Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Brandon, FL

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brandon Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

43Reviewed

27Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

911 S Parsons Ave, Suite E, Brandon, FL 33511
WebsiteLicense: L100419

Expertise.com Rating

Review Sources

Google
5.0 (203)
Facebook
5.0 (49)
Yelp
5.0 (3)

Why choose this provider?

Excellence First Insurance is an independent agency serving clients in Brandon. It provides renters' insurance that protects the renter and personal belongings from unexpected injuries and damages. It also offers insurance solutions for homes, vehicles, and jewelry collectibles. The firm has commercial products to cover businesses, workers' compensation, commercial auto, and general liability. Excellence First Insurance was founded in 2017 by Melissa Gallway, who has obtained an insurance license in all 50 states.

  • Home and Auto Insurance

1335 Oakfield Dr., Brandon, FL 33511
WebsiteLicense: A260044

Expertise.com Rating

Review Sources

Google
4.9 (14)
Yelp
5.0 (1)

Why choose this provider?

Talley Insurance is a family-owned and family-run insurance agency that has been serving individuals and businesses in Brandon for over 35 years. It offers various policies and coverages for auto insurance, home insurance, renters' insurance, flood insurance, and commercial insurance. The renters' insurance covers the replacement of any personal possessions that are lost or damaged during robberies or natural disasters. Talley Insurance represents more than 25 selected carriers, including Hartford Insurance, Liberty Mutual, Mercury Insurance Group, and Progressive.

  • Multiple Policy Types
  • Home and Auto Insurance

1076 E Brandon Blvd Suite 214, Brandon, FL 33511
WebsiteLicense: P117904

Expertise.com Rating

Review Sources

Google
4.9 (86)
Facebook
5.0 (14)

Why choose this provider?

Quentin Sanders is a State Farm insurance agent who serves clients in Brandon and the surrounding areas. His renters' insurance policies safeguard personal property from accidents and malicious mischief and provide liability protection. He also handles other insurance coverage, such as auto, life, health, home, and pet, and helps clients with their banking and annuities needs. Sanders leads a multilingual team, catering to clients who speak Spanish and French. He also holds a Chartered Property Casualty Underwriter designation.

  • Multiple Policy Types

2130 W Brandon Blvd Suite 103, Brandon, FL 33511
WebsiteLicense: L100315

Expertise.com Rating

Review Sources

Google
5.0 (78)
Yelp
1.0 (1)

Why choose this provider?

Topsafe Insurance is an independent firm that provides a wide range of policies to individuals, families, and business owners in Brandon. It offers condo and renters' insurance to protect the clients' personal belongings. The firm also has coverage for homes, automobiles, recreational vehicles, workers' compensation, commercial buildings, and contractors. It carries life insurance and self-defense insurance solutions. Topsafe Insurance has an in-depth understanding of multiple insurance products and companies to specifically address the needs of clients. Its team can communicate in Spanish.

  • Multiple Carriers

116 E Bloomingdale Ave Ste B, Brandon, FL 33511
WebsiteLicense: L109873

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Think Safe Insurance has been serving the Brandon community since 2020. It offers renters' insurance plans that cover personal possessions from hurricanes, fires, and loss. The policies also provide protection for injuries from pets and liability for guests injured inside the home. Its agents can assist with risk management plans for auto, homes, small businesses, landlords, and pets. Think Safe Insurance has partnered with multiple regional and national carriers, such as Velocity and Mercury Insurance.

  • Home and Auto Insurance

Compare our Top Renter's Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Excellence First Insurance
911 S Parsons Ave, Suite E, Brandon, FL 33511
Talley Insurance
1335 Oakfield Dr., Brandon, FL 33511
Quentin Sanders
1076 E Brandon Blvd Suite 214, Brandon, FL 33511
Topsafe Insurance
2130 W Brandon Blvd Suite 103, Brandon, FL 33511
Think Safe Insurance
116 E Bloomingdale Ave Ste B, Brandon, FL 33511

FAQs

  • What are the notification requirements for mid-term renters insurance cancellation in Brandon?

    For mid-term cancellation of renters' insurance in Brandon, insurers must provide notice according to the reason for cancellation, which are a 10-day notice for premium nonpayment, a 20-day notice for other reasons within the initial 60 days of the policy, and a 120-day notice thereafter for specific issues like risk change or misrepresentation. If the Office of Insurance Regulation intervenes, a 45-day notice may apply to protect policyholders or the public interest.

  • What factors do insurers evaluate when underwriting a renters' insurance policy in Brandon?

    When underwriting a policy, Brandon insurers consider several variables, such as the age and state of the house's major systems, the location and state of the residence, the people living there, and the existence of any pets that might raise the risk of liability. The applicant's credit and loss history are also carefully examined. Giving the applicant access to their credit report or the credit agency's contact information is required for adverse underwriting decisions based on credit information.

  • Is sinkhole damage covered by renters' insurance policies in Brandon?

    No. State legislation in Brandon requires property insurance policies to include coverage for catastrophic ground cover collapse, a rapid sinkhole resulting in noticeable depression, and major structural damage. For renters' insurance, it can be an add-on coverage. Residents can pay more for greater sinkhole coverage, but standard insurance does not cover sinkhole damages that do not fulfill these requirements.

  • Does renters' insurance in Brandon cover expenses from identity theft?

    In Brandon, renters' insurance policies may include identity restoration coverage, which helps cover expenses incurred due to identity theft. This can include reimbursement of your lost wages, legal fees, and other related restoration costs. Review your policy because the coverage for this situation will depend on the policy's specific terms.

  • Is it necessary for a renters insurance company in Brandon to inspect the apartment?

    Yes. Renters in Brandon should allow their homes to be inspected by their insurance company. These inspections aim to pinpoint potential hazards or risks, ensuring tenant safety. Any concerns found will be reported to both the policyholder and the insurance agent. If an internal review is necessary, arrangements will be made for a suitable time that accommodates the homeowner.

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