Expertise.com

2024

Last updated:

Best Credit Repair Companies in Pompano Beach

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pompano Beach Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

84Reviewed

54Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Pompano Beach, FL

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit

Pompano Beach, FL

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Why choose this provider?

Need help contacting a Credit Repair Company in Pompano Beach? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

​72 East McNab Road #205, Pompano Beach, FL 33060

Expertise.com Rating

Review Sources

Google
5.0 (71)
Facebook
5.0 (2)

Why choose this provider?

Iron Credit Solutions caters to customers in the Pompano Beach metro and the surrounding areas. It helps individuals improve their credit scores by offering credit repair solutions. Its team of case analysts and advisors assists clients throughout the process, including the credit analysis and document preparation. It challenges negative reporting data by writing customized dispute letters to the credit bureaus. Iron Credit Solutions also provides education on how clients can maintain a good credit score.

  • Credit Monitoring

1919 E. Atlantic Blvd, Ste B, Pompano Beach, FL 33060

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Why choose this provider?

The Credit Fortress is a company that serves Pompano Beach. Its staff helps consumers build and maintain good credit by resolving inaccuracies in reports and improving their scores. It challenges negative items on reports—such as bankruptcies, charge-offs, collections, foreclosures, inquiries, and judgments—with credit bureaus and creditors to have them removed. It provides clients with 24/7 access to their personal online portal to monitor changes in their reports. The company’s founder, Nikki McElhaney, also works as an accounting specialist.

  • Credit Dispute

9380 SW 72nd Street, Suite B207, Miami, FL 33173

Expertise.com Rating

Review Sources

Facebook
4.7 (28)
Google
5.0 (6)
Yelp
5.0 (1)

Why choose this provider?

Credit Repair Systems, Inc., is a Miami-based company that caters to customers in the Pompano Beach metro and the surrounding communities. It helps rebuild credit scores by offering repair solutions. Its process involves analyzing the clients' credit reports from the three major credit bureaus, determining which items to dispute, and developing strategies to challenge the inaccurate items. These include bankruptcies, foreclosures, judgments, and tax liens. Credit Repair Systems has been in the business since 2001.

  • Credit Monitoring

7844 Wiles Rd, Coral Springs, FL 33067

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Why choose this provider?

Credit Fixer Plus serves Pompano Beach residents. It provides solutions for individuals needing help in fixing their credit. It performs complete reviews of reports to identify negative items like bankruptcies, charge-offs, collections, foreclosures, and repossessions. Its team disputes unverifiable information with agencies and helps clients open pre-approved credit lines to add positive information and raise their scores. The firm offers 24/7 portal access to monitor clients' progress. Juan Camilo Bermudez, one of the credit agents, carries over five years of industry experience.

  • Credit Audit

593 E Sample Rd, Pompano Beach, FL 33064

Expertise.com Rating

Review Sources

Google
4.7 (30)

Why choose this provider?

My Score Consultant is a credit repair company that serves clients in Pompano Beach and its surrounding areas. Its team provides a wide variety of solutions to help clients recover from their poor credit ratings and obtain better control of their finances. It uses conventional dispute methods partnered with aggressive strategies to get better results for its customers. Its credit repair services can get rid of late payments, charge-offs, garnishments, bankruptcies, and negative settlements.

  • Credit Dispute

Coolidge St, Hollywood, FL 33024

Expertise.com Rating

Review Sources

Google
4.6 (18)

Why choose this provider?

JW Credit Repair serves customers in Pompano Beach and nearby areas. It provides a variety of services, such as credit audit and education. It offers personalized credit repair based on the clients' situation and the development of custom credit challenges. Its cast analysts and case advisers strive to improve credit scores by removing late payments, charged-off accounts, collections, and foreclosures. The firm also handles credit evaluation for clients to have reduced transaction costs on interest rates.

  • Credit Audit

2300 West Sample Rd Suite 310, Pompano Beach, FL 33069

Expertise.com Rating

Review Sources

Google
5.0 (31)
Facebook
5.0 (2)

Why choose this provider?

720 Fast serves customers living in Pompano Beach who need their credit scores rehabilitated. The firm works with creditors to examine and analyze existing and prior obligations and ensure that paid or condoned ones have been properly taken into account. The team disputes erroneous entries in debt records. It also delivers financial advice and loan services to individual and business clients, in addition to identity theft prevention solutions. 720 Fast has offices in Florida and provides individualized remedies for every unique monetary issue.

  • Credit Monitoring

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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