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Best Local Car Insurance Agencies in Roseville

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Alex Rue Insurance Agency logo
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License Verified:

License: 0H08143

California Department Of Insurance

Alex Rue Insurance Agency

9815 Antelope Road, Roseville, CA 95747
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  • Multiple Carriers

Business Description

Active for over a decade, Alex Rue Insurance Agency serves clients in and around Roseville. The company provides auto insurance plans from over 20 different carriers, including Hagerty and American Modern. It assesses clients and their cars for deductibles, such as spotless driving records, hybrid vehicles, and anti-theft devices. The agency also updates policies to add drivers, vehicles, or coverages like medical liabilities. It provides other personal insurance regarding weddings, landlords, and dental and vision problems.

License Verified:

License: 0H08143

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (30)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Andres Ordaz logo
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License Verified:

License: 0F46264

California Department Of Insurance

Andres Ordaz

605 Lincoln Boulevard, Lincoln, CA 95648
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  • Boats

Business Description

Andres Ordaz is a State Farm agent who assists vehicle owners in Roseville and the nearby areas with auto insurance products and services. Ordaz and his team provide customized insurance plans that will protect their clients against damages and financial losses from unforeseen events such as fire, theft, and accidents. They assist clients in understanding and choosing the coverages that are suited to their needs. They can accommodate Spanish-speaking clients. Ordaz is a member of the Lincoln, CA Chamber of Commerce.

License Verified:

License: 0F46264

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (157)
Facebook
5.0 / 5 (83)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bill Edick Insurance Agency, Inc. logo
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License Verified:

License: 0L52343

California Department Of Insurance

Bill Edick Insurance Agency, Inc.

673 Shasta Street, Yuba City, CA 95991
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  • Multiple Carriers

Business Description

Bill Edick Insurance Agency, Inc., is a car insurance provider located in Yuba City that serves the nearby Roseville metro. It writes auto insurance policies that protect clients from heavy financial losses brought by car accidents. Coverage for medical payments, uninsured motorists, and other liabilities are also available. The agency is family-owned and operated and is currently headed by Bill Edick, Sr., an insurance professional with knowledge of the local insurance scene.

License Verified:

License: 0L52343

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddie Medeiros logo
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License Verified:

License: 0F85919

California Department Of Insurance

Eddie Medeiros

5701 Lonetree Boulevard, Rocklin, CA 95765
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  • Motorcyle & ATV

Business Description

Eddie Medeiros is a local Farmers insurance agent in Rocklin that services clients in Roseville and nearby areas. Eddie provides clients with personalized personal and business insurance solutions, including comprehensive auto insurance policies. The policies cover collision damages and expenses, physical damages and losses, medical payments, and deductibles. Eddie also offers policies that protect other forms of vehicles such as motorcycles, RVs, and boats. He is committed to making the whole process as straightforward as possible to help clients make smart choices.

License Verified:

License: 0F85919

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (4)
Yelp
5.0 / 5 (1)
Esther S Nelson logo
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License Verified:

License: 0747107

California Department Of Insurance

Esther S Nelson

8303 Sierra College Boulevard, Roseville, CA 95661
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  • Multiple Carriers

Business Description

Esther Nelson is an insurance agent in Roseville who has been with State Farm since 1988. State Farm offers a wide range of car insurance coverages, including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages, which offer protection from damages caused by an accident or theft and natural disasters. Nelson can help clients with their insurance needs seven days a week.

License Verified:

License: 0747107

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eugene C. Yates Insurance Agency - Sacramento logo
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License Verified:

License: 0527074

California Department Of Insurance

Eugene C. Yates Insurance Agency - Sacramento

2021 P Street, Sacramento, CA 95811
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  • Multiple Carriers

Business Description

Eugene C. Yates Insurance Agency offers auto coverage for clients in Roseville. Vehicle owners can expect policies that secure damage costs incurred from collisions and non-collision incidents, as well as cover liability protection against personal injury or property damage claims. The company also provides coverage options for uninsured motorists and medical payments applicable to a vehicle's driver and passengers. For business owners, Eugene C. Yates Insurance Agency considers the type of industry and its related liabilities in determining the commercial auto insurance options.

License Verified:

License: 0527074

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (102)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foothill Valley Insurance Agency logo
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License Verified:

License: 0M68957

California Department Of Insurance

Foothill Valley Insurance Agency

13 Sierra Gate Plaza, Roseville, CA 95678
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  • Multiple Carriers

Business Description

Foothill Valley Insurance Agency addresses the car insurance needs of vehicle owners in Roseville and nearby neighborhoods. Locally owned and operated, the agency has professional associates who source a selection of quotes from multiple insurance carriers. Available insurance policies essentially include liability, comprehensive, and collision coverage, although clients may request additional protection, like roadside assistance, towing, and minor violation forgiveness. Foothill Valley Insurance Agency has been in business since 1962 and also provides homeowners' and business insurance products.

License Verified:

License: 0M68957

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gaines Insurance Agency, Inc. logo
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License Verified:

License: 0H64864

California Department Of Insurance

Gaines Insurance Agency, Inc.

5170 Golden Foothill Parkway, El Dorado Hills, CA 95762
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Gaines Insurance Agency, Inc., is an independent insurance company that serves clients in and around Roseville. It provides auto insurance plans that cover medical liabilities, vehicular accidents, collisions with other drivers, and weather-based damages. It also guides clients in printing insurance certificates and filing claims. The company is a family-owned business, founded by Robert Gaines and currently led by his children Ted and Beth. The two leaders also serve the people of California as a Representative to the Senate and as an Assemblywoman, respectively.

License Verified:

License: 0H64864

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (13)
Google
4.8 / 5 (4)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Miller Insurance logo
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License Verified:

License: 0M76470

California Department Of Insurance

Kelly Miller Insurance

6119 Horseshoe Bar Road, Loomis, CA 95650
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  • Bundling Option

Business Description

Kelly Miller Insurance has been providing auto insurance policies to drivers in Roseville. With access to top insurance companies such as AARP and MetLife Auto and Home, the agency helps clients choose the coverage and rate that is best for them. Its policies include cover for liabilities, full value replacements, medical payments, and uninsured and underinsured motorists. Additionally, these policies also offer coverage for glass, electronic equipment, and roadside assistance and towing. Kelly Miller Insurance also offers insurance for motorcycles, classic cars, and RVs.

License Verified:

License: 0M76470

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (10)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Park Family Insurance and Financial Services, Inc. logo
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License Verified:

License: 0D43447

California Department Of Insurance

Park Family Insurance and Financial Services, Inc.

Roseville, CA 95747
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  • RV & Motorhome
  • Boats

Business Description

Established in 1997, Park Family Insurance and Financial Services is an agency based in Roseville that has been offering auto insurance services and solutions to individuals and families within the nearby areas. It is an independent agency that represents various insurance carriers in providing customized insurance coverages, which may include comprehensive, collision, liability, medical, and uninsured motorist protection coverages. These coverages protect the drivers against financial losses resulting from an accident. The company also offers insurance for life, health, motorcycles, boats, and RVs.

License Verified:

License: 0D43447

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pilcher Insurance Agency, Inc. logo
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License Verified:

License: 0D15198

California Department Of Insurance

Pilcher Insurance Agency, Inc.

3805 Taylor Road, Loomis, CA 95650
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Business Description

Established in 1993, Pilcher Insurance Agency offers auto, home, business, life, and health insurance in Roseville. It was built on the principles of customer service and giving back to the community. John Pilcher—the agency's founder, president, and CEO—has been in the insurance business for 35 years. Pilcher Insurance Agency represents several insurance companies so that it can provide the best insurance coverage for its clients. Some of these insurance companies include Hagerty, Kemper, and MetLife.

License Verified:

License: 0D15198

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trusted American Insurance Agency logo
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License Verified:

License: 0J15378

California Department Of Insurance

Trusted American Insurance Agency

6556 Lonetree Boulevard, Rocklin, CA 95765
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  • Multiple Carriers

Business Description

After having a first-hand experience in spending an enormous amount on the healthcare of her grandparents, Rosamaria Marrujo built Trusted American Insurance Agency to help clients avoid the same experience she had. Assisting vehicle owners, the company offers a wide array of coverage involving bodily injuries and property damages acquired from accidents. Damages done to vehicles from vandalism and disasters are assisted under comprehensive coverage. Serving clients from Roseville, the company has been providing home and auto insurance for over 15 years.

License Verified:

License: 0J15378

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (23)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Whitney Oaks Insurance Services Inc. logo
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License Verified:

License: 0F74432

California Department Of Insurance

Whitney Oaks Insurance Services Inc.

1221 Pleasant Grove Boulevard, Roseville, CA 95678
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Whitney Oaks Insurance Services Inc. is an independent insurance agency that operates in the Roseville metro and neighboring communities. The company provides insurance protection through its various personal and business lines including its comprehensive auto insurance policies. The policies include coverage for liabilities, physical damages, collisions, uninsured/underinsured motorists, and medical payments. Add-ons such as roadside assistance, towing, and rental reimbursements are also available. Whitney Oaks Insurance Services started its operations in 2006 and has over 40 years of industry experience.

License Verified:

License: 0F74432

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Woodcreek Ins. Services logo
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License Verified:

License: 0821578

California Department Of Insurance

Woodcreek Ins. Services

198 Cirby Way, Roseville, CA 95678
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  • Multiple Carriers

Business Description

Woodcreek Ins. Services is an independent insurance business that manages clients' auto insurance concerns in Roseville. The company provides a wide variety of car protection coverage options for liabilities, medical payments, personal injuries, and uninsured motorists. Customers can also request additional coverage for roadside assistance, towing, and rental reimbursement. The company performs a complete evaluation of clients' needs and finds insurance carriers that match their priorities. CEO Rob Keppel is a local agent who has been in the insurance industry since 1984.

License Verified:

License: 0821578

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (5)
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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