Expertise.com

Best Mortgage Brokers in Washington DC

2024

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Providers

Last updated:

Website
7811 Montrose Rd Ste 430, Potomac, MD 20854
  • Refinance

Why choose this provider?

The mortgage professionals of Greenway Funding Group, Inc. provide residential mortgage loan services in DC, MD, VA, NC & DE. They locally reside within the surrounding counties of Washington DC and possess decades of combined experience in dealing with the Mid-Atlantic market. The firm provides first-time and experienced buyers with conventional and non-conventional loaning options, including fixed-rate mortgages, ARMs, FHA, and VA loans. Its site provides online calculations for amortizations, early pay-offs, debt consolidation, tax savings, and annual interest rates.

License Verified:

License: 1108695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (33)
Yelp
4.0 / 5 (11)
Zillow
5.0 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2400 Research Boulevard, Rockville, MD 20850
  • Refinance

Why choose this provider?

Craig Strent is the co-founder and CEO of Apex Home Loans, a firm that has been serving Washington D.C. and nearby areas since 1998. The Certified Mortgage Planning Specialist assists homebuyers throughout the process, from prequalification to closing. Craig, who constantly offers continuing education credits to financing professionals, is also a Certified Divorce Lending Professional who is knowledgeable of the connection between family law and real estate. His writing has been featured in different publications, including the Washington Business Journal.

License Verified:

License: 6342

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (61)
Yelp
5.0 / 5 (11)
Facebook
5.0 / 5 (7)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2275 Research Blvd., Suite 600, Rockville, MD 20850
  • Refinance

Why choose this provider?

Brian Martucci is a mortgage broker and loan processor who has been serving clients in the Washington, D.C., area since 1986. He assists clients who are looking to buy homes with various loan types, including conventional, FHA, and VA loans. He also offers solutions for individuals who are considering refinancing their existing loans. He provides educational tools and resources to help clients make informed financial decisions. Brian is affiliated with direct lender Capital Bank Home Loans. He has been featured in The Washington Post and Forbes.

License Verified:

License: 185421

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (174)
Google
5.0 / 5 (135)
Yelp
5.0 / 5 (113)

(+1 additional source)

Website
10101 Lloyd Road, Potomac, MD 20854
  • New Construction
  • Refinance

Why choose this provider?

Rapid ELoans is a company of mortgage professionals in Potomac that services the residents of the Washington DC metro. The company specializes in sourcing and evaluating home financing and refinancing options for current and new homeowners. It is composed of NMLS-certified loan specialists that are proficient in applying for and securing loan programs such as conventional, VA, FHA, and jumbo loans. It also offers HARP options for clients looking to refinance their current mortgage. Its professionals can also cater to Spanish-speaking clients.

License Verified:

License: 872964

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1000 Pennsylvania Ave. SE, Washington, DC 20003
  • Refinance

Why choose this provider?

Timmothy Nunn is a senior mortgage banker offering services to clients in Washington, D.C. He provides residential mortgage assistance to clients, especially concerns upon purchasing their first house, moving up, or refinancing. He also offers various loan programs, including conventional, FHA, VA, refinance, construction or permanent, and jumbo. Nunn has over nine years of experience in the mortgage industry. He is a part of First Country Mortgage, LLC., which offers full-service residential mortgage lending in Maryland and is a mortgage broker for Columbia and Virginia.

License Verified:

License: 914819

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2010 Corporate Ridge, McLean, VA 22102
  • Refinance

Why choose this provider?

Aurora Financial is a mortgage brokerage helping clients obtain competitive loan options for homebuyers in Washington, D.C., and the surrounding areas. The company offers 15- to 30-year fixed loans with competitive annual percentage rates, as well as VA, FHA, and jumbo loans. Additionally, Aurora Financial always aims to close purchases as fast as 10 days for loans and 14 days for refinances. It also crafts a range of insurance products and provides investment management solutions.

License Verified:

License: 35959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Zillow
4.7 / 5 (735)
Google
4.0 / 5 (128)
Yelp
4.0 / 5 (24)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11325 Random Hills Road, Fairfax, VA 22030
  • New Construction

Why choose this provider?

McLean Mortgage Corporation is a full-service mortgage consultancy and financing firm that attends to the needs of clients in Washington D.C. and nearby communities. The company guides residential customers in turning their homeownership goals into reality through its mortgage financing solutions. Its mortgage advisors offer a variety of home loan options to both first-time and experienced homebuyers. These include FHA, VA, USDA, Jumbo, and reconstruction loans. The firm also provides mortgage refinancing services. The company began operating in 2008.

License Verified:

License: 99665

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (2506)
Yelp
4.0 / 5 (49)
Facebook
4.7 / 5 (29)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1015 15th Street Northwest, Washington, DC 20005
  • New Construction
  • Refinance

Why choose this provider?

Ryan Angier is a Washington DC mortgage broker that has been serving the metro since 2002. With almost two decades of experience, Angier invests in the stories of his clientele and listens actively to their needs and concerns to ensure that he delivers the appropriate financial solution to them. Angier is knowledgeable on fixed-rate and adjustable-rate mortgages, FHA loans, VA loans, and interest-only mortgages. He is also committed to fully educating homeowners and individuals on the components of each loan program.

License Verified:

License: 447907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (113)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.