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2024

Last updated:

Best Local Car Insurance Agencies in St. Petersburg

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Petersburg Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

155

Reviewed

99

Curated

17

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1110 Pinellas Bayway S #111, Tierra Verde, FL 33715
  • Multiple Carriers

Why choose this provider?

Founded in 2007, Solutions Insurance is an independent, family-owned agency that serves clients in St. Petersburg and the surrounding areas. It customizes insurance products with coverage that meets clients' personal or business insurance needs. Its line of personal insurance products provides protection for homes, cars, motorcycles, and other personal possessions, along with personal liability coverage. The agency has access to top-rated carriers, such as Ascendant, Mercury Insurance, Foremost Insurance Group, and Safeco Insurance for automobiles.

License Verified:

License: P112090

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (60)
Google
4.8 / 5 (36)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
410 S Ware Boulevard, Tampa, FL 33619
  • Motorcyle & ATV

Why choose this provider?

Renee Scott Insurance is a Tampa insurance agency that caters to the St. Petersburgh community. Led by Renee Scott, the agency focuses on providing auto, homeowners, renters, and condo insurance products. Its team provides accurate quotes for auto insurance policies that meet its clients' needs. They also offer insurance options for motorcycles and collectors' cars. Scott has been in the insurance industry for more than 25 years. She is also a member and ambassador of the Greater Riverview Chamber of Commerce.

License Verified:

License: A236718

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (50)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 First Avenue South Suite #501, St. Petersburg, FL 33701
  • Multiple Carriers

Why choose this provider?

Unbehagen Insurance is an independent agency located in St. Petersburg that offers clients a variety of protection policy plans. It compares products from hundreds of carriers to find suitable coverages for automobiles that suit clients' budgets. Its agents guide consumers in adding the features they need, such as liability, property damage, medical payments, and collision coverage. Boat and umbrella insurance plans, as well as tax and accounting services, are also available. Unbehagen Insurance is a division of Wallace, Welsh & Willingham.

License Verified:

License: L068445

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
St. Petersburg, FL
  • Boats
  • Motorcyle & ATV

Why choose this provider?

4th Street Insurance Professionals is a St. Petersburg-based agency that has been serving automobile owners since 1997. It provides insurance plans from multiple recognized carriers, such as Lloyd's of London and Infinity Auto Insurance. The agency advises each client on different auto coverage, including collision repair and accident liability. It also processes policy updates to add new coverage or beneficiaries. In addition to cars, the agency has policies for ATVs, motorcycles, and watercraft. Its other products include home insurance for residents and tenants of the city.

License Verified:

License: L049641

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.1 / 5 (22)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6390 Park Blvd N., Pinellas Park, FL 33781
  • Bundling Option

Why choose this provider?

Gator Insurance Services is a family-owned and family-operated agency that has been catering to individuals and business owners in the St. Petersburg area since 1988. It offers car insurance that covers expenses for vehicle repairs, medical expenses, and lost time at work. Its auto insurance options include personal auto, commercial auto, transport or dealer tags, towing, and trucking insurance. The agency also provides policies protecting businesses and homeowners from liabilities. Gator Insurance Services is a member of the National Association of Professional Insurance Agents.

License Verified:

License: L111471

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (202)
Facebook
4.3 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
742 Second Avenue South, Saint Petersburg, FL 33701
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

Since 2003, Veritas has been providing financial solutions to clients in St. Petersburg. It helps car owners insure their vehicles through auto insurance policies. The agency offers multiple protection options that cover vehicles against fire, flood, theft, vandalism, or liability-related damages. It sets up other personal insurance plans, like renters' and homeowners'. It partners with various insurance firms, including Progressive, Safeco, Travelers, and American Modern. The agency's managing director, Gary Rademaker, has over 20 years of experience in finance.

License Verified:

License: L000997

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6524 1st Ave N, St Petersburg, FL 33710

Why choose this provider?

The staff at Bentley DeNight Independent Insurance Services help residents of Saint Petersburg, Florida, to find auto insurance policies for a range of vehicles from a long list of carriers, such as HCI, Progressive, and Foremost Insurance Group. The company offers comprehensive and a la carte insurance policies for standard and non-standard autos. In addition to auto insurance, Bentley DeNight Independent Insurance Services offers property, business, and flood insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3443 1st Ave N, St. Petersburg, FL 33713

Why choose this provider?

HH Insurance is a financial solutions provider that serves St. Petersburg clients. It sets up auto insurance plans for owners of standard, classic, or antique cars that include personal liability coverage. The agency provides special accommodations to owners of hybrid vehicles. It offers other policies that cover a range of vehicles, from boats to golf carts. It also helps business owners mitigate severe financial loss through insurance products, like workers' compensation policies. The team at HH Insurance has over 200 years of combined industry experience.

License Verified:

License: L101803

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (824)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2752 66th Street North,, St. Petersburg, FL 33710
  • Multiple Carriers

Why choose this provider?

Anthony B. LoSchiavo is a Great Florida Insurance agent catering to the residents of St. Petersburg. He offers auto insurance to cover damage, losses, and medical expenses in case of car accidents and other covered events. He works with multiple carriers to help car owners choose suitable policies based on their needs and budgets. He also assists in acquiring boat and motorcycle insurance. Other plans offered include home and commercial insurance policies. Great Florida Insurance has been serving the state for more than 30 years through its 125 locations.

License Verified:

License: E001339

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (78)
Facebook
3.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9952 Gandy Blvd N, St. Petersburg, FL 33702
  • Multiple Carriers

Why choose this provider?

Mangrove Financial Group, LLC, is an independent insurance agency. It serves individual and commercial clients in St. Petersburg and nearby cities. The firm provides basic types of car insurance that cover collisions, liability, medical payments, PIP, and comprehensive coverage. Its team also offers other insurance products, including home, flood, boat, recreational vehicle, and umbrella policies. The agency represents various insurance companies. It is affiliated with Trusted Choice Independent Insurance Agents.

License Verified:

License: P000030

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1108 34th St N, Saint Petersburg, FL 33713
  • Motorcyle & ATV

Why choose this provider?

Bell Insurance Agency is a locally owned and operated company that serves individuals, families, and businesses from St. Petersburg and the surrounding areas. Its team of professionals provides insurance policies for automobiles, motorcycles, and classic cars. It also offers other personal insurance products such as mobile home, condo, and personal umbrella insurance. Other insurance policies that the company provides include commercial auto and property insurance. Bell Insurance Agency has been in operation for almost two decades.

License Verified:

License: R053897

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (26)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
14321 Walsingham Rd, Largo, FL 33774
  • Bundling Option

Why choose this provider?

Martin Insurance Group is a family-owned firm that serves clients in St. Petersburg and nearby areas. The company offers car insurance products with a variety of coverage, including collision, comprehensive, liability, and medical payments. Additional protection options are also available, such as roadside assistance, rental reimbursement, and personal injury plans. Martin Insurance Group provides clients with 24-hour customer service. The firm partners with insurance carriers like Progressive, Cypress, American Modern, and Bristol West Insurance Group.

License Verified:

License: L113456

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4625 E Bay Dr Ste 101, Clearwater, FL 33764

Why choose this provider?

Charles M. Hicks Insurance LLC is a St. Petersburg, Florida, independent insurance company. Founded in 1978, it offers competitive auto insurance rates from brands such as Mercury Insurance Group, Progressive, and Travelers. Auto insurance policies provide property, liability, and medical coverage, with agents identifying the optimal auto insurance policy for each customer. The company also offers home, life, and flood insurance. Charles M. Hicks Insurance is a Trusted Choice agency whose agents have over 30 years experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3021 West Swann Avenue, Tampa, FL 33609
  • Bundling Option

Why choose this provider?

Italiano Insurance serves residents and businesses in St. Petersburg. Operating since 1960, the independent insurance company can handle every policyholder's car insurance concerns. The firm can also insure different types of watercraft, including yachts, sailboats, and commercial fishing vessels. Additionally, it offers life, home, business, and flood insurance plans. Italiano Insurance supports various charities, such as the American Cancer Society, the Barrier Island Parks Society, the Mike Alstott Family Foundation, and Suncoast Hospice.

License Verified:

License: L015837

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (52)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11401 Seminole Blvd, Largo, FL 33778

Why choose this provider?

Harr & Associates Insurance Inc. is an independent insurance agency located in Largo, Florida, that has been crafting custom auto policies personalized to the needs of drivers in the Saint Petersburg metro area for more than a decade. The agency handles cars, trucks, and motorcycles, and offers clients a variety of coverage options, including uninsured motorist and personal injury protection. By partnering with numerous insurers, Harr & Associates Insurance Inc. ensures clients receive the most competitive rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1801 16th Street North, St. Petersburg, FL 33704
  • Multiple Carriers

Why choose this provider?

Llewellyn Insurance Services is a family-owned and locally operated agency that serves individuals, families, and businesses from St. Petersburg and the surrounding areas. It provides auto insurance policies for both standard and non-standard drivers. It also offers motorcycle, classic car, RV, off-road, and boat insurance products. Other personal insurance policies that the agency provides include homeowners', renters', condo, life, and personal umbrella insurance. Llewellyn Insurance Services has been in operation for more than three decades.

License Verified:

License: L081501

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (41)
Google
4.5 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1830 49th Street, St. Petersburg, FL 33707
  • Multiple Carriers

Why choose this provider?

Bennie Brinson Insurance Agency caters to customers in St. Petersburg. Its agents provide auto, life, homeowners', Medicare advantage, business, and commercial liability insurance. They also offer general liability, disability, workers' compensation, and long-term care policies. The company carries products from firms such as Gainsco Auto Insurance, UnitedHealthCare, Pronto Insurance, Freedom Health, Bristol West, and Progressive. Owner Bennie Brinson has more than 30 years of industry experience. He established the firm in 1998.

License Verified:

License: R026536

Florida Division of Insurance Agent and Agency Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Can Florida's 2023 reforms on the PIP law reduce car insurance rates for drivers in St. Petersburg?

    It is estimated that car insurance rates may be reduced for the average driver in St. Petersburg and the state once the 2023 updates to the PIP Florida Laws are approved. However, no official report has yet been released. Under the new laws, the PIP requirement will no longer be enforced but will be replaced with mandatory bodily injury coverage.

  • How do you renew your vehicle registration in St. Petersburg?

    Renew your vehicle registration online at the Pinellas County Tax Collector's website. You can also use the self-service kiosk located in the tax collector's office at 2500 34th St N, St. Petersburg, FL 33713. Note that kiosk services should not be used for accounts that were stopped or put on hold.

  • Should a local independent insurance agent in St. Petersburg need to be licensed by the state?

    Yes. Independent insurance agents in St. Petersburg are required by law to obtain the required license and other relevant requirements. Before getting the license, the agent must complete a state-approved education course, undergo a background check, and take an exam. There are many benefits to utilizing the services of a local independent insurance agent, but be sure to transact with one that has the appropriate license.

  • What should you do when it has been two weeks since filing an insurance claim and your car in St. Petersburg is not yet fixed?

    There are no state statutes requiring insurance companies in St. Petersburg to settle car insurance claims within specific timeframes. Try to keep in touch with your insurer regularly. However, if you can see no progress with your claim after 30 days, try submitting a concern to the Florida Department of Financial Services's Division of Consumer Services by visiting its website. If you are not yet ready to submit your complaint but wish to ask some questions, send the division an email at Consumer.Services@myfloridacfo.com.

  • Can you order personalized plates in St. Petersburg?

    Yes, you can order personalized plates in St. Petersburg at any time. For the first issue, you will be required to pay an additional manufacturing cost of $28.00 plus other fees, such as taxes. For subsequent renewal, you will have to follow the same process as the one for standard plates but pay an additional fee of $15.00. 

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.