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Best Local Car Insurance Agencies in Folsom

2024

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Providers

Last updated:

Website
31 Natoma Street #170, Folsom, CA 95630
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Whims Insurance & Financial Services, Inc., has been serving Folsom since 2007. The firm assists clients in selecting auto coverages appropriate for their needs, such as comprehensive, liability, and collision protection. Its agents also check for duplicate coverages and figure out if customers would require car rentals. Led by John Whims, the company's agents have a combined experience of 100 years. Whims believes in continuous improvement and uses this principle as a driving force in catering to clients.

License Verified:

License: 0M53125

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9245 Laguna Springs Drive, Elk Grove, CA 95758
  • Bundling Option

Why choose this provider?

Rafter Insurance Agency is an independent agency serving its clients in Folsom and the nearby areas. Mike Rafter Sr. founded the agency in 1961 which offers personalized services for auto insurance policies for the clients. Because of its long existence, the company bears witness to clients' journeys from being young new drivers to having families of their own. The agency also has other personal insurance policies such as life and home insurance.

License Verified:

License: 0596600

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
6611 Folsom-Auburn Road, Folsom, CA 95630
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Carlson Agency Insurance Services is an independent insurance agency in Folsom with over 30 years of experience. It provides car insurance coverage to clients that covers two parts, liability and comprehensive. The coverages protect clients from financial responsibility for injuring other people and pays losses from fire, theft, or other damages caused by an accident. There are also other coverages that can be included in the policy such as ancillary medical and car rental. Clients can purchase umbrella insurance for additional protection from serious accidents.

License Verified:

License: 6002161

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Yelp
5.0 / 5 (21)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
193 Blue Ravine Road, Folsom, CA 95630
  • Motorcyle & ATV

Why choose this provider?

G. L. Anderson Insurance Services Inc. is an insurance agency that provides business and personal insurance products to residents in the Folsom metro. The company was established in 1989 and has extensive experience writing auto insurance policies for clients seeking affordable and comprehensive coverage for their personal and commercial vehicles. G. L. Anderson Insurance Services was founded on three principles for effective and lasting customer relationships: market diversity, market strength, and flexibility.

License Verified:

License: 0E48162

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
304 East Bidwell Street, Folsom, CA 95630
  • Bundling Option

Why choose this provider?

Folsom Insurance Center is an independent insurance agency that offers auto insurance to residents in the Folsom area. The company helps its clients by providing a full review of their insurance needs and offers them coverage from different insurance companies that fit their budget. They can provide quotes for auto insurance, auto GAP Insurance, and auto warranty coverage. The agency has partnered with several insurance carriers including the Mercury Insurance Group, Allied Insurance, Progressive, and Foremost Insurance Group.

License Verified:

License: 0786005

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11984 California 88, Jackson, CA 95642
  • Multiple Carriers

Why choose this provider?

Established in 1991, HomeRun Financial and Insurance Services offers auto insurance options to Folsom clients. Its agents shop for auto insurance plans to meet customers' needs. Drivers with auto insurance coverage can have minor violation forgiveness, accident forgiveness, diminishing deductible, and even total loss deductible waiver. Owner John Shiflet, who was a vice president at Wells Fargo and Bank One, has been in the insurance business for 20 years and writes all lines of insurance and financial services in Home Run.

License Verified:

License: 0A10291

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (21)
Google
4.9 / 5 (18)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 Blue Ravine Road, Folsom, CA 95630
  • Bundling Option

Why choose this provider?

T.D. McNeil Insurance Services is a family-owned insurance agency that provides car insurance to Folsom residents. The agency puts emphasis on personal service in providing transparent evaluations for insurance programs. Its auto insurance provides financial coverage for vehicle damage, financial loss, or physical injuries. The policies contain provisions that protect the client, passengers, the other driver, or anyone affected by an accident. T.D. McNeil Insurance Services also offers home insurance, life insurance, and business insurance.

License Verified:

License: 0H05099

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 Natoma Street, Folsom, CA 95630
  • Multiple Carriers

Why choose this provider?

American Diversified Insurance Services, Inc. is a family-owned and operated independent agency that caters to clients with a variety of car insurance needs—ranging from the minimum coverage required by state law to additional protection for single or multiple cars. With a history that dates back to 1980, the agency serves Folsom and the greater Sacramento area. Principal agent Reggie Adams has been in the industry for more than 35 years.

License Verified:

License: 0711817

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (7)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
989 Governor Drive, El Dorado Hills, CA 95762
  • Multiple Carriers

Why choose this provider?

Jeremy Barkhurst is an insurance agent for State Farm serving the residents of Folsom and its surrounding cities. He has more than 25 years of experience in the insurance industry. He assists vehicle owners with insurance services involving cars, trucks, motorcycles, and RVs. He also guides businesses through State Farm's commercial insurance products and offers home, property, and pet insurance policies. In addition, Barkhurst deals with mutual funds and annuities.

License Verified:

License: 6002945

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (8)

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How soon after a car is replaced in Folsom does the insurance have to be updated?

    People must update their insurance information between the window of 2 and 30 days after replacing their vehicles in Folsom. This grace period, as mandated by California law, is only applicable to those who have existing car insurance. Vehicle owners may also opt to purchase new insurance policies to secure lower insurance premiums.

  • How much auto insurance coverage is necessary for vehicles in Folsom?

    Every driver in Folsom is obligated to maintain liability insurance in accordance with the 15/30/5 rule of California, which entails the following:

    • Insurance coverage of $15,000 for bodily injury liability per individual.
    • $30,000 for bodily injury liability per accident.
    • $5,000 for property damage liability. For additional protection, car owners may also purchase uninsured motorist, comprehensive, and collision coverage.
  • Do Folsom motorists need to buy more insurance for their vehicles than the state's minimum requirement?

    Although it is not required, purchasing additional auto insurance can help Folsom drivers protect themselves when unfortunate circumstances arise. Additionally, having extra insurance could help owners cover the costs of replacing or repairing their vehicles, increased hospital bills, and medical expenditures in the event of an accident brought on by an uninsured driver.

  • Do people in Folsom have to notify the DMV before terminating the insurance on their unused vehicles?

    In order to prevent the suspension of the vehicle registration of unused cars in Folsom, owners must notify the DMV before terminating their insurance policy. Vehicle owners are required to submit an Affidavit of Non-Use (REG 5090) to the DMV before asking for their insurance to be canceled.

  • Is auto insurance required in Folsom for those who have auto loans?

    Existing vehicle loan holders in Folsom are frequently required to carry insurance by their lenders. If borrowers do not have insurance, lending companies may purchase it on their behalf. However, car owners may opt to buy their own collision and comprehensive auto coverage to secure the most suitable premiums.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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