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Best Life Insurance Companies in Fresno

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Agri-Center Insurance Agency logo
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Agri-Center Insurance Agency

2650 W Shaw Ln Ste 102, Fresno, CA 93711
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Business Description

Agri-Center Insurance Agency is a health insurance company in Fresno that has served the Central Valley area for more than four decades. Family-owned and operated, this local independent insurance agency sells policies for both individuals and groups and primarily serves farmers and farm-related industries. Individual and family health insurance plans are available, and the agency offers level term and universal life insurance policies. Disability income protection and key man coverage options for business are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Belen Sanchez Insurance Agency, Inc logo
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License Verified:

License: 0L81972

California Department of Insurance

Belen Sanchez Insurance Agency, Inc

2155 N Fresno St, Fresno, CA 93703
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  • Life Insurance
  • Health Insurance

Business Description

Belen Sanchez Insurance Agency, Inc. provides life insurance policies to residents of Fresno and neighboring counties. It can examine a client's current plan and financial history to provide quotes to fit both term-life and permanent plans. The agency can also customize these policies to act as inheritance, income replacement, mortgage payoff, and death benefits. Its other insurance options include health insurance, Mexico insurance, and classic car insurance. The agency's staff members are fluent in Spanish and also provide notary services.

License Verified:

License: 0L81972

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (102)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dalena/Benik & Associates logo
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Dalena/Benik & Associates

6740 N West Ave Ste 108, Fresno, CA 93711
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Business Description

Dalena/Benik & Associates is an independent insurance agency that's been serving clients in the Fresno area since 1957. The company offers life and health insurance policies from top providers, such as Blue Shield of California, Safeco, and Liberty Mutual. Its agents are experts in risk management and are dedicated to helping clients find coverage that suits their needs and budget. Other insurance offerings include auto, homeowners, and farm owners' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Guenther Insurance logo
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License Verified:

License: 0723813

California Department of Insurance

Guenther Insurance

776 East Shaw Avenue, Fresno, CA 93710
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  • Life Insurance

Business Description

Serving Fresno and nearby areas, Guenther Insurance helps clients secure their family's future through a variety of life insurance policies. It represents multiple insurance companies that offer a wide range of life insurance products, including individual, mortgage protection, fixed annuities, and final expense insurance. This independent insurance agency also offers personal insurance protection plans. These include auto, condominium, snowmobile, motorcycle, earthquake, and rental property insurance. Its owner, Russell Guenther, has been in the insurance industry for over three decades.

License Verified:

License: 0723813

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISE Insurance Services logo
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ISE Insurance Services

2512 W San Madele Ave, Fresno, CA 93711
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Business Description

ISE Insurance Services is a life insurance agency in Fresno. This independent insurance agency has more than 28 years of industry expertise and prides itself on its integrity, service, and ethics. Its licensed agents create custom life insurance solutions for clients, including whole life and term policies. Other insurance products available include industry-specific business insurance, workers compensation, farm insurance, and home and auto policies. The agency is independently owned and operated and is an affiliate of Professional Insurance Associates Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James G Parker Insurance Associates logo
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James G Parker Insurance Associates

1753 E Fir Ave, Fresno, CA 93720
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Business Description

James G Parker Insurance Associates in Fresno has decades of industry expertise when it comes to life and health insurance. It sells both individual insurance policies and helps companies looking to purchase group policies. Additional policies available include auto, boat, condo, earthquake, homeowners, renters, RV, and vacation home insurance. It also sells identity theft, umbrella, landlord, and travel policies. Its service center makes policy management online an easy process. Quotes are available upon request.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kerr Insurance Brokers, Inc. logo
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Kerr Insurance Brokers, Inc.

2507 W Shaw Ave Ste 107, Fresno, CA 93711
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Business Description

Kerr Insurance Brokers Inc. is a health insurance company in Fresno, founded in 2008. This family-owned insurance agency offers a range of products to meet its clients' needs, including health insurance for employers from more than 50 carriers. Group heal, dental, and vision policies are available. Individual life insurance, group life insurance, long-term care insurance, second-to-die policies, and key person insurance policies are also available. In addition, the agency offers auto and RV insurance and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Killian Insurance logo
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License Verified:

License: 0G59077

California Department of Insurance

Killian Insurance

2440 West Shaw Avenue, Fresno, CA 93711
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  • Life Insurance

Business Description

Killian Insurance is an independent agency founded by Ronald Killian and is based in Fresno. Killian specializes in providing life insurance that comes in term life, whole, or universal categories. The agency also provides solutions for retirement funding, annuities, and long-term care funding. Killian Insurance represents and works with multiple carriers, including AVIVA, Prudential, National Life Group, EquiTrust Life Insurance Company, Phoenix, and United of Omaha. Killian also provides assistance in availing Medicare, dental, and vision insurance policies.

License Verified:

License: 0G59077

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kurt Sieve logo
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License Verified:

License: 0746853

California Department of Insurance

Kurt Sieve

1177 North Willow Avenue, Clovis, CA 93611
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  • Life Insurance
  • Health Insurance

Business Description

Kurt Sieve is an insurance agent that has been affiliated with State Farm Insurance since 1991. His office is located in Clovis and he works with clients within the local area and surrounding communities, including Fresno. He assists clients in acquiring different kinds of insurance, ranging from life and home insurance to automobile and health insurance. In addition, Sieve is a member of the National Association of Insurance & Financial Professionals and Clovis Chamber of Commerce as a board member.

License Verified:

License: 0746853

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Horizon Insurance Services logo
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New Horizon Insurance Services

1109 E Champlain Dr, Fresno, CA 93720
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Business Description

New Horizon Insurance Services in Fresno connects customers with needed health and life insurance policies. The agency works in conjunction with Rice Insurance Benefits to help its clients get the best possible health insurance packages for individuals, families, and groups under employment-sponsored plans. In addition, it offers term life and permanent life insurance along with disability insurance plans. Other insurance products available include auto and SR22 coverage, commercial insurance, home and renters insurance, and flood and earthquake insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New York Life logo
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License Verified:

License: 0C43544

California Department of Insurance

New York Life

205 E. River Park Circle Ste #250, Fresno, CA 93720
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  • Life Insurance

Business Description

New York Life is a life insurance firm that serves clients in the Fresno metro. Established in 1845, the company promotes comprehensive retirement insurance solutions and financial security plans for clients with personal and commercial needs. Its certified agents provide in-depth consulting for first-time insurance buyers and clients looking to plot their retirement plans. New York Life's financial professionals calculate an individual's income annuity and determine how much must be allotted to sustain their lifestyle and meet their needs upon retirement.

License Verified:

License: 0C43544

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (32)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reinhardt Insurance logo
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License Verified:

License: 0791011

California Department of Insurance

Reinhardt Insurance

499 West Shaw Avenue, Fresno, CA 93704
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  • Life Insurance
  • Health Insurance

Business Description

Reinhardt Insurance is a life insurance agency that services clients from Fresno and nearby areas. The company provides universal, whole, and term life insurance to prepare for the client's future. Aside from life insurance, the firm also offers insurance for health, businesses, and homes. Reinhardt Insurance has been providing its services to the community for more than 55 years. It has partnered with more than 25 insurance carriers to deliver high-quality insurance solutions to all clients.

License Verified:

License: 0791011

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reynolds Insurance Services logo
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Reynolds Insurance Services

426 S Madera Ave, Kerman, CA 93630
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Business Description

Reynolds Insurance Services helps Fresno clients find life and health insurance products to meet their needs. This independently owned and operated insurance agency has served the needs of the locals for more than 27 years. It offers insurance for individuals, businesses, and groups, including whole, permanent and term life insurance, long-term care insurance, disability insurance, second-to-die policies, and keymen or key person insurance. Individual and family health insurance policies and dental/vision coverage is available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Uniti Global Insurance Services logo
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Uniti Global Insurance Services

1039 U St, Fresno, CA 93721
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Business Description

Uniti Global Insurance Services, founded in 2005, offers competitive policies from national life and health insurance carriers in its expansive network. This independent life insurance company in Fresno sells life insurance and annuities as well as personal medical insurance under the Covered California program. Some partners in its network include AGLA, AIG, MetLife, Lincoln Financial Group, Liberty Mutual, and Transamerica. Additional services include estate planning, wealth management, and financial planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vail Insurance Services, LLC logo
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Vail Insurance Services, LLC

2001 Howard Rd Ste 311, Madera, CA 93637
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Business Description

Established in 2005, Vail Insurance Services proudly offers high-quality and affordable health and life insurance products to clients in California. The company identifies the needs, budget, and objectives of every client and finds the best possible health and life insurance options within those parameters. The company actively builds strong relationships with its clients and invests time into understanding each of their unique circumstances, allowing it to advise each client on all of their current and future coverage needs. Vail Insurance Services strives to demonstrate its appreciation and compassion for its clients through its exceptional one-on-one customer service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Vermillion & Associates Insurance Agency logo
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Vermillion & Associates Insurance Agency

1370 Jensen Ave Ste D, Sanger, CA 93657
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Business Description

Vermillion & Associates Insurance Agency gives Fresno customers choices when it comes to buying life or health insurance policies. This independent agency has years of experience serving the local community's insurance needs. EPO, HMO, POS, and PPO insurance plans are available, including some with dental and drug coverage. The agency also sells term life, whole life, and universal life policies. Some carriers in the agency's network include Capital Insurance Group, BlueCross BlueShield, and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Veronica Ilic Stone - Aflac logo
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Veronica Ilic Stone - Aflac

1285 W Shaw Ave Ste 101, Fresno, CA 93711
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Business Description

Veronica Ilic Stone is a life insurance agent in Fresno serving the needs of local clients looking to buy life and health insurance. She exclusively sells Aflac insurance products, including critical illness and short-term disability insurance, dental insurance, and vision insurance. Aflac's guaranteed issue life insurance is available without medical underwriting questions and features coverage portability that can be moved between jobs. Accidental death and cancer insurance policies are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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