Close
Get Listed
 
Laurels

Best Mortgage Refinance Companies in Fremont
2021

We scored 136 Mortgage Refinance Companies in Fremont, CA and Picked the Top 15

Here are the Picks:

1st United Credit Union

Associated Mortgage Group

Axel Real Estate and Home Loans

Cal Coast Financial Corp

Cal State Realty & Mortgage

First Rate Mortgage

George L. Duarte - Horizon Financial Associates

Inizio

M. Raimova Mortgage Refinance Newark

Nationwide Residential Lending

Providential Mortgage

RPM Mortgage

Stearns Home Loans - Fremont, CA

US Bank

Vintage Home Loans

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Fremont Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 136 87 15

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

1st United Credit Union

1st United Credit Union is a financial institution offering home mortgage refinance in Fremont. The company helps its customers to achieve their financial goals, with several mortgage products and a large team of loan specialists. Applications can be quickly and easily submitted through its website. 1st United Credit Union issues home equity financing for customers preparing for a large purchase or expecting a change in their financial circumstances. Customers can withdraw up to 75% of their property value minus the balance of their first mortgage. Additionally, it provides fixed and adjustable-rate mortgages, VA loans, and FHA loans.

Click to Call

2710 Mowry Ave
Fremont, CA 94538

Website Instagram

(800) 649-0193 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.9 / 5 (Good)

Total Reviews:

104 (Best)

Score Consistency:

Consistent (Best)

Associated Mortgage Group

Fremont-based Associated Mortgage Group offers professional support for clients who need assistance in various mortgage loan issues. The firm provides advisory support in refinancing outstanding loans—like those that involve property types such as single-family, townhouse, multi-family, and condominium. Associated Mortgage Group's refinancing services also cover matters related to the Home Affordable Refinance Program, which entails refinancing without the need for mortgage insurance payments. Other loans in the firm's portfolio include high-value loans, Federal Housing Authority loans, and mortgage loans for American veterans.

Click to Call

39180 Liberty St
Fremont, CA 94538-1512

Website

(800) 503-7334 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Axel Real Estate and Home Loans

Axel Real Estate and Home Loans is a specialist company of mortgage refinance lenders in Fremont, managed by a husband-and-wife team with over 30 years of experience in processing and underwriting mortgages. The company can arrange a variety of loans to help with refinancing. There are various LTV options to support the refinancing of Fannie Mae loans for creditworthy borrowers. The company can also design adjustable programs and fixed-rate mortgages, as well as VA loans for service members, veterans, and their families. Jumbo loans can be arranged for clients who require refinancing solutions that exceed FHFA loan limits.

Click to Call

7100 Stevenson Blvd
Fremont, CA 94538

Website

(408) 350-7353 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

Cal Coast Financial Corp

Cal Coast Financial Corp has been helping homeowners in the Fremont metro area find refinancing solutions for over 25 years. It specializes in arranging residential mortgages from a wide selection of lenders. The company concentrates on four key products to help its clients with refinancing. These are fixed-rate loans, which can be arranged in 5-year increments, over periods from 10 to 30 years. There's also adjustable-rate loans fixed for three, five, or seven years, and FHA loans for clients who have a qualifying credit score. Veterans, military personnel, and their families have access to VA loans.

Click to Call

5960 Stoneridge Dr Ste 100
Pleasanton, CA 94588

Website Instagram

(510) 683-9850 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.2 / 5 (Better)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

Cal State Realty & Mortgage

Cal State Realty & Mortgage can arrange home mortgage refinance in Fremont and throughout Northern California, from Sacramento to the Bay Area and Central Valley. Mahesh Gupta is the broker and he has over six years of experience arranging refinancing for homeowners, backed up by 40+ years in real estate and property management. Mr. Gupta can offer assistance with FHA loans, and VA loans for current members of the military, veterans, and their families. The broker can also assist with jumbo loans that exceed the limits set by Fannie Mae and Freddie Mac.

Click to Call

4682 Macbeth Ave
Fremont, CA 94555

Website

(510) 473-7355 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

First Rate Mortgage

First Rate Mortgage offers loan and refinancing solutions to current and potential homeowners in Fremont. It assists in matching clients to a home loan program that best suits their financial needs, such as lowering their interest rate, changing to a longer or shorter mortgage term, or obtaining a fixed-rate. With close to three decades of experience in real estate loan and refinancing, First Rate founder and president Robert Manseau offers the firm's counsel on what factors clients need to evaluate when considering a loan, including the length of stay in a home, moving plans, and reasons for considering refinancing.

Click to Call

3100 Mowry Ave
Fremont, CA 94538-1509

Website

(510) 793-7283 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

George L. Duarte - Horizon Financial Associates

Horizon Financial Associates is a mortgage broker firm that offers residential loan solutions to clients in Fremont. Owner George Duarte offers his firm's expertise in matching the needs of current and potential homeowners with loan programs, which include fixed-rate or flexible mortgages, VA loans, and balloon mortgages, as well as stated income, first-time buyers, and imperfect credit programs. Horizon Financial also counsels clients with home appraisals and their relevance to the lending process, as well as with what documents clients need to prepare for their assessment and loan application.

Click to Call

39680 Mission Blvd
Fremont, CA 94539

Website

(510) 377-9059 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

Inizio

Inizio is a mortgage refinance company that helps borrowers in Fremont secure a loan. It assists clients who would like to purchase a new home or refinance a property. The company has different types of loan programs to suit the needs of clients. It offers FHA home loans, a Federal Housing Administration-insured mortgage that allows borrowers to get low rates with minimal outright payment. Another loan offered is the VA loan, which benefits military veterans and which requires no downpayment and has minimal interest rates.

Click to Call

39899 Balentine Dr 200
Newark, CA 94560

Website

(510) 453-6888 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

M. Raimova Mortgage Refinance Newark

M. Raimova Mortgage Refinance Newark is a mortgage lending company serving throughout Fremont and the surrounding regions. The company's team of professionals provides mortgage refinance services to cut monthly payments, replace current home loans, reduce the interest rate, switch from adjustable-rate to fixed-rate loans, pay off loans faster, and remove FHA mortgage insurance. They offer federal housing association or FHA, Department of Veterans Affairs or VA, and jumbo loan mortgages.

Click to Call

39675 Cedar Blvd
Newark, CA 94560

Website

(510) 281-3844 Website

Nationwide Residential Lending

Nationwide Residential Lending specializes exclusively in residential home loans. The company's agents are husband-and-wife team, Darla and Don Harman, who combined, have many years of experience arranging refinancing loans for clients throughout Fremont's metro area. They can help arrange jumbo loans for clients who need to borrow more than standard loan limits and assist veterans, members of the military, and their families with VA loans. The company can also tailor fixed-rate mortgages over 15 and 30 year periods, and adjustable-rate mortgages up to 10 years, as well as first-time buyer loans.

Click to Call

8167 Regency Dr
Pleasanton, CA 94588

Website

(925) 462-0657 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

Providential Mortgage

Providential Mortgage is a mortgage refinance company in Fremont. The company specializes in arranging all types of loans to help with refinancing for homeowners. It doesn't provide the mortgage, working instead with various banks to help their client find the refinancing plan that suits their budget and needs. The bank pays the company for their services. An initial document review begins the application process. Clients need to provide W2s, pay stubs, tax returns, and bank statements to help the loan officers tailor mortgage refinancing plans. Underwriters review the documents and, if approved, clear the mortgage to close.

Click to Call

42808 Christy St Ste 226
Fremont, CA 94538

Website

(877) 855-7334 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

293 (Best)

Score Consistency:

Consistent (Best)

RPM Mortgage

RPM Mortgage serves homeowners throughout Fremont and the surrounding communities. The branch manager is Darlene Crane, who has over 30 years of experience processing refinancing loans for her clients. Ms. Crane specializes in finding the right type of loan for her clients and their circumstances. These include loans that conform to the financing limits set by the FHFA, as well as jumbo loans for clients whose needs exceed the set limits. FHA, VA, and USDA loans can also be arranged. Applications can be started online on the company's website or through its Home On Time app for Android and iOS.

Click to Call

30 W Neal St Ste 105
Pleasanton, CA 94566

Website

(925) 699-4377 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 (Best)

Total Reviews:

12 (Better)

Score Consistency:

Consistent (Best)

Stearns Home Loans - Fremont, CA

Stearns Home Loans - Fremont, CA is a mortgage refinance company that offers a wide range of home loan services. This Fremont-based company works with first-time homebuyers and experienced buyers. Home loan options available are conventional, FHA, VA, USDA, adjustable-rate mortgages, and jumbo mortgage loans. Mortgage professionals also provide refinancing options to help lower monthly payments and reduce loan terms. Stearns Home Loans - Fremont, CA also has a renovation loan that funds minor updates or renovations that include kitchen remodeling, window installations, and plumbing repairs.

Click to Call

39420 Liberty Street
Fremont, CA 94538

Website Instagram

(855) 839-6487 Website

US Bank

US Bank has branches in Fremont serving homeowners who need to refinance their mortgages. The bank has mortgage refinancing options that can help homeowners change their loan terms, lower their monthly payments, or reduce their interest rates. US Bank offers traditional refinancing, cash-out refinancing, and smart financing. Homeowners can prequalify for any of these options and apply for refinancing online for their convenience. The Ethisphere Institute has recently awarded the bank as one of the World's Most Ethical Companies of 2021.

Click to Call

Fremont, CA

Website Instagram

(800) 473-6372 Website

Vintage Home Loans

Vintage Home Loans works with a variety of lenders in the industry to find the best purchase and refinance mortgage loans for its clients. The company operates from the San Francisco Bay Area. It specializes in conventional loans as well as FHA loans, VA loans for military personnel and their families, and USDA loans for clients who reside in rural areas. The company's website provides a handy prequalification calculator to help potential clients understand how much they may be able to borrow. Vintage Home Loans can also arrange fixed-rate and adjustable-rate refinancing loans.

Click to Call

344 Division St Ste 100 Vintage Mortgage Group
Pleasanton, CA 94566

Website

(925) 453-2444 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

25 (Best)

Score Consistency:

Consistent (Best)

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Mortgage Refinance Companies near you