Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Lakeland

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Lakeland Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

71Reviewed

47Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

254 West Van Fleet Drive, Bartow, FL 33830
WebsiteLicense: L099946Full

Expertise.com Rating

Why choose this provider?

Bartow Insurance Center helps clients in Lakeland find auto insurance policies that deliver protection against financial loss in cases of car accidents and other perils. It offers general auto coverage types, such as property damage, liability, medical expenses, uninsured/underinsured motorists, comprehensive, and collision. Other optional coverages can also be recommended and included in the policies. The agency's owner Mary Ann Simmons is a native Floridian who has been serving in the insurance field since 1987. She is a believer in old-fashioned customer service and her email address maryann@bartowinsurancecenter.com

  • Bundling Option

10006 Cross Creek Boulevard, Tampa, FL 33647
WebsiteLicense: L098751

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Review Sources

Facebook
4.8 (200)
Yelp
5.0 (2)

Why choose this provider?

InsuranceHub is an auto insurance provider that services the Lakeland area. With over 30 years of experience, the agency aims to make insurance easy for its customers by giving them transparent choices. Under its auto insurance plans, its agents can offer a variety of coverages, including ones for collisions, comprehensive risks, and medical payments. They also provide policies for other vehicles like boats, motorcycles, and motor homes. InsuranceHub is currently serving over 15,000 clients in the US.

  • Boats
  • Motorcyle & ATV

28955 Florida 54, Wesley Chapel, FL 33543
WebsiteLicense: L070892

Expertise.com Rating

Review Sources

Facebook
4.4 (35)
Google
4.8 (21)

Why choose this provider?

Established by Dylan and Travis Giella, Giella Insurance Agency is a locally owned full-service company that serves residential and commercial clients in Lakeland, Jacksonville, and nearby areas. It offers a wide array of insurance products and services such as personal and commercial auto insurance, mobile home insurance, and boat and watercraft coverage. The company has access to various lines of brands and carriers, allowing it to provide various options suitable for each client's needs.

  • Boats
  • Motorcyle & ATV

38511 5th Avenue, Zephyrhills, FL 33542
WebsiteLicense: L100833

Expertise.com Rating

Review Sources

Facebook
5.0 (71)
Yelp
4.0 (4)

Why choose this provider?

Lee Reed Insurance is an independent agency that focuses on executing a friendly, neighborly, and personalized approach to handling auto insurance coverage matters. The agency helps Lakeland area residents in obtaining coverage for personal injury protection, collisions, road troubles, medical expenses, and liabilities for property damages. The agency also assists in securing financial protection for vandalism and fire damages. Lee Reed Insurance also handles business insurance support. It has been helping Central Florida communities since 1946.

  • Boats

16415 West Colonial Drive, Oakland, FL 34787
WebsiteLicense: L066246

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Review Sources

Google
4.8 (26)

Why choose this provider?

Abney Insurance Agency is a family-owned and operated business that serves Lakeland. Its team, which carries over 75 years of combined industry experience, assists clients in several areas like auto insurance. The agents furnish protection plans that may include any of the following coverages: personal injury protection, rental reimbursement, accident forgiveness, and uninsured motorist protection. They also offer specialty auto insurance which covers classic, antique, custom-built, and race cars. Abney Insurance Agency has been in service for over 25 years.

  • Multiple Carriers

3544 Florida Avenue Ave, Lakeland, FL 33803
WebsiteLicense: L008358

Expertise.com Rating

Review Sources

Google
4.8 (61)

Why choose this provider?

Headley Insurance Agency - Lakeland Office is a locally owned insurance agency serving the needs of clients in the Lakeland area. The auto insurance policies of the company offer a wide range of coverages, including liability, collision, roadside assistance, rental reimbursement, and comprehensive coverage. The agency also provides Mexican auto insurance coverage for car owners who use their vehicles to visit Mexico. In addition to auto insurance, Headley Insurance Agency offers motorcycle and motorhome insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

615 East Vine Street, Kissimmee, FL 34744
WebsiteLicense: A242436

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Ron Siegel is a Kissimmee-based agent that works under State Farm. He offers various risk management solutions, which include auto insurance, to clients in Lakeland. He furnishes protection plans that may reimburse losses from collisions or incidents that do not involve other vehicles like fire or theft. In addition to auto insurance, Siegel also offers home insurance and handles insurance relocations to Kissimmee and St. Cloud. Siegel is an English and Spanish-speaking professional who has been with State Farm since 1982.

  • Bundling Option

225 Doris Drive, Lakeland, FL 33813
WebsiteLicense: L048430

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Review Sources

Google
4.7 (161)
Facebook
5.0 (66)

Why choose this provider?

Lock Insurance - Lakeland is a family owned, local, independent insurance agency offering car insurance to individuals, families, and businesses in Lakeland for more than 15 years. Its advisors guide clients in choosing the proper insurance policy and coverage with the right insurer. The company's close relationships with multiple auto insurers allow it to get the best rates. Lock Insurance - Lakeland has a 24/7 claims service and also offers home insurance, life insurance, and business insurance solutions.

  • Multiple Carriers

932 Swann Drive, Lakeland, FL 33809
WebsiteLicense: L075739

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
4.6 (23)

Why choose this provider?

Nichols Insurance Group LLC is a Lakeland-based car insurance agency that has been serving Polk County for more than 20 years. Its agents write policies that pay for the repair of damages and expenses for which vehicle owners are liable. They also advise clients about state laws on auto insurance and the minimum coverage requirements. Nichols Insurance Group LLC aims to cover all the gaps in the clients' policies to give them the financial protection they need and peace of mind.

  • Multiple Carriers

414 North Alexander Street, Plant City, FL 33563
WebsiteLicense: L075298

Expertise.com Rating

Review Sources

Facebook
5.0 (114)

Why choose this provider?

For the past four decades, Florida Insurance Center, Inc., has been catering to the personal and business insurance needs of residents in Lakeland and neighboring localities. Operating since 1977, the company helps car owners and drivers to feel secure on the road with an auto insurance policy. Its agents provide a variety of auto coverage options from among multiple insurance providers. These include comprehensive and collision, liability, additional expense, lease or loan gap, and road assistance coverages. They also insure motorcycles and recreational vehicles.

  • Multiple Carriers

525 West Highway 50, Clermont, FL 34711
WebsiteLicense: P007534

Expertise.com Rating

Review Sources

Facebook
5.0 (77)
Yelp
5.0 (3)

Why choose this provider?

Heather Thies is an insurance agent that caters to car owners around Lakeland that seek to financially protect their vehicles during unexpected situations. Through State Farm Insurance, she and her team help auto insurance claimants recover from disastrous events such as collisions, theft, and calamities. They also offer assistance in securing insurance coverage for motorcycles, ATVs, and boats. Heather Thies has more than 15 years of insurance experience and is a member of the National Association of Insurance and Financial Advisors.

  • Motorcyle & ATV

38283 U.S. Highway 27, Davenport, FL 33837
WebsiteLicense: L088450

Expertise.com Rating

Review Sources

Facebook
4.8 (33)
Google
5.0 (2)

Why choose this provider?

Discover Insurance Agency is an independent insurance company that caters to clients in Lakeland. It provides auto insurance plans to cover unforeseen risks such as collisions with guard rails, animals, or other cars. The company reviews a client's background like their driving history and car models. It can recommend general risk plans or special coverages like underinsured driver accidents and medical fees. Discover Insurance Agency can help clients file claims and switch policies between different carriers.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does receiving a Lakeland auto insurance quote impact your credit score?

    No, while Lakeland auto insurance providers run a soft query on your credit report, it has no effect on your credit score and is not visible to potential lenders. However, a driver's credit score does affect the cost of their auto insurance because those with poor credit must pay a higher premium.

  • In Lakeland, who should be listed on your car insurance policy?

    Anyone who drives one of your vehicles frequently, especially if they live in your home, should be listed as a driver on your Lakeland car insurance policy. You should also include people who drive your car on occasion, such as extended family members, friends, and a boyfriend or girlfriend who does not live with you.

  • Does Lakeland full coverage auto insurance cover hail damage?

    Yes, full coverage auto insurance in Lakeland frequently includes hail damage coverage. A full coverage policy includes collision, liability, and comprehensive coverage, ensuring protection for your vehicle in a variety of events such as theft, vandalism, fire, hailstorms, and other natural disasters. However, full coverage will not help if a hailstorm damages the items you keep inside your car.

  • How does your vehicle qualify for Lakeland's new car replacement insurance?

    If you are in an accident and your vehicle is declared a total loss, new car replacement insurance will cover the costs of replacing the vehicle. If your car is less than two years old and has fewer than 15,000 miles on it, you may be eligible for new car replacement insurance in Lakeland. Some companies will only provide you with this coverage if you have both collision and comprehensive coverage.

  • Is bumper damage covered by Lakeland auto insurance?

    Yes, if you have collision coverage with your Lakeland auto insurance, you are frequently protected for bumper damage caused by an accident. If the damage was caused by something other than an accident, comprehensive coverage would be used instead of collision insurance. If you want to pay for the repairs yourself, or if the damage is minor and the repair cost is less than your insurance deductible, you may choose not to file a claim with your insurance company.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.