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Best Mortgage Refinance Companies in Fremont

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2710 Mowry Ave, Fremont, CA 94538
Fremont, CA 94538
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

1st United Credit Union is a financial institution offering home mortgage refinance in Fremont. The company helps its customers to achieve their financial goals, with several mortgage products and a large team of loan specialists. Applications can be quickly and easily submitted through its website. 1st United Credit Union issues home equity financing for customers preparing for a large purchase or expecting a change in their financial circumstances. Customers can withdraw up to 75% of their property value minus the balance of their first mortgage. Additionally, it provides fixed and adjustable-rate mortgages, VA loans, and FHA loans.

2710 Mowry Ave, Fremont, CA 94538
Fremont, CA 94538

InstagramWebsite(800) 649-0193

Show Number
39180 Liberty Street, Fremont, CA 94538
Fremont, CA 94538
  • Reverse Mortgages

Associated Mortgage Group is a team of mortgage professionals who provides financial loan services to individuals in the Fremont metro. They accommodate first-time homebuyers with their real estate transactions as well as clients who need assistance in debt consolidation and previous loan refinancing. Associated Mortgage Group also offers a range of loan programs such as home equity, cash-out home, jumbo home, FHA, and VA loans. It provides a written pre-approval certificate that is presented during the loan process.

39180 Liberty Street, Fremont, CA 94538
Fremont, CA 94538

Website(510) 506-2121

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

2265 Ocaso Camino, Fremont, CA 94539
Fremont, CA 94539
  • Reverse Mortgages
  • NMLS #: 39166

Axel Real Estate and Home Loans, Inc., is a family-owned business that serves Fremont residents with a variety of mortgage solutions. It specializes in residential mortgage loans and has more than 25 years of experience in the industry. Its team of loan professionals helps clients select mortgage programs and guides them throughout the process. The firm's loan programs include mortgage refinance, government, conventional, fixed-rate, and adjustable-rate mortgages. Axel Real Estate and Home Loans, Inc., was founded by Zilehuma and Rizwan Elahi.

2265 Ocaso Camino, Fremont, CA 94539
Fremont, CA 94539

Website(408) 350-7353

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

5960 Stoneridge Drive, Pleasanton, CA 94588
Pleasanton, CA 94588
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Cal Coast Financial Corp. is a mortgage refinancing company that serves clients in Fremont. The company offers various mortgage loan options for homebuyers and those who are planning to refinance, including fixed-rate loans, adjustable-rate loans, FHA loans, and VA loans. Its team of loan officers and loan processors is committed to securing the mortgage loans and rates that suit the needs of clients. Roger Bakshi established the company in 1995. It has more than 25 years of experience in the lending industry.

5960 Stoneridge Drive, Pleasanton, CA 94588
Pleasanton, CA 94588

InstagramWebsite(510) 683-9850

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

4682 Macbeth Ave, Fremont, CA 94555
Fremont, CA 94555

Cal State Realty & Mortgage can arrange home mortgage refinance in Fremont and throughout Northern California, from Sacramento to the Bay Area and Central Valley. Mahesh Gupta is the broker and he has over six years of experience arranging refinancing for homeowners, backed up by 40+ years in real estate and property management. Mr. Gupta can offer assistance with FHA loans, and VA loans for current members of the military, veterans, and their families. The broker can also assist with jumbo loans that exceed the limits set by Fannie Mae and Freddie Mac.

4682 Macbeth Ave, Fremont, CA 94555
Fremont, CA 94555

Website(510) 473-7355

Show Number
3100 Mowry Avenue, Fremont, CA 94538
Fremont, CA 94538
  • New Construction

Based in Fremont, First Rate Mortgage assists individuals in the area by providing loans and refinancing solutions. First Rate Mortgage has access to various lenders for different loans such as hard money, conforming, jumbo, first home buyer, and FHA VA. The company offers home loans for clients in California and commercial loans for clients across the United States. Robert Manseau founded First Rate Mortgage in 1993 and has served as its president since. He has over 27 years of experience in the financing industry.

3100 Mowry Avenue, Fremont, CA 94538
Fremont, CA 94538

Website(510) 793-7283

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

39488 Stevenson PL Suite 100, Fremont, CA 94539
Fremont, CA 94539
  • Reverse Mortgages

George L. Duarte, CMC, is a mortgage broker that has been providing financial and loaning solutions for residential clients of Fremont and other areas since 1986. Holding a CMC designation from the National Association of Mortgage Brokers, George possesses connections with some of America's largest mortgage lenders. Loan programs offered include property investment, cash-out refinancing, construction loans, and reverse mortgages. George has also been voted in the Annual Argus Reader's Poll as the Best Mortgage Broker in Fremont for several years.

39488 Stevenson PL Suite 100, Fremont, CA 94539
Fremont, CA 94539

Website(510) 377-9059

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

39899 Balentine Drive, Newark, CA 94560
Newark, CA 94560
  • Multi-Family Loans

Inizio is a Newark-based mortgage company that serves home buyers and owners in Fremont. Offering assistance to clients looking into purchasing or refinancing, its team provides guidance with different types of home loans, from USDA, FHA, VA, jumbo, and adjustable to fixed-rate programs. The mortgage advisors work with borrowers, owners, and investors, regardless if they are refinancing or purchasing condominiums, townhouses, manufactured homes, or single-family residences. Inizio's service is anchored on the values of competence, honesty, and integrity.

39899 Balentine Drive, Newark, CA 94560
Newark, CA 94560

Website(510) 453-6888

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3340 Walnut Ave Ste 110, Fremont, CA 94538
Fremont, CA 94538
  • New Construction

Kenneth Lee offers mortgage consulting and caters to the loan refinancing needs of clients in Freemont, and the neighboring metros. He is the senior vice president of mortgage lending in Guaranteed Rate Affinity, the product of a partnership between mortgage specialist, Guaranteed Rate, Inc., and Realogy Holdings Corp's real estate division, NRT. It leverages the companies' resources and industry expertise to provide clients with an online platform where they can secure a purchase loan, or refinance their existing one.

3340 Walnut Ave Ste 110, Fremont, CA 94538
Fremont, CA 94538

Website(510) 608-7662

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8167 Regency Drive, Pleasanton, CA 94588
Pleasanton, CA 94588
  • New Construction

Nationwide Residential Lending is a mortgage lender in Fremont that specializes in residential home loans. Its loan programs include refinancing, new construction, jumbo, VA, and first-time buyer loans. The company also provides 100% and 125% financing, fixed-rate and adjustable-rate mortgages, and investment property loans. Nationwide Residential Lending aims to answer all its clients' questions and concerns and educate them on the different terms used in the mortgage lending process. Moreover, its website has an amortization calculator tool.

8167 Regency Drive, Pleasanton, CA 94588
Pleasanton, CA 94588

Website(925) 462-0657

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

7033 Village Parkway, Dublin, CA 94568
Dublin, CA 94568
  • Reverse Mortgages
  • NMLS #: 39166

Providential Mortgage provides mortgage refinancing solutions to Fremont and the surrounding areas. It offers refinancing services to clients who are looking to purchase primary residences, vacation homes, and investment properties. Clients can apply for loan programs for single-family, condominium, townhouse, and multi-family houses. The company offers FHA, VA, FRM, and ARM loan programs. With more than two decades of experience in the mortgage industry, the company aims to helo clients overcome challenges and roadblocks in the loan process.

7033 Village Parkway, Dublin, CA 94568
Dublin, CA 94568

Website(877) 855-7334

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

299 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

39830 San Moreno Ct, Fremont, CA 94539
Fremont, CA 94539
  • New Construction

Rate King is a mortgage refinance company that serves clients in Fremont and the surrounding areas. It offers a variety of loan products, including conforming, super conforming, and FHA. It also provides programs commonly offered by investment banks and private investors, such as super jumbo, stated income, commercial, and hard money loans. Rate King has assisted thousands of customers in the area. Past clients praised its team for being transparent in their process and taking the team to explain each part of the mortgage process.

39830 San Moreno Ct, Fremont, CA 94539
Fremont, CA 94539

Website(510) 833-8802

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

30 W Neal St Ste 105, Pleasanton, CA 94566
Pleasanton, CA 94566
  • Reverse Mortgages
  • NMLS #: 39166

RPM Mortgage serves homeowners throughout Fremont and the surrounding communities. The branch manager is Darlene Crane, who has over 30 years of experience processing refinancing loans for her clients. Ms. Crane specializes in finding the right type of loan for her clients and their circumstances. These include loans that conform to the financing limits set by the FHFA, as well as jumbo loans for clients whose needs exceed the set limits. FHA, VA, and USDA loans can also be arranged. Applications can be started online on the company's website or through its Home On Time app for Android and iOS.

30 W Neal St Ste 105, Pleasanton, CA 94566
Pleasanton, CA 94566

Website(925) 699-4377

Show Number
3340 Walnut Avenue, Fremont, CA 94538
Fremont, CA 94538
Instagram

TransGlobal Lending - Fremont is a mortgage refinancing company that serves Fremont and surrounding communities. The company's goal is to provide clients the highest quality home loans but with the lowest mortgage rates. This can be achieved through fixed-rate loans, reverse mortgages, and balloon mortgages and pledge asset loans. Aside from this, the company also offers condominium loans, USDA loans, and conventional loans. The Fremont office was established in 1994, while the parent company has more than 30 years of experience in the field of financial planning and management.

3340 Walnut Avenue, Fremont, CA 94538
Fremont, CA 94538

InstagramWebsite(650) 430-7299

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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