, IL 60602

Kaplan Law Firm LLC provides credit repair services in Chicago. Headed by attorney Rae Kaplan, the firm assists clients that need to improve their credit scores, including those who have filed for Chapter 7 or Chapter 13 bankruptcies. The firm recommends credit repair programs that are reputable and effective. Kaplan Law Firm educates clients and helps them develop strategies to change their financial habits and reduce the burden of debt. Additionally, the firm handles bankruptcy cases.

25 E Washington St Ste 1501, Chicago, IL 60602
Chicago, IL 60602

Website(312) 294-8989

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

46 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2336 N Damen Ave Ste 1, Chicago, IL 60647
Chicago, IL 60647

Since 1991, Nationwide Credit Clearing has provided credit repair services in Chicago. With a free credit report consultation available, the company works to rid clients of errors and dispute any discrepancies, including late payments, student loan issues, or garnishments. Nationwide Credit Clearing creates tailored plans that alleviate or eliminate credit issues, and it constantly monitors credit to alert clients to credit changes. Additionally, it provides credit education to help clients develop financial literacy strategies to increase credit and buying power.

2336 N Damen Ave Ste 1, Chicago, IL 60647
Chicago, IL 60647

Website(773) 862-7700

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

385 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

11628 Old Ballas Road, Suite 208, St. Louis, MO 63141
St. Louis, MO 63141

Phoenix Credit Consultants is a team of credit repair specialists serving clients in Chicago and surrounding areas. For more than 20 years, Phoenix Credit Consultants has been providing services such as credit repair, credit and debt consultation, mortgage-ready credit repair, and settlement assistance. The team also performs credit reports analysis and helps students via their student loan recovery program. Phoenix Credit Consultants focuses on creating a customized credit repair plan for each client.

11628 Old Ballas Road, Suite 208, St. Louis, MO 63141
St. Louis, MO 63141

Website(877) 235-6150

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

24 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9525 S 79th Ave Ste 216, Hickory Hills, IL 60457
Hickory Hills, IL 60457

Primary Credit Advisors provides credit solutions in Chicago and nearby areas. It helps residents with bad credit to reestablish credit and rebuild their credit score. Skilled in disputing erroneous, incomplete, inaccurate, or obsolete negative items on credit reports, its staff handles collections, public records, judgments, charge-offs, and foreclosures. The repair specialists also handle late payments, bankruptcies, repossessions, and liens. The repair process involves consultations, document identification, dispute preparation, and submission of challenge letters to the three major credit bureaus.

9525 S 79th Ave Ste 216, Hickory Hills, IL 60457
Hickory Hills, IL 60457

Website(708) 761-4844

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Chicago, ILChicago, IL

Since 2014, Raise UP Credit Repair - Chicago has provided credit repair services. The company has extensive experience disputing and seeking the removal of late payments, repossessions, and other inaccuracies within credit reports. Raise UP files necessary paperwork with the three major credit bureaus to alleviate or eliminate discrepancies and creates personalized plans for quick credit repair. Additionally, the company educates clients on financial literacy concepts to increase spending power and reduce the burden of debt.

Chicago, ILChicago, IL

Website(773) 839-6971

Show Number
9 E Campbell St, Arlington Heights, IL 60005
Arlington Heights, IL 60005

ZEL & Associates Inc. is a paralegal and credit counseling firm that has provided customers in Chicago with credit repair services since 2011. With a client's consent, it obtains credit reports from all three major credit bureaus. The firm reviews the reports and challenges all negative items that are not in compliance with the FCRA. In addition, ZEL & Associates also contests any unauthorized credit inquiries to help boost a client's overall credit score.

9 E Campbell St, Arlington Heights, IL 60005
Arlington Heights, IL 60005

Website(224) 634-8500

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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