Best Local Car Insurance Agencies in Boynton Beach

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• Why are car insurance rates increasing in Boynton Beach?

  Car insurance rates throughout the state have been increasing recently because of the higher costs of car repairs and the increasing frequency of weather-related damage. According to recent data, as much as a 24% increase in rates was recorded this year compared to the last. Reports also showed that Floridians paid 44% more in premiums than the national average. On average, the monthly rate in Boynton Beach is higher at $173 compared with the state average of $123 and the national average of $80.

• Does Boynton Beach have Child Seat Safety Programs?

  Yes. On scheduled events, go to the Boynton Beach Fire Rescue Station 4 at 1919 S. Federal Hwy. to have the installation of your child seat safety systems inspected for problems. It is estimated that around 90% of child car seats are not installed properly. Certified technicians on-site can also check any recall status and safety issues, as well as provide educational information. For more information on this program, call 561-742-6343.

• After flooding in Boynton Beach, why did an insurer declare the car a total loss if there is no visible damage?

  Even if there is no visible damage, many insurers will declare flood-damaged vehicles a total loss because of the vehicle's computer systems. This is particularly true in modern cars where every system is controlled by computers, whether the engine, transmission, or radio. Water that seeps into the floor can start a chain reaction that damages the whole vehicle's computer system. Drivers in Boynton Beach have to be particularly careful, especially with saltwater flooding because it is more corrosive and damaging to electronics than rainwater. Even exposure to salt spray from the ocean can accelerate wear and tear on vehicles.

• Should you hire a lawyer after getting into a hit-and-run accident in Boynton Beach?

  At no upfront cost to you, a lawyer can help you obtain financial compensation in a hit-and-run accident in Boynton Beach. This is because most car accident lawyers will only get paid if you can obtain compensation as well. While you recover from your injuries, the lawyer can assist you in filing an insurance claim, negotiating settlements, and presenting your case in front of a jury or judge.

• Other than the driver, who can be covered by personal injury protection insurance in Boynton Beach?

  The uninsured passengers of the driver holding the personal injury protection insurance are also covered. If this driver/policyholder in Boynton Beach is the passenger, they are covered as well. The children of the policyholder also have coverage despite who they are riding with. The policyholder's household members can get protection, too.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.