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Best Life Insurance Companies in Phoenix

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Altar Insurance, Inc. logo
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Altar Insurance, Inc.

301 E Bethany Home Rd Ste C190, Phoenix, AZ 85012
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Business Description

Altar Insurance Inc. is an independent health insurance company in Phoenix that's partnered with major insurance carriers, such as The Hartford and Chubb, to provide its clients with a wide choice of policies at competitive rates. The policies can be tailored for individuals, families, and groups, and cover everything from hospital stays to long-term home care. Altar Insurance Inc. also specializes in arranging term life and permanent life insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Arrowhead Insurance logo
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License Verified:

License: 1800005958

Arizona Department of Insurance and Financial Institutions

Arrowhead Insurance

3420 East Shea Boulevard, Phoenix, AZ 85028
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  • Life Insurance
  • Health Insurance

Business Description

Headquartered in Phoenix, Arrowhead Insurance is an independent agency that provides insurance services to individuals, families, and businesses in Phoenix and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance and whole life insurance. In addition to homeowners’ insurance packages, Arrowhead Insurance also offers insurance options like auto insurance, condo insurance, and rental property insurance. Its commercial insurance offerings include business owner’s package and workers’ compensation.

License Verified:

License: 1800005958

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (28)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
ASA, Inc. logo
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ASA, Inc.

4425 E Agave Rd Ste 134, Phoenix, AZ 85044
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Business Description

ASA Inc. specializes exclusively in providing international health and life insurance for clients going abroad for more than 12 months or permanently. It's partnered with some of the biggest global insurers, such as Bupa and Tokio Marine HCC, to offer clients a choice of policies with comprehensive coverage. The agency can arrange policies that cover pre-existing health conditions and allow for preventative care treatments. Many of its policies allow clients to return to the U.S. for their medical treatment.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ayala Insurance logo
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Ayala Insurance

3550 W Glendale Ave, Phoenix, AZ 85051
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Business Description

Ayala Insurance is a local, veteran-owned health insurance company in Phoenix, with four additional offices serving the entire state. The company is independent, enabling it to search and compare the health policies offered by many major insurance carriers, and tailor them for its personal, group, and commercial clients. The agency's independent advisers also specialize in arranging term life and permanent life insurance policies suitable for everything from paying off mortgages to providing an income in retirement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Core Insurance Services logo
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Core Insurance Services

4501 N 22nd St Ste 150, Phoenix, AZ 85016
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Business Description

Core Insurance Services is a life insurance agency in Phoenix. It's linked up with several large and trusted insurance providers to ensure its clients get to choose from a selection of life insurance products that provide the coverage they need, with rates within their budgets. The agency can arrange all forms of term life and permanent life insurance, managing multiple risks, such as those associated with buying a new home or preparing for retirement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Faithful Insurance logo
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License Verified:

License: 3000116404

Arizona Department of Insurance and Financial Institutions

Faithful Insurance

13041 N 35th Ave Suite C-9, Phoenix, AZ 85053
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  • Life Insurance

Business Description

Faithful Insurance provides a range of products and services to individuals, families, and business owners in the Phoenix metro. It offers life insurance plans that include whole and term coverages. The company aims to protect policyholders from financial losses caused by estate taxes, mortgage debts, and medical costs. It also accommodates clients who want to purchase home, auto, commercial property, general liability, and workers' compensation insurance. Faithful Insurance helps customers achieve their financial goals through its personalized policy solutions.

License Verified:

License: 3000116404

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Futuro Insurance logo
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Futuro Insurance

3813 N 15th Ave, Phoenix, AZ 85015
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Business Description

Futuro Insurance is an independent life insurance agency in Phoenix that specializes in personal insurance services throughout the surrounding cities. Its agents are free to search and compare an array of life and health insurance policies from multiple carriers, ensuring clients are offered a choice and get the best coverage possible. The agency also arranges prepaid funeral policies and Medicare supplement plans. The agents at Futuro Insurance communicate fluently in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gaisford Insurance Agency logo
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License Verified:

License: 3000305407

Arizona Department of Insurance and Financial Institutions

Gaisford Insurance Agency

6832 North 24th Drive, Phoenix, AZ 85015
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  • Life Insurance

Business Description

Gaisford Insurance Agency delivers insurance solutions to individuals and families in Phoenix and nearby areas. It offers future financial protection and security through its life insurance plans that are customized to the client's specific needs. It is also experienced in developing personal and commercial products, such as homeowners, auto, boat, flood, and business insurance policies. In addition, the agents and brokers educate clients on coverage options and assist them through the process of securing insurance.

License Verified:

License: 3000305407

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
General Southwest Insurance Agency logo
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License Verified:

License: 1800000829

Arizona Department of Insurance and Financial Institutions

General Southwest Insurance Agency

5628 E. Thomas Road, Phoenix, AZ 85018
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  • Life Insurance
  • Health Insurance

Business Description

General Southwest Insurance Agency, Inc., is a second-generation, family-owned full-service insurance firm that has been serving clients in Phoenix since 1969. The independent insurance company provides a diverse array of life insurance policies, such as term life, variable life, universal life, and whole life plans. It also offers health, disability, auto, home, and business insurance plans. In addition, General Southwest Insurance Agency is equipped to handle local and international risk management policies.

License Verified:

License: 1800000829

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (15)
Facebook
4.7 / 5 (15)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
GoldBook Financial logo
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GoldBook Financial

4900 N Scottsdale Rd Ste 4000, Scottsdale, AZ 85251
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Business Description

GoldBook Financial provides assistance with life insurance policies, primarily to clients in the Phoenix metro area. This firm is a member of the MassMutual family and serves business owners, corporations, and individuals seeking advice pertaining to insurance services. It offers standard life insurance as well as disability insurance options, and it helps clients to plan long-term care solutions. GoldBook Financial also provides key person insurance to businesses that need to insure particularly valuable contributors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hassett Insurance logo
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License Verified:

License: 1800011320

Arizona Department of Insurance and Financial Institutions

Hassett Insurance

5229 N 7th Ave Unit 103, Phoenix, AZ 85013
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  • Life Insurance

Business Description

Hassett Insurance is an independent agency that provides risk management solutions in the Phoenix metro. It offers an array of personal lines of insurance, including life policies. The company helps families and individuals obtain universal, whole, and term coverages. Its agents also cater to clients who want to acquire auto, homeowners', renters', workers' compensation, and commercial property insurance. They work with various carriers like Bristol West, Acuity, American Modern, and Safeco. Owner Patrick Hassett started his insurance business in 2008.

License Verified:

License: 1800011320

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (84)
Facebook
4.9 / 5 (59)
Yelp
4.5 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
indieinsurance.com logo
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indieinsurance.com

10210 N 32nd St Ste C3, Phoenix, AZ 85028
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Business Description

Founded in 2009, the Independence Insurance Group helps individuals and businesses by offering a variety of products that help them manage risk. The agency isn't tied to one carrier, so it can compare many similar life and health insurance products to find those that offer the most coverage and the best rates. Its agents also design employee benefits plans with one of its insurance company partners. The Independence Insurance Group gives back to its community through various fundraising events.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Invest & Insure logo
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Invest & Insure

7829 W Coolidge St, Phoenix, AZ 85033
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Business Description

Brian Jason is a licensed agent with Invest & Insure, a RetireCo Partner Agency serving Phoenix and the surrounding communities. Mr. Jason has more than 20 years of experience selling life and health insurance in the state. He's also licensed to arrange health and dental insurance in 35 other states, specializing in Medicare plans. The agency is independent, allowing Mr. Jason to compare the policies of multiple carriers and provide unbiased advice.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phoenix Insurance Group logo
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License Verified:

License: 1800008204

Arizona Department of Insurance and Financial Institutions

Phoenix Insurance Group

7220 N. 16th Street, Suite C, Phoenix, AZ 85020
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  • Life Insurance

Business Description

Phoenix Insurance Group is a family-owned and family-operated brokerage serving the metro for more than 25 years. It helps individuals, families, and businesses make informed decisions when choosing the life insurance policy based on their needs and preferences. As an independent agency, its team evaluates and compares products from multiple insurance carriers to find a customized solution. One of them is Kurt Elliott, who has extensive experience working for a government recruiting agency, enlisting candidates for facilities like VA hospitals.

License Verified:

License: 1800008204

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Phoenix Life Insurance logo
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License Verified:

License: 1800008077

Arizona Department of Insurance and Financial Institutions

Phoenix Life Insurance

20823 N Cave Creek Rd, Building B Suite 101, Phoenix, AZ 85024
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  • Term Life Insurance
  • Whole Life Insurance

Business Description

Phoenix Life Insurance is a firm that offers various types of policies. Its term life insurance offers coverage for a specific time period, provides death benefits, and is convertible and renewable. Its traditional or whole life insurance provides coverage for a lifetime and creates assets over time. Its universal life insurance offers permanent coverage, investment, and death benefits. Policies for individuals, joint, business, and employee insurance are also available. Applications are handled 100% online with no paperwork.

License Verified:

License: 1800008077

Arizona Department of Insurance and Financial Institutions

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
profinancialinsurance.com logo
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profinancialinsurance.com

4425 E Agave Rd Ste 136, Phoenix, AZ 85044
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Business Description

Pro Financial Insurance Agency Inc. is an independent agency offering both personal and commercial life and health insurance products. It sells standard health care packages as well as coverage options for Medicare supplement, Advantage, and prescription plans. Group insurance benefits are available to businesses and organizations seeking to cover a multitude of members. Pro Financial Insurance Agency Inc. also covers disabilities and health scenarios requiring long-term care. Life insurance policies are available for individuals and families seeking financial provisions for remaining debts, taxes, and dependent-related expenses after death.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
proinsgroup.com logo
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proinsgroup.com

2822 W Northern Ave, Phoenix, AZ 85051
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Business Description

Professional Insurance Strategies is a life insurance company in Phoenix. Also offering health insurance coverage, this agency serves individuals, families, and businesses by providing custom insurance policies that cover crucial financial vulnerabilities. Its agents provide support to clients and manage their policies, also fielding claims and complaints as needed. It serves businesses of all sizes by providing group coverage plans for employees and assisting with other insurance needs as well, such as general business liability insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.8 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Saguaro Insurance Group logo
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Saguaro Insurance Group

15396 North 83rd Avenue, Peoria, AZ 85381
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  • Life Insurance

Business Description

Saguaro Insurance Group is an independent insurance agency that provides insurance services to individuals, families, and businesses of Phoenix and the surrounding communities. It has partnered with multiple carriers to offer a variety of insurance packages. In addition to its life insurance packages, it carries auto insurance, home insurance, business insurance, renter’s insurance, motorcycle insurance, and recreational insurance. Moreover, it also provides umbrella insurance for clients that want extra liability coverage. Its team is led by Arizona native Brandon Mahoney.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Suburban Insurance Services, LLC logo
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Suburban Insurance Services, LLC

7500 N Dreamy Draw Dr Ste 208, Phoenix, AZ 85020
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Business Description

Suburban Insurance Services LLC is a Phoenix-based life insurance agency serving individuals, families, and businesses throughout the state. Its life insurance policies can help clients in many ways, such as paying off their mortgage, covering their funeral costs so their loved ones don't have to, and providing a new source of income when they retire. The agency is independent, which means its advisers can search the policies of multiple carriers, searching for the one that best fits their clients' needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wesley Norris Insurance, Inc. logo
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Wesley Norris Insurance, Inc.

10328 W Indian School Rd Ste 1, Phoenix, AZ 85037
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Business Description

Wesley Norris Insurance Inc. is an independent agency offering health and life insurance services. This agency is especially experienced with Medicare coverage options and assists clients with original Medicare, Medicare parts C & D, and Medicare supplement plans. Family health insurance plans are also available along with hospital indemnity coverage and dental services. Wesley Norris Insurance Inc. regularly assists with life insurance coverage for families and others with dependents, as well as those who want coverage for terminal illness or heart attacks and strokes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs