Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Sacramento, CA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sacramento Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8710Reviewed

5228Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2745 Crosby Way, Sacramento, CA 95815
WebsiteLicense: 0G32201

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (1)

Why choose this provider?

Jack Novicio Insurance provides comprehensive insurance coverage to clients in Sacramento and the surrounding areas. It offers multiple packages for individual life and health insurance tailored to the needs of its customers. The company also handles insurance options for personal properties, such as automobiles, personal belongings, homes, and other personal legal liabilities. Moreover, it has insurance packages for different types of businesses. Jack Novicio Insurance also offers vehicle registration and other payroll services.

  • Life Insurance

3840 Rosin Court, Sacramento, CA 95834
WebsiteLicense: 0633187

Expertise.com Rating

Review Sources

Facebook
4.6 (14)
Yelp
4.3 (12)
Google
3.6 (10)

Why choose this provider?

McGee & Thielen Insurance Brokers, Inc., is a fourth-generation, locally owned, and locally operated insurance agency founded in 1920. It caters to individuals, families, non-profit organizations, and businesses in Sacramento and the surrounding communities. It offers health insurance policies, including consumer-directed, fee-for-service, and managed care plans. It also provides personal insurance programs that protect homes, condos, rental properties, boats, classic cars, and recreational vehicles. Moreover, it crafts business insurance programs such as commercial property, liability, auto, and workers' compensation insurance.

  • Individual Plans
  • Life Insurance

333 University Avenue, Suite 200, Sacramento, CA 95825
WebsiteLicense: 6003600

Expertise.com Rating

Why choose this provider?

American River Insurance Agency is a multi-line independent insurance agency that answers the health insurance needs of the people of Sacramento and the surrounding communities. Its agents help clients design and shop for health insurance packages that will suit their needs, preferences, and lifestyles. These protection plans provide financial support to customers in the event of sickness or injury. To narrow the communication gap with come clients, American River Insurance Agency offers services in Spanish.

  • Life Insurance
  • Individual Plans

1501 El Camino Avenue, Sacramento, CA 95815
WebsiteLicense: 0J15368

Expertise.com Rating

Review Sources

Google
5.0 (152)
Facebook
5.0 (83)
Yelp
4.8 (26)

Why choose this provider?

Sky Insurance Brokers is an independent agency operating in Sacramento. It offers individual and group health insurance plans with its team of professionals discussing different variables like deductible options, co-insurance percentages, waiting period, and exclusions and conditions. Group dental and disability insurance are also available under group benefits. The agency's principal, Erik Sjolie, has more than 10 years of experience in the insurance and financial services industry. His background includes working at Fortune 100 companies such as Mass Mutual and New York Life.

  • Life Insurance

1610 R Street, Sacramento, CA 95811
WebsiteLicense: 0H81872

Expertise.com Rating

Review Sources

Google
4.8 (46)
Facebook
5.0 (11)
Yelp
3.4 (10)

Why choose this provider?

KSJT Insurance Services offers insurance services to the residents of Sacramento and the surrounding areas. It offers several health insurance plans, including major medical, surgical policies, dread disease policies, and hospital indemnity. The company also offers auto, home, life, and business insurance. Additionally, commercial clients can choose from several policies like business liability, commercial auto and property, cyber liability, and workers' compensation. Owner Keith Jackson caters to eight states and is a Champions Awardee and a President Conference Awardee.

  • Life Insurance

1455 Response Road, Sacramento, CA 95815
WebsiteLicense: 0451898

Expertise.com Rating

Review Sources

Google
4.2 (10)
Facebook
4.6 (7)
Yelp
4.4 (7)

Why choose this provider?

Point West Insurance is a Sacramento-based, independently-owned agency offering a host of insurance products for individuals, families, and businesses. One of the insurance products offered by this locally operated agency is health insurance, with products that include consumer-directed and managed care policies. It has a strong focus on providing personalized insurance coverage using the right combination of insurance products. In addition, the agency also offers other insurance products, including auto insurance, landlord insurance, business insurance, and commercial property insurance.

  • Individual Plans
  • Life Insurance

2850 Del Paso Road, Sacramento, CA 95834
WebsiteLicense: 0M18570

Expertise.com Rating

Review Sources

Google
5.0 (60)
Facebook
5.0 (45)
Yelp
4.6 (17)

Why choose this provider?

Monique Ambers is a State Farm insurance agent providing extensive health insurance products for her Sacramento clients. She employs a customer-centric approach to deliver the most appropriate insurance package to fit her clients' current and long-term needs. Monique offers health insurance products encompassing supplemental health, Medicare Supplement, and individual medical insurance. She also assists her clients with changing their health insurance policies. Additionally, she offers comprehensive auto, home, property, business, life, and pet insurance products.

  • Life Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Jack Novicio Insurance
2745 Crosby Way, Sacramento, CA 95815
McGee & Thielen Insurance Brokers, Inc.
3840 Rosin Court, Sacramento, CA 95834
American River Insurance Agency
333 University Avenue, Suite 200, Sacramento, CA 95825
Sky Insurance Brokers
1501 El Camino Avenue, Sacramento, CA 95815
KSJT Insurance Services
1610 R Street, Sacramento, CA 95811
Point West Insurance
1455 Response Road, Sacramento, CA 95815
Monique Ambers
2850 Del Paso Road, Sacramento, CA 95834

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How do individuals apply for healthcare coverage under the County Medically Indigent Services Program in Sacramento?

    Eligible individuals in Sacramento applying for healthcare coverage from the County Medically Indigent Services Program can contact the County Health Center or County Pharmacy at 916-874-9670​ or visit them at 4600 Broadway, Suite 1100, Sacramento, CA 95820​. Qualified applicants must be between 21 and 64 years old, residents of Sacramento, and not eligible for other healthcare programs like Medicare and Medi-Cal. They must also be considered very low-income individuals. Finally, they should be U.S. citizens or meet the federal immigration status requirements.

  • What does the healthcare plan under the County Medically Indigent Services Program cover in Sacramento?

    In Sacramento, the CMISP provides healthcare plans that cover hospital care, such as physician consultation and treatments, short-term physical therapy, and anesthetist services. It finances drug expenses prescribed by a county medical case management consultant and primary care doctor, as well as the use of medical equipment like prosthetic devices. Healthcare plans under the CMISP also cover X-rays, diagnostic tests, and ambulance services.

  • In Sacramento, what is the available health insurance program for pregnant people?

    Pregnant individuals in Sacramento can apply for healthcare coverage under the Medi-Cal Access Program. It's free, with no copayments or deductibles for covered medical services, such as immunization, doctor visits, maternity care, and nursing home care. It also covers newborns under the Medi-Cal Access Infant Program for up to two years, as long as they are not enrolled in no-cost Medi-Cal or employer-sponsored health insurance policies.

  • How much do health insurance policies cost in Sacramento?

    The cost of health insurance plans in Sacramento ranges from $276 to $1,292 monthly. Meanwhile, eligible applicants of healthcare plans from the Affordable Care Act marketplace can pay as little as $10 monthly. However, determining the total cost of health insurance policies is difficult, as there are several factors to consider, such as the policybuyer's age, group or family size, plan type, and location.

  • How can one obtain dental coverage in Sacramento?

    In Sacramento, individuals can get dental coverage through their employer's health insurance policies. They can also obtain a dental plan as an add-on to their individual or group healthcare insurance or purchase a stand-alone dental policy. Dental insurance plans cover annual exam X-rays and regular cleanings and provide discounts on dental treatments, like Invisalign orthodontics. On the other hand, California law requires all health insurers to include pediatric dental coverage in both individual and family health plans.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.