Best Mortgage Brokers in Columbia

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Abiz Mortgage logo
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License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Abiz Mortgage

9977 Old Annapolis Road, Ellicott City, MD 21042
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  • Refinance

Business Description

Abiz Mortgage is a financial institution that caters to property owners and buyers in the Columbia metro. The company offers a range of mortgage programs, including graduated payments, interest-only, adjustable ARM, and fixed rates. Additionally, its team's lending alternatives include jumbo, FHA, VA, and USDA loans. Its loan process starts with pre-qualification, followed by choosing a loan, applying, and then waiting for approval before finalizing the deal. The employees of the company have a combined 30 years of industry experience.

License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Abiz Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Abiz Mortgage

9977 Old Annapolis Road, Ellicott City, MD 21042
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  • Commercial Loans
  • New Construction

Business Description

Abiz Mortgage provides financial solutions for home purchasers in Columbia and the surrounding areas. The firm's senior mortgage loan officer, Earl E Geoghegan II, assists in selecting the right loan that suits unique goals and financial circumstances. Geoghegan and his team handle the home purchase and refinance, including one-time close construction, bank statement income qualifying, residential, and commercial. Some loan products available are adjustable rates, fixed-rate, interest only, and home equity line of credit loans.

License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Advantage Star Mortgage logo
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License Verified:

License: 1371924

Nationwide Multistate Licensing System and Registry

Advantage Star Mortgage

14861 Meriwether Drive, Glenelg, MD 21737
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  • Refinance

Business Description

Advantage Star Mortgage addresses the financial needs of clients in and around Columbia. It offers a variety of loan programs for people looking to buy a house, such as FHA, VA, conventional, USDA, and jumbo loans. It also provides homeowners with various refinancing options, including cash-out, VA streamline, and FA streamline refinance, which enable them to lower their monthly payments, shorten their loan terms, or take cash out from their equity for home improvements or debt consolidation.

License Verified:

License: 1371924

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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APEX Mortgage logo
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License Verified:

License: 143255

Nationwide Multistate Licensing System and Registry

APEX Mortgage

8850 Columbia 100 Pkwy, Columbia, MD 21045
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  • Refinance
  • New Construction

Business Description

APEX Mortgage caters to property owners in and around Columbia. It provides different loan options, such as reverse mortgage, conventional, VA, jumbo, FHA, and home improvement loans. Its team of loan officers guides clients in purchasing and refinancing various types of properties, including new construction homes, multi-unit dwellings, single-family residences, condominiums, and townhouses. They also assist people in evaluating how much their homes will sell in the current market. APEX Mortgage extends its services to the residents of California and Pennsylvania.

License Verified:

License: 143255

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.3 / 5 (121)
Facebook
3.5 / 5 (14)
Yelp
2.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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BMIC Mortgage, Inc. logo
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License Verified:

License: 177349

Nationwide Multistate Licensing System and Registry

BMIC Mortgage, Inc.

5640 Nicholson Lane Suite 210, Rockville, MD 20852
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  • Refinance

Business Description

BMIC Mortgage, Inc., is a full-service lender and broker offering solutions to complex transactions in Columbia. It follows a customized mortgage process to serve first-time homebuyers, elderly homeowners, move-up buyers, and second-time borrowers. Its team of mortgage professionals keeps clients updated on rates and trends and guides clients regarding taxes, escrow, and pre-approval. The company was founded in 1985 and has been featured in various media outlets, including Washington Business Journal, The Washington Post, and Newsweek.

License Verified:

License: 177349

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (22)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Federal Hill Mortgage logo
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License Verified:

License: 45125

Nationwide Multistate Licensing System and Registry

Federal Hill Mortgage

904 Light St, Baltimore, MD 21230
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  • Refinance

Business Description

Federal Hill Mortgage is a brokerage and lending agency that has been serving families in Columbia since 2006. It offers fixed-rate and adjustable-rate conventional loans, as well as government-backed loan programs, such as FHA, VA, and USDA. It assists customers seeking to refinance existing mortgages for primary, secondary, and investment properties. It also provides solutions to those who want to access home equity without refinancing. Federal Hill Mortgage is headed by Tammy Saul, a loan originator with a license to practice law.

License Verified:

License: 45125

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (226)
Yelp
4.5 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Homeside logo
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License Verified:

License: 1124061

Nationwide Multistate Licensing System and Registry

Homeside

8621 Robert Fulton Drive, Suite 150, Columbia, MD 21046
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  • Reverse Mortgages
  • Refinance

Business Description

Homeside provides mortgage services to home buyers and owners across Columbia and the surrounding cities. It serves individuals and families needing loan application assistance to help them choose the right program that fits their needs and purchasing goals. It allows clients to explore different loan types, including adjustable-rate, conventional, renovation, jumbo, and high-balance. Mortgage refinancing services are also available. Homeside has more than 240 loan officers who have helped obtain over $21 billion in funds for more than 89,000 loans.

License Verified:

License: 1124061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.0 / 5 (101)
Google
2.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hometown Lenders logo
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License Verified:

License: 65084

Nationwide Multistate Licensing System and Registry

Hometown Lenders

3500 Boston Street Suite 226, Baltimore, MD 21224
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  • New Construction

Business Description

Hometown Lenders is a local, woman-operated business that serves customers in Columbia. It assists clients who are purchasing a new home or considering upgrading, downgrading, or refinancing. Its loan options include FHA, VA, rehab, USDA, and jumbo. It also has solutions for first-time homebuyers and real estate investors. Additionally, it offers low downpayment loan programs. Hometown Lenders is headed by Aimee Minnis, the mortgage girl boss who works with clients from Maryland, the District of Columbia, and Virginia.

License Verified:

License: 65084

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Affiliates Inc. logo
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License Verified:

License: 182258

Nationwide Multistate Licensing System and Registry

Mortgage Affiliates Inc.

5550 Sterrett Pl Ste #305, Columbia, MD 21044
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  • Refinance
  • New Construction

Business Description

Mortgage Affiliates, Inc., caters to potential loan applicants in Columbia. Its team utilizes both financial technology and its understanding of market rates and conditions to canvass various loaning and refinancing programs for customers. Its communicative approach involves the use of educative consultations that help applicants understand their eligibility for different options in line with their credit scores and previous loans. Mortgage Affiliates derives its programs from a selection of local lenders that match each client's long-term financial goals.

License Verified:

License: 182258

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (125)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prosperity Home Mortgage, LLC logo
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License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Prosperity Home Mortgage, LLC

14501 George Carter Way, Suite 300, Chantilly, VA 20151
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  • Refinance

Business Description

Prosperity Home Mortgage, LLC, caters to clients in Columbia who need a variety of brokerage services. The team has loan and refinancing options ranging from fixed and adjustable rate programs to government-backed choices for agricultural asset buyers and military service veterans. Fannie Mae solutions are available for low-income households. Prosperity Home Mortgage has over 500 consultants on its roster across 49 jurisdictions. It is an umbrella group that covers several agencies, such as DFW Texas Mortgage and FM Lending Services.

License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (2730)
Facebook
4.6 / 5 (196)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Samson Doyle logo
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License Verified:

License: 324235

Nationwide Multistate Licensing System and Registry

Samson Doyle

5397 Twin Knolls Road, #13, Columbia, MD 21045
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  • Refinance

Business Description

Samson Doyle is a mortgage consultant for Norcom Mortgage who works with clients in and around Columbia. He provides a wide variety of lending options for people looking to purchase a home. These include fixed-rate and adjustable-rate, conventional, FHA, VA, and USDA loans. Reverse mortgages are also available for seniors 62 and older who want to convert the equity in their home into tax-free cash. Doyle was praised by one customer for explaining the mortgage process and answering all of his questions.

License Verified:

License: 324235

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
United Equity logo
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License Verified:

License: 2075266

Nationwide Multistate Licensing System and Registry

United Equity

5230 Harvey Ln, Ellicott City, MD 21043
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  • Refinance
  • New Construction

Business Description

United Equity Lending, LLC, is a full-service mortgage company based in Ellicott City that extends its services to the people of Columbia. It focuses on home purchase loans and refinancing solutions to help clients realize their homeownership goals and save money by reducing their monthly mortgage payments. Among the financing programs that United Equity Lending offers are FHA, VA, jumbo, and conventional loans. The company also provides clients assistance to cash out their home equity.

License Verified:

License: 2075266

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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