Expertise.com
2024

Last updated:

Best Mortgage Brokers in Bellflower

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bellflower Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

25

Reviewed

17

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
8103 3rd St #1, Downey, CA 90241
  • Refinance

Why choose this provider?

Ricky Ontiveros of Elite Mortgage Pros serves Bellflower residents. Ricky works with a varied clientele, including first-time and move-up home buyers, refinancing homeowners, and investment buyers. He also assists seniors with reverse mortgages. Ricky strives to minimize the hassle usually expected with mortgages by providing guidance throughout the process, from determining the ideal loan based on the client's unique scenario to offering practical advice to avoid red tape. Ricky also emphasizes returning calls and messages to keep clients updated on their loan status.

License Verified:

License: 1758296

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17100 Pioneer Blvd. Suite 450, Artesia, CA 90701
  • Refinance

Why choose this provider?

Premier Wholesale Mortgage serves residential customers in Bellflower looking to purchase or refinance a property. It offers different loan options, including FHA, VA, jumbo, 203K, and reverse. It provides fixed-rate mortgages with 15-year and 30-year terms and adjustable-rate mortgages with interest rates that change periodically. Its team discusses each client's unique situation to determine possible loan programs. Premier Wholesale Mortgage also evaluates property values based on similar local homes that are currently on the market.

License Verified:

License: 2109119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)

Website
9957 Artesia Place, Bellflower, CA 90706
  • Refinance

Why choose this provider?

Tri Pillar Mortgage provides financing solutions to prospective home buyers in Bellflower and the surrounding areas. It offers assistance to single-family and multi-family homeowners in availing of conventional, FHA, VA, and jumbo loans. Clients also have the option to choose their payment term and customize it from eight to 30 years. Tri Pillar Mortgage was established in 2009. Additional services the company offers include mortgage refinancing, which reduces the rate that a homeowner is paying.

License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17000 Clark Avenue, Bellflower, CA 90706
  • Refinance
  • New Construction

Why choose this provider?

Surfside Mortgage, Inc., is a brokerage firm that serves home buyers and homeowners in the Bellflower community. It offers home refinance and purchase loan programs, including fixed-rate, adjustable-rate, hybrid ARMs, and interest-only mortgages. It carries FHA and VA loans, providing options for clients based on their unique circumstances upon verification of credit, income, assets, and liabilities. Surfside Mortgage is operated by Veronica Davis, who is a Realtor and loan originator with several years of experience.

License Verified:

License: 342915

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14620 Lakewood Blvd, Bellflower, CA 90706
  • Refinance
  • New Construction

Why choose this provider?

Grand Macro Financial provides borrowers in Bellflower with a range of financial options. It provides conventional FHA, VA, jumbo, and fixed and adjustable-rate loans. The company, which assists English- and Spanish-speaking clients, also has non-QM and forgivable equity builder programs. Mortgage refinance is additionally available. The company helps homebuyers narrow their options with a searchable database of houses, including featured properties. Grand Macro Financial uses online calculators to help clients compare rates and choose the best option suited to their needs.

License Verified:

License: 1460245

Nationwide Multistate Licensing System and Registry

Website
17315 Studebaker Rd #300e, Cerritos, CA 90703
  • Refinance

Why choose this provider?

Khan Home Loan is a mortgage lender that works with borrowers in the Bellflower metro and its neighboring localities. The company provides loan and brokerage services to help clients obtain mortgage programs that will match their requirements. Its loan options include VA, reverse, FHA, jumbo, conforming, and non-QM loans. In addition, its team offers USDA and HELOC programs. Khan Home Loan has been in the lending industry for over 20 years.

License Verified:

License: 2092207

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16901 Bellflower Blvd., Bellflower, CA 90706
  • Commercial Loans

Why choose this provider?

The Mortgage Professionals helps Bellflower individuals and families decide on financial programs suited to their goals. The staff members implement a simplified loan process, starting from assessment and application to escrow and closing. They design customized programs for VA, FHA, and conventional loans and non-QM products that have flexible qualification requirements. The team is led by Raul Oseguera, a mortgage professional who has been serving the community for more than 20 years. Oseguera and his team also offer refinancing solutions.

License Verified:

License: 260026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (60)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.