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Best Life Insurance Companies in Charlotte

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2023
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Access Advantage Insurance Agency logo
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License Verified:

License: 1000024593

North Carolina Department of Insurance

Access Advantage Insurance Agency

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3166 Freedom Dr., Charlotte, NC 28208
  • Life Insurance

Business Description

Access Advantage Insurance Agency serves the financial security needs of individuals and businesses throughout the Charlotte metro. It offers life insurance policies and related packages such as health, home, workers' compensation, and general liability insurance. Since 1992, the independent agency has provided one-to-one services through the 25 carrier companies it has partnered with. Its team comprises agents who work to establish long-term relationships with clients and adapt to the changes in their coverages. The company also streamlines processes through online inquiries.

License Verified:

License: 1000024593

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (10)
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Capstone Insurance Agency, LLC logo
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License Verified:

License: 1000579259

North Carolina Department of Insurance

Capstone Insurance Agency, LLC

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6132 Brookshire Boulevard, Charlotte, NC 28216
  • Life Insurance

Business Description

Capstone Insurance Agency, LLC, provides life insurance solutions for the residents of Charlotte and other areas in both Carolinas. An independent agency, the company gives its clients the power of choice over various products from multiple carriers. It specializes in individual life insurance policies, including term, whole, and universal life plans. The company has been in business for more than 30 years, offering a full range of personal and commercial lines of insurance. Its principal, Candy Williams is also an insurance advisor.

License Verified:

License: 1000579259

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Churchwell Insurance Agency logo
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Churchwell Insurance Agency

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19720 Jetton Rd Fl 3, Cornelius, NC 28031

Business Description

Churchwell Insurance Agency has access to 37 top-rated insurance carriers to ensure it effectively delivers the policy that best meets its clients' needs. The independent agency's life insurance options are determined after a comprehensive consultation with the client to determine current financial circumstances and future goals. Its agents work with individuals to define beneficiaries, mortgage and debt responsibilities, and final expenses. The company also offers personal home and auto umbrella and commercial insurance plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Curtis Helms Insurance logo
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License Verified:

License: 1000005771

North Carolina Department of Insurance

Curtis Helms Insurance

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6324 N Tryon St Suite 101, Charlotte, NC 28213
  • Life Insurance

Business Description

Curtis Helms Insurance is a family-owned and family-operated agency serving individuals and businesses in Charlotte and the surrounding areas. Since the company opened in 1999, it has been helping customers gain peace of mind by providing life insurance solutions, including permanent life and term life policies. It also furnishes insurance products for automobiles, homeowners, and commercial fleets. The firm's founder, Curtis Helms Sr., spent 30 years working for Jefferson-Pilot Corporation, where he obtained experience in handling life insurance plans.

License Verified:

License: 1000005771

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (397)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gateway Retirement logo
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Gateway Retirement

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2025 Ebenezer Rd Ste G, Rock Hill, SC 29732

Business Description

Gateway Retirement is a Rock Hill-based risk management specialist that serves the Charlotte area. Included in its line of services is life insurance assistance which covers variable life, whole life, and universal plans. The company operates independently which allows its team of agents to access policies from different providers and choose the ones that will match clients' needs. Gateway Retirement, which has been in operation since 2004, has been featured on media channels like NBC News and WCNC-TV Charlotte.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Kaz Insurance logo
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License Verified:

License: 1000345276

North Carolina Department of Insurance

Kaz Insurance

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10815 Sikes Place, Charlotte, NC 28277
  • Life Insurance

Business Description

Kaz Insurance is a life insurance brokerage that serves clients in Charlotte and nearby communities. The firm assists financial advisors, insurance agents, and risk management professionals in managing a variety of insurance services for the individuals and businesses they serve. The company provides multiple insurance outsourcing solutions, such as client relationship management, case design, underwriting, and policy management. The firm also develops online applications and IT infrastructure for insurance management. The company has been serving clients since 2013.

License Verified:

License: 1000345276

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Litaker Insurance logo
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License Verified:

License: 1726595

North Carolina Department of Insurance

Litaker Insurance

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2309 Randolph Rd, Charlotte, NC 28207
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Personal Insurance

Business Description

Litaker Insurance is a family-owned and family-operated independent agency that has been serving clients in and around Charlotte since 1933. Led by company president Archie Litaker, it offers life insurance policies, which the beneficiaries can use to fund business agreements, pay off mortgages, and cover educational expenses. It also provides a variety of personal insurance plans, including homeowners', auto, all-terrain vehicle, boat, motorcycle, and condominium insurance. In addition, Litaker Insurance customizes business auto, workers' compensation, and commercial property insurance options.

License Verified:

License: 1726595

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark McDuffie Insurance Agency logo
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License Verified:

License: 1000011852

North Carolina Department of Insurance

Mark McDuffie Insurance Agency

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6101 Carnegie Boulevard, Charlotte, NC 28209
  • Life Insurance

Business Description

Mark McDuffie Insurance Agency is a local insurance company based in Charlotte focusing on personal and business insurance plans. This family-owned and family-operated company was established in 2001 and has a team of insurance advisors. In addition to its term, whole, and universal life insurance options, the firm offers key person life insurance for business owners. As an independent agency, it represents multiple insurance carriers. Founder Mark McDuffie specializes in health and life insurance. He has extensive experience working for an established insurance agency.

License Verified:

License: 1000011852

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (117)
Facebook
5.0 / 5 (59)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mitchell Insurance Services logo
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License Verified:

License: 6575238

North Carolina Department of Insurance

Mitchell Insurance Services

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6701 North Tryon Street Ste U, Charlotte, NC 28213
  • Life Insurance

Business Description

Mitchell Insurance Services is an independent agency that offers products and services to individuals and families in the Charlotte metro. Its range of personal lines of insurance includes life policies. The company helps clients acquire term and permanent coverages to protect them from financial losses caused by debts and unexpected death. It also provides home, renters', auto, and motorcycle insurance. Its agents work with various carriers such as AAA and Progressive. Mitchell Insurance Services has been delivering risk management solutions for over 25 years.

License Verified:

License: 6575238

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
North Carolina Business Insurance Agency logo
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License Verified:

License: 1000012126

North Carolina Department of Insurance

North Carolina Business Insurance Agency

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6401 Carmel Rd, Charlotte, NC 28226
  • Life Insurance
  • Term Life Insurance
  • Whole Life Insurance

Business Description

North Carolina Business Insurance Agency serves clients in Charlotte and the surrounding areas. Its agents search for suitable carriers to give the right term and whole life insurance plans to clients based on their needs. The company also assists teen drivers by providing them with policies based on the type of their vehicle. North Carolina Business Insurance Agency extends its coverage options to businesses that need protection for commercial automobiles, general liability, health, and workers' compensation.

License Verified:

License: 1000012126

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Peco Insurance logo
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Peco Insurance

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1805 Sardis Rd N Ste 136, Charlotte, NC 28270

Business Description

Peco Insurance is an independent life insurance agency in Charlotte offering its clients personalized options through a variety of carriers. The company's agents consult with individuals to determine their family and property obligations and long-term goals. They develop a strategy utilizing whole, term, universal, or variable universal life insurance options to maximize its clients' coverage and protection. The company also offers vehicle and property insurance as well as business owner packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.5 / 5 (30)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pegram Superior Insurance logo
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License Verified:

License: 18793124

North Carolina Department of Insurance

Pegram Superior Insurance

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106 B W Arrowood Rd, Charlotte, NC 28217
  • Life Insurance
  • Health Insurance

Business Description

Pegram Superior Insurance is an independent agency that caters to families and individuals in the Charlotte metro. It offers an array of personal insurance products, including life policies. The company helps clients obtain term, whole, and universal coverages to protect them from financial losses caused by funeral costs and debts. It also provides health, home, renters', business liability, and workers' compensation insurance. Pegram Superior Insurance represents various carriers, such as Progressive, Nationwide, Foremost, and Hagerty.

License Verified:

License: 18793124

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (33)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Poterack Capital Advisory, Inc. logo
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Poterack Capital Advisory, Inc.

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1515 Mockingbird Ln, Charlotte, NC 28209

Business Description

Founded in 2001, Poterack Capital Advisory Inc. is an independent agency offering its clients a wide range of insurance options. The life insurance agency in Charlotte utilizes its expertise in financial planning and estate management to effectively consult with clients about the most effective options for their current circumstances and future goals. The company's agents evaluate term, whole, and universal packages and the benefits each offers the clients' estates and beneficiaries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Roma Insurance Agency logo
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Roma Insurance Agency

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13331 York Center Dr Ste F, Charlotte, NC 28273

Business Description

Roma Insurance Agency has delivered individualized insurance options for more than 20 years. The independent agency collaborates with a variety of providers to ensure its clients receive the coverage they require. The multilingual company works with the English, Spanish, and French-speaking communities to offer effective life insurance plans that protect their clients' families as well as their assets. With options that include 10, 20, and 30-year term policies, individuals can maximize their investments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Soby Insurance logo
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Soby Insurance

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6700 South Blvd Ste 1, Charlotte, NC 28217

Business Description

Soby Insurance is an independent agency providing its clients with insurance options since 2013. The health insurance company in Charlotte partners with a varied selection of insurance carriers to offer its clients the most comprehensive services. Its team evaluates its clients' circumstances and matches PPO, HMO, FFS, and POS choices. In addition to health coverage, Soby Insurance provides supplemental riders, such as dental and vision care. The company's agents also consult with clients interested in life insurance protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
springsinsurance.com logo
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springsinsurance.com

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575B Springcrest Dr, Fort Mill, SC 29715

Business Description

Springs Insurance has delivered individualized attention and insurance solutions for more than 80 years. The independent agency works with a variety of providers to offer its clients effective coverage tailored to meet their specific needs. The company's agents consult with individuals to assess their current circumstances and future goals, evaluating the best course to protect their spouses, children, homes, and assets in the event of death. Springs Insurance also offers auto, home, and business coverage options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Ryan Insurance Group logo
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The Ryan Insurance Group

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10716 Carmel Commons Blvd Ste 120, Charlotte, NC 28226

Business Description

The Ryan Insurance Group utilizes more than 30 years of financial service experience to tailor its insurance plans to meet its clients' needs. The independent agency partners with a select group of top-tier insurance providers to deliver the life insurance packages clients require. Offering term, universal, and whole life options, The Ryan Insurance Group evaluates the individual's current circumstances and future goals to ensure the mortgage and other debts are covered, children have college costs secured, and assets are protected.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tillman Insurance Advisors logo
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License Verified:

License: 1000343655

North Carolina Department of Insurance

Tillman Insurance Advisors

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6407 South Blvd Ste l, Charlotte, NC 28217
  • Life Insurance

Business Description

Tillman Insurance Advisors is a woman-owned business that offers products and services to individuals and families in the Charlotte metro. It helps clients acquire life insurance plans that include term, whole, and universal coverages. The company aims to protect policyholders from financial losses caused by unexpected death. It also provides auto, home, and business insurance. CEO Raquel Tillman has been in the insurance industry for over 20 years. In 2021, she received the Enterprising Women of The Year Award.

License Verified:

License: 1000343655

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TreeceCo Financial logo
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TreeceCo Financial

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432 Copperfield Blvd NE Ste 206, Concord, NC 28025
  • Financial Planning

Business Description

TreeceCo Financial provides its clients with investment and financial management strategies. The company is an independent insurance agency, offering its clients a variety of options from top-tier providers. One aspect of asset protection is a well-honed life insurance policy. The company's team works with individuals interested in providing for their loved ones after they're gone, managing debt obligations, such as mortgage payments, and protecting the assets they've built up through the years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Your FundingTree logo
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Your FundingTree

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6000 Fairview Rd Ste 1200, Charlotte, NC 28210

Business Description

Your Funding Tree provides developing businesses with funding solutions that include employee benefits and group health insurance options. The life insurance company in Charlotte offers options for the company's employees to protect their families and assets. Additionally, Your Funding Tree works with a variety of carriers to deliver health care plans, such as PPO, HMO, FFS, and POS to meet its clients' needs. Supplemental coverage includes dental, medical savings accounts, and prescription drug coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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