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Best Local Car Insurance Agencies in Elk Grove

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Cal-West Insurance Services, Inc. logo
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License Verified:

License: 0G93016

California Department Of Insurance

Cal-West Insurance Services, Inc.

2951 West Capitol Avenue, West Sacramento, CA 95691
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  • Multiple Carriers

Business Description

Cal-West Insurance Services, Inc., is a full-service insurance management company that has been serving Elk Grove for more than two decades. The firm assists individuals, business owners, and car collectors in insuring their vehicles through an auto insurance policy. Its agents offer customized auto insurance plans for standard vehicles, sports cars, luxury cars, trucks, and collector cars. They represent over 40 insurance carriers and helps customers select the right policy for their needs. The company is committed to providing top-quality and customer-centric services.

License Verified:

License: 0G93016

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (7)
Yelp
3.5 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Driven Insurance Services logo
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License Verified:

License: 0K71456

California Department Of Insurance

Driven Insurance Services

8126 Sheldon Road, Elk Grove, CA 95758
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Driven Insurance Services is an auto insurance company serving Elk Grove and all of California. For nearly a decade, it has been working with dozens of carriers to source quotes that will meet the client’s various needs and requests. Auto insurance essentially provides property, liability, and medical coverage, which will protect drivers against financial loss in the event of an auto accident. Driven Insurance Services also offers assistance to businesses looking to secure commercial auto insurance.

License Verified:

License: 0K71456

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (471)
Google
4.5 / 5 (198)
Yelp
3.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elk Grove Insurance Services, Inc. logo
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License Verified:

License: 0597620

California Department Of Insurance

Elk Grove Insurance Services, Inc.

8933 Elk Grove Boulevard, Elk Grove, CA 95624
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Elk Grove Insurance Services, Inc., is a car insurance provider that serves the local community. As an independent agency, it can offer a wide range of policies and coverages from different carriers. Its team of agents, with over 28 years of combined experience in the business, can also provide property, health, and life insurance products. Its president, Jacklyn Kay, is passionate about animal welfare and is a board member of Happy Tails Pet Sanctuary.

License Verified:

License: 0597620

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ice Insurance Agency, LLC logo
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License Verified:

License: 0K42451

California Department Of Insurance

Ice Insurance Agency, LLC

180 Promenade Circle, Suite 300, Sacramento, CA 95834
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Ice Insurance Agency, LLC, is a full-service insurance firm that serves the Elk Grove metro area. The independent agency helps individual and commercial customers in obtaining financial and legal protection for their auto assets through a car insurance policy. Its agents conduct consultations and assessments and partner with multiple carriers to create customized policies akin to their client's needs. They also offer insurance policies for other vehicles like classic cars, motorcycles, and RVs. The company values trust and relationship building with its clients.

License Verified:

License: 0K42451

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance on the Go Services, Inc. - Sacramento logo
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License Verified:

License: 0I84128

California Department Of Insurance

Insurance on the Go Services, Inc. - Sacramento

1610 Fulton Avenue, Sacramento, CA 95825
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  • Multiple Carriers

Business Description

Founded in 2014, Insurance on the Go Services, Inc. - Sacramento is an independent insurance agency providing insurance products and services to Californians in Elk Grove and surrounding communities. It offers comprehensive auto insurance policies inclusive of coverage for property damage or theft; legal responsibilities to others in case of bodily injuries or property damage; and medical coverage for treating injuries, rehabilitation, lost wages, and funeral expenses. The agency's carriers include Progressive, MetLife, Dairyland Insurance, and Kemper.

License Verified:

License: 0I84128

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Leland Insurance Agency logo
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License Verified:

License: 0E67731

California Department Of Insurance

Leland Insurance Agency

910 Florin Road, Sacramento, CA 95831
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  • Multiple Carriers

Business Description

Based in Sacramento, Leland Insurance Agency serves the needs of clients in California, including Elk Grove. This independent insurance agency offers multiple insurance products from different companies. Its auto insurance offers collision coverage, bodily injury liability, uninsured liability, comprehensive coverage, and property damage compensation. Being an independent agency, Leland Insurance Agency allows its clients to easily switch from one insurance carrier to another. It also assists its clients whenever they file claims.

License Verified:

License: 0E67731

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (68)
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MVH Insurance Agency logo
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License Verified:

License: 0E14656

California Department Of Insurance

MVH Insurance Agency

9594 2nd Avenue, Elk Grove, CA 95624
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

MVH Insurance Agency covers automobile protection in the Elk Grove metro. Backed with more than 40 years of industry experience, the locally owned company also offers other coverage options from different insurance carriers. These include weddings, special events, homes, motorcycles, boats, and bonds. The all-women team of family-oriented agents can accommodate clients both in English and Spanish. Since it was founded in 1976, it has expanded its service scope to the state of Nevada.

License Verified:

License: 0E14656

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (31)
Facebook
4.5 / 5 (13)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rafter Insurance Agency logo
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License Verified:

License: 0596600

California Department Of Insurance

Rafter Insurance Agency

9245 Laguna Springs Drive, Elk Grove, CA 95758
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  • Multiple Carriers

Business Description

Established by Mike Raftner in 1961, Rafter Insurance Agency is an independent and family-owned insurance and risk management business that serves clients in Elk Grove and the nearby areas. It offers auto insurance coverages for drivers and car owners. It also has home, umbrella, commercial, and life insurance products. The company, which has access to various lines of insurance brands and carriers, aims to provide customized policies and personalized services to its clients.

License Verified:

License: 0596600

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RC Fischer & Co logo
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License Verified:

License: 0142335

California Department Of Insurance

RC Fischer & Co

1301 Ygnacio Valley Road, Elk Grove, CA 94598
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  • Bundling Option

Business Description

RC Fisher & Co caters to clients in Elk Grove—from individuals and small businesses to larger companies—via various aspects of commercial and personal insurance services. The independent agency offers protection and liability coverage to drivers and vehicle owners with its auto insurance. In addition to standard automobiles, the agency also handles coverage for classic cars, recreational vehicles, and boats. Located in Walnut Creek, RC Fisher & Co has been in the insurance industry since 1939.

License Verified:

License: 0142335

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (10)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SR22 Insurance Savings logo
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License Verified:

License: 0F13008

California Department Of Insurance

SR22 Insurance Savings

836 57th Street, Sacramento, CA 95819
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  • Bundling Option
  • RV & Motorhome

Business Description

SR22 Insurance Savings is an insurance firm that specializes in SR-22 auto insurance. Its team sources policy coverages and rates from multiple insurance companies to match the needs of its clients. It insures individuals and high-risk drivers, including those with DUI, major traffic violations, or suspended licenses, in Elk Grove and nearby areas. The agency helps provide convenience to its clients by making transactions available from the comfort of their own homes.

License Verified:

License: 0F13008

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.5 / 5 (12)
Google
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Titanic Insurance Services logo
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License Verified:

License: 0D20336

California Department Of Insurance

Titanic Insurance Services

10063 Folsom Boulevard, Sacramento, CA 95827
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  • Bundling Option

Business Description

Titanic Insurance Services is an independent insurance agency serving Elk Grove. The agency offers auto insurance that may include coverage that protects clients against financial loss if the car is damaged or destroyed by accident, fire, theft, or other covered events. This includes but is not limited to bodily injury liability, medical payments or personal injury protection, property damage liability, collision, and comprehensive coverage. Committed to providing quality protection for clients, the agency also offers motorcycle, motor home, boat, jetski, and homeowners' insurance policies.

License Verified:

License: 0D20336

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trevor Fong logo
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License Verified:

License: 0K27824

California Department Of Insurance

Trevor Fong

1750 Creekside Oaks Drive, Sacramento, CA 95833
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  • Bundling Option

Business Description

Trevor Fong is a State Farm insurance agent in Sacramento who handles the homeowners and auto insurance needs of Elk Grove residents. Established in 2016, Fong's State Farm office helps clients find and get auto insurance policies that suit their unique needs. Auto insurance generally covers property damage, collisions, liabilities, medical costs, car rentals, and travel expenses. Fong and his team are committed to helping clients understand insurance coverage and providing quality customer service.

License Verified:

License: 0K27824

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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