Expertise.com

Best Life Insurance Companies in Long Beach

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Life Insurance Companies FAQs

Learn more
A & E Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0C73855

California Department of Insurance

A & E Insurance Services

4407 East Los Coyotes Diagonal, Long Beach, CA 90815
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

A & E Insurance Services is a full-service insurance company that serves clients in the Long Beach area and its surrounding communities. With over 25 years of industry experience, the company helps clients secure policies that fit their current needs and goals. For its personal life insurance services, coverage includes annuities, disability insurance, estate planning, and long-term care insurance. A & E Insurance Services also offers personal property insurance for classic or antique cars, boats, motorhomes, and recreational vehicles.

License Verified:

License: 0C73855

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Alexander Nejadeh - Aflac Agent logo
Visit WebsiteWebsite

Alexander Nejadeh - Aflac Agent

325 South Santa Fe Avenue, Compton, CA 90221
Visit WebsiteWebsite

Business Description

Serving clients in the Long Beach area since 1994, Alexander Nejadeh - Aflac Agent is dedicated to helping clients plan for their futures by selling insurance policies such as life, disability, Medicare supplement, and long-term care insurance. Additionally, this small insurance agency also provides estate planning and long-term care planning services. Agent Alexander Nejadeh is dedicated to working directly with his clients to determine their needs and help them create an insurance policy that's within their budget.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Arroyo Insurance Services logo
Visit WebsiteWebsite

Arroyo Insurance Services

333 W 5th St, San Pedro, CA 90731
Visit WebsiteWebsite

Business Description

Arroyo Insurance Services is a life and health insurance agency that serves clients in Long Beach and throughout its surrounding areas. The company exclusively serves employers, including those in industries such as entertainment, real estate, and transportation. Its experienced and licensed agents work to customize group benefits packages based on the most common needs of employers in each industry. Benefits packages may include life, disability income, and health insurance with additional coverage inclusions such as vision and dental.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Bristol Bay Insurance and Tax Service Long Beach logo
Visit WebsiteWebsite

Bristol Bay Insurance and Tax Service Long Beach

2025 E 10th St, Long Beach, CA 90804
Visit WebsiteWebsite

Business Description

Bristol Bay Insurance and Tax Service is a life insurance company in Long Beach. It provides clients with a variety of insurance solutions, including universal, term, and whole life insurance. The agency also provides health insurance options for its clients, as well as personal insurance products such as auto, home, and RV coverage. Other services include tax filing and auto registration. Bristol Bay Insurance and Tax Services offers services in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
California Insurance Finder logo
Visit WebsiteWebsite

License Verified:

License: 0G72978

California Department of Insurance

California Insurance Finder

21168 Beach Blvd, Huntington Beach, CA 92648
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

California Insurance Finder is an insurance agency that lends its expertise to clients in Long Beach. It offers life, home, and auto insurance products. Its agents provide life insurance options such as term, return of premium, and universal. The company also handles commercial insurance matters. The company presents insurance products from its partners such as Covered California, Kaiser Permanente, Safeco Insurance, and The Hartford. California Insurance Finder has been operating and assisting clients with their insurance concerns for over 15 years.

License Verified:

License: 0G72978

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (60)
Facebook
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cassani & Associates logo
Visit WebsiteWebsite

Cassani & Associates

1391 Redondo Ave Ste 200, Long Beach, CA 90804
Visit WebsiteWebsite

Business Description

Cassani & Associates is a life insurance agency in Long Beach. This independent agency offers insurance options such as individual and multi-life insurance with either fixed or variable terms, annuities, long-term care insurance, and disability income insurance. Agents are dedicated to helping clients find solutions that work with their budget and help them feel financially prepared for unexpected events. The company works with a broad range of highly rated and well-known insurance providers. This includes NewYork Life, John Hancock, TransAmerica Insurance, AIG, Banner, Lincoln Financial, Nationwide, Pacific Life, Principal, Protective Life, Prudential, and Symetra.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christian Charles Insurance Services, Inc. logo
Visit WebsiteWebsite

Christian Charles Insurance Services, Inc.

3750 E Anaheim St Ste 201, Long Beach, CA 90804
Visit WebsiteWebsite

Business Description

Christian Charles Insurance Services Inc. is a health insurance company in Long Beach. It provides its clients with a variety of personal life and health insurance options, as well as benefits packages for employees that can include any combination of dental, health, vision, and life coverage. This agency works with carriers such as BlueCross and BlueShield, California Choice, Health Net, and Colonial Life to provide its clients with quality, highly rated insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Cristian Amaya logo
Visit WebsiteWebsite

License Verified:

License: 0G59996

California Department of Insurance

Cristian Amaya

882 West 9th Street, Los Angeles, CA 90731
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Cristian Amaya is a State Farm Insurance agent offering his services in Long Beach and nearby locations. A Rotarian and member of the San Pedro Chamber of Commerce, he opened his State Farm office in 2015 to provide quality insurance services such as life, auto, home, and renters' insurance. Aiming to provide professional and exemplary service, the agency has received numerous State Farm awards, including the State Farm Ambassador Travel, Legion of Honor, and Senior Vice Presidents Club.

License Verified:

License: 0G59996

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Damian Useda logo
Visit WebsiteWebsite

License Verified:

License: 0I68998

California Department of Insurance

Damian Useda

929 E Wardlow Road Suite A, Long Beach, CA 90807
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance
  • Home and Auto Insurance

Business Description

Damian Useda is a State Farm insurance agent who has been catering to individuals, families, and businesses in the Long Beach metro and the surrounding areas since 2015. He offers term, whole, and universal life insurance products, which can cover debt settlements, college education costs, and mortgage payments. He also provides auto, health, home, pet, and rental property insurance policies. Besides being an insurance professional, 24-year veteran Useda currently serves in the US Army Reserve.

License Verified:

License: 0I68998

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (30)
Facebook
4.7 / 5 (14)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Center Associates logo
Visit WebsiteWebsite

Insurance Center Associates

1622 S Gaffey St Ste 104, San Pedro, CA 90731
Visit WebsiteWebsite

Business Description

Insurance Center Associates is an independent insurance agency that's located in the Long Beach area. The company offers life and health insurance options including disability, term life, whole life, and comprehensive health insurance plans. These health insurance plans may include options such as dental, vision, and health spending accounts. Other insurance products are available, as well, such as auto and homeowner insurance. Insurance Center Associates won an Excellence Award from Mercury Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
10.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ISU Insurance Services Calgard Associates logo
Visit WebsiteWebsite

License Verified:

License: 0394065

California Department of Insurance

ISU Insurance Services Calgard Associates

6621 Pacific Coast Highway, Long Beach, CA 90803
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

Founded in 1969, ISU Insurance Services Calgard Associates is a firm that helps communities in the Long Beach area secure financial protection from various carriers. The independent agency has expertise in group-based life and health insurance, which also covers needs for vision and dental care. Additionally, its agents help determine options for home and auto insurance as well as business-related coverage including workers' compensation. Former clients have commended the team for its knowledge in business and personal insurance.

License Verified:

License: 0394065

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Williams Insurance Agency, Inc logo
Visit WebsiteWebsite

License Verified:

License: 0F04167

California Department of Insurance

Kelly Williams Insurance Agency, Inc

4400 California 1, Long Beach, CA 90804
Visit WebsiteWebsite
  • Life Insurance

Business Description

Kelly Williams Insurance Agency, Inc. is a family-owned business that has been helping residents of Long Beach and communities throughout California with their insurance needs since 1895. As an independent insurance agency, the business has access to multiple life insurance products from different carriers to help clients find one that provides the right protection for them and their dependents. Specialty dwelling, auto, high net worth, and commercial insurance products are also available. President Kelly Williams has over five decades of experience in the industry.

License Verified:

License: 0F04167

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (47)
Yelp
5.0 / 5 (27)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lakewood Insurance Services logo
Visit WebsiteWebsite

Lakewood Insurance Services

4433 E Village Rd Ste Q, Long Beach, CA 90808
Visit WebsiteWebsite

Business Description

Lakewood Insurance Services has been serving clients in Long Beach and throughout California since 2003. This independently owned and operated agency specializes in health and other personal insurance solutions, including auto and homeowners' insurance. Its agents work directly with customers to customize policies to suit their needs. Carriers include California Fair Plan Property Insurance, Blue of California, and CNA Surety. Lakewood Insurance Services provides continuous claims assistance to clients and communicates directly with insurance carriers on behalf of its customers whenever necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lisa Sandoval Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0G94455

California Department of Insurance

Lisa Sandoval Insurance Services

2801 Fanwood Ave., Long Beach, CA 90815
Visit WebsiteWebsite
  • Life Insurance

Business Description

Lisa Sandoval Insurance Services is an independent brokerage that has been serving the Long Beach community since 1995. It partners with multiple insurance carriers to help individuals shop for life insurance products based on their needs and preferences. Its permanent and term life insurance policies can be used for purposes such as debt payment, education funding, and funeral costs coverage. Its team conducts an assessment and educates clients about the options available. The agency also offers Medicare, long-term care, and individual and group health insurance.

License Verified:

License: 0G94455

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.5 / 5 (7)
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Prince Financial Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0M03216

California Department of Insurance

Prince Financial Insurance Services

444 West Ocean Boulevard, Long Beach, CA 90802
Visit WebsiteWebsite
  • Life Insurance

Business Description

Prince Financial Insurance Services is a life insurance company that serves clients from Lakewood and nearby areas. The company offers a variety of life insurance options including whole, term, and universal. In addition, the firm also has plans for vehicles, businesses, disabilities, and college savings. Its team of insurance professionals is well-versed in guiding clients to optimize cash flow, as well as to accumulate and protect assets. The business has been operating since 2011.

License Verified:

License: 0M03216

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (12)
RGI Insurance Services logo
Visit WebsiteWebsite

RGI Insurance Services

461 W 6th St Ste 212, San Pedro, CA 90731
Visit WebsiteWebsite

Business Description

RGI Insurance Services and Notary Public is a health insurance agency that serves clients in the Long Beach metropolitan area. This independently owned and operated agency offers health and life insurance options from more than 15 highly rated insurance carriers. The company's owner is dedicated to understanding the needs of clients and helping them shop for policies that suit their needs without exceeding their budgets. Other insurance offerings include commercial, home, and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tyrone French® & Associates logo
Visit WebsiteWebsite

Tyrone French® & Associates

5150 E Pacific Coast Hwy Ste 200, Long Beach, CA 90804
Visit WebsiteWebsite

Business Description

Tyrone French & Associates was founded in 2007. This life insurance company in Long Beach is committed to working with seniors and older adults. It provides life insurance policies, as well as important additional coverage options such as long-term care insurance and annuities. Additionally, it offers a variety of financial planning and management services, including income shifting, private banking, and legacy planning. Tyrone French & Associates is licensed to sell insurance throughout California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
––
UHS Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 0F22403

California Department of Insurance

UHS Insurance Agency

3229 East Spring Street, Long Beach, CA 90806
Visit WebsiteWebsite
  • Life Insurance
  • Health Insurance

Business Description

UHS Insurance Agency offers comprehensive insurance solutions for families and individuals in Long Beach. Its insurance specialists work with different carriers to help clients obtain suitable insurance policies, whether for life, home, flood, or motorcycle insurance plans. They also provide comparative quotes, perform coverage counseling, and walk policyholders through the claims process. In addition, UHS Insurance Agency carries HMO, Medicare Advantage plans, and dental insurance. A USAF veteran, Ken Houp, its principal broker, has over 55 years of insurance experience.

License Verified:

License: 0F22403

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Read all FAQs