Expertise.com

Best Mortgage Brokers in Lakewood

2024

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Website
2725 E. Pacific Coast Hwy, Ste 102, Signal Hill, CA 90755
  • New Construction

Why choose this provider?

Financial Solutions of California has been serving Lakewood homebuyers for over 20 years. It connects clients to lending banks with multiple mortgage products that fund new home purchases and delinquent borrowings. Its brokerage arm, Preferred Partners Realty & Investment, specializes in zero-point loans. It discusses mortgage strategies beneficial to clients' financial goals and explains the tax implications of their homebuying decisions. As a multidisciplinary firm, its integrated financial services also include handling income tax preparations, real estate sales, and business incorporation and consultation.

License Verified:

License: 274061

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (19)
Yelp
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7847 Florence Avenue Suite 101, Downey, CA 90240
  • Refinance

Why choose this provider?

Home Central Financial addresses the real estate concerns of individuals and families in and around Lakewood. Its team helps clients purchase their dream residential spaces by providing them with mortgage assistance. The company offers a variety of customized mortgage products, including VA, FHA, HARP 2.0, and hybrid ARM loans. It also processes graduated payment, reverse, interest-only, and balloon mortgage loan programs. In addition, Home Central Financial assists borrowers in refinancing their loans to reduce their monthly payments and interest rates.

License Verified:

License: 1181137

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)
Facebook
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
32172-A, Camino Capistrano, San Juan Capistrano, CA 92675
  • Refinance

Why choose this provider?

Christian Hernandez is a mortgage broker at Mares Mortgage, a direct lender serving clients in Lakewood. He helps homeowners and home buyers obtain various home financing programs, including conventional, commercial, and federal loans such as VA and FHA. Christian and his teammates use a web-based solution called Loansifter to search for interest rates from more than 175 banks across the country to meet clients' individual needs. Mares Mortgage has been in business for more than 20 years.

License Verified:

License: 378369

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (535)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17100 Pioneer Blvd. Suite 450, Artesia, CA 90701
  • Refinance
  • New Construction

Why choose this provider?

Premier Wholesale Mortgage is a full-service loan lender catering to individuals and families in Lakewood searching for their next residential or investment property. Financing options for homes and other real estate are available via fixed-rate mortgages, ARM, conforming loans, jumbo and super jumbo, and FHA. Acceptable terms start from 5 to 30 years. Refinance loans are also offered, which are designed to reduce an existing mortgage's monthly payment and interest rate. Premier Wholesale Mortgage caters to first-timers and repeat buyers.

License Verified:

License: 2109119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (30)

Website
1999 Avenue of the Stars Suite 1100, Los Angeles, CA 90067
  • Refinance
  • New Construction

Why choose this provider?

Scott Griffin Financial is a mortgage broker that serves the financial needs of borrowers in Lakewood. It offers FHA, VA, jumbo, 14-day jumbo, and adjustable-rate loans, as well as 15 and 30-year fixed-rate mortgages. The company also provides refinancing solutions to homeowners who seek to consolidate or restructure their debts. Griffin started in the industry in 1986 and opened his company in 2003. He has funded more than $831 million in loans and hosts "Financing the American Dream" on CNBC.

License Verified:

License: 1633936

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (217)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1650 Ximeno Ave Ste 210, Long Beach, CA 90804
  • Commercial Loans

Why choose this provider?

Jack Skovgard is a mortgage advisor at Long Beach Home Loan, serving Lakewood residents. He matches borrowers with potential lenders to help them obtain mortgage loans for purchasing homes or refinancing existing home loans. In addition, Jack provides online resources on government-sponsored loan programs that require low down payments and home sales to educate and guide clients through the mortgage process. He caters to first-time home buyers, move-up and second-home buyers, and the elderly seeking reverse mortgages.

License Verified:

License: 1448432

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Long Beach, CA 90745
  • Refinance

Why choose this provider?

The Bell Group has various mortgage broker solutions for clients based in Lakewood. The team has conventional loans for first-time and investment purchasers. Government-backed choices are available for members of the military. The company also offers bank statement programs for buyers who require non-traditional alternative plans. In addition, refinancing serves as an option for existing obligations. The Bell Group is led by Anthony Bell, who has been a player in the lending sector for over two decades.

License Verified:

License: 1401042

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)
Facebook
5.0 / 5 (17)

Website
9550 Warner Ave Ste 300, Fountain Valley, CA 92708
  • Refinance

Why choose this provider?

Choice Home Mortgage serves individuals across Lakewood and the neighboring communities. It helps clients apply for mortgage loan programs, such as FHA and jumbo, to purchase their first homes or investment properties while achieving their financial goals. It also offers reverse mortgage loans for individuals aged 55 years old and older. Rate, term, and cash-out refinance services are also available for clients needing to change their current loan programs. The company's lenders include Angel Oak, Penny Mac, Change Wholesale, Fund Loans, and Rocket Mortgage.

License Verified:

License: 1934039

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (121)
Facebook
4.9 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5150 E. Pacific Coast Hwy, Suite 200, Long Beach, CA 90804
  • Refinance
  • New Construction

Why choose this provider?

Long Beach Home Loan is a mortgage broker serving the Lakewood community. It assists home buyers and existing homeowners with their financing or refinancing needs, particularly in identifying loan products that match their goals and needs. Its loan officers provide accurate financial advice to clients during their home-buying process. They also assist clients in comparing the rates of various loan options, such as FHA, VA, and Jumbo. Property owners planning to sell their homes can also turn to Long Beach Home Loan for assistance.

License Verified:

License: 1322436

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
10900 E. 183rd St, Suite 285, Cerritos, CA 90703
  • Refinance
  • New Construction

Why choose this provider?

NTMR Funding provides financing solutions to Lakewood homebuyers. It helps borrowers obtain home purchase loans and secure rates that suit their monthly budget. Its team offers different options based on clients’ unique criteria and scenarios, such as ARM, conforming, FHA, jumbo, USDA, and VA loans. The loan officers also assist people seeking to change the terms of their mortgage, lower interest rates and monthly payments, or cash out from their homes’ equity through refinancing. NTMR Funding is a member of the Association of Independent Mortgage Experts.

License Verified:

License: 1603283

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)

Website
6131 Orangethorpe Avenue, Suite 500, Buena Park, CA 90620
  • Refinance

Why choose this provider?

Sun West Mortgage Company, Inc., works with homebuyers and investors in the Lakewood area and nearby locations. It serves the real estate needs of individuals and families by providing them with an array of mortgage solutions. The company processes different mortgage programs to help clients achieve their dream investment spaces. Its team offers USDA, FHA, conventional, and HECM reverse mortgage loans. It also assists borrowers in refinancing their loans. The agency has been in business for over 40 years.

License Verified:

License: 3277

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
4.5 / 5 (375)
Yelp
2.0 / 5 (117)
Google
4.1 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5150 E Pacific Coast Hwy Suite 200, Long Beach, CA 90804
  • Refinance
  • New Construction

Why choose this provider?

Jesse Rivera is a senior loan officer with C2 Financial Corporation, who serves Lakewood and the surrounding areas. He helps clients decide on different types of home purchase loans. He also assists borrowers who are 62 and over with reverse mortgages. In addition, he offers refinancing programs for cash-out or debt consolidation purposes. Rivera has more than 15 years of experience in the mortgage industry. He serves community organizations such as the Lakewood YMCA and Long Beach Rotary Club.

License Verified:

License: 1537416

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18818 Teller Ave, #145, Irvine, CA 92612
  • Refinance

Why choose this provider?

365 Home Lending caters to people in Lakewood and its nearby areas. Its mortgage experts consult clients to customize solutions and find the most suitable financing package for them. Some of the products offered are FHA, VA, jumbo, and government loans. There are also refinancing options for homeowners seeking better payment terms. Through its partnerships with more than a dozen lenders, 365 Home Lending can search around for the best rates and terms on behalf of its customers.

License Verified:

License: 1539616

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4401 Atlantic Ave Suite 100, Long Beach, CA 90807
  • Refinance
  • New Construction

Why choose this provider?

Julio Sandoval is a loan originator for Alameda Mortgage Corp, a nationwide mortgage lender, and Premier Mortgage Xpress. Sandoval offers VA loan programs for veterans, current military members, and reservists. He also offers down payment assistance programs for first-time home buyers. Sandoval and his team have more than 16 years of combined experience in the industry. They are experienced in assisting first-time homebuyers and seasoned investors in the home loan process, from pre-approval to closing.

License Verified:

License: 1076097

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Yelp
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.