Best Credit Repair Companies in Boynton Beach

Laurels

We did the research for you!

Licensing
User Reviews
Mystery Shopping Calls

Credit Repair Companies FAQs 〉

Credit Repair Companies FAQs

Last updated: October 1, 2022

Aleire Financial Solutions

777 South Flagler Drive Suite 800 – West Tower, West Palm Beach, FL 33401

Credit Dispute

Aleire Financial Solutions caters to clients in Boynton Beach. The company offers a wide range of services, including credit repair, budget analysis, debt resolution, and student debt relief. Its staff members consist of certified consumer debt specialists, arbitrators, and counselors. The company also offers attorney representation through its legal protection plan. It has partnered with various local businesses, including Valkyrie Image Photography and Global Client Solutions. Its founder, Sefena Cooper, has been in the credit repair industry since 2003.

Axe Credit Repair

190 Congress Park Dr #140, Delray Beach,, FL 33445

Credit Monitoring
Credit Audit

Axe Credit Repair helps individuals in the Boynton Beach metro achieve their financial objectives. Its team assists clients who want to get better interest rates on their next purchase improve their credit scores. It represents them in disputing and removing inaccurate information on their credit files, such as late payment fees, charge-offs, collections, bankruptcies, inquiries, and repossessions. The company also guides clients in analyzing their credit reports and works with them in strategizing a solution. Axe Credit Repair is a Credit Consultants Association member.

Credimax

1500 Gateway Blvd #220, Boynton Beach, FL 33426

Credit Monitoring

Credimax is a credit repair company that has been serving clients in Boynton Beach and nearby areas for over a decade. It assigns a case analyst to personally work with each client throughout the process and create dispute letters on their behalf. The company helps remove negative items on credit reports, including collections, repossessions, public records, charge-offs, and inquiries. It also looks into personal information with credit bureaus. Credimax offers document preparation solutions for mortgage lending and real estate matters.

Creditmergency

433 Plaza Real Suite 275, Boca Raton, FL 33432

Credit Monitoring

Creditmergency caters to individuals in need of credit repair solutions in Boynton Beach and the neighboring areas. The company empowers its clients with financial knowledge that affects their purchasing power and credit scores. It works with credit companies and government agencies to assess and analyze errors on clients' credit reports and uses effective methods in verifying the details. CreditMergency's professionals apply their knowledge of the Fair Credit Billing Act and the Fair Credit Reporting Act in disputing errors and restoring credit scores.

Direct Source Credit Repair

6109 Willoughby Circle, Lake Worth, FL 33463

Debt Consolidation

Direct Source Credit Repair serves Boynton Beach and the neighboring communities. It helps individuals with poor credit scores navigate the restoration process and pursue their goals. It works to improve the clients' financial health by equipping them with knowledge on ways to raise scores, negotiating with collectors and creditors, settling debts as needed, and disputing and fixing any inaccurate information on the reports. The company also refers customers to credit leasing professionals, real estate brokers, and personal loan agents.

Elevated Credit Repair

5455 North Federal Highway, Suite O, Boca Raton, FL 33487

Credit Monitoring
Credit Audit
Credit Dispute

Elevated Credit Repair is a firm serving individuals in Boynton Beach and the surrounding locations. It helps clients rebuild credit to reach their financial goals, whether they are looking to apply for credit cards or make major purchases. Its credit restoration service involves going through reports from the three major bureaus and furnishing an analysis based on the review. Its team challenges inaccurate information and develops custom dispute action plans. The credit repair professionals also continuously monitor clients' scores.

Financial Rebound

1280 Old Congress Ave #217, West Palm Beach, FL 33409

Credit Audit
Credit Dispute

Financial Rebound serves individuals, families, and business owners in Boynton Beach and nearby locations. It helps lenders improve their FICO scores to allow them to obtain their dream investment properties. The company works with TransUnion, Experian, and Equifax to remove different types of bad credit records, which involve evictions, student loans, repossessions, collections, late payments, and bankruptcies. Its specialists also conduct consultations to identify credit issues that affect their ability to start a new business.

JDor Consulting

5985 Timber Valley Dr,, Lake Worth, FL 33463

Credit Monitoring

JDor Consulting is a credit repair company that caters to the residents of Boynton Beach and the surrounding areas. It offers solutions designed to help individuals, families, and businesses improve their credit profiles so they can be eligible to secure loans. The firm carries out assessments to identify and remove misleading, inaccurate, and negative information on clients' records such as collections, delinquent accounts, inquiries, and late payments. It also prepares necessary documents and deals with creditors on behalf of clients.

Loyalty Lux Credit

6586 W. Atlantic Ave #1027, Delray Beach, FL 33446

Credit Monitoring
Credit Audit

Loyalty Lux Credit offers services to individuals and families in Boynton Beach. It provides credit repair solutions to help clients acquire their dream homes, businesses, and cars. The company assists debtors in improving their credit scores by removing bad records related to repossessions, bankruptcies, late payments, and tax liens. It works with credit agencies such as Experian, TransUnion, and Equifax. It also conducts monthly status updates and credit building and education. Loyalty Lux Credit has been in the industry since 2019.

My Score Consultant

593 E Sample Rd, Pompano Beach, FL 33064

Credit Dispute

My Score Consultant handles credit repair services to the Boynton Beach metro and the neighboring cities. It guides clients in restoring their credit reports by removing outdated errors and unverifiable information, such as inquiries, collections, tax liens, negative settlements, and charge-offs. It also handles negative credit scores involving bankruptcies, fraud, garnishments, foreclosures, and identity theft. The company's team focuses on multiple factors to determine credit scores, such as credit history, amounts owed, debt, and payment history.

New You Financial Services

150 East Palmetto Park Road Suite 800, Boca Raton, FL 33432

Credit Monitoring

New You Financial Services works with Boynton Beach residents who need their credit ratings repaired. The company monitors clients' reports, ascertaining their accuracy and scanning for false or outdated entries. It provides an e-book that teaches readers the fundamentals of debts and financial management. The team also remedies student loans, which are onerous to discharge. New You has been in the credit remediation industry since 2006. CEO Stephen Leifer is a member of the Credit Consultant’s Association.

Skomman Consulting Group, Inc

3093 Forest Hill Blvd, West Palm Beach, FL 33406

Credit Monitoring

Skomman Consulting Group, Inc., is a credit repair organization that caters to clients in Boynton Beach and nearby metros. It offers a wide range of services, including credit restoration, education, consulting, and building. Its specialists are well-versed in repairing credit scores and record-keeping, providing open communication from start to finish. They consult customers to understand their situation and remove negative items on their credit reports. These items include judgments, tax liens, bankruptcies, and items of inquiry.

Sky Blue

5401 Broken Sound Blvd NW, Ste 202, Boca Raton, FL 33487

Credit Monitoring
Credit Audit

Sky Blue is a credit repair firm that has been catering to clients in Boynton Beach since 1989. It helps dispute information in credit reports, such as charge-offs, student loans, and repossessions. This helps increase credit scores so that clients can get loans with lower interest rates and smaller monthly payments. The firm also assists with opening new credit cards, drafting goodwill letters, and managing debt negotiations. Sky Blue uses a dedicated app where customer can monitor their progress.

Back to Providers

Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
Report the issue to the Federal Trade Commission.
Make a report to the local police to get an official report document.
Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
Check credit reports and look for inaccurate information related to the fraud.
Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Read All FAQS 〉

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Credit Repair Companies near you 〉