Best Credit Repair Companies in Boca Raton

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Credit Repair Companies FAQs

Last updated: September 27, 2022

Axe Credit Repair

190 Congress Park Dr #140, Delray Beach, FL 33445

Credit Monitoring

Axe Credit Repair caters to individuals and proprietors in Boca Raton and nearby locations. It helps clients fix bad credit histories through its variety of repair services. The company handles different types of credit report errors, which involve late payments, repossessions, charge-offs, collections, hard inquiries, and bankruptcies. It also builds solutions to settle issues regarding foreclosures and debts. Additionally, its platinum program includes credit report monthly monitoring and score analysis. Axe Credit Repair is a member of the Credit Consultants Association.

Boost Ur Credit

Coral Springs, FL 33065

Credit Monitoring

Boost Ur Credit serves people throughout the Boca Raton area. Its credit repair specialists assist clients in regaining financial stability. They understand the laws that govern creditors, credit bureaus, and collectors—knowledge they use in helping clients navigate the complex credit repair process. They begin by reviewing credit reports and identifying incorrect information. They also examine the many variables that are lowering credit scores and present specific methods to raise them. Boost Ur Credit also educates clients on how to continue improving credit scores during the credit restoration process.

CL Credit Consulting

980 N Federal Hwy, Boca Raton, FL 33432

Credit Monitoring

CL Credit Counseling addresses the credit restoration needs of individuals and businesses in Boca Raton. For the last five years, the company has helped many clients who want to qualify for home or car loans, need clean credit reports for employment, and want to lower insurance payments. Its credit specialists help them improve their credit profiles by challenging questionable, inaccurate, outdated, or unverifiable data on consumer credit reports. They also assist with debt settlement and business credit matters.

CPA Driven Credit Repair

330 NW 67th Street Suite 104, Boca Raton, FL 33487

Credit Monitoring

CPA Driven Credit Repair works with residents of Boca Raton who need to acquire loans and financing arrangements. The office is led by Joseph Lents, a licensed public accountant with a background in business development and management. He founded the National Association of Credit Union Supervisory and Auditing Committees. Lents uses his skills in commerce and accountancy to teach clients about the steps they can take to maintain their solvency and improve their FICO scores.

CreditMergency

433 Plaza Real Suite 275, Boca Raton, FL 33432

Credit Dispute

CreditMergency assists individuals and businesses in Boca Raton with their credit repair, counseling, and consulting needs. Its team, which has around 25 years of combined experience, helps clients fix their bad credit rating and history to give them a better chance to qualify for a home or car loan, employment, credit card, and student loan. The team works with the major credit bureaus and creditors to dispute negative and inaccurate information from clients' credit reports.

Debt Solutions Now

1200 North Federal Highway, Boca Raton, FL 33432

Debt Consolidation

Debt Solutions Now helps individuals who are facing credit issues in Boca Raton and the surrounding areas. Its specialists offer consultations during which they review credit reports and scores. After reviewing credit reports, they also discuss the available options with clients. Among the items they work to remove from clients' records are collections, foreclosures, charge-offs, judgments, late payments, and tax liens. Debt Solutions Now has been in the personal finance industry for more than two decades.

Liberty Credit Experts

3901 North Federal Highway #201, Boca Raton, FL 33431

Debt Consolidation

Liberty Credit Experts offers an array of services to individuals in Boca Raton and nearby locations. It helps clients improve their credit scores to achieve their financial goals. The firm performs credit analysis to identify inaccurate and negative information. Consumers can access its online portal to track their credit repair progress. The company's creditors, collectors, and credit bureaus file misleading and unverifiable details into the system.

My Score Consultant

593 E Sample Rd, Pompano Beach, FL 33064

Credit Monitoring
Credit Dispute

My Score Consultant offers credit repair services to Boca Raton residents. Its team members file disputes with the appropriate agencies regarding the problematic items on their clients' credit reports. They work to remove or correct derogatory accounts such as late payments, bankruptcies, repossessions, and garnishments. The consultants keep consumers updated on the status of their credit restoration and the possibility of resolving disputes multiple times to achieve the desired result. Its team also offers credit education on establishing good financial standing.

Pretty Credit Scores

980 N Federal Hwy Suite 110, Boca Raton, FL 33432

Credit Dispute

Pretty Credit Scores offers a wide selection of services to individuals and business owners in Boca Raton and the surrounding areas. It creates credit repair solutions to help clients achieve their financial goals. The company works closely with credit bureaus to determine consumers' negative reports items that affect their scores. Debtors can access their case statuses 24/7 using mobile phones. The agents also provide immigration document assistance. In addition, Pretty Credit Scores performs notary services.

Sky Blue

5401 Broken Sound Blvd NW, Ste 202, Boca Raton, FL 33487

Debt Consolidation

Sky Blue is a credit repair company serving Boca Raton and the surrounding areas since 1989. It provides clients with analyses on credit reports to select items to dispute which can be scheduled every 35 days or according to clients' needs. It helps avoids issues by researching an account's statute of limitation and identifying specific actions to optimize credit scores. Sky Blue also offers credit rebuilding, debt validation, goodwill letter, cease and desist letters, and debt negotiation consultation services.

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Frequently Asked Questions

Q: How do you repair credit after identity theft?

A: Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
Report the issue to the Federal Trade Commission.
Make a report to the local police to get an official report document.
Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
Check credit reports and look for inaccurate information related to the fraud.
Work with a credit repair company to dispute that information.

Q: Is credit repair legal?

A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

Q: Can a credit repair company remove late payments?

A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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