Best Mortgage Brokers in Germantown

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A-Z Mortgage Inc logo
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License Verified:

License: 877231

Nationwide Multistate Licensing System and Registry

A-Z Mortgage Inc

932 Hungerford Dr 1A,, Rockville, MD 20850
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  • New Construction

Business Description

A-Z Mortgage Inc. helps Germantown-based customers consolidate their debt, search for their dream homes, or refinance their property to acquire a lower rate through its loan programs. These include FHA, fixed-and adjustable rates, Fannie Mae HARP, VA, conventional, and high-balance loans. Its team of mortgage brokers guides clients in the home selling and buying process, including evaluating their current savings and debts, reviewing their credit scores, and assessing their employment history. They are also licensed to respond to the mortgage needs of Virginia residents.

License Verified:

License: 877231

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Apex Home Loans logo
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License Verified:

License: 2362363

Nationwide Multistate Licensing System and Registry

Apex Home Loans

15245 Shady Grove Road, Suite 430, Rockville, MD 20850
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  • Refinance
  • New Construction

Business Description

Apex Home Loans has been helping individuals and families in Germantown with their home purchase decisions for over 20 years. The firm offers various mortgage options, which include conventional, jumbo, high balance, and Fannie Mae HomeReady loans. In addition, it has refinancing solutions, including traditional, no-closing-cost, FHA streamline, and cash-out. Apex Home Loans has been featured in several publications, such as The Washington Post, Nerdwallet, and CNBC. It is also licensed to operate in Georgia, Delaware, and Florida.

License Verified:

License: 2362363

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Cornerstone Mortgage logo
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License Verified:

License: 205620

Nationwide Multistate Licensing System and Registry

Cornerstone Mortgage

16220 Frederick Road, Gaithersburg, MD 20877
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  • Refinance

Business Description

Cornerstone Mortgage serves individuals, families, and businesses in Germantown and the surrounding areas. It is a mortgage lending firm that caters to customers who need assistance in purchasing properties, such as residential and vacation homes, as well as commercial buildings. It works with different lenders to provide clients with a variety of loan options. Some of its mortgage programs are conventional fixed- and adjustable-rate mortgages and VA, FHA, and SBA loans. It also offers rehab and fixer-upper loans.

License Verified:

License: 205620

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
District Home Loans logo
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License Verified:

License: 2128918

Nationwide Multistate Licensing System and Registry

District Home Loans

17 W. Jefferson St Suite 201, Rockville, MD 20850
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  • Refinance

Business Description

District Home Loans serves clients throughout Germantown. The company guides aspiring homeowners across the mortgage application process, from pre-approval to closing. It offers different program options, including USDA and VA loans. The company also provides the FHA 203(K) loan, a solution that allows borrowers to finance home renovation projects. It maintains a website with a mortgage calculator to help clients with their decision-making. Its CEO, Silvia Anders, has spent more than a decade in the mortgage industry.

License Verified:

License: 2128918

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Mortgage logo
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License Verified:

License: 1907548

Nationwide Multistate Licensing System and Registry

Elite Mortgage

839K Quince Orchard Blvd., Gaithersburg, MD 20878
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  • Refinance
  • NMLS #1907548
  • Purchase and Refinance

Business Description

Elite Mortgage, LLC, specializes in helping clients purchase and refinance homes. It provides borrowers in the Germantown area with a variety of options, including conforming, jumbo, FHA, VA, and no-income doc loans. The service area for non-QM loans covers the majority of states. The firm's loan officers offer access to soft-pull credit reports and issuance of pre-approval letters within 24 business hours. Elite Mortgage also serves clients in various states, including Virginia, Florida, Georgia, Texas, and Washington, DC.

License Verified:

License: 1907548

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (30)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greenway Funding Group, Inc. logo
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License Verified:

License: 1108695

Nationwide Multistate Licensing System and Registry

Greenway Funding Group, Inc.

7811 Montrose Road, Suite 430, Potomac, MD 20854
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  • Refinance

Business Description

Greenway Funding Group, Inc., is a team of mortgage professionals serving Germantown. It helps borrowers select a program, whether conforming FRMs or ARMs, non-conforming products, or government-funded VA and FHA loans, based on their present financial situation and future plans for their property. The company also offers home equity and refinance options for those seeking to lock in their mortgage at a lower rate. Greenway Funding Group has expanded its business to provide lending services to numerous states, including Virginia, Delaware, Georgia, and Texas.

License Verified:

License: 1108695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (52)
Facebook
4.0 / 5 (20)
Yelp
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage 4 U logo
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License Verified:

License: 177901

Nationwide Multistate Licensing System and Registry

Mortgage 4 U

9211 Corporate Blvd Ste #200, Rockville, MD 20850
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  • Refinance

Business Description

Mortgage 4 U helps Germantown residents who are looking for home financing options. It helps borrowers digest information and compare various mortgage products before making a home purchase or refinance. The independent lending company partners with investors to secure favorable loan terms for its customers. Additionally, it offers commercial loan programs, including portfolio and niche mortgages, to real estate investors. The multilingual team at Mortgage 4 U is fluent in English, Chinese, Korean, Vietnamese, and Spanish.

License Verified:

License: 177901

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Link logo
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License Verified:

License: 113054

Nationwide Multistate Licensing System and Registry

Mortgage Link

3 Research Place, Suite 103, Rockville, MD 20850
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  • New Construction
  • Refinance

Business Description

For over 20 years, Mortgage Link has been providing residential financing solutions in Germantown. Its lending options include conventional, commercial, jumbo, HomePath, and federal-backed programs. The mortgage broker also offers loan assistance for borrowers with high credit risk. It highlights pre-qualification screening as an initial step in securing a bid on a property. Mortgage Link provides online submission tools, interactive calculators, and digital quotes. Company CEO Steve Summers is a member of MAMP and NAMB. He appeared on Great Day Washington to discuss homeownership issues.

License Verified:

License: 113054

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nick Pakulla logo
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License Verified:

License: 728211

Nationwide Multistate Licensing System and Registry

Nick Pakulla

700 King Farm Boulevard Suite 620, Rockville, MD 20850
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  • Refinance

Business Description

Nick Pakulla is a senior loan officer for George Mason Mortgage. He leads a team that assists Germantown residents as they filter mortgage options for their home purchase or refinance. He offers ARM, VA, USDA, bridge, and new construction loans, as well as down payment assistance programs for first-time homeowners. Jumbo mortgages are also available for those considering living in high-cost areas. Pakulla’s local and boutique team serves as a single point of contact for customers, from loan origination to closing.

License Verified:

License: 728211

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (99)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Presidential Bank Mortgage Gaithersburg logo
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License Verified:

License: 527965

Nationwide Multistate Licensing System and Registry

Presidential Bank Mortgage Gaithersburg

555 Quince Orchard Road Suite 650, Gaithersburg, MD 20878
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  • Refinance

Business Description

Presidential Bank Mortgage Gaithersburg serves families and individuals in Germantown and the surrounding areas. It is a full-service residential mortgage lender that has been in business since 1987. Its mortgage programs include VA, FHA, conventional, and construction loans. It also offers refinance loans and home equity lines of credit. The firm is the operating division of Presidential Bank, FSB. Its executive vice president, Michael Carr, has more than 30 years of experience in the mortgage industry.

License Verified:

License: 527965

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (97)
The Mortgage Gallery logo
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License Verified:

License: 175256

Nationwide Multistate Licensing System and Registry

The Mortgage Gallery

16039 Comprint Circle, Gaithersburg, MD 20877
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  • Refinance

Business Description

The Mortgage Gallery caters to clients across the Germantown area. It works with self-employed borrowers, wage earners, and divorced applicants and provides different program options, including FHA, VA, and USDA loans. The company sets up other mortgages, including fixed-rate and adjustable-rate loans. It also deals with homeowners refinancing their mortgages and offers guidance through the process to help them consolidate debt. The Mortgage Gallery has been in business since 2002. One of its team members, Veronica Eisenbart, holds a bachelor's degree in economics.

License Verified:

License: 175256

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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