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Best Mortgage Refinance Companies in Boynton Beach

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2023
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Buena Vista Lending Group, LLC logo

License Verified:

License: 347423

Nationwide Multistate Licensing System and Registry

Buena Vista Lending Group, LLC

2537 Forest Hill Blvd., West Palm Beach, FL 33406
  • Reverse Mortgages

Business Description

Buena Vista Lending Group, LLC, offers its financial choices to individuals and families, including those who speak Spanish, within Boynton Beach. Its team handles inquiries and applications concerning cash-out refinances, FHA mortgages, and conventional loans, with each option matching a client's financial goals and specified terms. It provides access to a varied portfolio of loans through its collaboration with different investors and wholesale lenders. Throughout over 20 years of service, it has covered more than 3,500 mortgages for homebuyers and refinancers in the region.

License Verified:

License: 347423

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Florida Direct Lending logo
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License Verified:

License: 1814293

Nationwide Multistate Licensing System and Registry

Florida Direct Lending

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601 N. Congress Ave #413, Delray Beach, FL 33445
  • New Construction

Business Description

Florida Direct Lending offers mortgage and refinancing solutions to clients in Boynton Beach. Its loan restructuring options include FHA-streamline and cash-out products. The team delivers government loans tailored to agricultural property buyers and military service members. It also has choices that address the specific needs of medical professionals and foreign nationals. Branch manager Christy Gilman has been in the lending sector for over 15 years. She uses her background in education to engage home purchasers.

License Verified:

License: 1814293

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Heart Mortgage logo
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License Verified:

License: 2045769

Nationwide Multistate Licensing System and Registry

Heart Mortgage

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4800 N Federal Hwy Unit 104a, Boca Raton, FL 33431
  • New Construction

Business Description

Heart Mortgage provides financial solutions for customers in Boynton Beach and the surrounding locations. Its mortgage consultants help select the right home loan program and aid in overcoming any obstacles when obtaining a loan. They assist homeowners seeking refinancing to lower monthly payments and interest rates. They recommend refinancing when mortgage rates are 2% below the current loan rate. In addition, the company renders various mortgage options, such as USDA, VA, Jumbo, graduated payments, interest only, and adjustable ARM loans.

License Verified:

License: 2045769

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Liberty Mortgage Lending logo
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License Verified:

License: 131914

Nationwide Multistate Licensing System and Registry

Liberty Mortgage Lending

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393 NE 5th Ave, Delray Beach, FL 33483
  • Commercial Loans
  • Reverse Mortgages

Business Description

Since 2001, Liberty Mortgage Lending has been serving the Boynton Beach community. The company assists clients in paying their high-interest debt and renovating their homes by providing refinance mortgages, including cash-out refinance. It also offers jumbo, FHA, VA, and fixed and adjustable rate mortgages. Its team of loan officers has helped customers refinance properties like townhouses, single-family residences, and condominiums. Founder Erez Cohen has been working in the industry for over 20 years. Liberty Mortgage Lending also accommodates Michigan and Louisiana residents.

License Verified:

License: 131914

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Loan Solutions Team, LLC logo
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License Verified:

License: 1717950

Nationwide Multistate Licensing System and Registry

Loan Solutions Team, LLC

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1500 Gateway Blvd #220, Boynton Beach, FL 33426
  • New Construction

Business Description

Loan Solutions Team, LLC, helps Boynton Beach residents obtain refinancing. It is committed to offering industry-standard rates for clients and starting the borrowing process. The company offers loans designed to enable locals to get better terms. Its programs include conventional, jumbo, HARP, and FHA streamline, 203k, and cash-out loans. The business also has niche programs such as non-QM, no doc, and bank statement loans. This full-service mortgage business specializes in refinance and home purchase loans.

License Verified:

License: 1717950

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Monster Mike Mortgage logo
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License Verified:

License: 257246

Nationwide Multistate Licensing System and Registry

Monster Mike Mortgage

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100 E Linton, Delray Beach, FL 33484

Business Description

Monster Mike Mortgage helps homeowners in Boynton Beach achieve their refinancing goals, from changing to a fixed-rate loan and removing PMI to taking cash out of equity. Broker Mike Alvarez also handles no- or low-cost refinancing. He evaluates the client's situation and builds a refinancing plan to meet their needs. He is a fiduciary legally bound to operate in the client's interests. Monster Mike Mortgage also specializes in commercial and residential purchase loans like FHA, construction, and Jumbo loans.

License Verified:

License: 257246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Biz of Florida logo
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License Verified:

License: 1497456

Nationwide Multistate Licensing System and Registry

Mortgage Biz of Florida

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806 E. Windward Way, Lantana, FL 33462
  • New Construction

Business Description

Mortgage Biz of Florida is a state-licensed residential and commercial brokerage firm that serves the residents of Boynton Beach and the surrounding areas. It helps lower clients' interest rates and payments by refinancing their existing mortgages. It also offers refinancing options for clients who wish to switch from a 30-year to a 15-year mortgage. In addition, it assists with a wide assortment of home purchase loans. Principal Dianne Taylor has more than two decades of experience in mortgage lending.

License Verified:

License: 1497456

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (43)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Premier Choice LLC logo
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License Verified:

License: 1949402

Nationwide Multistate Licensing System and Registry

Premier Choice LLC

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2500 Quantum Lakes Drive, Suite 203, Boynton Beach, FL 33426
  • New Construction

Business Description

Premier Choice LLC is a full-service brokerage firm that addresses the mortgage concerns of residents in and around Boynton Beach. Since 2019, it has been helping families and individuals with refinancing their loans to achieve their preferred home spaces. The company develops refinancing strategies to help investors and buyers purchase single-and multi-family homes, condominiums, townhouses, and manufactured homes. It also processes jumbo, USDA, FHA, and VA loans. Founder Audia Kerswell has been in the industry for over 15 years.

License Verified:

License: 1949402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
PRMG Delray Beach logo

License Verified:

License: 1871878

Nationwide Multistate Licensing System and Registry

PRMG Delray Beach

1615 South Congress Avenue, Ste 103 Office 139, Delray Beach, FL 33445
  • Reverse Mortgages

Business Description

PRMG Delray Beach is a lending company that serves borrowers in the Boynton Beach area. The staff provides mortgage refinancing solutions to help clients who are looking to invest and purchase a home property. It offers a variety of FHA, VA, and USDA programs. The company also has a team that specializes in non-QM and jumbo products. PRMG has been in the lending industry for over 20 years. It fosters an inclusive working environment by hiring staff from diverse ethnicities and backgrounds.

License Verified:

License: 1871878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
The Mortgage Firm logo
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License Verified:

License: 262282

Nationwide Multistate Licensing System and Registry

The Mortgage Firm

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319 E Woolbright Rd, Boynton Beach, FL 33435
  • Commercial Loans

Business Description

The Mortgage Firm caters to homebuyers, real estate professionals, and builders in Boynton Beach. It provides refinancing services to clients who are looking to decrease their monthly mortgage payment rates or adjust the duration of their loan agreements. It also offers FHA, VA, USDA, and conventional loans. The company, which is based in Orlando, has been operating since 1995. Its Boynton Beach office is managed by Suzanne Morton, an active member of the Greater Delray Beach Chamber of Commerce.

License Verified:

License: 262282

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (104)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thecia Maurone-Toth logo

License Verified:

License: 225134

Nationwide Multistate Licensing System and Registry

Thecia Maurone-Toth

55 SE 2nd Ave #301, Delray Beach, FL 33483
  • Reverse Mortgages

Business Description

Thecia Maurone-Toth is a divisional branch manager for the Delray Beach office of VanDyk Mortgage Corporation. Her office caters to the people of Boynton Beach who need assistance in applying for a home purchasing or refinancing program. Toth and her team originate various types of mortgages, such as USDA, FHA, VA, conventional, jumbo, and foreign national loans. With more than four decades of expertise in the mortgage sector, Toth also has a background in marketing, management, and finance.

License Verified:

License: 225134

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.5 / 5 (112)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wardley Lending LLC logo
Visit WebsiteWebsite

License Verified:

License: 2233557

Nationwide Multistate Licensing System and Registry

Wardley Lending LLC

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Boynton Beach, FL
  • New Construction

Business Description

Wardley Lending LLC assists individuals in the Boynton Beach area who are looking to refinance their loans. Broker Nadine Wardley and her associates have more than 10 years of combined industry experience. Their refinancing services assist borrowers in consolidating debt, lowering interest rates, and protecting their home equity. The team also assists customers in understanding investor-friendly options for creating long-term and passive income streams, as well as extending their services to home buyers and sellers.

License Verified:

License: 2233557

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Rohrbaugh logo
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License Verified:

License: 113237

Nationwide Multistate Licensing System and Registry

Wayne Rohrbaugh

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110 SE 4th Ave Suite 102, Delray Beach, FL 33483
  • New Construction

Business Description

Wayne Rohrbaugh is a producing branch manager at Supreme Lending who provides refinancing solutions for residents in Boynton Beach. He guides mortgage borrowers throughout the refinancing process so that they can be confident in choosing from different program options and creating financial strategies. Through his network of referrals, financial advisors, and Realtors, the agent supports clients in the post-closing stage. Rohrbaugh has more than 20 years of experience in the mortgage industry and utilizes the 50-state resources of Supreme Lending.

License Verified:

License: 113237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (5)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.