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Best Homeowners Insurance Agencies in Boynton Beach

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Alice Encarnacion - GreatFlorida Homeowner's Insurance Agent logo
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Alice Encarnacion - GreatFlorida Homeowner's Insurance Agent

1301 West Boynton Beach Boulevard, Boynton Beach, FL 33426
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  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Alice Encarnacion is the owner of the GreatFlorida Insurance of Boynton Beach, a homeowner's insurance agency that she established in 2013. With an industry experience of more than 30 years, Encarnacion is a knowledgeable GreatFlorida Insurance agent who focuses on helping her clients protect their homes and personal properties against losses caused by break-ins, fires, hurricanes, and other similar events. Encarnacion's GreatFlorida Insurance of Boynton Beach is committed to getting the best rates from top home insurers in the metro.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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ARMA Insurance, LLC. logo
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ARMA Insurance, LLC.

2240 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409
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  • Fire
  • Flood

Business Description

ARMA Insurance LLC provides homeowners insurance policies to residents of Boynton Beach and the neighboring communities. The agency offers years of experience helping clients who face the unexpected, including disasters such as fire, theft, and flooding. It has access to a wide range of different insurance products, so every quote can be customized to the client's needs, lifestyle, and budget. ARMA Insurance can also insure cars and businesses, as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlantic Insurance Agency logo
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Atlantic Insurance Agency

203 Northeast 1st Avenue, Delray Beach, FL 33444
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  • Multiple Policy Types

Business Description

Atlantic Insurance Agency has been providing insurance products and services since 2004. This independent insurance agency serves Boynton Beach and other areas in Florida. Its professionals provide a homeowners' insurance policy to secure the client's most valuable asset. They also have optional home supplemental insurance policies, such as flood and earthquake coverages. Other types of insurance solutions include personal umbrella, short-term rental, vacant property, motorcycle and scooter, and SR22 insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (246)
Facebook
4.5 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Billiet Insurance Agency –  Boynton Beach logo
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Billiet Insurance Agency – Boynton Beach

6609 Woolbright Rd Ste 424, Boynton Beach, FL 33437
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Founded in 2004, Billiet Insurance Agency – Boynton Beach is an independent insurance company with professionals that give homeowners insights about per item and category policy limits to avoid coverage disputes after property damage. The company works with clients to navigate the best coverage options for their residential premises to protect against calamities such as fires and floods. Billiet Insurance Agency also insures personal valuables in case of theft or other forms of property loss.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
5.0 / 5 (10)
Google
4.1 / 5 (7)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cole Agency logo
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Cole Agency

930 North Congress Avenue, Boynton Beach, FL 33426
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  • Multiple Policy Types

Business Description

Brightway, Cole Agency is a Palm Beach County-based insurance agency that serves the residents of Boynton Beach and the surrounding areas. The insurance specialists help clients in understanding homeowners' insurance coverage and finding the right carriers that fulfill their particular needs and budget. The agency represents a wide selection of insurance providers, including All Risks, American Modern Home Insurance Company, and Florida Family. Brightway, Cole Agency, which is owned by Chris Cole, also offers family, automobile, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Connect Insurance logo
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Connect Insurance

East Newport Center Drive, Deerfield Beach, FL 33442
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  • Flood
  • Fire
  • Earthquake
  • Condos
  • Renter's Insurance
  • Personal Property Insurance

Business Description

Connect Insurance is a homeowners' insurance agency that serves clients in Boynton Beach. It is committed to helping clients protect their homes and their possessions. It also offers insurance policies that cover losses from fire, windstorms, hail, and lightning, as well as lawsuits from injuries that may occur on the property. Its condominium and renters' insurance policies are aimed at recovering losses incurred by clients resulting from home break-ins. Connect Insurance is also a faith-based corporation that strives to operate with integrity and transparency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Florida Insurance Pros logo
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Florida Insurance Pros

2500 Quantum Lakes Drive, Boynton Beach, FL 33426
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

Florida Insurance Pros is an independent insurance agency servicing clients in Boynton Beach. It offers homeowners' insurance for primary, secondary, and seasonal use that encompasses a wide variety of coverage to protect a property. The coverage can also protect homeowners from costs associated with mold or fungi coverage, ordinance or law coverage, sewer or drain coverage, and sinkhole coverage. Clients can purchase coverages through the agency by computer or at the local office. Florida Insurance Pros also offers dwelling fire insurance for rental and other use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Florida Preferred Insurance logo
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Florida Preferred Insurance

3046 Jog Road, Greenacres, FL 33467
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  • Multiple Policy Types

Business Description

Florida Preferred Insurance has been insuring homeowners in Boynton Beach since 2015. Its bilingual professionals evaluate the details of a home's construction to craft policies addressing clients' concerns with adjusted liability limits, specialized coverages for personal items, and protection for losses due to hurricanes and floods. As an independent agency, Florida Preferred Insurance is able to work with multiple carriers and find policies that protect clients' assets and ensure they can repair or replace their homes after a loss.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gracey-Backer, Inc. logo
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Gracey-Backer, Inc.

275 George Bush Boulevard, Delray Beach, FL 33444
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Gracey-Backer Inc. is an independent insurance agency that serves clients throughout the Boynton Beach area. Founded in 1925, it has decades of experience helping homeowners to choose the coverage most suitable for their properties and lifestyles. The agency offers a range of options from reputable insurers to protect clients from disastrous events such as fire, windstorms, theft, and water damage. Gracey-Backer Inc. also offers insurance against liability claims and specializes in coverage for high-net-worth individuals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (60)
Facebook
5.0 / 5 (2)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Insta Insure logo
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Insta Insure

5199 10th Avenue North, Greenacres, FL 33463
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  • Multiple Policy Types

Business Description

Founded in 2015, Insta Insure is an insurance agency operated by Joshua Campos. The agency serves homeowners in Boynton Beach and provides insurance policies that cover a condo or home's structure and contents. Campos also provides consultation services to individuals with existing homeowner insurance policies, and his experience in the insurance market industry enables him to handle special cases. Further services available include assistance with auto, commercial, life, and health insurance plans. Agency services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
John Macatangay logo
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License Verified:

License: P110037

Florida Division of Insurance Agent and Agency Services

John Macatangay

142 Southeast 6th Avenue, Delray Beach, FL 33483
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  • Health Insurance

Business Description

John Macatangay is an insurance agent serving customers in Boynton Beach and the surrounding areas. He is part of GreatFlorida Insurance, which is made up of independent and franchised insurance agents that strive to provide affordable insurance to their clients. Products that Macatangay offers include home, renters, flood, and commercial insurance. Policies that cover automobiles, boats, and motorcycles are also available. Insurance carriers that he works with include Olympus Insurance, Progressive, Mercury Insurance, and Safeco Insurance.

License Verified:

License: P110037

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (80)
Facebook
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leslie Kay's Insurance logo
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Leslie Kay's Insurance

2419 Quantum Boulevard, Boynton Beach, FL 33426
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  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Renter's Insurance
  • Condos

Business Description

Leslie Kay's Insurance is an insurance agency in Boynton Beach that started in 2000. It provides home insurance policies, which cover the assets inside and outside of a home. These also compensate for financial losses following disasters like storms, fire, and theft. Furthermore, these insurance plans protect homeowners from liability when someone who got injured inside their property files a lawsuit. Payment for the injured individuals' medical bills are also covered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (90)
Facebook
5.0 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Oyer, Macoviak and Associates logo
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Oyer, Macoviak and Associates

511 East Ocean Avenue, Boynton Beach, FL 33435
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  • Condos
  • Multiple Policy Types
  • Multiple Carriers
  • Fire

Business Description

Oyer, Macoviak, and Associates is a full-service independent insurance agency that's served home, motor home, and condo owners in the Boynton Beach metro area since 1953. Its homeowner's insurance policies provide personalized coverage against property damage and destruction as well as loss of personal belongings. The agency writes umbrella policies with higher liability limits to cover home insurance policyholders against unforeseen events on their property that result in lawsuits. Renter's, flood, and hurricane protection insurance coverage are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (117)
Facebook
5.0 / 5 (50)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rivard Insurance Agency, Inc. logo
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Rivard Insurance Agency, Inc.

1014 Gateway Boulevard, Boynton Beach, FL 33426
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood
  • Condos

Business Description

Rivard Insurance Agency, Inc. was established in 1980 by Claude G. Rivard and has been servicing clients with insurance policies in the Boynton Beach area. The company merged with AssuredPartners, Inc. in 2019. Its services include coverage options for property insurance, vehicle and auto insurance, as well as business and commercial insurance. The property insurance includes condominiums, homeowners, renters, and commercial property. Its flood insurance will cover areas that are prone to flooding, and it will also cover damages to the home caused by floods. Aside from that, a wind insurance will also cover liabilities to the home in case wind storms cause damage to it.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (91)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trueway Insurance logo
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Trueway Insurance

3095 South Military Trail, Lake Worth, FL 33463
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  • Multiple Policy Types

Business Description

Since 2012, Trueway Insurance has helped English and Spanish-speaking Boynton Beach residents access comprehensive homeowner insurance coverage. The independent agency provides customizable home insurance plans that cover a residential dwelling's structure and contents against damage or loss due to disasters such as storms, burglaries, and fires. Its agents write flood and umbrella liability insurance policies for homeowners that want extra coverage. Car, motorcycle, boat, and business insurance plans are also available. Agency president Jose Lamazares is a licensed real estate broker.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Wiglesworth-Rindom Insurance Agency logo
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Wiglesworth-Rindom Insurance Agency

1500 Gateway Boulevard, Boynton Beach, FL 33426
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  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Condos
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Wiglesworth-Rindom Insurance Agency services businesses and families in Boynton Beach. Established in 2004, this company aims to provide insurance education and solutions to clients. Its insurance agents work closely with homeowners to understand clients' needs, assess risks, and offer insurance products that are tailored to their financial objectives. Home insurance policyholders receive financial compensation for structural repairs, whether the damage is due to fire, vandalism, hail, and other perils. They also receive financial protection for the loss of personal items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (266)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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