Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Fremont

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fremont Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4369Reviewed

2623Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
39899 Balentine Dr Suite 200, Newark, CA 94560
  • Policy Bundle Discount

Why choose this provider?

N&T Insurance Solutions offers pet indemnity options for animal lovers in Fremont. The company has products that cover the treatment and care of furry friends in the event of unforeseen harm or illness. Additional personal and non-life policies covering weddings, business assets, workers' compensation claims, and residential properties are also available. N&T Insurance Solutions is an independent agency that provides plans from over 50 companies. Its agents review existing contracts and recommend improved choices to fit a client’s changing needs.

License Verified:

License: 0M85590

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (27)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
34245 Fremont Blvd, Fremont, CA 94555
  • Life Insurance
  • Health Insurance

Why choose this provider?

Christina Zeng is an insurance agent at State Farm who represents both business owners and families in and around the Fremont area. She offers a wide variety of insurance policies, such as pet, commercial vehicle, personal liability umbrella, life, business, and homeowners' insurance. Zeng has been active in the insurance industry since 2006. She caters to foreign customers and fluently speaks Cantonese, Mandarin, and Taiwanese. She also helps policy buyers with home refinance and paycheck protection.

License Verified:

License: 0F37982

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39899 Balentine Drive, Suite 120, Newark, CA 94560
  • Policy Bundle Discount

Why choose this provider?

Gene L Daniels is an insurance professional affiliated with State Farm. He caters to individuals, families, and businesses in the Fremont metro and the surrounding communities. He offers pet insurance policies, which pay for allergy, cancer, and heart disease treatments. These products also cover breed-specific conditions and injuries, such as bite wounds and broken bones. Daniels provides auto, health, homeowners', life, liability umbrella, and workers' compensation insurance products. He holds the Chartered Financial Consultant and the Chartered Life Underwriter designations.

License Verified:

License: 0D62442

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
46921 Warm Springs Blvd Ste 102, Fremont, CA 94539
  • Policy Bundle Discount

Why choose this provider?

Sofia Poni provides pet insurance to clients in Fremont and its neighboring areas. She is a local Farmers Insurance agent who provides coverage for veterinary costs, including treatments for infections and injuries. Poni carries plans provided by Pets Best Insurance Services, which reimburse a maximum of 90% of pet treatment expenses. The firm offers customized and flexible routine care, accident, and disease coverage. Poni has more than nine years of industry experience.

License Verified:

License: 0K43974

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Which animals can you insure in your pet insurance plan in Fremont?

    Dogs, cats, horses, rabbits, birds, and guinea pigs are just a few of the pets you can insure in Fremont. You can tailor your pet's coverage in a pet insurance policy. You can buy a policy that only covers illnesses and accidents, or you can add preventative or wellness care as an add-on.

  • Can a pet insurance policy in Fremont be canceled in the event of a pet's demise?

    Yes, if your pet dies, you have the option in Fremont of canceling your insurance policy. You should contact your insurance provider, who may be willing to waive any cancellation fees. It is possible that the insurance company will require you to submit a copy of your pet's death certificate as proof that they have died.

  • Can you receive a refund for canceling a pet insurance policy in Fremont?

    It depends. If you cancel your Fremont pet insurance policy within the first 30 days and no claims are filed, you may be eligible for a full refund. However, if you cancel the policy after 30 days with no claims, you may be eligible for a partial refund. However, if you filed any claims prior to cancellation, you may be able to pay your premiums for the remainder of the insurance period.

  • In Fremont, which pre-existing conditions are classified as curable or incurable in a pet insurance policy?

    In Fremont, insurers consider a pre-existing condition curable if it is transient and the symptoms can be treated for a full year after the last episode. Respiratory infections, gastrointestinal disorders, and bladder infections are examples of these. Meanwhile, insurers define incurable conditions as those that cannot be treated, reoccur frequently, or are chronic. Cancer, arthritis, diabetes, and asthma are examples of such diseases. If the pet is diagnosed or becomes symptomatic before the end of the waiting period, it will be denied coverage.

  • Is it possible to contest a medical history review in Fremont?

    Yes, you can file an appeal in Fremont if you believe the evaluation of your pet's veterinary records is incorrect. You should respond to the medical history review email so that the claims adjuster can provide additional information if you wish to contest their assessment of your pet's medical record history.