Expertise.com

2024

Last updated:

Best Mortgage Brokers in Long Beach

Our Recommended Top 16

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Long Beach Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

128Reviewed

83Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1424 East Broadway Avenue, Long Beach, CA 90802
WebsiteLicense: 356743

Expertise.com Rating

Review Sources

Yelp
5.0 (5)
Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

AllWays Financial Services is a real estate financing company serving clients in Long Beach. It offers a variety of mortgage solutions for home purchasing and refinancing, including fixed-rate mortgages, HARP 2.0, FHA, VA, and adjustable-rate mortgages. As an independent broker, the company works with investors, which allows it to present diverse loan and mortgage programs depending on clients' credit ratings and budgets. AllWays Financial Services has been helping clients in achieving their homeownership goals since its establishment in 1992.

  • New Construction
  • Refinance

4515 East Anaheim Street, Long Beach, CA 90804
WebsiteLicense: 85410

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
4.0 (8)
Yelp
1.0 (1)

Why choose this provider?

Dan Paladin is a certified mortgage advisor serving clients in Long Beach and the surrounding communities. For more than 20 years, he has assisted locals in buying and refinancing residential properties through different mortgage programs. Dan's firm specializes in FHA, VA, conventional, and jumbo loans. He and his team also help people acquire homes through HomePath, a Fannie Mae program that lets first-time homebuyers purchase a foreclosed property with low down payments.

  • Refinance
  • Purchase and Refinance

13001 Seal Beach Boulevard, Seal Beach, CA 90740
WebsiteLicense: 355050

Expertise.com Rating

Review Sources

Yelp
5.0 (12)
Facebook
5.0 (6)

Why choose this provider?

The Endeavor Mortgage Team is a Seal Beach-based brokerage that extends its services to individuals in the Long Beach metro. Founded in 2005, it has been helping clients by customizing mortgage products suited to their financial needs. The Endeavor Mortgage Team offers a full range of alternative financing options, hard money loans, and reverse mortgages. Its team of mortgage brokers assists clients in obtaining loan programs such as FHA, VA, ARM, and jumbo loans. CEO Ron Householder has been in the industry for 18 years.

  • Reverse Mortgages

2725 Pacific Coast Highway, Signal Hill, CA 90755
WebsiteLicense: 274061

Expertise.com Rating

Review Sources

Google
4.0 (17)
Yelp
4.0 (10)
Facebook
5.0 (4)

Why choose this provider?

Financial Solutions of California offers mortgage refinancing and finds home loans for a variety of properties in Long Beach. The company also acts as a broker, provides zero point loans, helps clients get out of debts, and has a team focused on short sale properties. Additionally, it carries tax services for individuals and businesses and assists with IRS letter responses. Luis Figueroa, president, has tax preparation experience spanning over 20 years and has worked for a nationwide preparation firm in the past.

  • Refinance

3780 Kilroy Airport Way, Long Beach, CA 90806
WebsiteLicense: 1381254

Expertise.com Rating

Review Sources

Yelp
5.0 (10)
Google
5.0 (6)
Facebook
5.0 (2)

Why choose this provider?

LBL Mortgage is an independent mortgage company serving clients in Long Beach. Its team caters to clients who need loans for purchasing, refinancing, and construction for their primary residence, second homes, and investment properties. With over 20 years of experience in the mortgage industry, the agency works with over 20 lenders to help clients find a loan option that suits their needs. Its founder, Lauren Boland, has over two decades of experience in the mortgage industry.

  • Refinance
  • Reverse Mortgages

4450 West Cerritos Avenue, Los Alamitos, CA 90720
WebsiteLicense: 1108729

Expertise.com Rating

Review Sources

Yelp
5.0 (172)
Google
5.0 (114)

Why choose this provider?

CLS Financial is a team of loan specialists helping Long Beach clients with property purchases and mortgage applications. It offers various programs including jumbo, VA, conventional, FHA, and reverse mortgage loans. Construction remodel loans, which are typically short-term loans, are also offered to clients planning for repairs or renovations. It can also assist clients who are short of funding through its down-payment assistance program. CLS is also committed to guiding and educating clients in terms of qualifications and benefits, especially when they need refinancing.

  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

6615 Pacific Coast Highway, Long Beach, CA 90803
WebsiteLicense: 271370

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Mike Hauxhurst is a mortgage broker under Cherry Creek Mortgage that serves Long Beach and the surrounding areas. He offers several loan options, such as FHA, VA, conventional, and jumbo loans, for clients looking to buy their first home or moving to a new one. Hauxhurst also assists customers looking to refinance, helping them bring down their monthly payments, pay off their debt faster, get a better interest rate, or get some cash out of their home's equity.

  • Refinance

4952 Warner Avenue, Huntington Beach, CA 92649
WebsiteLicense: 1930287

Expertise.com Rating

Review Sources

Yelp
5.0 (33)
Google
5.0 (20)

Why choose this provider?

Quest Home Loans is a team of mortgage brokers near Long Beach that specializes in mortgage solutions and loan programs in the area. The company has been in business for more than 10 years and has helped secure over $200 million in loans for home financing. Some of its programs include conventional loans, first-time homebuyer loans, and mortgage refinancing. Quest Home Loans was founded by Mai Ta, a licensed loan originator with 10 years of experience in mortgage loans.

  • New Construction

311 Main Street, Seal Beach, CA 90740
WebsiteLicense: 01330167

Expertise.com Rating

Review Sources

Yelp
5.0 (10)

Why choose this provider?

All Counties Funding, Inc., is a mortgage brokerage that has been delivering loan solutions in Long Beach and serve all counties in California since 1991. It has access to multiple lenders and offers a wide range of loan programs, such as conventional, jumbo, FHA, VA, and reverse mortgages. All Counties Funding also has over 26 years of experience in the industry and has served more than 800 homeowners across 58 counties. It strives to help every client find the solution that best fits their home financing needs.

  • New Construction
  • Refinance

3780 Kilroy Airport Way, Long Beach, CA 90806
WebsiteLicense: 1309497

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (1)

Why choose this provider?

Mason Mortgage Services is a brokerage that serves Long Beach and the surrounding areas. It offers a variety of options for mortgage rates, such as fixed-rate, adjustable-rate, interest-only, and graduated payments. Its loan program options also include FHA home, VA, USDA rural development, and jumbo loans. In addition, clients who are looking to lower their interest rates, pay off their mortgage quickly, or consolidate their debt can also take advantage of Mason Mortgage Services' refinancing programs.

  • Refinance

4010 Watson Plaza Drive, Lakewood, CA 90712
WebsiteLicense: 263934

Expertise.com Rating

Review Sources

Yelp
5.0 (2)

Why choose this provider?

Steven J. Soriano is a mortgage planner that provides mortgage and loan services for clients purchasing or refinancing a home in the Long Beach area. He works for Essex Mortgage, a full-service mortgage company established in 1986, specializing in FHA, VA, conventional, and jumbo loans. Soriano's team has closed over $230 million in mortgages. His local area knowledge allows him to provide homeowners with customized home loan options, striving to meet their short and long-term investment and financial goals.

  • Refinance

29000 South Western Avenue, Rancho Palos Verdes, CA 90275
WebsiteLicense: 1239897

Expertise.com Rating

Why choose this provider?

Fairview Mortgage Capital, Inc., is a mortgage broker that has been offering home loan services in Long Beach since 1996. It delivers a wide range of programs, such as conventional, home equity, jumbo, VA, FHA, and ARMS loans. In addition, its team of professionals monitors the changes in the mortgage market to provide the product that fits each individual's financial requirement. Fairview Mortgage Capital strives to create timely solutions by simplifying the application process with a pre-approval time of one hour for its borrowers.

  • Refinance

California 1, Long Beach, CA 90804
WebsiteLicense: 1322436

Expertise.com Rating

Review Sources

Google
5.0 (151)
Facebook
5.0 (5)
Yelp
5.0 (5)

Why choose this provider?

Long Beach Home Loan caters to clients in the metro. It offers various financing options for people who want to buy a new home, including conventional, USDA, CalHFA, jumbo, and fixed-rate loans. The company also helps property owners who want to refinance their mortgages get lower interest rates and smaller monthly payments. It offers HARP 2.0, cash-out, FHA streamline, and VA interest-rate reduction. Senior loan originator Jack Skovgard aims to educate clients about the loan process.

  • Refinance

1100 East 3rd Street, Long Beach, CA 90802
WebsiteLicense: 1118239

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (9)

Why choose this provider?

B Squared Funding is a mortgage company established in 2013, serving customers based in Long Beach. Its founder, Babak Bijarchi, is a mortgage broker with more than 20 years of mortgage lending experience. He aims to make the home financing process a smooth and pleasant experience for clients. He helps clients pre-qualify and select the right mortgage program that fits their financial goals. Additionally, B Squared Funding also assists in real estate and investment property financing and refinancing.

  • New Construction

17000 Clark Avenue, Bellflower, CA 90706
WebsiteLicense: 342915

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Surfside Mortgage, Inc., is a mortgage brokerage company that caters to the Long Beach metro. The company is led by Veronica "Ronni" Davis who serves as the mortgage loan originator and assists clients in choosing the appropriate loan programs for their varied needs. Surfside Mortgage offers fixed-rate mortgages, hybrid ARMs, adjustable-rate mortgages, FHA home loans, interest-only loans, and VA loans. The company also focuses on educating its clientele on the components of each loan to differentiate them better.

  • Refinance

2130 Main Street, Huntington Beach, CA 92648
WebsiteLicense: 339255

Expertise.com Rating

Review Sources

Yelp
5.0 (85)
Google
5.0 (80)
Facebook
5.0 (22)

Why choose this provider?

Summit Lending is a locally owned mortgage brokerage and direct mortgage lender that has been serving Long Beach since 2005. It delivers personalized services to homeowners and buyers through jumbo mortgage, FHA, VA, and conventional fixed-rate loan options. It was founded by Lisa Alley, who has extensive experience in the business. Alley and her team assist clients through the home refinance and purchase loan processes. These include comparing interest rates and providing options that suit the client's financial situation and criteria.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.