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Best Local Car Insurance Agencies in St. Petersburg

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4th Street Insurance Professionals logo
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License Verified:

License: L049641

Florida Division of Insurance Agent and Agency Services

4th Street Insurance Professionals

St. Petersburg, FL
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  • Boats
  • Motorcyle & ATV

Business Description

4th Street Insurance Professionals is a St. Petersburg-based agency that has been serving automobile owners since 1997. It provides insurance plans from multiple recognized carriers, such as Lloyd's of London and Infinity Auto Insurance. The agency advises each client on different auto coverage, including collision repair and accident liability. It also processes policy updates to add new coverage or beneficiaries. In addition to cars, the agency has policies for ATVs, motorcycles, and watercraft. Its other products include home insurance for residents and tenants of the city.

License Verified:

License: L049641

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (18)
Facebook
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Anthony B. LoSchiavo logo
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License Verified:

License: E001339

Florida Division of Insurance Agent and Agency Services

Anthony B. LoSchiavo

2752 66th Street North,, St. Petersburg, FL 33710
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  • Multiple Carriers

Business Description

Anthony B. LoSchiavo is a Great Florida Insurance agent catering to the residents of St. Petersburg. He offers auto insurance to cover damage, losses, and medical expenses in case of car accidents and other covered events. He works with multiple carriers to help car owners choose suitable policies based on their needs and budgets. He also assists in acquiring boat and motorcycle insurance. Other plans offered include home and commercial insurance policies. Great Florida Insurance has been serving the state for more than 30 years through its 125 locations.

License Verified:

License: E001339

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (77)
Facebook
3.7 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bell Insurance Agency logo
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License Verified:

License: R053897

Florida Division of Insurance Agent and Agency Services

Bell Insurance Agency

1108 34th St N, Saint Petersburg, FL 33713
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  • Motorcyle & ATV

Business Description

Bell Insurance Agency is a locally owned and operated company that serves individuals, families, and businesses from St. Petersburg and the surrounding areas. Its team of professionals provides insurance policies for automobiles, motorcycles, and classic cars. It also offers other personal insurance products such as mobile home, condo, and personal umbrella insurance. Other insurance policies that the company provides include commercial auto and property insurance. Bell Insurance Agency has been in operation for almost two decades.

License Verified:

License: R053897

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (21)
Facebook
5.0 / 5 (2)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bennie Brinson Insurance Agency logo
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License Verified:

License: R026536

Florida Division of Insurance Agent and Agency Services

Bennie Brinson Insurance Agency

1830 49th Street, St. Petersburg, FL 33707
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  • Multiple Carriers

Business Description

Bennie Brinson Insurance Agency caters to customers in St. Petersburg. Its agents provide auto, life, homeowners', Medicare advantage, business, and commercial liability insurance. They also offer general liability, disability, workers' compensation, and long-term care policies. The company carries products from firms such as Gainsco Auto Insurance, UnitedHealthCare, Pronto Insurance, Freedom Health, Bristol West, and Progressive. Owner Bennie Brinson has more than 30 years of industry experience. He established the firm in 1998.

License Verified:

License: R026536

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bentley DeNight Insurance logo
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Bentley DeNight Insurance

6524 1st Ave N, St Petersburg, FL 33710
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Business Description

The staff at Bentley DeNight Independent Insurance Services help residents of Saint Petersburg, Florida, to find auto insurance policies for a range of vehicles from a long list of carriers, such as HCI, Progressive, and Foremost Insurance Group. The company offers comprehensive and a la carte insurance policies for standard and non-standard autos. In addition to auto insurance, Bentley DeNight Independent Insurance Services offers property, business, and flood insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Charles M Hicks Insurance LLC logo
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Charles M Hicks Insurance LLC

4625 E Bay Dr Ste 101, Clearwater, FL 33764
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Business Description

Charles M. Hicks Insurance LLC is a St. Petersburg, Florida, independent insurance company. Founded in 1978, it offers competitive auto insurance rates from brands such as Mercury Insurance Group, Progressive, and Travelers. Auto insurance policies provide property, liability, and medical coverage, with agents identifying the optimal auto insurance policy for each customer. The company also offers home, life, and flood insurance. Charles M. Hicks Insurance is a Trusted Choice agency whose agents have over 30 years experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gator Insurance Service logo
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License Verified:

License: L111471

Florida Division of Insurance Agent and Agency Services

Gator Insurance Service

6390 Park Blvd N., Pinellas Park, FL 33781
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  • Bundling Option

Business Description

Gator Insurance Services is a family-owned and family-operated agency that has been catering to individuals and business owners in the St. Petersburg area since 1988. It offers car insurance that covers expenses for vehicle repairs, medical expenses, and lost time at work. Its auto insurance options include personal auto, commercial auto, transport or dealer tags, towing, and trucking insurance. The agency also provides policies protecting businesses and homeowners from liabilities. Gator Insurance Services is a member of the National Association of Professional Insurance Agents.

License Verified:

License: L111471

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Harr & Associates Insurance Inc logo
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Harr & Associates Insurance Inc

11401 Seminole Blvd, Largo, FL 33778
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Business Description

Harr & Associates Insurance Inc. is an independent insurance agency located in Largo, Florida, that has been crafting custom auto policies personalized to the needs of drivers in the Saint Petersburg metro area for more than a decade. The agency handles cars, trucks, and motorcycles, and offers clients a variety of coverage options, including uninsured motorist and personal injury protection. By partnering with numerous insurers, Harr & Associates Insurance Inc. ensures clients receive the most competitive rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
HH Insurance logo
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License Verified:

License: L101803

Florida Division of Insurance Agent and Agency Services

HH Insurance

3443 1st Ave N, St. Petersburg, FL 33713
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Business Description

HH Insurance is a financial solutions provider that serves St. Petersburg clients. It sets up auto insurance plans for owners of standard, classic, or antique cars that include personal liability coverage. The agency provides special accommodations to owners of hybrid vehicles. It offers other policies that cover a range of vehicles, from boats to golf carts. It also helps business owners mitigate severe financial loss through insurance products, like workers' compensation policies. The team at HH Insurance has over 200 years of combined industry experience.

License Verified:

License: L101803

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (489)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Italiano Insurance logo
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License Verified:

License: L015837

Florida Division Of Insurance Agent And Agency Services

Italiano Insurance

3021 West Swann Avenue, Tampa, FL 33609
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  • Bundling Option

Business Description

Italiano Insurance serves residents and businesses in St. Petersburg. Operating since 1960, the independent insurance company can handle every policyholder's car insurance concerns. The firm can also insure different types of watercraft, including yachts, sailboats, and commercial fishing vessels. Additionally, it offers life, home, business, and flood insurance plans. Italiano Insurance supports various charities, such as the American Cancer Society, the Barrier Island Parks Society, the Mike Alstott Family Foundation, and Suncoast Hospice.

License Verified:

License: L015837

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (52)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Llewellyn Insurance Services logo
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License Verified:

License: L081501

Florida Division of Insurance Agent and Agency Services

Llewellyn Insurance Services

1801 16th Street North, St. Petersburg, FL 33704
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  • Multiple Carriers

Business Description

Llewellyn Insurance Services is a family-owned and locally operated agency that serves individuals, families, and businesses from St. Petersburg and the surrounding areas. It provides auto insurance policies for both standard and non-standard drivers. It also offers motorcycle, classic car, RV, off-road, and boat insurance products. Other personal insurance policies that the agency provides include homeowners', renters', condo, life, and personal umbrella insurance. Llewellyn Insurance Services has been in operation for more than three decades.

License Verified:

License: L081501

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mangrove Financial Group, LLC logo
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License Verified:

License: P000030

Florida Division of Insurance Agent and Agency Services

Mangrove Financial Group, LLC

9952 Gandy Blvd N, St. Petersburg, FL 33702
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  • Multiple Carriers

Business Description

Mangrove Financial Group, LLC, is an independent insurance agency. It serves individual and commercial clients in St. Petersburg and nearby cities. The firm provides basic types of car insurance that cover collisions, liability, medical payments, PIP, and comprehensive coverage. Its team also offers other insurance products, including home, flood, boat, recreational vehicle, and umbrella policies. The agency represents various insurance companies. It is affiliated with Trusted Choice Independent Insurance Agents.

License Verified:

License: P000030

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Martin Insurance Group logo
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License Verified:

License: L113456

Florida Division of Insurance Agent and Agency Services

Martin Insurance Group

14321 Walsingham Rd, Largo, FL 33774
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  • Bundling Option

Business Description

Martin Insurance Group is a family-owned firm that serves clients in St. Petersburg and nearby areas. The company offers car insurance products with a variety of coverage, including collision, comprehensive, liability, and medical payments. Additional protection options are also available, such as roadside assistance, rental reimbursement, and personal injury plans. Martin Insurance Group provides clients with 24-hour customer service. The firm partners with insurance carriers like Progressive, Cypress, American Modern, and Bristol West Insurance Group.

License Verified:

License: L113456

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patrons Insurance Agency, Inc. logo
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Patrons Insurance Agency, Inc.

11322 Seminole Blvd, Largo, FL 33778
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Business Description

Patrons Insurance Agency Inc. assists clients in the Saint Petersburg, Florida, metro area. It provides auto insurance services, helping clients to purchase coverage for bodily injury liability, personal protection, property damage, and other circumstances. In additional to personal clients, this agency serves businesses, providing commercial auto insurance policies for fleet vehicles, tow trucks, and other automobile related business needs. Patrons Insurance Agency Inc. also offers assistance with home, life, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.1 / 5 (25)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Renee Scott Insurance logo
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License Verified:

License: A236718

Florida Division Of Insurance Agent And Agency Services

Renee Scott Insurance

410 S Ware Boulevard, Tampa, FL 33619
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  • Motorcyle & ATV

Business Description

Renee Scott Insurance is a Tampa insurance agency that caters to the St. Petersburgh community. Led by Renee Scott, the agency focuses on providing auto, homeowners, renters, and condo insurance products. Its team provides accurate quotes for auto insurance policies that meet its clients' needs. They also offer insurance options for motorcycles and collectors' cars. Scott has been in the insurance industry for more than 25 years. She is also a member and ambassador of the Greater Riverview Chamber of Commerce.

License Verified:

License: A236718

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (50)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sandal Insurance logo
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License Verified:

License: L106485

Florida Division of Insurance Agent and Agency Services

Sandal Insurance

8401 Dr. Martin Luther King Jr. Street North Ste A, St. Pete, FL 33702
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  • Bundling Option

Business Description

Sandal Insurance is an independent agency that serves individuals, families, and businesses in St. Petersburg. It offers various risk management solutions, including local car insurance. It offers different types of coverage, such as collision, comprehensive, bodily injury liability and property damage, personal injury protection, and uninsured coverage. It also provides life and umbrella policies and insurance for homes, short-term rentals, condominiums, and floods. Sandal Insurance carries out annual reviews. The family-owned and family-operated supports Big Cat Rescue, an animal sanctuary.

License Verified:

License: L106485

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)
Solutions Insurance logo
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License Verified:

License: P112090

Florida Division of Insurance Agent and Agency Services

Solutions Insurance

1110 Pinellas Bayway S #111, Tierra Verde, FL 33715
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  • Multiple Carriers

Business Description

Founded in 2007, Solutions Insurance is an independent, family-owned agency that serves clients in St. Petersburg and the surrounding areas. It customizes insurance products with coverage that meets clients' personal or business insurance needs. Its line of personal insurance products provides protection for homes, cars, motorcycles, and other personal possessions, along with personal liability coverage. The agency has access to top-rated carriers, such as Ascendant, Mercury Insurance, Foremost Insurance Group, and Safeco Insurance for automobiles.

License Verified:

License: P112090

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (36)
Google
4.7 / 5 (34)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Unbehagen Insurance logo
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License Verified:

License: L068445

Florida Division of Insurance Agent and Agency Services

Unbehagen Insurance

300 First Avenue South Suite #501, St. Petersburg, FL 33701
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  • Multiple Carriers

Business Description

Unbehagen Insurance is an independent agency located in St. Petersburg that offers clients a variety of protection policy plans. It compares products from hundreds of carriers to find suitable coverages for automobiles that suit clients' budgets. Its agents guide consumers in adding the features they need, such as liability, property damage, medical payments, and collision coverage. Boat and umbrella insurance plans, as well as tax and accounting services, are also available. Unbehagen Insurance is a division of Wallace, Welsh & Willingham.

License Verified:

License: L068445

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Veritas logo
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License Verified:

License: L000997

Florida Division of Insurance Agent and Agency Services

Veritas

742 Second Avenue South, Saint Petersburg, FL 33701
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Since 2003, Veritas has been providing financial solutions to clients in St. Petersburg. It helps car owners insure their vehicles through auto insurance policies. The agency offers multiple protection options that cover vehicles against fire, flood, theft, vandalism, or liability-related damages. It sets up other personal insurance plans, like renters' and homeowners'. It partners with various insurance firms, including Progressive, Safeco, Travelers, and American Modern. The agency's managing director, Gary Rademaker, has over 20 years of experience in finance.

License Verified:

License: L000997

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
WhitCo Insurance Agency, L.L.C. logo
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License Verified:

License: L051973

Florida Division of Insurance Agent and Agency Services

WhitCo Insurance Agency, L.L.C.

5308 Gulfport Blvd S Suite B, Gulfport, FL 33707
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  • Motorcyle & ATV

Business Description

WhitCo Insurance Agency, L.L.C., provides auto insurance policies to motorists in St. Petersburg. Its auto insurance policy covers bodily injury liability, personal injury protection, property damage, and collision. It also covers reimbursement due to theft or damage caused by fire, falling objects, earthquakes, vandalism, and reimbursements resulting from being hit by an uninsured or hit-and-run driver. WhitCo Insurance Agency has a multitude of auto carriers for all risks of personal and commercial business. The company was established in 2007 and maintains 14 offices in Florida. It also offers homeowners, business, and workers' compensation insurance.

License Verified:

License: L051973

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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