Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Brandon

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brandon Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

70

Reviewed

46

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3220 Bell Shoals Road, Brandon, FL 33511
  • Multiple Carriers

Why choose this provider?

Runnels Insurance is a family-owned and operated agency located in Brandon. With a team of three full-time agents, the company assists clients in different areas including auto insurance. The professionals provide car owners with multiple coverage options from various carriers such as Progressive, Foremost Insurance Group, The Hartford, Safeco Insurance, and Travelers. The insurance advisors also furnish policies for clients with boats, recreational vehicles, and motorcycles. Runnels Insurance has been providing risk management solutions for 30 years.

License Verified:

License: A228343

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (185)
Facebook
4.6 / 5 (20)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1335 West Brandon Boulevard, Brandon, FL 33511
  • Motorcyle & ATV

Why choose this provider?

Insurance Direct is an independent agency with an office in Brandon. It offers auto insurance policies that provide protection in case of injuries, losses, or damages. Upon entering their details via phone or an online form, clients can receive policy quotes in a matter of minutes. Aside from standard auto insurance coverages, the company also shops for insurance policies for high-risk drivers, drivers with SR-22 or FR-44 certificates, and those with suspended licenses. Insurance Direct can accommodate Spanish-speaking clients.

License Verified:

License: L065168

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1206 North Parsons Avenue, Brandon, FL 33510
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Odiorne Insurance Agency, which is located in Brandon, provides car insurance plans for individuals and businesses. Its team of agents creates policies that cover damages resulting from collisions, theft, vandalism, fire, and falling objects. They have access to insurance plans from various carriers such as MetLife, Liberty Mutual Insurance, Nationwide, Mercury Insurance, Travelers, and The Hartford. Founded in 1974, Odiorne Insurance Agency is also licensed in other states, including California and Wisconsin.

License Verified:

License: L000080

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (130)
Facebook
4.7 / 5 (14)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1335 Oakfield Drive, Brandon, FL 33511
  • Multiple Carriers
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Charles D. Talley Jr. Insurance Inc. is an independent and family-owned insurance agency that serves the Brandon area, providing auto insurance services to both individuals and businesses. With over 35 years of experience, its team works with more than 25 insurance carriers to offer a customized deal that best fits each customer's needs and budget. Their insurance products include comprehensive physical damage, physical injury, property damage, medical, and collision coverages. The agency is ready to answer questions and offer assistance at almost any time.

License Verified:

License: A260044

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1315 Providence Road, Brandon, FL 33511
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Moore-Terihay Insurance Agency is a full-service company with offices in Brandon and Lakewood Ranch. The insurance specialist assists clients in various areas, including car insurance. Depending on clients' needs, its team creates policies that may include no-fault coverage, which helps pay for medical expenses in case the policyholder gets injured in an auto accident, regardless of who is at fault. Progressive and Safeco Insurance are some of the business's partner carriers. Moore-Terihay Insurance Agency has been in service since 1993.

License Verified:

License: L052960

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 South Kings Avenue, Brandon, FL 33511
  • Multiple Carriers

Why choose this provider?

All Insurance Group is an agency based in Brandon that provides car insurance products. Its agents, with over 50 years of combined experience, offer auto insurance services tailored to match every client's unique situation. They educate policy buyers about the coverage options that they have, including liability, comprehensive, collision, and medical coverages. Additionally, the company accommodates customers that require insurance for classic cars, RVs and travel trailers, motorcycles, and watercraft and recreational vehicles.

License Verified:

License: L088321

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
607 West Lumsden Road, Brandon, FL 33511

Why choose this provider?

Maria Maranda is a State Farm insurance agent based in Brandon. Maria established her own agency in 1990. Maria and her team specialize in auto and home insurance. They help clients understand everything about insurance policies as well as the importance and benefits of having insurance. They cater to both English and Spanish-speaking clients. Outside her professional job at the office, Maria is a known supporter of Brandon TOPS Soccer, serving the special-needs athletes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (168)
Facebook
4.8 / 5 (90)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
611 East Bloomingdale Avenue, Brandon, FL 33511
  • Multiple Carriers

Why choose this provider?

Briggs Family Insurance is a Brandon-based family-owned and operated full-service independent insurance agency specializing in handling every aspect of insurance and clients' financial needs throughout the surrounding areas. The agency offers standard auto insurance that covers collision, comprehensive, medical payment, personal injury liability, uninsured and underinsured motorist coverage. With over 25 years of business experience, the company has expanded to service clients' specific insurance needs and offers collector cars, ATVs, boats, watercraft, mobile homes, and RV insurance.

License Verified:

License: L069180

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (47)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
655 West Lumsden Road, Brandon, FL 33511
  • Bundling Option

Why choose this provider?

Magruder Agency provides various types of protection plans for Brandon residents, including auto insurance. Its team creates policies that may include physical damage coverage, which pays for vehicle damage resulting from a collision or non-accident causes such as theft or fire. Having been in the insurance industry since 1989, the agency works with over 30 carriers like Hagerty, Mercury, and Travelers. Magruder Agency's team is committed to providing clients with honest, dependable, and respectful service.

License Verified:

License: R003025

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1219 Millennium Parkway, Brandon, FL 33511
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Southshore Insurance Professionals™ is a service provider helping individuals navigate auto insurance processes and claims. Owner Michelle Mosher has 26 years of insurance background and caters to drivers and car owners in Brandon, Southshore, and Riverview. She offers high-risk auto insurance, standard and preferred auto insurance, and classic auto or high-valued auto insurance. The company also provides special protection plans tailored to mature or elderly drivers. Aside from handling insurance matters, Mosher also gives back to civic organizations.

License Verified:

License: L087548

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (152)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does your driving record impact your auto insurance rates in Brandon?

    Yes. Insurance companies in Brandon track an individual's driving record, including accidents, traffic violations, claims, and points accrued over time. This data will be used to assess the person's driving risk and predict the possibility of future claims. As a result, these records influence the car insurance rate a provider will offer.

  • Do you need to have car insurance in Brandon?

    Insurance is mandatory by law for individuals in Brandon to be able to drive. This law ensures that if you have been involved in an accident, someone who caused it can cover damages. Additionally, there are corresponding penalties for those caught driving without insurance. The insurance plan's collision and comprehensive coverage will also ensure that your vehicle can be repaired or replaced in case of a loss.

  • Can you add your teenage child to your car insurance in Brandon?

    Yes, as soon as your teenage child gets their driving license, you can add them to your existing car insurance policy in Brandon. This indicates that your teenager has access to your coverages, limits, deductibles, and policy benefits, if available. While this may be less expensive than purchasing a separate policy, it can increase your overall premium cost.

  • Can your personal vehicle insurance policy in Brandon cover you while driving your car for work?

    Your personal vehicle insurance policy in Brandon will cover you while driving your car to work and back if you get into an accident. However, if you are driving your car to fulfill a job, like making deliveries or collecting supplies, the personal car insurance policy will not cover them. A commercial auto insurance policy provides coverage for personal vehicles in the case of an accident.

  • Do lenders require insurance for those who are driving a financed car in Brandon?

    Yes. Lenders require people driving financed cars in Brandon to have full auto insurance coverage, which you maintain throughout the duration of the loan. Insurance gives lenders peace of mind if the driver gets into an accident. Full coverage insurance is required when financing a vehicle. It is part of your contract with the lender.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.