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Best Life Insurance Companies in Los Angeles

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Coex Insurance & Financial Services, Inc. logo
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License Verified:

License: 0E36306

California Department of Insurance

Coex Insurance & Financial Services, Inc.

3807 Wilshire Blvd. #1011, Los Angeles, CA 90010
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  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Business Description

Coex Insurance & Financial Services, Inc., is a Los Angeles-based insurance company that serves families, businesses, and individuals. It provides a wide range of life and health insurance products, such as disability and long-term care, as well as group and individual dental insurance. It also handles personal umbrella, RV and trailer, garage keepers liability, business owners' policy, and workers' compensation insurance. Its team of independent insurance agents collaborates with several carefully selected carriers, including Blue Shield of California, Health Net, Anthem BlueCross, and Kaiser Permanente.

License Verified:

License: 0E36306

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Crump logo
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License Verified:

License: 0697253

California Department of Insurance

Crump

21550 West Oxnard Street, Los Angeles, CA 91367
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  • Life Insurance

Business Description

Crump is a third-party distributor and service provider of insurance and retirement products to clients in Los Angeles. It specializes in providing sales support and analysis for life insurance policies that include whole life, universal life, indexed universal life, and variable universal life. It has assisted more than 1,000 Crump teammates, helped 42,000 financial advisors secure coverage, and processed more than $84 billion in life insurance protection for clients. Crump also supports several brands, including RiskRighter and Tellus Brokerage Connections.

License Verified:

License: 0697253

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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David's Insurance Services logo
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David's Insurance Services

140 N La Brea Ave, Los Angeles, CA 90036
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Business Description

David's Insurance Services is a life insurance company in Los Angeles. This locally owned and operated independent agency offers a variety of insurance solutions for businesses, individuals, and families, including individual life insurance. Its agents advise clients on the different options that are available to them and assist them if they feel the need to cash out their policy. Carriers that David's Insurance Service commonly work with include Chubb, Berkshire Hathaway Guard, and Infinity.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fiducia Life Insurance Solutions logo
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License Verified:

License: 0D71125

California Department of Insurance

Fiducia Life Insurance Solutions

1055 West 7th Street, Los Angeles, CA 90017
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  • Life Insurance
  • Term Life Insurance

Business Description

Fiducia Life Insurance Solutions offers diverse life insurance products in Los Angeles. It helps families and individuals find coverages that are ideal for their conditions and lifestyles. Its agents inform clients about the benefits of term, guaranteed issue whole, and quality of life insurance plans. They help customers decide on policies that cover chronic, critical, and terminal illnesses. Fiducia Life Insurance Solutions also offer annuity solutions and Medicare options that promote clients' asset protection and income stability.

License Verified:

License: 0D71125

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foroutan Insurance Services logo
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License Verified:

License: 0711869

California Department of Insurance

Foroutan Insurance Services

11859 Wilshire Blvd, Ste 685, Los Angeles, CA 90025
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  • Life Insurance

Business Description

Foroutan Insurance Services is a family-owned and family-operated agency serving Los Angeles. It offers a wide range of life insurance options including long-term care, mortgage protection, and second-to-die policies. Term and whole life insurance coverages are available for individuals while flexible group benefits help employers protect their employees and maintain a productive workforce. As an independent agency, its team shops insurance policies from multiple carriers like Ace Private Risk Services, America Reliable, and Anthem Blue Cross of California.

License Verified:

License: 0711869

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Frankel & Associates logo
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License Verified:

License: 0L80383

California Department of Insurance

Frankel & Associates

9233 W Pico Blvd #226, Los Angeles, CA 90035
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  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Frankel & Associates is an insurance brokerage that handles the needs of individuals and businesses in Los Angeles. It was established in 1988 by Randle Frankel, who provides a wide selection of personal, business, and entertainment insurance products. Its personal policies cover life, health, auto, homeowners', and travel insurance plans. Its life insurance offerings include term and whole life policies designed to protect the policyholders' family's financial future. The business also crafts personal liability insurance for the healthcare, fitness, and property management industries.

License Verified:

License: 0L80383

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (32)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FrontLight Insurance logo
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FrontLight Insurance

5601 W Slauson Ave Ste 239, Culver City, CA 90230
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Business Description

Frontlight Insurance is dedicated to working directly with its clients to obtain life insurance plans that help them and their loved ones feel prepared financially for costs associated with death and critical injury or illness. Selling plans that include living benefits, the company works directly with clients to help them determine exactly how much insurance they need and find a plan that fits within their budget. Plans include permanent, participating, and universal life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GO Insurance Center logo
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GO Insurance Center

3700 Wilshire Blvd Ste 1080, Los Angeles, CA 90010
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Business Description

Founded in 1979, Golden Ocean Insurance Center is a life insurance company in Los Angeles. This company serves clients throughout California, as well as in nearby states such as Nevada and Arizona. It sells whole, term, and universal life insurance policies, as well as individual and family health insurance and group benefits plans. It works with a variety of insurance providers, including Blue Cross and AllState, as well as government-administered benefits that customers can access through Covered California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
ISU Wissink Agency logo
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ISU Wissink Agency

11268 Washington Blvd Ste 301, Culver City, CA 90230
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Business Description

ISU Wissink Agency has been serving clients in the Los Angeles metropolitan area since 1953. Working with a variety of top insurance carriers, including Mercury Insurance, Safeco Insurance, and Progressive, it offers health and life insurance options, including long-term care insurance. Insurance policies can be tailored to meet clients' needs and may include dental and vision benefits, final expense insurance, or life insurance that includes living benefits. ISU Wissink Agency is licensed to sell insurance throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kamkar Insurance logo
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License Verified:

License: 0744100

California Department of Insurance

Kamkar Insurance

1300 Santee St #208, Los Angeles, CA 90015
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  • Life Insurance

Business Description

Kamkar Insurance is a family-owned business that serves the Los Angeles area. It has been serving the community since 1988, specializing in personal and commercial insurance. Its offers life, health, auto, and home insurance, as well as BOP, workers' compensation, and general liability coverage for its commercial clients. Its life insurance policy aims to help maintain clients' current standard of living and pay off debts and mortgages. Kamkar Insurance represents an extensive network of carriers, including Travelers, Progressive, MetLife, Universal, and Safeco.

License Verified:

License: 0744100

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (6)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Meslee logo
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License Verified:

License: 0B86528

California Department of Insurance

Meslee

7164 Melrose Ave,, Los Angeles, CA 90046
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  • Life Insurance

Business Description

Meslee is a full-service insurance brokerage that serves clients in the Los Angeles metro and surrounding areas. Its team analyzes the client's situation and advises them on the type of policy to obtain, how much coverage they need, and the provider to go with. It offers life, health, dental and vision, disability, and long-term care insurance. In addition, it discusses to clients what they need to know about annuity plans. President of Meslee Insurance, Benjamin Meskin, has experience working in risk management consulting and brokerage.

License Verified:

License: 0B86528

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
5.0 / 5 (12)
Facebook
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
One City Insurance logo
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One City Insurance

9351 Telegraph Rd, Pico Rivera, CA 90660
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Business Description

One City Insurance Agency is an independent insurance agency that's located in the Los Angeles area. This agency works with a wide array of insurance carriers to help its clients compare quotes and policies to find the coverage that works best for them. It specializes in a variety of insurance types, including life, health, and umbrella insurance. Policy options include whole and term life insurance, health insurance, and personal umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shapiro Benefits Group logo
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Shapiro Benefits Group

8053 Sunset Blvd Ste 101, West Hollywood, CA 90046
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Business Description

Shapiro Benefits Group is a full-service, independent insurance agency that serves clients in Los Angeles and throughout the city's metropolitan area. Working alongside top insurance carriers such as United Health Care, Anthem Blue Cross, and Humana, it helps its clients to access quality health and life insurance plans that provide them with adequate coverage in the event of an unexpected illness, injury, or death. Health plans often include dental and vision benefits.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Shop4YourInsurance.com logo
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Shop4YourInsurance.com

1145 N Poinsettia Pl, West Hollywood, CA 90046
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Business Description

Shop4YourInsurance.com is a health insurance brokerage that specializes in offering simple, fast quotes online. The company has access to information from a broad range of top providers and specializes in the sale of individual and group health insurance policies. These policies often include additional coverage for expenses such as dental and vision care, as well as extra coverage for children and other dependents. Owner and operator Steve Heyman has been serving clients in California for more than 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Solid Health Insurance Services logo
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License Verified:

License: 6003954

California Department of Insurance

Solid Health Insurance Services

11620 Wilshire Blvd . # 900, Los Angeles, CA 90025
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  • Life Insurance

Business Description

Solid Health Insurance Services caters to clients in the Los Angeles area. It offers a variety of personal insurance products, including life and long-term care insurance, to help families prepare for life's unforeseen events. There are also coverage options for health, homes, and automobiles. In addition, group insurance packages for small businesses are available. Barbara Kempen, the company's owner, decided to launch Solid Health Insurance Services after managing the insurance affairs of a manufacturing company for five years.

License Verified:

License: 6003954

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Stella Health Insurance Agency, Inc. logo
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Stella Health Insurance Agency, Inc.

5900 S Eastern Ave Ste 158, Commerce, CA 90040
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Business Description

Stella Health Insurance Agency is an independent agency that specializes in assisting seniors with insurance shopping. The company specializes in life insurance, as well as health insurance options such as Medicare Advantage, Medicare supplemental plans, and Covered California's selection of benefits for older adults. Its agents work with more than 20 plans and providers to help its clients access the coverage they need most. Stella Health Insurance Agency offers services in English or Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Susana Zinn-Independent Life Insurance Agent logo
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Susana Zinn-Independent Life Insurance Agent

610 Montecito Dr, Los Angeles, CA 90031
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Business Description

Susana Zinn Independent Life Insurance Agent is dedicated to helping clients explore insurance options to find what's right for them. This life insurance agency in Los Angeles works with partners such as John Hancock, New York Life, and Lincoln Financial Group to provide its customers with solutions for life insurance. The company sells indexed universal, whole, guaranteed universal, and term life insurance plans. Additionally, it offers business risk management consultation services and family risk management solutions such as children's insurance and second-to-die life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Susman Insurance Agency logo
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License Verified:

License: 0B75129

California Department of Insurance

Susman Insurance Agency

11611 San Vicente Boulevard, Los Angeles, CA 90049
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  • Life Insurance
  • Long Term Care

Business Description

Susman Insurance Agency offers life insurance policies to clients in Los Angeles. Its insurance product called the Wellness Association of America includes a term life insurance that offers non-insured benefits to members. Such benefits include wellness assessment, naturopathic services, weight loss, vision and dental care, and lab tests. It also offers an insured benefit, which is a term life insurance underwritten by LifeShield National Insurance Company. The family-owned life insurance agency is operated by Karl Susman, who has been an insurance agent for more than 25 years.

License Verified:

License: 0B75129

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (77)
Yelp
4.5 / 5 (66)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Insurance Mom logo
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The Insurance Mom

Los Angeles, CA 90046
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Business Description

The Insurance Mom's 30 years of experience in serving people and coordinating chaos makes The Insurance Mom a safe place to find out about the overwhelming world of HMOs, PPOs, Life Insurance, Disability Insurance, and the ABCs of LTC (Long Term Care). Whether it’s just you, your family or your whole company, this Mom knows best.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Tower Insurance Associates Culver City CA logo
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Tower Insurance Associates Culver City CA

4244 Overland Ave, Culver City, CA 90230
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Business Description

Tower Insurance Associates Inc. is a personal and commercial insurance agency in the Los Angeles area. The company offers a variety of insurance benefit plans, including life, health, and disability insurance. It works with a broad range of providers that sell quality, comprehensive insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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