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2024

Last updated:

Best Life Insurance Companies in Fort Worth

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Fort Worth Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

31152Reviewed

18698Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1412 Sunset Point Dr, Flower Mound, TX 75022
WebsiteLicense: 1600335

Expertise.com Rating

Review Sources

Google
5.0 (277)
Yelp
5.0 (3)

Why choose this provider?

DFW Direct Insurance is an agency that serves clients in Fort Worth and the surrounding areas. It offers term and permanent life insurance policies that provide financial security to beneficiaries in the event of an unexpected death. The agency works with multiple insurance carriers, including Humana, Blue Cross Blue Shield, and United Healthcare, allowing clients to compare and select insurance options that suit their needs and budgets. Owner Vic Prichard has 33 years of sales and management experience in various industries.

  • Life Insurance

2000 E Lamar Blvd Ste 600, Arlington, TX 76006

Expertise.com Rating

Why choose this provider?

Garron and Debra's life insurance education firm is dedicated to helping seniors, and their families understand their available insurance options and make the best choices for their needs. Life insurance is important in financial planning but can be complicated and confusing. Garron and Debra's educational firm takes the time to explain life insurance concepts in plain language so that seniors can make informed decisions about their coverage. Our firm offers a variety of life insurance products, including Whole Life Insurance and All Types of Insurance. It provides impartial advice about which type of life insurance may be right for each client. With years of experience in the life insurance industry, Garron and Debra are well-qualified to help seniors navigate the life insurance landscape and find the best coverage for their needs. Contact Garron and Debra today to learn more about how they can help you secure your financial future.

2833 Crockett St Ste 130, Fort Worth, TX 76107
WebsiteLicense: 2057816

Expertise.com Rating

Review Sources

Facebook
5.0 (18)
Google
5.0 (6)

Why choose this provider?

Got Coverage is a local insurance company that has been serving Fort Worth and the surrounding areas since 2009. It provides life and health care insurance with options carried by UnitedHealth. The business, founded by Renato Miljatovic, also provides various personal insurance options, including coverage for cars, homes, renters, boats, and motorcycles. Commercial insurance options include coverage for commercial automobiles, general liability, trucking, workers' compensation, and bonds. Got Coverage also offers personal items insurance for consumer products such as electronics and sporting equipment.

  • Life Insurance
  • Health Insurance

4901 E California Pkwy, Forest Hill, TX 76119

Expertise.com Rating

Review Sources

Google
5.0 (30)

Why choose this provider?

Silver Lining Insurance Agency works with Fort Worth clients to help them get the life and health insurance policies that they need to secure their futures and the futures of their families. Its life insurance offerings include whole life, term life, mortgage protection, and final expense coverage. The agency offers a comprehensive selection of health insurance policies, including plans under the ACA, short term major medical, and dental and vision plans for single individuals and families.

777 Main Street, Suite 3800, Fort Worth, TX 76102
WebsiteLicense: 1835602

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

Thomas Vasquez III is a New York Life Insurance Company agent based in Fort Worth. He offers a variety of products that helps families and business owners with their insurance and financial needs, including college funding, retirement, managing costs for extended periods of care, and lifetime income strategies. One of the products he offers is whole life insurance, whose cash value can be accessed via policy loans to help clients supplement their retirement income and other major life events.

  • Life Insurance

3750 McCart Ave, Fort Worth, TX 76110

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
5.0 (18)

Why choose this provider?

Precise Insurance Group in Fort Worth has more than three decades of insurance sector experience. The agency prides itself on offering customers a best price guarantee, convenient enrollment, options to compare, and expert advice on covering their insurance needs to the fullest. It primarily sells health, life, and Medicare policies, and it offers free quotes if desired. Aetna, BlueCross BlueShield of Texas, Cigna, and UnitedHealthcare are all members of the agency's network.

3025 Commerce St, Dallas, TX 75226
WebsiteLicense: 1626057

Expertise.com Rating

Review Sources

Google
4.6 (61)
Facebook
4.9 (14)

Why choose this provider?

Champion Commercial Insurance is an independent agency that caters to clients in the Fort Worth area. Established by Bruce Sams in 1997, the company aims to serve the needs of businesses and their employees. The company provides life, health, disability, and dental insurance coverages. In addition, it offers insurance policies to various industries, including property, automotive, technology, energy, and transportation. Champion Commercial Insurance represents various carriers, including Chubb, The Hartford, American Modern, and Liberty Mutual.

  • Life Insurance
  • Multiple Carriers

357 Keller Parkway, Keller, TX 76248
WebsiteLicense: 8679432

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (12)
Yelp
5.0 (3)

Why choose this provider?

JC Roberts Insurance is a team of insurance experts that serves the Fort Worth area. The company offers an array of personal insurance solutions, including life, home, motorcycle, and auto insurance plans. Its agents assist clients in understanding their life insurance options and create insurance policies that balance benefits and premiums. They also conduct comprehensive policy reviews to inform policyholders of applicable coverages. Jeremy Roberts, an insurance agent since 2005, worked with his wife, Carey, to establish the company.

  • Life Insurance

1245 Southridge Ct Ste 101, Hurst, TX 76053

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Ashford Insurance brings expertise in life insurance and health insurance to customers in Fort Worth. This independent insurance agency specializes in Medicare, and it strives to help its customers find the best Part D supplement plans, Advantage Plans, and dual plans. Additional plans include chronic special needs, prescription, dental and vision, and short-term medical. Life insurance and funeral insurance policies are available from a host of partner carriers in Ashford Insurance's network.

5801 Curzon Ave, Ste 137, Fort Worth, TX 76107
WebsiteLicense: 2487933

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

Duncan Insurance Group LLC is a locally owned and operated life insurance company operating in Fort Worth. The company's individual life insurance covers joint life, long-term care, mortgage protection, and key person insurance. Other services they offer include commercial, home and property insurance, auto, landlord, power toys and boat, and other personal insurance such as identity theft coverage and personal umbrella. Darla Duncan, the owner of the company, has been providing service for over 20 years.

  • Life Insurance

1701 River Run Ste 1011, Fort Worth, TX 76107
WebsiteLicense: 2495525

Expertise.com Rating

Why choose this provider?

Johnston Insurance is an independent agency that works with individuals, families, and businesses in and around the Fort Worth area. As an independent insurance company, its agents help clients identify their needs and provide guidance on various policies from different carriers so clients can make well-informed decisions. Its personal products include life, automobile, recreational vehicle, umbrella, and homeowners' insurance policies. Business products include commercial property, workers' compensation, professional liability, business owners, and contractors' insurance policies.

  • Life Insurance

714 Centerpark Drive, Colleyville, TX 76034
WebsiteLicense: 1371852

Expertise.com Rating

Review Sources

Google
4.8 (46)
Yelp
5.0 (3)

Why choose this provider?

Schwab Agency has been working with clients in Fort Worth, Colleyville, and the surrounding areas since 1993. The company educates clients and customizes policies based on their needs and capabilities. Its insurance products include personal insurances that cover recreational vehicles, automobiles, collections, condominiums, and landlord dwellings. Life insurances are available in term life, whole life, and universal. The agency works with and represents a range of insurance companies that includes State Auto Insurance Companies, MetLife, Safeco Insurance, Nationwide, and Kemper. Schwab Agency was founded by retired US army veteran John C. "Sam" Schwab, III.

  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

1507 Joshua Ct, Keller, TX 76248

Expertise.com Rating

Why choose this provider?

Capital Assurance Associates is a premier independent insurance agency offering assistance in purchasing life and health insurance in Fort Worth. The agency strives to help families and individuals find financial security through the appropriate life insurance products, including whole life and term insurance plans. Capital Assurance Associates also offers group health programs, individual health insurance, and assistance with finding the most efficient and affordable Medicare, Part D, and Advantage plans.

101 Summit Ave. Suite # 215A, Fort Worth, TX 76102
WebsiteLicense: 1692243

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
5.0 (11)

Why choose this provider?

Hawkins Insurance Group offers insurance products and financial services in Fort Worth. It collaborates with multiple companies to find suitable term, whole, universal, and indexed life insurance coverages for clients. Its agents guide clients in their choices of Medicare plans, family health insurance, and group policies. They also assist clients in their financial and retirement income planning and wealth management. Jonathan Hawkins, who runs the company with his wife Emily, is a Certified Senior Advisor and a Retirement Income Certified Professional.

  • Life Insurance

2501 Parkview Drive Suite 110, Fort Worth, TX 76102
WebsiteLicense: 2241900

Expertise.com Rating

Review Sources

Google
5.0 (8)

Why choose this provider?

Haber Wealth Management serves individuals and families in the Fort Worth area. It offers universal life insurance plans with flexible premiums and can be structured to accumulate cash value. It has long-term care and disability insurance options. The firm also handles strategic wealth planning with a data-driven analysis for cash flow management, retirement income planning, and charitable giving. Haber Wealth Management has been in the industry for over two decades. Its founder, Tricia Carter Wood, holds Series 7 and 66 securities registrations.

  • Term Life Insurance

2833 Crockett Street, Ste 114, Fort Worth, TX 76107
WebsiteLicense: 1377075

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (3)

Why choose this provider?

Roa Insurance Agency serves the metro of Fort Worth. It has access to over 100 different carriers, enabling it to find the option that best fits its clients' needs and leave them protected in the event of a loss. It offers life insurance plans and other coverages for personal and commercial purposes. These include homeowners', health, auto, boat, and farm and ranch insurance policies. Its team is composed of Denise and Steven Roa, who have over 30 years of collective experience as insurance agents.

  • Life Insurance
  • Health Insurance

1916 Martin Drive, Weatherford, TX 76086
WebsiteLicense: 769176

Expertise.com Rating

Review Sources

Facebook
4.0 (92)
Google
4.0 (60)
Yelp
1.0 (1)

Why choose this provider?

Kim Mader-Bagley is a second-generation State Farm agent who serves Fort Worth. She provides various insurance products, including life insurance which has three types: whole life, universal life, and term life. Mader-Bagley, who has been working with State Farm for nearly 30 years, operates the agency that her parents opened in 1972. She runs it with her husband, Craig Bagley, and they have a team of 16 professionals. All in all, they have more than 160 years of combined experience.

  • Life Insurance
  • Health Insurance

FAQs

  • What forms of life insurance are available to residents of Fort Worth?

    In Fort Worth, locals may choose term life insurance, offering protection to policyholders with set premiums ranging from one year to twenty years. Another is whole life insurance, which lasts forever if you pay your premiums on time. Most whole life insurance plans gain cash value, making them investment opportunities. Universal life insurance is another option, with modifiable face values, flexible premiums, and unbundled pricing. Cash value increases, earning interest at a rate guaranteed to stay above a particular percentage.

  • What advantages do Fort Worth residents gain from purchasing life insurance?

    Life insurance is advantageous to Fort Worth residents because it safeguards their loved ones in the event of death. This policy offers tax-free income to beneficiaries after a policyholder's death to cover funeral costs, debt, tuition, and inheritance taxes. Additionally, this policy allows business partners to buy out a deceased partner's rights, averting forced liquidation and protecting the business. Moreover, there may be living benefits involved, such as tax-deferred permanent life insurance with a cash value increase.

  • What is the duration of the contestability term for life insurance policies in Fort Worth?

    Texas law allows Fort Worth insurance firms to dispute life insurance claims within two years after policy implementation. This law exists to prevent fraud and cheating. During this period, the insurance provider has the opportunity to investigate the policyholder's application, their medical history, and any material misstatement. Claim denial may arise from any material misrepresentation.

  • What should you do if your insurance company in Fort Worth disputes your claim?

    After discovering that your life insurance claim is being contested in Fort Worth, you should consult a life insurance contestability lawyer. Attorneys can determine whether the insurer has a valid cause to revoke or refuse the claim by reviewing the policy, the life insurance application, and any data provided by the insured. In addition, they can demonstrate that the policyholder did not make any material misrepresentations.

  • In Fort Worth, is it possible to customize your life insurance policy?

    You may tailor your life insurance policy in Fort Worth by including add-on features or coverages. Additional term insurance is a common rider that adds term life coverage to an ongoing life policy. Accidental death insurance provides extra cash payments in the event of an untimely demise due to an accident. Other prevalent riders include guaranteed insurability, waiver of premium for disability, accelerated death benefit option, and spouse and children's riders.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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