Best Mortgage Brokers in Baltimore

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Alliance Mortgage Funding logo
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License Verified:

License: 130762

Nationwide Multistate Licensing System and Registry

Alliance Mortgage Funding

111 Warren Road, Cockeysville, MD 21030
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  • Refinance
  • Purchases

Business Description

Alliance Mortgage Funding is a mortgage broker located in Cockeysville. The company offers mortgage assistance to clients throughout Baltimore and the surrounding areas throughout Maryland. Its team of mortgage brokers holds over 60 years of collective industry experience. The team helps clients who are buying their first home or vacation home, as well as clients looking to refinance their loans, find the right mortgage lender for their needs. Michael Mandis, company president, is a Certified Residential Mortgage Specialist® and a Certified Military Housing Specialist®.

License Verified:

License: 130762

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Alliance Mortgage Funding

Bay Capital Mortgage logo
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License Verified:

License: 39610

Nationwide Multistate Licensing System and Registry

Bay Capital Mortgage

2553 Housley Road, Annapolis, MD 21401
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  • Refinance

Business Description

Since 1994, Bay Capital Mortgage has been providing for the lending needs of clients in the Baltimore area. It is an approved mortgage lender that covers Fannie Mae, FHA, VA, and USDA loans. It also works with The Maryland Mortgage Program and Florida Housing Finance Corporation for its services. The company website has a number of mortgage calculators to help clients in analyzing their mortgage payments and savings. Bay Capital Mortgage is licensed to operate in 10 states.

License Verified:

License: 39610

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (358)
Facebook
5.0 / 5 (40)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bay Capital Mortgage

Bob O’Connell logo
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License Verified:

License: 476424

Nationwide Multistate Licensing System and Registry

Bob O’Connell

4015 Foster Avenue, Baltimore, MD 21224
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Business Description

Bob O’Connell is a branch manager and mortgage consultant at Main Street Home Loans who serves clients in Baltimore. Bob has closed more than $250 million in mortgage loans. He has earned a reputation as a trusted loan originator and lender in the area. As a resident of the Canton neighborhood for 20 years, he is familiar with market developments in the area. He also worked in the liquor industry for eight years before entering the mortgage banking industry.

License Verified:

License: 476424

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (93)
Yelp
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Bob O’Connell

Coastal Lending Group LLC logo
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License Verified:

License: 297505

Nationwide Multistate Licensing System and Registry

Coastal Lending Group LLC

909 Ridgebrook Road, Sparks Glencoe, MD 21152
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  • Refinance

Business Description

Coastal Lending Group, LLC, is a mortgage lender and broker that serves residential and commercial clients in Baltimore and its surrounding areas. It offers its clients a variety of loan and mortgage programs, including wholesale and reverse mortgage, home financing, 203K loans, and rehab loan services. Coastal Lending Group also aims to provide a simplified strategy to help its clients understand laws about loan acquisition. Jonathan Vitak, the firm's president, has over 15 years of professional experience dealing with various types of mortgages.

License Verified:

License: 297505

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (119)
Facebook
5.0 / 5 (48)
Yelp
5.0 / 5 (2)
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Coastal Lending Group LLC

Community Mortgage Group - Owings Mills, MD logo
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License Verified:

License: 1936

Nationwide Multistate Licensing System and Registry

Community Mortgage Group - Owings Mills, MD

4 Park Center Court, Owings Mills, MD 21117
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Business Description

Community Mortgage Group serves first-time homebuyers and seasoned real estate investors in Baltimore and the surrounding areas. This mortgage brokerage employs professionals with more than 15 years of experience in the industry. These include loan officers, processors, underwriters, managers, and general office staff. They offer loan options that include conventional, foreign national, refinance, VA, USDA, and FHA loans. In addition, the professionals help clients achieve their target credit score. They guide them in pre-approval and home buying processes.

License Verified:

License: 1936

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Community Mortgage Group - Owings Mills, MD

First Home Mortgage Corporation - Renovation/203K logo
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License Verified:

License: 71603

Nationwide Multistate Licensing System and Registry

First Home Mortgage Corporation - Renovation/203K

5355 Nottingham Drive, Baltimore, MD 21236
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  • New Construction

Business Description

First Home Mortgage Corporation is a full-service mortgage firm that provides home loan services in the Baltimore area. The company offers a broad range of loan options such as fixed-rate mortgages, adjustable-rate mortgages, and jumbo loans. Established in 1990, CEO David Waters leads in guiding clients through the entire mortgage process from pre-qualification and even continuing to provide support after closing. In 2015, the Baltimore Business Journal has named First Home Mortgage Corporation as one of the top mortgage lenders in Baltimore.

License Verified:

License: 71603

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (62)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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First Home Mortgage Corporation - Renovation/203K

Homeside - Corporate Headquarters logo
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License Verified:

License: 1124061

Nationwide Multistate Licensing System and Registry

Homeside - Corporate Headquarters

8621 Robert Fulton Drive, Columbia, MD 21046
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  • Refinance

Business Description

The corporate headquarters of Homeside Financial is composed of a team of over a hundred mortgage brokers. Serving the area of Baltimore, they offer 80/20 loan programs, adjustable-rate mortgages, condo loans, and construction-to-permanent financing to homebuyers. Homeside Financial also handles refinancing services to help its clients get extra cash for repairs and upgrades for their residential properties. The firm has closed over 34,000 loans and has funded more than $7 billion since it was founded.

License Verified:

License: 1124061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Homeside - Corporate Headquarters

James Adamson logo
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License Verified:

License: 455833

Nationwide Multistate Licensing System and Registry

James Adamson

1332 Londontown Boulevard, Eldersburg, MD 21784
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  • Refinance

Business Description

James Adamson is a mortgage broker who serves the residents of Baltimore and its surrounding areas. He is part of Fidelity Bank Mortgage, a firm that offers various mortgage options based on the client's needs. Adamson specializes in VA, USDA, FHA, construction, rehab, and HomeStyle loans. Multi-family and purchase residential mortgage programs are also available. As a senior broker and loan officer, Adamson has been providing his mortgage expertise in the community for more than 25 years.

License Verified:

License: 455833

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

James Adamson

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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