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Best Homeowners Insurance Agencies in Brandon

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A. Kilbride Insurance logo
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A. Kilbride Insurance

400 North Parsons Avenue, Brandon, FL 33510
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  • Fire
  • Multiple Policy Types

Business Description

A. Killbride Insurance is an insurance agency based in Brandon that has been providing a range of personal and commercial insurance products throughout the state since 1954. It partners with top insurance companies in the country. This agency offers homeowners insurance for financial protection against disasters such as floods, earthquakes, fires, and theft/vandalism. A standard policy protects the structure of the home, the liability of the policy owner, and personal property and belongings.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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All Insurance Group logo
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All Insurance Group

210 South Kings Avenue, Brandon, FL 33511
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  • Condos
  • Multiple Policy Types

Business Description

All Insurance Group is a full-service, independent agency offering insurance products and services to the locals of Brandon. It provides extensive homeowners' insurance coverage inclusive of overlooked items, like various types of disasters, outside of the standard coverage. Other property insurances include renters, condo, mobile home, and tenant and vacant dwelling coverage. The agency's team of insurance experts has over 50 years of experience in the industry and specializes in writing comprehensive policies tailored to the clients' requirements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Brandon Insurance logo
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Brandon Insurance

158 West Robertson Street, Brandon, FL 33511
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Brandon Insurance is an independent insurance agency that has been providing services to Brandon locals since 1960. It offers comprehensive homeowners' insurance policies, providing dwelling, additional structures, personal property, and liability coverage. Clients also have options for policy coverage taking into consideration cash value, replacement costs, and extended replacement costs for their properties. Other insurance products include condo, renters, motorcycle and auto, recreational, and life insurance. Brandon Insurance is a family-owned and operated business.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Briggs Family Insurance logo
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Briggs Family Insurance

611 East Bloomingdale Avenue, Brandon, FL 33511
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  • Renter's Insurance
  • Flood
  • Condos

Business Description

Established in 2010, Briggs Family Insurance is an independent insurance firm serving clients in Brandon. The agency specializes in homeowners' insurance, constructing policies that provide optimal coverage for the clients' needs and requirements. It also offers other property insurances, such as flood insurance, vacant home or land insurance, condo insurance, commercial property insurance, and landlord insurance. The agency carries a broad range of personal and commercial insurance products, from personal umbrellas and automobile coverage to business owners' packages and surety bonds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (46)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charles D. Talley Jr. Insurance Inc. logo
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Charles D. Talley Jr. Insurance Inc.

1335 Oakfield Drive, Brandon, FL 33511
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  • Renter's Insurance
  • Flood
  • Multiple Carriers

Business Description

Charles D. Talley Jr. Insurance Inc. caters to the insurance needs of homeowners and business property owners in Brandon and the neighboring areas. The standard homeowners' insurance policy includes different types of coverages such as dwelling coverage, personal property protection, personal liability coverage, other structures coverage, and loss of use or additional living expenses coverage. Local agents guide clients and tailor the insurance policy depending on the clients' needs. The company has been in the industry for over 35 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (11)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Excellence First Insurance logo
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Excellence First Insurance

911 South Parsons Avenue, Brandon, FL 33511
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  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Fire

Business Description

Excellence First Insurance is a Brandon-based independent insurance agency offering commercial and personal insurance lines. Established in 2017, this company carries homeowners' insurance plans with different coverage types, including medical protection, loss of use, personal property, and personal liability coverage. Its agents review insurance policies and ensure that policyholders understand applicable exclusions. Homeowners also receive compensation for detached home structures within home locations, such as sheds, mailboxes, and fences, that are lost or damaged due to coverable incidents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (132)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
GreatFlorida Insurance - Gena Swanson logo
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GreatFlorida Insurance - Gena Swanson

232 Oakfield Dr, Brandon, FL 33511
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood

Business Description

Gena Swanson is a GreatFlorida Insurance agent operating in Brandon. She consults with homeowners and inspects their properties to find any damage risks or concerns. Her plans cover repairs for fires and hail, loss of belongings, and temporary relocation. This also covers structural damage to things outside the house like fences, barns, and sheds. Gena also offers to add sewage and flooding for better protection. Previous customers praise her for being attentive to their concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Direct logo
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Insurance Direct

1335 West Brandon Boulevard, Brandon, FL 33511
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Insurance Direct is an insurance agency that has been providing its services to clients in Brandon. Its services include homeowners' insurance, which protects the home from theft, fire, lawsuits, weather damage, and other disasters or losses. They also provide policies for renters' insurance, condo insurance, mobile home insurance, and commercial property insurance. The agency also provides insurance policies for other concerns, like car insurance which covers accidents, tickets, and DUI. It also offers a commercial insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (85)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
L & M Insurance Group Inc. logo
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L & M Insurance Group Inc.

9623 Mathog Road, Riverview, FL 33578
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

L & M Insurance Group Inc. is a full-service insurance firm that has been delivering individual insurance solutions in Brandon and nearby areas for more than 30 years. The company provides an extensive array of homeowners insurance options from different carriers. Its standard homeowners insurance plan covers the protection of homes and personal belongings of policyholders against unfortunate events. Its licensed agents also provide customized policies for renters, builders, and investors. Other services include auto, life, and commercial insurance. The company also serves clients in Riverview, Gibsonton, Tampa, and Apollo Beach.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (112)
Facebook
4.8 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Magruder Agency, Inc. logo
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Magruder Agency, Inc.

655 West Lumsden Road, Brandon, FL 33511
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  • Renter's Insurance
  • Fire

Business Description

Magruder Agency, Inc., is an independent insurance agency in Brandon established in 1989. Its insurance agents offer homeowners' insurance policy that brings property protection to the main dwelling of clients. Homeowners' insurance covers structural collapse, accidental electrical damage to appliances, theft, fire and lighting, and falling objects. Magruder Agency, Inc., has won the awards Brandon Chamber of Commerce Small Business of the Year and Brandon Chamber of Commerce Excellence in Marketing Award.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Maria Maranda - State Farm Insurance Agent logo
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Maria Maranda - State Farm Insurance Agent

607 West Lumsden Road, Brandon, FL 33511
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Maria Maranda - State Farm Insurance Agent is a locally-owned insurance agency based in Brandon. The firm also gives services to clients and communities all over the Tampa Bay area. Since 1990, its team has been addressing insurance matters that fall under homeowners' and property coverage. Agents also offer other insurance products that cover auto, business, health, pet, and life. The business has 12 professionals on-board and has a team that can assist Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (110)
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Moore-Terihay Insurance Agency logo
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Moore-Terihay Insurance Agency

1315 Providence Road, Brandon, FL 33511
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Moore-Terihay Insurance Agency discusses insurance policy options with residents and business property owners in Brandon and the surrounding communities. The company provides homeowners' insurance policies for clients who are getting their first home insurance and those with existing insurance. The determining factors for the policy options include the property's interior and exterior features, the area where the house is located, the additional items the client wants to be insured, and the optional coverages the client is interested in getting.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Odiorne Insurance Agency logo
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Odiorne Insurance Agency

1206 North Parsons Avenue, Brandon, FL 33510
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  • Flood
  • Renter's Insurance

Business Description

Odiorne Insurance Agency is an independent insurance agency servicing clients in Brandon for their business or personal insurance needs. Its homeowners' insurance policy includes property coverage, personal property, liability, medical expenses, and living expenses. Clients can also choose if they want to add personal umbrella, auto, flood, or jewelry coverage in their policy. Its agents can help them determine other risks that might be present and evaluate additional coverages that might be needed in the insurance plan. Odiorne Insurance Agency works with different carriers including Homeowners Choice, Firemans Fund, and Florida Peninsula.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (131)
Facebook
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roca Insurance logo
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Roca Insurance

10039 East Adamo Drive, Tampa, FL 33619
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

Family-owned Roca Insurance comprises independent insurance brokers who dedicate themselves to tailoring insurance policies to suit their clients' needs near Brandon. The agency has more than 22 years of experience offering home insurance, whether homeowners', renters', or condo insurance policies. The agency offers policies to cover various losses and incidents such as fire, older home, burglary, new construction, and property liability. Aside from home insurance, Roca Insurance also helps customers with auto and business insurance. it caters to customers who speak Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Runnels Insurance logo
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Runnels Insurance

3220 Bell Shoals Road, Brandon, FL 33511
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  • Renter's Insurance
  • Condos

Business Description

Runnels Insurance is an independent insurance firm that has been providing homeowners' insurance products to the people of Brandon and surrounding areas. As an independent agency, the firm works closely with several insurance providers to give homeowners tailored solutions to protect their homes and personal belongings. Related services include dwelling, condo, and renters' insurance. Some of its carriers are MetLife, Modern USA, American Integrity, and Bankers Insurance Group. The company has been in service for more than 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (182)
Facebook
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Southshore Insurance Professionals logo
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Southshore Insurance Professionals

1219 Millennium Pkwy Suite 32, Brandon, FL 33511
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Flood
  • Condos

Business Description

Southshore Insurance Professionals is a Brandon-based homeowners' insurance agency with more than two decades of experience. Its founder, Michelle Mosher, aims to educate homeowners and individuals about the various insurance policies on the market and how they can select one that suits their lifestyle. Mosher and her team coordinate with a network of reputable insurance providers to provide clients with comprehensive policies. They can also accommodate individuals who would like to protect special items like silverware, jewelry, and collections.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)
Facebook
5.0 / 5 (85)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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