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2024

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Best Pet Insurance Companies in Sacramento

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sacramento Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8728Reviewed

5240Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4030 Truxel Rd, Ste A, Sacramento, CA 95834

Why choose this provider?

Danny Day is a full-service insurance agent with Allstate who serves individuals, families, and businesses in Sacramento and the neighboring communities. One of the products he offers is pet insurance, which provides coverage for expenses related to medical attention provided to pets. This includes diagnostic tests, surgeries, hospital stays, prescriptions, and prosthetic devices and carts. Day's other products and services include auto, condo and home, and business insurance. He is also licensed to offer insurance in Nevada.

License Verified:

License: 0E39823

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
3.5 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9245 Laguna Springs Dr #200, Elk Grove, CA 95758

Why choose this provider?

SL Goodell Insurance Services Inc. provides pet insurance for employees in Sacramento and nearby locations. It reduces the overall cost of a pet's medical expenses in the event of an accident or illness. The company also provides specialized benefits for fertility, financial wellness, lifestyle spending account, and backup daycare for dependent children. Sandra Goodell founded the company in 1997, intending to serve as an extension of HR teams in providing employee benefits. It partners with various carriers, including Pet Benefit Solutions and Employee Navigator.

License Verified:

License: 0E75920

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2237 Douglas Blvd. Suite 130, Roseville, CA 95661
  • Policy Bundle Discount

Why choose this provider?

Atlantic Bay Insurance, LLC, works with clients throughout Sacramento in securing insurance for their personal and commercial needs. Its products include financial coverage for pets in terms of medical bills, checkups, medication, and emergency expenses caused by accidents or sicknesses. In addition, its team of independent agents educates communities regarding their potential insurance choices and acts as liaisons for clients in filing claims before carriers. The firm is also affiliated with various local and nationwide providers, including Mercury Insurance, Dairyland, Progressive, and Kemper.

License Verified:

License: 0G53142

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6130 Fair Oaks Blvd Suite E, Carmichael, CA 95608
  • Policy Bundle Discount

Why choose this provider?

Jennifer Knighten is an insurance professional who caters to individuals, families, and businesses throughout the Sacramento area. The agent helps fur parents protect their cats or dogs from sickness by offering pet insurance policies. These cover illnesses and injuries such as allergies, cancer, heart disease, broken bones, and bite wounds. Knighten also provides auto, health, home, life, general liability, and renters' insurance plans. She has been working with State Farm for more than 20 years.

License Verified:

License: 0E90770

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Yelp
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
180 Promenade Circle, Suite 300, Sacramento, CA 95834
  • Prescription Food & Supplements
  • Policy Bundle Discount

Why choose this provider?

Ice Insurance Agency serves residential and commercial clients in Sacramento. It partners with carriers, such as Foremost, Liberty Mutual, and Allstate, to help animal owners choose a suitable pet health insurance plan. The policy covers the medical expenses of different types of pet animals, including cats, rabbits, and dogs. The company also offers life and theft insurance to reimburse owners if a valuable animal is stolen or dies during a covered event. Ice Insurance Agency was established in 2004.

License Verified:

License: 0K42451

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (23)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5346 Madison Ave, Suite B, Sacramento, CA 95841
  • Policy Bundle Discount

Why choose this provider?

Morelos Insurance Agency offers policies to pet owners in Sacramento and the neighboring communities. Its pet health insurance is available for cats, dogs, rabbits, exotic birds, and various rodents. It also provides pet well care protection, which reimburses for vaccinations, flea and heartworm prevention, and physical exams. General insurance protection and life and theft insurance are also available. Morelos Insurance Agency has partnerships with Stillwater Insurance Group, Transamerica Life Insurance Company, MetLife, and Mercury Insurance.

License Verified:

License: 0D51934

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4050 Mother Lode Dr # E, Shingle Springs, CA 95682
  • Policy Bundle Discount

Why choose this provider?

Intrinsic Insurance Services is an independent, woman-owned brokerage serving the Sacramento community. Its team of agents helps clients protect their pets through insurance products with coverage ranging from emergency services to routine checkups. The professionals, led by the owner Aurora Mullett, evaluate clients' needs and customize insurance products according to their immediate and future goals. Aurora has been serving the community's needs for over 20 years and is the secretary of the El Dorado County's Military Family Support Board.

License Verified:

License: 6003060

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9300 Madison Ave. Ste. 100, Orangevale, CA 95662

Why choose this provider?

Bozzuto & Company Insurance Services, Inc., provides a variety of packages and policies to individuals, families, and businesses across the Sacramento area. It carries pet insurance plans from several companies, including Liberty Mutual, Mercury, Nationwide, and Travelers. It also offers homeowners', renters', auto, flood damage, life, and personal umbrella coverages. In addition, it renders employee benefits solutions to local companies. Since 1981, the company has been helping clients choose the appropriate products for their needs and navigate the claims process.

License Verified:

License: 0C77495

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (48)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5800 Jameson Ct Suite 10B, Carmichael, CA 95608
  • Exotic Pets
  • Policy Bundle Discount

Why choose this provider?

B.A. Lazaro Insurance Services has been assisting clients in Sacramento and the surrounding cities since 2016. It offers a variety of insurance products in both personal and commercial lines. These include pet policies that provide veterinary coverage in the event of an accident or illness. The agency also writes policies for home, auto, and life. Its owner and founder, Bryden Lazaro, is an insurance broker with an MBA degree. He is a member of the Agence Alliance.

License Verified:

License: 0K84258

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (141)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • Which types of animals can be covered under pet insurance in Sacramento?

    The types of animals that can be covered under most pet insurance policies in Sacramento are dogs and cats. There are also pet insurance plans that cover other types of animals, including exotic ones that are kept as pets, such as horses, birds, reptiles, rabbits, and guinea pigs.

  • Is pet insurance similar to human health insurance in Sacramento?

    No, pet insurance is not the same as human health insurance due to the fact that it generally doesn't cover medications, regular wellness examinations, and pre-existing conditions. However, pet insurance does cover unexpected trips to the veterinarian or emergency hospital. Another difference that Sacramento residents should be aware of is that pet insurance is reimbursement-based.

  • How long is the free look period for pet insurance in Sacramento?

    According to California's pet insurance laws, pet owners in Sacramento have a 30-day "free look" period, during which they can return their pet insurance policy for a full refund. Former Governor Jerry Brown signed a law in California, which made it the first state to set fundamental rules for pet insurance.

  • What does pet insurance generally cover in Sacramento?

    Pet insurance plans in Sacramento typically cover the costs of veterinary care treatments, medical advice, and diagnosis related to both accidents and illnesses of pets. These include broken bones, animal attacks, heatstrokes, lacerations, foreign body ingestion, heart disease, allergies, skin infections, ear infections, arthritis, and diarrhea.

  • How does pet insurance work in Sacramento?

    Most pet insurance plans in Sacramento work mostly on a reimbursement basis. This means that pet owners pay the veterinarian directly and then submit their receipts to their health insurance companies for the reimbursement of eligible costs. However, there are also some insurance companies that work with certain veterinarians and pay them directly.

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