Best Mortgage Refinance Companies in Fremont

2022

1st United Credit Union

• Reverse Mortgages
• NMLS #: 39166

1st United Credit Union is a financial institution offering home mortgage refinance in Fremont. The company helps its customers to achieve their financial goals, with several mortgage products and a large team of loan specialists. Applications can be quickly and easily submitted through its website. 1st United Credit Union issues home equity financing for customers preparing for a large purchase or expecting a change in their financial circumstances. Customers can withdraw up to 75% of their property value minus the balance of their first mortgage. Additionally, it provides fixed and adjustable-rate mortgages, VA loans, and FHA loans.

TransGlobal Lending - Fremont

TransGlobal Lending - Fremont is a mortgage refinancing company that serves Fremont and surrounding communities. The company's goal is to provide clients the highest quality home loans but with the lowest mortgage rates. This can be achieved through fixed-rate loans, reverse mortgages, and balloon mortgages and pledge asset loans. Aside from this, the company also offers condominium loans, USDA loans, and conventional loans. The Fremont office was established in 1994, while the parent company has more than 30 years of experience in the field of financial planning and management.

Cal Coast Financial Corp

• Reverse Mortgages
• NMLS #: 39166

Cal Coast Financial Corp. is a mortgage refinancing company that serves clients in Fremont. The company offers various mortgage loan options for homebuyers and those who are planning to refinance, including fixed-rate loans, adjustable-rate loans, FHA loans, and VA loans. Its team of loan officers and loan processors is committed to securing the mortgage loans and rates that suit the needs of clients. Roger Bakshi established the company in 1995. It has more than 25 years of experience in the lending industry.

First Rate Mortgage

• New Construction

Based in Fremont, First Rate Mortgage assists individuals in the area by providing loans and refinancing solutions. First Rate Mortgage has access to various lenders for different loans such as hard money, conforming, jumbo, first home buyer, and FHA VA. The company offers home loans for clients in California and commercial loans for clients across the United States. Robert Manseau founded First Rate Mortgage in 1993 and has served as its president since. He has over 27 years of experience in the financing industry.

Associated Mortgage Group

• Reverse Mortgages

Associated Mortgage Group is a team of mortgage professionals who provides financial loan services to individuals in the Fremont metro. They accommodate first-time homebuyers with their real estate transactions as well as clients who need assistance in debt consolidation and previous loan refinancing. Associated Mortgage Group also offers a range of loan programs such as home equity, cash-out home, jumbo home, FHA, and VA loans. It provides a written pre-approval certificate that is presented during the loan process.

RPM Mortgage

• Reverse Mortgages
• NMLS #: 39166

RPM Mortgage serves homeowners throughout Fremont and the surrounding communities. The branch manager is Darlene Crane, who has over 30 years of experience processing refinancing loans for her clients. Ms. Crane specializes in finding the right type of loan for her clients and their circumstances. These include loans that conform to the financing limits set by the FHFA, as well as jumbo loans for clients whose needs exceed the set limits. FHA, VA, and USDA loans can also be arranged. Applications can be started online on the company's website or through its Home On Time app for Android and iOS.

Providential Mortgage

• Reverse Mortgages
• NMLS #: 39166

Providential Mortgage provides mortgage refinancing solutions to Fremont and the surrounding areas. It offers refinancing services to clients who are looking to purchase primary residences, vacation homes, and investment properties. Clients can apply for loan programs for single-family, condominium, townhouse, and multi-family houses. The company offers FHA, VA, FRM, and ARM loan programs. With more than two decades of experience in the mortgage industry, the company aims to helo clients overcome challenges and roadblocks in the loan process.

Cal State Realty & Mortgage

Cal State Realty & Mortgage can arrange home mortgage refinance in Fremont and throughout Northern California, from Sacramento to the Bay Area and Central Valley. Mahesh Gupta is the broker and he has over six years of experience arranging refinancing for homeowners, backed up by 40+ years in real estate and property management. Mr. Gupta can offer assistance with FHA loans, and VA loans for current members of the military, veterans, and their families. The broker can also assist with jumbo loans that exceed the limits set by Fannie Mae and Freddie Mac.

Nationwide Residential Lending

• New Construction

Nationwide Residential Lending is a mortgage lender in Fremont that specializes in residential home loans. Its loan programs include refinancing, new construction, jumbo, VA, and first-time buyer loans. The company also provides 100% and 125% financing, fixed-rate and adjustable-rate mortgages, and investment property loans. Nationwide Residential Lending aims to answer all its clients' questions and concerns and educate them on the different terms used in the mortgage lending process. Moreover, its website has an amortization calculator tool.

George L. Duarte, CMC

• Reverse Mortgages

George L. Duarte, CMC, is a mortgage broker that has been providing financial and loaning solutions for residential clients of Fremont and other areas since 1986. Holding a CMC designation from the National Association of Mortgage Brokers, George possesses connections with some of America's largest mortgage lenders. Loan programs offered include property investment, cash-out refinancing, construction loans, and reverse mortgages. George has also been voted in the Annual Argus Reader's Poll as the Best Mortgage Broker in Fremont for several years.

Axel Real Estate and Home Loans Inc.

• Reverse Mortgages
• NMLS #: 39166

Axel Real Estate and Home Loans, Inc., is a family-owned business that serves Fremont residents with a variety of mortgage solutions. It specializes in residential mortgage loans and has more than 25 years of experience in the industry. Its team of loan professionals helps clients select mortgage programs and guides them throughout the process. The firm's loan programs include mortgage refinance, government, conventional, fixed-rate, and adjustable-rate mortgages. Axel Real Estate and Home Loans, Inc., was founded by Zilehuma and Rizwan Elahi.

Inizio

• Multi-Family Loans

Inizio is a Newark-based mortgage company that serves home buyers and owners in Fremont. Offering assistance to clients looking into purchasing or refinancing, its team provides guidance with different types of home loans, from USDA, FHA, VA, jumbo, and adjustable to fixed-rate programs. The mortgage advisors work with borrowers, owners, and investors, regardless if they are refinancing or purchasing condominiums, townhouses, manufactured homes, or single-family residences. Inizio's service is anchored on the values of competence, honesty, and integrity.