Best Mortgage Brokers in Carson

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Boardwalk Financial logo
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License Verified:

License: 1274324

Nationwide Multistate Licensing System and Registry

Boardwalk Financial

3840 Woodruff Ave Suite 204, Long Beach, CA 90808
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  • Refinance
  • New Construction

Business Description

Boardwalk Financial is a Long Beach-based mortgage firm that offers its programs to individuals and families within Carson. Its agents provide clients with a variety of tailored financial plans, including fixed- and adjustable-rate mortgages, that cover first-time and subsequent property acquisitions. They assess each applicant's qualifications for specific programs based on preliminary assessments of their debt-to-income ratios, preferred terms, and targeted interest rates. They also have government loan choices and refinancing options for military veterans and those seeking to pay their debts.

License Verified:

License: 1274324

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
C&S California Capital logo
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License Verified:

License: 1155129

Nationwide Multistate Licensing System and Registry

C&S California Capital

644 S. Barranca Ave, Covina, CA 91723
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  • Refinance
  • New Construction

Business Description

C&S California Capital has been catering to the mortgage needs of clients in Carson since 1997. The agency helps first-time homebuyers, experienced investors, and homeowners in qualifying for home loans to purchase properties or refinance existing mortgages. Its loan options include conventional, jumbo, USDA, and FHA. It also provides assistance for mobile home lenders, as well as carries specialty programs for teachers, firefighters, and correctional officers. Dawn Cychner, one of the company's loan originators, is a former president of the California Association of Mortgage Professionals.

License Verified:

License: 1155129

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (98)
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Civic logo
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License Verified:

License: 1099109.

Nationwide Multistate Licensing System and Registry

Civic

2015 Manhattan Beach Blvd, Redondo Beach, CA 90278
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  • Refinance
  • New Construction

Business Description

Civic caters to clients in Carson who need mortgage brokers. Its options include bridge loans with periods ranging from a year to two, which are fit for borrowers who have trouble meeting FICO requirements for competing programs. Long-term programs are available, and the team refinances current obligations to take advantage of more favorable conditions. Civic is a private lending company that focuses on residential investment assets that are non-owner occupied. It started CIVIC Cares, an initiative that supports the local community.

License Verified:

License: 1099109.

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
D.Reams and Company logo
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License Verified:

License: 1947588

Nationwide Multistate Licensing System and Registry

D.Reams and Company

1308 Sartori Ave, Torrance, CA 90501
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  • Refinance
  • New Construction

Business Description

D.Reams and Company provides home loan and real estate solutions to clients in the Carson community. It offers conventional, FHA, and VA loan programs with 15-year and 30-year terms. It also assists seniors looking to downsize their homes with reverse mortgages. D.Reams and Company carries various residences, including cabins, condos, townhouses, manufactured homes, and single-family and multi-family houses. It is headed by David Reams, a loan originator and real estate broker with over 36 years of experience.

License Verified:

License: 1947588

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Excel Funding Real Estate Services, Inc. logo
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License Verified:

License: 332480

Nationwide Multistate Licensing System and Registry

Excel Funding Real Estate Services, Inc.

28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA 90275
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  • Refinance
  • New Construction

Business Description

Excel Funding Real Estate Services, Inc., works with real estate buyers, sellers, and refinancers in Carson. It offers loan products for different scenarios, including conventional, FHA, Jumbo, and reverse mortgages. It also assists homeowners facing foreclosure through loan modification and short-pay refinancing. Its unique position as a real estate and financing company in one helps give clients a streamlined experience and one-on-one attention from its agents. CEO Frances Baldwin is a Realtor and loan officer with 30 years of experience.

License Verified:

License: 332480

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (10)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Jack Skovgard logo
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License Verified:

License: 1448432

Nationwide Multistate Licensing System and Registry

Jack Skovgard

1650 Ximeno Ave Ste 210, Long Beach, CA 90804
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  • New Construction

Business Description

Jack Skovgard is a mortgage advisor catering to homebuyers in the Carson metro. He and his team at Long Beach Home Loan guide clients in purchasing their first property, moving up, or refinancing existing mortgages. They create strategies to find minimal to low downpayment products and close deadlines in a timely manner. In addition, they provide mortgage products to investment buyers and seniors. Skovgard has been serving clients in the industry since 2015.

License Verified:

License: 1448432

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (179)
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mares Mortgage logo
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License Verified:

License: 246471

Nationwide Multistate Licensing System and Registry

Mares Mortgage

32172-A, Camino Capistrano, San Juan Capistrano, CA 92675
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  • Refinance

Business Description

Mares Mortgage offers a variety of broker services to locals in Carson. The crew has simple bridge loans and jumbo options. It takes on an educational approach when dealing with clients and counsels them on the nitty-gritty details of mortgage transactions, including real estate taxation, insurance, and interest. The company works with the Mares Foundation, which gives back to the planet by cleaning up oceans and saving marine life. CEO Cutberto Hernandez is a loan industry veteran who entered the field in 1993.

License Verified:

License: 246471

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (494)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midgate Mortgage logo
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License Verified:

License: 327902

Nationwide Multistate Licensing System and Registry

Midgate Mortgage

24051 Neece Ave Ste B, Torrance, CA 90505
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  • Refinance
  • New Construction

Business Description

Founded in 2001, Midgate Mortgage serves homeowners and home buyers across Carson and the neighboring cities. It offers mortgage loan programs for individuals wishing to purchase residential, commercial, investment, vacation, and owner-occupied properties suitable for their needs and financial goals. These loan programs include FHA, conventional, jumbo, and high-balance mortgages. It also serves clients wanting to apply for renovation and reverse loans. The company's founder, Steve Chelebian, has more than 24 years of industry experience.

License Verified:

License: 327902

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (21)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prestige Finance Group logo
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License Verified:

License: 1988298

Nationwide Multistate Licensing System and Registry

Prestige Finance Group

3812 Sepulveda Blvd. Suite 380, Torrance, CA 90505
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  • Refinance
  • New Construction

Business Description

Prestige Finance Group caters to Carson clients' mortgage needs. The company offers various lending options for customers who are seeking to purchase their first homes or invest in real estate properties. These include fixed and adjustable rates, as well as FHA, VA, and USDA loans. It also carries refinancing programs for homeowners looking to lower their monthly payments and restructure their current terms. Clients can access self-help mortgage tools found on the company's website to calculate payments, browse properties for sale, and estimate home value.

License Verified:

License: 1988298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Realinterest Mortgage Brokers logo
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License Verified:

License: 362733

Nationwide Multistate Licensing System and Registry

Realinterest Mortgage Brokers

2370 West Carson Street #130, Torrance, CA 90501
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  • Refinance

Business Description

Realinterest Mortgage Brokers is a family-owned business serving residents in and around Carson. Since 2005, it has been addressing the real estate needs of homebuyers and investors. The company conducts consultations to determine clients' property goals and budgets and guides them throughout the mortgage process. It provides FHA, VA, and conventional loan programs and assists borrowers in developing refinancing solutions to reduce their interest rates and monthly payments. One of the co-founders, JR McDonald, has been in the lending industry for over 20 years.

License Verified:

License: 362733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (75)
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Runa Mortgage logo
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License Verified:

License: 2159097

Nationwide Multistate Licensing System and Registry

Runa Mortgage

6526 Ocean Crest Drive Unit A311, Rancho Palos Verdes, CA 90275
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  • Refinance

Business Description

Runa Mortgage is a woman-owned and woman-operated brokerage that connects clients in Carson with lenders. It offers various loan options for first-time homebuyers and experienced real estate investors, including jumbo, rehab, and fixed-rate mortgages. In addition, the brokerage provides refinancing to help borrowers lower their interest rates and change the duration of their mortgage loans. Its owner, Sravanthi Pothuganti, uses her knowledge of various types of borrowers, including immigrants, to help them obtain mortgage loans from wholesale lenders.

License Verified:

License: 2159097

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Scott Lending Team logo
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License Verified:

License: 1900275

Nationwide Multistate Licensing System and Registry

Scott Lending Team

939 E Santa Ana Blvd., Santa Ana, CA 92701
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  • New Construction

Business Description

Scott Lending Team is a mortgage brokerage that serves individuals and families in Carson. Its services include home purchase loans as well as refinancing options. The brokerage provides a variety of loan options, including fixed 30-year and 15-year mortgages, adjustable-rate mortgages, FHA, VA, and jumbo loans. HARP loans and reverse mortgages are also available. The team is led by Jeremy Scott, an E Mortgage Capital mortgage broker who also serves clients in Oregon, Washington, and Tennessee.

License Verified:

License: 1900275

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
SSK Mortgage logo
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License Verified:

License: 240176

Nationwide Multistate Licensing System and Registry

SSK Mortgage

234 S Guadalupe Ave # B, Redondo Beach, CA 90277
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  • Refinance

Business Description

SSK Mortgage offers a wide range of loan options to clients in Carson and the surrounding areas. Its loan programs include FHA and VA loans, and fixed-term loans ranging from 15 and 30 years. It also offers loan refinancing plans to cash out from equity, lower monthly amortization, shorten the term of the loan, and reduce the interest rate. The company provides tailored mortgage programs to accommodate the specific needs, preferences, and financial capabilities of its clients.

License Verified:

License: 240176

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The LendingAgent logo
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License Verified:

License: 2111075

Nationwide Multistate Licensing System and Registry

The LendingAgent

3551 Voyager St., Torrance, CA 90503
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  • Refinance

Business Description

The LendingAgent serves clients throughout Carson, helping them shop for and acquire mortgage options and refinancing solutions through online and offline tools and services. It has an online document portal that helps with managing the required paperwork involved in applying for mortgage options like FHA and conventional loans. It also hosts a set of automated tracking tools that allow homebuyers and mortgagors to compare current rates in the mortgage market. The company also assists homebuyers in finding houses through its online custom home search service.

License Verified:

License: 2111075

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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