Expertise.com

2024

Last updated:

Best Life Insurance Companies in Brandon

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Brandon Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4731Reviewed

2843Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
5505 West Cypress Street, Tampa, FL 33607
  • Life Insurance
  • Long Term Care

Why choose this provider?

Afiya Coombs is an insurance agent who serves clients from Brandon and nearby areas. Coombs offers a variety of life insurance options, including whole, term, and universal. She also provides long-term care plans and annuities. Coombs is an agent for New York Life Insurance Company, an insurance firm that has been serving the community for more than 175 years. She remains dedicated to achieving her clients' goals by providing services to cater to their unique needs.

License Verified:

License: W731811

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.1
Facebook
3.0 / 5 (252)
Google
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
438 East Brandon Boulevard, Brandon, FL 33511
  • Health Insurance
  • Group Plans

Why choose this provider?

Mult Insurance Solutions is an independent brokerage that serves residents and businesses in Brandon. The locally owned agency offers a range of risk management solutions, including health and life insurance as well as Medicare and coverage for homes and automobiles. Additionally, it provides small business health insurance policies and helps clients register with the Affordable Care Act and access Medicaid. The brokerage works with multiple insurance carriers to help connect clients with programs that match their needs.

License Verified:

License: L105424

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Website
1466 Bloomingdale Avenue, Valrico, FL 33596
  • Life Insurance
  • Health Insurance

Why choose this provider?

Romero Insurance & Financial Services is a team of risk management advisors who serves Brandon residents. They provide various lines of protection, including life insurance which can supplement retirement funds, help pay for outstanding mortgages, reduce estate taxes, and cover funeral costs. In addition, they specialize in helping clients pursue financial goals through investing, wealth preservation, and financial management. Romero Insurance & Financial Services, which is also licensed in Georgia, Ohio, and Texas, has been operating for over two decades.

License Verified:

License: 024454

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1434 East Bloomingdale Avenue, Valrico, FL 33596
  • Life Insurance
  • Health Insurance

Why choose this provider?

Florida Risk Partners is an independent insurance agency serving Brandon and nearby areas. It offers term and whole life insurance options that can be used for final expenses, charitable donations, inheritance, and federal death and estate taxes. Its team helps its clients identify the type of coverage they need by considering a wide range of variables, including future earnings potential, number of children, and amount of debt. Moreover, the risk management firm invests in technology to provide data, tools, and human capital for organizations.

License Verified:

License: L096693

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10218 Woodberry Road, Tampa, FL 33619
  • Life Insurance

Why choose this provider?

Fairchild, Addison, & McKone Insurance, Inc. is a family-owned and family-operated business in Brandon. Founded in 1979, the independent agency assists clients with life insurance policies. These policies include benefits such as mortgage payment, living expenses, educational funds, and final expenses. In addition to life insurance, the company also specializes in commercial, vehicle, property, and health insurance. Fairchild, Addison, & McKone Insurance, Inc. is licensed to operate in Arizona, California, Georgia, and Tennessee.

License Verified:

License: L006475

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2130 West Brandon Boulevard, Brandon, FL 33511
  • Life Insurance

Why choose this provider?

Topsafe Insurance is an independent life insurance company in Brandon that helps individuals and families secure their futures. It also offers home, auto, boat, and condo insurance policies. Understanding its customers' skepticism and confusion when it comes to getting insurance coverages, the company established a team to address these and strive to make the process easy and simple. One of its agents was commended by a customer for being professional, knowledgeable, and responsive for taking care of her insurance needs.

License Verified:

License: L100315

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (57)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3650 Erindale Drive, Valrico, FL 33596
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tyler Jordan is a State Farm insurance agent catering to Brandon residents. Since 2008, his team of professionals has been helping clients process coverage for life insurance policies. They also carry plans for homeowners and renters, small businesses, auto, and general liability. Tyler started working at State Farm in 1989, and he has experience as a claims adjuster and underwriter. He also served in the US military, which taught him different values like commitment and loyalty.

License Verified:

License: A135206

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (47)
Yelp
4.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1214 Oakfield Drive, Brandon, FL 33511
  • Life Insurance
  • Health Insurance

Why choose this provider?

Everett Nolte leads a State Farm insurance agency in Brandon. Nolte explains to his clients the basics of life insurance policies with options for coverages, such as term life, permanent life, and universal life. He manages requests for policy change and assists clients in shopping for life insurance options for their families and businesses. He also offers insurance policies that cover clients' health, homes, properties, cars, and businesses. Nolte qualified for the Legion of Honor in 1997, 1998, and 2008.

License Verified:

License: R007045

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (27)
Facebook
5.0 / 5 (2)

Website
1040 East Brandon Boulevard, Brandon, FL 33511
  • Life Insurance
  • Health Insurance
  • Medicare
  • Marketplace

Why choose this provider?

Healthcare Solutions Team - Brandon is an insurance brokerage that serves individuals, families, and companies in Brandon and the surrounding areas. It offers term and whole life insurance plans to clients who own a business as well as individuals who are self-employed or currently employed. They also provide coverage for health, accident, dental, and critical illness. The brokerage works with over 50 insurance providers, including Aetna, National General Insurance, Cigna, and United Healthcare to provide customized insurance policies.

License Verified:

License: L085608

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
123 East Bloomingdale Avenue, Brandon, FL 33511
  • Life Insurance

Why choose this provider?

Norgard Insurance Group is an independent insurance agency catering to its clients in Brandon and the surrounding areas. It offers life and health insurance to individuals and small businesses. The company also provides identity theft protection, voluntary benefits, employee benefits, and payroll and employee leasing. Its team comprises insurance agents who strive to listen to its customers' concerns and coverage needs to help them find a suitable insurance policy for themselves and their families. The company also offers Medicare plans and related products and services.

License Verified:

License: L057533

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
607 West Lumsden Road, Brandon, FL 33511
  • Life Insurance
  • Health Insurance

Why choose this provider?

Maria Maranda is a State Farm representative who has been handling the insurance needs of individuals, families, and business owners in Brandon and Tampa Bay since 1990. She offers various kinds of insurance products, including life and health insurance. She also provides coverage for clients' homes, automobiles, pets, and businesses. She and her team can communicate in English and Spanish and support a community-based soccer program for young athletes with disabilities.

License Verified:

License: R001966

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (109)
Facebook
4.0 / 5 (40)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What occurs to the cash value portion of a life insurance plan in Brandon if the policyholder dies?

    The type of coverage and the terms and conditions will determine what happens to the cash value of a life insurance plan in Brandon if the policyholder passes away. The death benefit is frequently given to the designated beneficiaries, but the cash value is typically kept by the insurance company and never transferred to the recipients.

  • When does survivorship life insurance in Brandon pay out?

    Survivorship life insurance, often known as second-to-die joint life insurance, is made to cover two persons under a single policy and only provides a death payment after the passing of both policyholders in Brandon. Survivorship life insurance would be ideal if partners intend a financial legacy for their heirs, particularly children who will remain financially reliant, or if they have a charitable organization they'd like to support.

  • Will your Brandon life insurance application be denied because you have high cholesterol?

    Every life insurance provider in Brandon uses a different scoring system, so if your cholesterol is really high and not under control with medicine, your application may be rejected. You might want to think about guaranteed issue life coverage if your application is rejected, and you do not have enough time to reduce your cholesterol level before purchasing a policy. 

  • Will your life insurance premiums in Brandon go up if one of your family members has a history of cancer?

    Your life insurance premiums in Brandon can increase if someone in your family has a history of cancer. Since some cancers can be passed on to family members, the cancer type is also a crucial consideration. Another factor is your relationship, such as whether you are an immediate or distant relative of a family member who has cancer.

  • Can life insurance be used as a tax-advantaged investment in Brandon?

    A Brandon life insurance policy may provide specific tax benefits. Policies containing cash value accumulation may increase in value on a tax-free basis, deferring taxation on the growth until the money is withdrawn. In addition, policy loans may be obtained without immediately incurring tax repercussions.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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