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Best Life Insurance Companies in Fremont

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Aman Kashyap - State Farm Insurance Agent logo
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Aman Kashyap - State Farm Insurance Agent

3900 Union Street, Fremont, CA 94538
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Business Description

Aman Kashyap, State Farm Insurance Agent, is an agency that sells health insurance coverage in Fremont. Its agents help clients to apply for health insurance with State Farm and advise them on the kinds of policies available and their options based on their health circumstances. Aman Kashyap, State Farm Insurance Agent, also sells life insurance policies and can help clients to purchase adequate coverage for themselves and for their loved ones. Auto and homeowners insurance policies are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bay Hill Insurance Agency logo
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Bay Hill Insurance Agency

3780 Peralta Blvd A, Fremont, CA 94536-3711
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Business Description

Bay Hill Insurance Agency addresses insurance-related matters in Fremont and nearby areas. The company covers personal, commercial, and health insurance. For the past 10 years, the agency has been providing auto, motorcycle, boat, home, or life insurance to clients. The team also extends support to small businesses that need commercial insurance. Commercial agents are required to undergo business insurance and risk assessment training. Other services offered by Bay Hill Insurance Agency are DMV registration and renewal of auto stickers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bedrosian & Associates logo
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License Verified:

License: 0K07568

California Department of Insurance

Bedrosian & Associates

39 Main Street, Belvedere Tiburon, CA 94920
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  • Life Insurance
  • Health Insurance

Business Description

Serving Fremont, Bedrosian & Associates provides a range of insurance services to residents and businesses in the metro. It offers term and permanent life insurance, whole life and universal life insurance, and survivorship life insurance. The company also provides health insurance, disability insurance, and long-term care insurance. Other service options include employee benefits, risk management, HR and compliance, 401(k) plans, and even wellness programs. Ron Bedrosian, the business’ founding principal, has been in the insurance industry for almost 50 years.

License Verified:

License: 0K07568

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
BLV Insurance Services logo
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BLV Insurance Services

39812 Mission Boulevard, Fremont, CA 94539
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Business Description

For over 40 years, BLV Insurance Services has been providing clients in and around Fremont and the San Francisco Bay Area with their insurance needs. From individuals and families to small business groups, this family-owned insurance agency has served numerous customers throughout the years. The company's team offers clients dental, health, and travel insurance, as well as Medicare supplement insurance. Among the insurance companies the company partners with are Anthem BlueCross, Blue California, Delta Dental, and Kaiser Permanente.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
CB Acker Associates logo
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CB Acker Associates

501 Seaport Ct Ste 101, Redwood City, CA 94063
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Business Description

CB Acker Associates works with Fremont clients in need of life and health insurance products. Founder Chris Acker has more than 35 years of experience in the insurance industry. The agency offers both term life insurance and permanent, whole life insurance policies. In addition, it offers medical insurance for individuals and families. The agency's website features an online quote generator to help start the quote process. Some insurance carriers in CB Acker Associates' portfolio include Legal & General, Protective, AIG, Lincoln Financial Group, North American Company for Life and Health Insurance, and Transamerica. The agency has been featured on ABC, CBS, NBC, and Fox.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Desousa Financial logo
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License Verified:

License: 0490102

California Department of Insurance

Desousa Financial

39159 Paseo Padre Parkway, Suite 309, Fremont, CA 94538
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  • Life Insurance

Business Description

Desousa Financial provides investment products and services to individuals and families in the Fremont metro and the surrounding communities. It offers a selection of personal lines of insurance, including life, individual and group health, long-term care, and disability income policies. The company also deals with financial services, including money management, tax and retirement planning, profit-sharing, and money purchasing planning. Owner John de Sousa is a registered financial professional who has been in the industry for over 40 years.

License Verified:

License: 0490102

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
eHealth-Plans Inc. / Amazing Wealth Insurance Agency logo
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eHealth-Plans Inc. / Amazing Wealth Insurance Agency

42808 Christy St Ste 112, Fremont, CA 94538
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Business Description

Amazing Wealth Insurance Agency in Fremont, also doing business as eHealth-Plans Inc., offers insurance products from a network of trusted insurance carriers. Founded by Simon Chew, CIC, an agent with more than 30 years of experience in the insurance sector, Amazing Wealth Insurance Agency specializes in life and health insurance plans to meet the needs of its client base. Its personal lines include individual health insurance, Medicare supplement plans, Medicare Advantage plans, and whole life and term life insurance. Mr. Chew was recognized for four years running as an A-List Blue Agent for dedication to his clients, and he is a licensed broker for Blue Shield of California.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Detail
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Elite Financial Insurance Group logo
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License Verified:

License: 0B87630

California Department of Insurance

Elite Financial Insurance Group

3100 Mowry Avenue, Fremont, CA 94538
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  • Life Insurance

Business Description

Elite Financial Insurance Group is a professional insurance and wealth management company that serves residential and commercial clients in Fremont. The company offers several lines of insurance products and services, including business planning, life and disability coverage, full-service financial planning, and investment services. The company comprises a team of professionals who work together to provide clients with seamless and practical solutions that assist in achieving their financial objectives. Elite Financial Insurance Group is an affiliate of OneAmerica Financial Partners. 

License Verified:

License: 0B87630

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Golden Benchmark logo
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Golden Benchmark

4588 Peralta Boulevard, Fremont, CA 94536
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Business Description

Golden Benchmark is an insurance agency located in Fremont. With more than three decades of industry experience, this company offers insurance products for directors and officers, workers' compensation, properties, health, and professional liability needs. Its general liability coverage includes accidental and bodily injuries, lawsuits, and property damages, protecting businesses from the potential financial impact. Individual and group health insurance are also available. Golden Benchmark has served the insurance needs of different businesses, including Autumn Information Systems and Digital Loggers, Inc.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Green Peak Insurance Solutions, Inc. logo
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Green Peak Insurance Solutions, Inc.

38003 Mission Blvd, Fremont, CA 94536
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Business Description

Green Peak Insurance Solutions Inc. offers a full suite of insurance products, including both life and health insurance. Its life insurance offerings include whole life policies that build cash value and term life policies with fixed premiums. Individual health insurance is available along with additional benefits, including dental and vision coverage. Green Peak gives clients the ability to shop online from this health insurance company in Fremont to fulfill their needs and enroll in suitable plans from home. Other product offerings include homeowners and condo insurance, renters insurance, earthquake insurance, and auto/motorcycle insurance. In addition, the agency offers a lineup of business insurance products, from commercial auto to umbrella insurance and liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Larson Family Insurance logo
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License Verified:

License: 0L96000

California Department of Insurance

Larson Family Insurance

3860, 675 Ygnacio Valley Road, Walnut Creek, CA 94596
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  • Life Insurance

Business Description

Larson Family Insurance is an insurance company that serves clients throughout Fremont and the surrounding areas. This full-service brokerage offers many personal insurance products, including life and health insurance and personal umbrella insurance. This independent agency represents an extensive range of life insurance carriers to provide clients multiple options for insurance coverage. Company founder Roger Larson started the business in 2010. Today, the company is now comprised of a team of 13 insurance specialists.

License Verified:

License: 0L96000

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (37)
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MCIS Multichoice Insurance Services logo
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MCIS Multichoice Insurance Services

39510 Paseo Padre Pkwy Ste 240, Fremont, CA 94538
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Business Description

MCIS Multichoice Insurance Services is a life insurance company in Fremont. It primarily helps its customers find needed coverage from whole, universal, and term life policy options. In addition, this independent insurance agency assists customers in navigating state and federal health insurance exchange systems to find policies that suit their budgets and their needs. Plans for individuals and families are available, including medical insurance, short-term medical insurance, group medical policies, dental, and vision plans. This trusted agency also provides assistance with state-sponsored health insurance programs in California. Its customer service team offers help with claims, forms, cancellations, and policy corrections.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ninna Chugh logo
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License Verified:

License: 0F97309

California Department of Insurance

Ninna Chugh

3650 Thornton Ave, Thornton Plaza, Fremont, CA 94536
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  • Life Insurance
  • Health Insurance

Business Description

Ninna Chugh is a State Farm insurance agent serving the Fremont community. She offers term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes such as business continuation, employee benefits, and key employee incentives. In addition to 24-hour assistance in exploring different types of insurance coverage options, Chugh and her team communicate with clients in English, Tagalog, Indian, and Spanish.

License Verified:

License: 0F97309

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (86)
Facebook
4.7 / 5 (13)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Noori Insurance Agency Inc. logo
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Noori Insurance Agency Inc.

37371 Fremont Boulevard, Fremont, CA 94536
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Business Description

Noori Insurance Agency Inc. is an insurance company that has been providing residents and business owners of Fremont with quality financial planning solutions since 1995. The company offers an assortment of insurance packages, including auto, life, commercial, business, annuity, and long-term care. It also provides personalized and customized insurance coverage tailored to the unique needs and circumstances of each client. Noori Insurance Agency represents an impressive roster of clientele which includes TRANSAMERICA and Voya Financial.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rexie Tagayuna logo
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License Verified:

License: 0F20511

California Department of Insurance

Rexie Tagayuna

38970 Blacow Road Suite A, Fremont, CA 94536
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  • Life Insurance
  • Health Insurance

Business Description

Rexie Tagayuna is a State Farm insurance agent serving Fremont and surrounding communities. For more than 20 years, she has been providing term, whole, and universal life insurance coverage options to individuals who want to financially secure their future. The policies are also available for small businesses for different purposes, such as business continuation, employee benefits, and key employee incentives. Rexie Tagayuna's office also serves as a notary public. Services are available in English, Tagalog, and Ilocano.

License Verified:

License: 0F20511

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (47)
Facebook
5.0 / 5 (14)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TWFG Insurance Services logo
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TWFG Insurance Services

39812 Mission Blvd Ste 101, Fremont, CA 94539
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Business Description

TWFG Insurance Services, a life insurance company in Fremont, helps its customers find the best possible coverage to meet their objectives, whether protecting an asset or preparing for retirement. This team of licensed independent insurance agents have access to top insurance carriers, making it easy to compare the available policies for each client to determine coverage options. In addition to life insurance, the agency's dedicated brokers can help customers find policies for auto, home, renters, business, yacht, antique car, and commercial restaurant needs, among others. The agency was dubbed a 2016 Best of Fremont Winner. A short form on the agency's website starts the quote process.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wai Cheng Insurance Agency logo
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Wai Cheng Insurance Agency

39668 Cedar Boulevard, Newark, CA 94560
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Business Description

Wai Cheng Insurance Agency is an independent insurance agency serving in Fremont with a wide variety of insurance policies. The company's agents help its clients find the right insurance policy for houses, condos, and automobiles at competitive rates. They also help clients combine several policies to create a unique insurance package that suits their needs. Wai Cheng Insurance Agency is partnered with several insurance carriers including DB Insurance, American Modern, Tokio Marine America, BlueCross BlueShield, and CSE Insurance Group.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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