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Best Mortgage Refinance Companies in Fremont
2021

We scored 129 Mortgage Refinance Companies in Fremont, CA and Picked the Top 8

Here are the Picks:

1st United Credit Union

Axel Real Estate and Home Loans

Cal Coast Financial Corp

Cal State Realty & Mortgage

Nationwide Residential Lending

Providential Mortgage

RPM Mortgage

Vintage Home Loans

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Fremont Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 129 80 8

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

1st United Credit Union

1st United Credit Union is a financial institution offering home mortgage refinance in Fremont. The company helps its customers to achieve their financial goals, with several mortgage products and a large team of loan specialists. Applications can be quickly and easily submitted through its website. 1st United Credit Union issues home equity financing for customers preparing for a large purchase or expecting a change in their financial circumstances. Customers can withdraw up to 75% of their property value minus the balance of their first mortgage. Additionally, it provides fixed and adjustable-rate mortgages, VA loans, and FHA loans.

Click to Call

2710 Mowry Ave
Fremont, CA 94538

Website Instagram

(800) 649-0193 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 (Better)

Total Reviews:

78 (Best)

Score Consistency:

Consistent (Best)

Axel Real Estate and Home Loans

Axel Real Estate and Home Loans is a specialist company of mortgage refinance lenders in Fremont, managed by a husband-and-wife team with over 30 years of experience in processing and underwriting mortgages. The company can arrange a variety of loans to help with refinancing. There are various LTV options to support the refinancing of Fannie Mae loans for creditworthy borrowers. The company can also design adjustable programs and fixed-rate mortgages, as well as VA loans for service members, veterans, and their families. Jumbo loans can be arranged for clients who require refinancing solutions that exceed FHFA loan limits.

Click to Call

7100 Stevenson Blvd
Fremont, CA 94538

Website

(408) 350-7353 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Cal Coast Financial Corp

Cal Coast Financial Corp has been helping homeowners in the Fremont metro area find refinancing solutions for over 25 years. It specializes in arranging residential mortgages from a wide selection of lenders. The company concentrates on four key products to help its clients with refinancing. These are fixed-rate loans, which can be arranged in 5-year increments, over periods from 10 to 30 years. There's also adjustable-rate loans fixed for three, five, or seven years, and FHA loans for clients who have a qualifying credit score. Veterans, military personnel, and their families have access to VA loans.

Click to Call

5960 Stoneridge Dr Ste 100
Pleasanton, CA 94588

Website Instagram

(510) 683-9850 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

Cal State Realty & Mortgage

Cal State Realty & Mortgage can arrange home mortgage refinance in Fremont and throughout Northern California, from Sacramento to the Bay Area and Central Valley. Mahesh Gupta is the broker and he has over six years of experience arranging refinancing for homeowners, backed up by 40+ years in real estate and property management. Mr. Gupta can offer assistance with FHA loans, and VA loans for current members of the military, veterans, and their families. The broker can also assist with jumbo loans that exceed the limits set by Fannie Mae and Freddie Mac.

Click to Call

4682 Macbeth Ave
Fremont, CA 94555

Website

(510) 473-7355 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Nationwide Residential Lending

Nationwide Residential Lending specializes exclusively in residential home loans. The company's agents are husband-and-wife team, Darla and Don Harman, who combined, have many years of experience arranging refinancing loans for clients throughout Fremont's metro area. They can help arrange jumbo loans for clients who need to borrow more than standard loan limits and assist veterans, members of the military, and their families with VA loans. The company can also tailor fixed-rate mortgages over 15 and 30 year periods, and adjustable-rate mortgages up to 10 years, as well as first-time buyer loans.

Click to Call

8167 Regency Dr
Pleasanton, CA 94588

Website

(925) 462-0657 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Providential Mortgage

Providential Mortgage is a mortgage refinance company in Fremont. The company specializes in arranging all types of loans to help with refinancing for homeowners. It doesn't provide the mortgage, working instead with various banks to help their client find the refinancing plan that suits their budget and needs. The bank pays the company for their services. An initial document review begins the application process. Clients need to provide W2s, pay stubs, tax returns, and bank statements to help the loan officers tailor mortgage refinancing plans. Underwriters review the documents and, if approved, clear the mortgage to close.

Click to Call

42808 Christy St Ste 226
Fremont, CA 94538

Website

(877) 855-7334 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

244 (Best)

Score Consistency:

Consistent (Best)

RPM Mortgage

RPM Mortgage serves homeowners throughout Fremont and the surrounding communities. The branch manager is Darlene Crane, who has over 30 years of experience processing refinancing loans for her clients. Ms. Crane specializes in finding the right type of loan for her clients and their circumstances. These include loans that conform to the financing limits set by the FHFA, as well as jumbo loans for clients whose needs exceed the set limits. FHA, VA, and USDA loans can also be arranged. Applications can be started online on the company's website or through its Home On Time app for Android and iOS.

Click to Call

30 W Neal St Ste 105
Pleasanton, CA 94566

Website

(925) 699-4377 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

Vintage Home Loans

Vintage Home Loans works with a variety of lenders in the industry to find the best mortgage refinancing loan for its clients. The company operates from the San Francisco Bay Area. It specializes in conventional loans as well as FHA loans, VA loans for military personnel and their families, and USDA loans for clients who reside in rural areas. The company's website provides a handy prequalification calculator to help potential clients understand how much they may be able to borrow. Vintage Home Loans can also arrange fixed-rate and adjustable-rate refinancing loans.

Click to Call

344 Division St Ste 100 Vintage Mortgage Group
Pleasanton, CA 94566

Website

(925) 453-2444 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

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