Best Mortgage Brokers in Silver Spring

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1Rate logo
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License Verified:

License: 1948084

Nationwide Multistate Licensing System and Registry

1Rate

12123 Heritage Park Circle, Silver Spring, MD 20906
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  • Refinance

Business Description

1Rate is a mortgage brokerage company that caters to the homebuying needs of Silver Spring residents. It offers personalized home loan solutions to individuals and families who are looking to purchase real estate. These solutions include FHA and VA loans, as well as reverse mortgages and assistance for first-time homebuyers. Additionally, it offers refinancing services to help borrowers modify their monthly payment terms. Previous clients have commended the company's experts for their knowledge of loan options.

License Verified:

License: 1948084

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Abiz Mortgage logo
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License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Abiz Mortgage

9977 Old Annapolis Road, Ellicott City, MD 21042
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  • Refinance

Business Description

Abiz Mortgage provides clients in Silver Spring and the surrounding areas with the home loan they need. Its team serves individuals and families planning to buy a house or those who are refinancing to lower their monthly payments or replace their existing loans. Its mortgage options are fixed-rate, adjustable ARM, interest-only, and graduated payments. Jumbo, USDA, FHA, and VA loan programs are also available. The company's team has over 30 years of combined experience in mortgage and banking.

License Verified:

License: 1444377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Alex Jaffe Team logo
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License Verified:

License: 192106

Nationwide Multistate Licensing System and Registry

Alex Jaffe Team

8401 Connecticut Ave Ste 1100, Chevy Chase, MD 20815
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  • New Construction

Business Description

Alex Jaffe Team is a Silver Spring mortgage brokerage firm. The company has a diverse portfolio of home loans ranging from conventional, ARM, and Jumbo to renovation, down payment assistance, and government loans. Its branch manager, Alex Jaffe, educates clients on the differences between home loans and assists them in selecting the best financing option based on their income, credit standing, and long-term financial goals. Jaffe is one of the top producers at First Home Mortgage. He also teaches first-time homebuyer classes.

License Verified:

License: 192106

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (106)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Chris Jordan Mortgage Team logo
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License Verified:

License: 143670

Nationwide Multistate Licensing System and Registry

Chris Jordan Mortgage Team

12501 Prosperity Dr #215, Silver Spring, MD 20904
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  • Refinance

Business Description

Chris Jordan Mortgage Team caters to residential clients in Silver Spring. Its team of mortgage brokers takes a consultative approach when guiding clients in selecting and getting qualified for a home loan product. They offer various types of loans, including conventional, FHA, VA, USDA, jumbo, and renovation options for those looking to buy a home for the first time. Refinance products are also available to help those with existing mortgages lower payments, shorten term, and convert home's equity into cash.

License Verified:

License: 143670

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Chris Ryan logo
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License Verified:

License: 537409

Nationwide Multistate Licensing System and Registry

Chris Ryan

7550 Wisconsin Avenue 2nd Floor, Bethesda, MD 20814
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  • Refinance

Business Description

Chris Ryan is a mortgage loan advisor under Sandy Springs Bank who addresses the housing concerns of its clients in Silver Spring. He assists potential home buyers from pre-approval to the closing stages of the mortgage process. Ryan also offers refinancing programs for those who want to get lower monthly payments and interest rates. He is licensed to serve in other states, such as Virginia, Delaware, Pennsylvania, and the District of Columbia. Ryan has been in the mortgage industry since 1992.

License Verified:

License: 537409

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Fortis Mortgage logo
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License Verified:

License: 1799942

Nationwide Multistate Licensing System and Registry

Fortis Mortgage

7761 Diamondback Drive, College Park, MD 20742
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  • Refinance

Business Description

Fortis Mortgage is a brokerage company that serves clients in Silver Spring looking to buy a home or refinance an existing property. It utilizes a streamlined personalized system that guides borrowers in securing the right mortgage program based on their needs. Its team assists clients from the buyer planning and home searching to loan processing and closing day. Fortis Mortgage was established by Shawn Williams, who has over 25 years of experience in the mortgage industry.

License Verified:

License: 1799942

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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––
Hon Zoobee R Chukwurah logo
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License Verified:

License: 1717158

Nationwide Multistate Licensing System and Registry

Hon Zoobee R Chukwurah

5001 Forbes Blvd., Lanham, MD 20706
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  • Refinance

Business Description

Hon Zoobee R Chukwurah is a mortgage broker that operates under NEXA Mortgage, LLC. The agent offers services to clients in and around Silver Spring. Some of the mortgage programs provided include conforming, FHA, jumbo and super jumbo loans, and fixed- and adjustable-rate mortgages. Clients have the option to undergo terms of five to 30 years for refinancing programs. VA and USDA loans are also offered. Chukwurah conducts home-buying workshops to guide clients in the mortgage process.

License Verified:

License: 1717158

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.9 / 5 (27)
Kerins Associates Inc. logo
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License Verified:

License: 211227

Nationwide Multistate Licensing System and Registry

Kerins Associates Inc.

13821 Mills Avenue, Silver Spring, MD 20904
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  • New Construction

Business Description

Kerins Associates Inc. helps Silver Spring individuals and families meet their mortgage personal and financial goals. Its team of strategists caters to the loan processing needs of clients who are buying their first homes and those moving up. The team implements mortgage programs such as VA, FHA, conventional fixed-rate, and low-insurance-rate options. Kathleen Kerins, its president, has been in the business for over 29 years. She is also a national-level soccer coach who won the 2017 State of Maryland Female Competitive Coach of the Year.

License Verified:

License: 211227

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (83)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKay Mortgage Co. logo
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License Verified:

License: 1590323

Nationwide Multistate Licensing System and Registry

McKay Mortgage Co.

7315 Wisconsin Avenue, Bethesda, MD 20815
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  • Refinance

Business Description

McKay Mortgage Co. is a family-owned and family-operated company serving clients in Silver Spring. It connects mortgage borrowers with lenders that match their financial situations and interest rate capacities. The owners, Brendan and Tina McKay, have over four decades of combined mortgage industry experience. Brendan made it to the Scotsman Guide's top originator rankings in 2019 for processing 145 loans for a total volume of $61,768,338. He and Tina have funded over $100 million in home loans for 300 families since 2013.

License Verified:

License: 1590323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (56)
Facebook
5.0 / 5 (15)
The Mercer Team logo
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License Verified:

License: 147453

Nationwide Multistate Licensing System and Registry

The Mercer Team

7910 Woodmont Ave. Landow Building, Suite 1330, Bethesda, MD 20814
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  • Refinance

Business Description

The Mercer Team is a First Home Mortgage division that accommodates Silver Spring clients. Its team is headed by Rob Mercer, whose decades' worth of industry experience provides him with a holistic understanding of different mortgage programs and refinancing solutions. He and his fellow consultants educate applicants on each available option through a detailed assessment of their credit scores, total income, and overall assets. They also help customers choose specific programs based on reports concerning interest rate changes, local marketing conditions, and property values.

License Verified:

License: 147453

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (48)
Google
5.0 / 5 (27)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Mortgage Girl Boss logo
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License Verified:

License: 1403192

Nationwide Multistate Licensing System and Registry

The Mortgage Girl Boss

3500 Boston Street Suite 226, Baltimore, MD 21224
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  • Refinance
  • New Construction

Business Description

The Mortgage Girl Boss serves individuals across Silver Spring and the nearby communities. It guides clients applying for mortgage loan programs, such as FHA, USDA, and VA, to help them purchase homes that fit the needs of their families and finances. In addition to home purchasing loans, its team assists in refinancing clients' mortgage loans to help lower their interests or monthly payments. The company is also available to serve home buyers and owners in Virginia and the District of Columbia.

License Verified:

License: 1403192

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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