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Best Local Car Insurance Agencies in Sacramento

2024

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Providers

Last updated:

Website
2745 Crosby Way, Sacramento, CA 95815

Why choose this provider?

Jack Novicio Insurance offers its services to clients residing within Sacramento. Clients looking to protect themselves and their automobiles from liabilities may approach the company for an auto insurance that would cover incidents like collisions, property damage, personal injury, and towing and labor. The company also offers insurance coverage for homeowners who wish to protect their property and other personal assets like furniture, clothing, and appliances. Cecil Jack, the owner of the company, has over 20 years of insurance industry experience.

License Verified:

License: 0G32201

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (40)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
101 Parkshore Dr Ste 260, Folsom, CA 95630

Why choose this provider?

Located in Folsom, California, Sacco & Sacco Insurance Brokers LLC sells auto insurance throughout the Sacramento metro area. Founded in 2004, Sacco & Sacco Insurance provides auto insurance coverage that protects against loss from collisions and other damage as well as liability. It offers policies with options that include accident forgiveness, roadside assistance, 24-hour assistance, towing, and rental reimbursement. The company specializes in commercial insurance and also provides home, life, and health coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9028 Franklin Boulevard #150, Elk Grove, CA 95758
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Leslie Sategna is an insurance provider of State Farm serving Sacramento and nearby areas. Leslie and her team enjoy providing auto insurance to their clients, who find her team flexible. She also offers insurance coverage to residential or commercial entities. She is known among her clients to provide manageable insurance quotes. Leslie is a local and resident of Sacramento for more than 10 years, a wife and mother of two children, and supports the Laguna Youth Baseball League.

License Verified:

License: 0L47602

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (145)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2331 El Camino Ave, Sacramento, CA 95821

Why choose this provider?

Brian Clark is a State Farm insurance agent who has been serving clients in Sacramento for two decades. He offers customizable car insurance products, including collision, comprehensive, rental, and rideshare. These products can cover a variety of situations, such as having a teen driver and driving a sports, classic, antique, or commercial car. Cars that are 10 to 24 years old are considered classic, while older cars are antique. Other vehicular insurance products may cover motorcycles, boats, off-road vehicles, and motorhomes.

License Verified:

License: 0D12951

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (72)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9299 East Stockton Boulevard, Elk Grove, CA 95624
  • Multiple Carriers

Why choose this provider?

Woodel Insurance operates in and around Sacramento. It provides insurance policies such as life, home, renters, and business insurance policy. It also offers car insurance policies with liability, collision, comprehensive insurance, and medical and bodily injury coverages. Aside from personal and corporate cars, the agency also has insurance solutions for boat, motorcycle, and recreational vehicles. Woodel Insurance's team of specialists provides a customized insurance policy to meet the specific needs of its clients.

License Verified:

License: 0L55432

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4401 Hazel Ave Ste 110, Fair Oaks, CA 95628

Why choose this provider?

Cummins Insurance Agency Inc. is a home and auto insurance specialist. Founded in 1972 in Fair Oaks, California, it serves the Sacramento metro area. The company works with many leading insurers to provide policies for property, condo, renters, and mobile home insurance, as well as homeowners liability. Its auto insurance policies include liability, comprehensive, and medical payments coverage. The company offers additional benefits for clients who take out combined home and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8933 Elk Grove Boulevard, Elk Grove, CA 95624
  • Multiple Carriers

Why choose this provider?

Established in 2001, Elk Grove Insurance is an independent insurance agency catering to clients in the metro. The agency offers standard auto insurance with liability, medical payments, comprehensive, collision, uninsured, and underinsured motorist coverage. These may also include rental reimbursement, towing, and emergency roadside assistance. Representing a slew of companies and committed to the core principle of structuring policies based on client need, the agency also offers a wide variety of policies such as commercial, home, health and life insurance.

License Verified:

License: 0B00548

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
306 J St #208, Sacramento, CA 95816

Why choose this provider?

Bates Insurance Agency is a locally owned and independently operated business that serves individuals, families, and businesses from Sacramento and the surrounding areas. It provides automobile insurance policies, which cover different costs, such as medical expenses and vehicle repair. The agency's other types of insurance policies are life and homeowners' insurance. Bates Insurance Agency works with a wide range of insurance carriers, including The Hartford, Commerce West, First American Insurance, Travelers, and Allied.

License Verified:

License: 0818989

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1455 Response Rd Ste 240, Sacramento, CA 95815

Why choose this provider?

Point West Insurance offers auto insurance services to clients in the Sacramento, California, metro area. The agency connects clients with insurance providers who provide coverage for property damage, personal injuries, and liabilities incurred in traffic accidents. Its agents help clients to explore rates and potential discounts and select the coverage optimal for their circumstances and budget. Point West Insurance also provides homeowners insurance and policy consultation for commercial and business needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.2 / 5 (10)
Yelp
4.5 / 5 (7)
Facebook
4.6 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2260 Lava Ridge Ct Ste 101, Roseville, CA 95661

Why choose this provider?

Located in Roseville, California, Gaines Insurance Agency Inc. partners with numerous insurers to help drivers in the Sacramento metro area obtain affordable auto coverage. The company personalizes quotes to each client's unique needs and usually includes a variety of standard coverages, such as liability, property damage, and uninsured motorist. It can obtain coverage for all types of vehicles, including classic cars and motorcycles. Gaines Insurance Agency also provides home, life, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (16)
Facebook
5.0 / 5 (8)
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4241 Florin Rd Ste 65, Sacramento, CA 95823

Why choose this provider?

Founded in 2010, Breathe Easy Insurance is an independent insurance brokerage serving customers in Sacramento, California, with offices in Lake Forest, California, and Urbandale, Iowa. The agency takes pride in being a leader in DUI SR-22 auto insurance, providing state-required certification for high-risk drivers who have been found guilty of certain motor vehicle offenses. It also offers the minimum insurance requirements for liability coverage, in addition to collision, comprehensive, and uninsured and underinsured driver coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
3.8 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7558 Stockton Blvd., Sacramento, CA 95823

Why choose this provider?

Schmoekel Insurance Agency, Inc., has been catering to clients in the Sacramento area since 1948. Car owners can get coverage for theft, vandalism, and road crashes that lead to serious injuries. The company's auto insurance also provides compensation for damage caused by uninsured drivers. In addition, clients can get policies for other vehicles like motorcycles and RVs, along with coverage for homes and rental properties. The firm also offers insurance for businesses, such as professional liability and general liability plans.

License Verified:

License: 0562526

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4142 E Commerce Way, Sacramento, CA 95834

Why choose this provider?

Exceed Insurance has been assisting its clients in securing car insurance since 2000. The agency works on different types of car insurance like full coverage, non-owners auto, and liability coverage insurances. The company also partners with insurance carriers like Acuity Insurance, Bristol West, Progressive, and Liberty Manual. Among the other types of insurance secured and supplied by the company are liquor store, trucking, home, and business insurances. Exceed Insurance has offices in Sacramento and Indianapolis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (16)
Facebook
4.2 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5501 66th Ave Suite 100, Sacramento, CA 95823

Why choose this provider?

Barbara Etrick is a State Farm insurance agent who serves individuals and businesses in the Sacramento metro. She provides various insurance products, such as life, auto, home, and health insurance. She also offers small business insurance that includes commercial vehicles, general liability, non-owned auto policies, workers' compensation, and home-based business coverage. Etrick leads a team of multicultural insurance agents catering to foreign clients and fluently speaks various languages, including Vietnamese, Spanish, and Hmong.

License Verified:

License: 0G93896

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (71)
Facebook
4.8 / 5 (21)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9381 East Stockton Boulevard, Elk Grove, CA 95624
  • Motorcyle & ATV

Why choose this provider?

Kevin Oclaray is an insurance agent of Liberty Mutual covering the Elk Grove and Sacramento areas. His team offers a wide array of insurance options to meet the requirements of its clients, including auto insurance and homeowners' insurance. The auto insurance his team offers covers damage to the car, damage to another person's car, and damage to property. Aside from California, Kevin Oclaray is also licensed to practice in other states, including Oregon, Hawaii, and Arizona.

License Verified:

License: 0F61607

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
5.0 / 5 (25)
Google
4.9 / 5 (9)
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5000 San Juan Ave, Fair Oaks, CA 95628

Why choose this provider?

Founded in 1994, Triton of California Insurance Services Inc. is an insurance agency that serves the businesses and families of the Sacramento, California, area. The agency provides several coverage offerings for an auto insurance policy, such as uninsured and underinsured motorist, comprehensive, collision, liability, and personal injury protection. For commercial auto insurance, coverage options include driving another car, specified peril, hired auto, non-owner, uninsured/underinsured motorist, liability, comprehensive, and collision. Motorcycle and RV insurance is also offered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
910 Florin Rd Ste 108, Sacramento, CA 95831

Why choose this provider?

Leland Insurance Agency Inc. is an award-winning independent insurance agency in Sacramento, California, that was founded in 1964. The agency offers auto policies customized to clients' needs with a variety of coverages, including liability, uninsured motorist, property damage, and medical. Leland's full coverage policies include comprehensive coverage, ensuring clients' cars, trucks, and motorcycles are covered during non-collision incidents such as fire and theft. Leland Insurance Agency Inc. also offers commercial and marine insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (73)
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6611 Folsom Auburn Rd Suite I, Folsom, CA 95630

Why choose this provider?

Carlson Agency Insurance Services provides auto insurance in Folsom, California, and the surrounding area. The company has been in business for more than 30 years and specializes in car, life, and home insurance. It works with multiple carriers to help people find a suitable deal based on their personal needs. The agency won Folsom Telegraph's Best of the Best Insurance Agency Award in 2019 and was ranked number one by MetLife Auto & Home in California in 2012 and 2015.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is there another option for individuals who cannot afford car insurance in Sacramento?

    Individuals who cannot afford to acquire car insurance in Sacramento can apply to California's Low-Cost Automobile Program. This program was created to enable individuals to have liability insurance protection at an affordable rate. Interested applicants can call 1-866-602-8861 to check whether they qualify for the program.

  • What is the average cost of car insurance in Sacramento?

    The average cost of car insurance in Sacramento is $175 per month or $1,050 for a six-month insurance policy. The six-month policy rate is higher than the national average of $880. However, car insurance premiums still depend on several factors, such as the driver's age and driving history, the make and model of the vehicle, and the amount of liability coverage.

  • When can you use towing and roadside assistance insurance in Sacramento?

    You can use towing and roadside assistance insurance in Sacramento if your car suddenly breaks down, and you need help to bring your vehicle to the shop and have it fixed. This policy covers the expenses for tire changes, fuel delivery, towing, locksmith or key replacement, and engine and brake issue repairs.

  • How can you lower your car insurance rates in Sacramento?

    In Sacramento, you can lower your car insurance rates by driving a car with high safety ratings. You must keep in mind that the safest drivers have the lowest insurance rates. You can also raise your deductible, from $500 to $1,000, for example. In addition, comparing policies from various carriers can help you get the lowest insurance rates.

  • What brands of vehicles in Sacramento are expensive to insure?

    In Sacramento, the vehicle brands that are expensive to insure include the Chevrolet Corvette, with an average insurance cost of $2,812 per year; the Jeep Wrangler, with a $2,522 insurance cost; the Ram Truck, with a $2,492 insurance cost; Hyundai Elantra, with a $2,488 insurance cost; Ford 15 with a $2,318 insurance cost, and Honda Accord with a $2,302 insurance cost.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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