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Best Local Car Insurance Agencies in Fremont

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Brightway, The Aguilar Agency logo
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Brightway, The Aguilar Agency

648 El Camino Real Ste K, Redwood City, CA 94063
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Business Description

Brightway Insurance, The Aguilar Agency is located in Redwood City, and serves clients in surrounding areas, including, Fremont. The Aguilar Agency is partnered with top-rated insurance carriers and have access to over 70 insurance companies, such as Travelers, Nationwide and Progressive; all of which cover auto, trucks, motorcycles, RV's and boats. The Aguilar's team primary focus is to ensure their customers understand their coverages/limits to make an educated decision when selecting an insurance company. With their amount of carriers, the Aguilars are able to offer other options like rental, umbrella, life, commercial, and home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Christina Zeng logo
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License Verified:

License: 0F37982

California Department of Insurance

Christina Zeng

34245 Fremont Blvd, Fremont, CA 94555
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  • Bundling Option

Business Description

Christina Zeng is an insurance agent who caters to clients' needs in the Fremont metro. She offers a wide array of insurance products for cars, commercial vehicles, motorcycles, RVs, properties, and homes. Christina also provides health, life, pet, and business policies. In addition, she assists with matters such as banking, personal liability umbrella, paycheck protection, and home refinance. Her State Farm agency has team members fluent in Taiwanese, Cantonese, and Mandarin.

License Verified:

License: 0F37982

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (35)
Yelp
4.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Creative Element Insurance Solutions logo
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Creative Element Insurance Solutions

4695 Chabot Dr Ste 200, Pleasanton, CA 94588
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Business Description

Fremont-based Creative Element Insurance Solutions LLC is an insurance company that has been serving the San Francisco Bay area since 2016. The independently owned insurance company handles auto insurance policies and has access to over 40 national and regional insurance carriers. Its customer service representatives are dedicated to explaining auto insurance coverage and helping customers make informed decisions based on their personal driving records. Creative Element Insurance Solutions LLC also offers motorcycle, homeowners, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
DHW Insurance Brokers logo
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DHW Insurance Brokers

155 Bovet Rd Ste 515, San Mateo, CA 94402
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Business Description

DHW Insurance Brokers is a San Mateo-based independent agency serving personal and business clients in the metro area of Freemont, California, for over 50 years. The agency arranges auto insurance for its personal clients, scouring the polices of its insurance partners to find one that fits their client's coverage needs and budget. This can include liability, collision, and comprehensive insurance, and could include additional requirements made by the lending company if the client is financing the car.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Eddie Huang Insurance Agency logo
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License Verified:

License: 0B10831

California Department of Insurance

Eddie Huang Insurance Agency

39675 Cedar Blvd. #190, Newark, CA 94560
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  • Multiple Carriers
  • Bundling Option

Business Description

Eddie Huang Insurance Agency caters to individuals, families, and businesses in the Fremont metro and the surrounding areas. It helps clients stay protected on the road by offering auto insurance policy options, including bodily injury and property damage, collision, comprehensive, and uninsured and underinsured motorist coverage. Also included in its line of products are home, liability, life, and renters' insurance plans. The firm represents various companies, such as American Home Shield, Bristol West Insurance Group, Farmers Insurance, and Foremost Insurance Group.

License Verified:

License: 0B10831

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Global Pro Insurance Services logo
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Global Pro Insurance Services

4455 Stoneridge Dr, Pleasanton, CA 94588
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Business Description

Global Pro Insurance Services is an insurance broker in Pleasanton, California, that has provided the Bay Area with auto insurance and other insurance products since 1992. GPI's auto policies cover accidents with uninsured motorists and provide emergency roadside assistance. The company also offers other commercial and personal insurance products as well as financial and human resources services. Global Pro Insurance Services represents Amtrust Financial, Berkshire Hathaway Guard, The Hartford, Zenith, and other companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jin Insurance Services logo
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License Verified:

License: 0B33472

California Department of Insurance

Jin Insurance Services

​39812 Mission Blvd. #205, Fremont, CA 94539
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  • Bundling Option

Business Description

Jessie Jin of Jin Insurance Services is a local independent agent who serves clients in Fremont. She assists car owners in obtaining policies that provide financial protection in case of accidents. She also offers a wide variety of products such as health, home, life, specialty, and travel insurance. In addition to personal lines, she provides policies for different types of businesses, which include apartments, offices, restaurants, and retail stores. Jessie carries over 17 years of experience in the insurance industry.

License Verified:

License: 0B33472

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JSW Insurance logo
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JSW Insurance

7567 Amador Valley Blvd Ste 211, Dublin, CA 94568
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Business Description

Located in Dublin, California, independent insurance agency JSW Insurance has more than five decades of experience serving clients throughout the Fremont metro area. Car, truck, and motorcycle owners can obtain auto insurance policies designed to meet their needs without exceeding their budgets. Liability, uninsured motorist, property damage, and comprehensive coverage are included in the agency's most robust policies. By partnering with a wide array of national carriers, JSW Insurance can offer coverage to clients of all ages and driving records.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (64)
Facebook
4.7 / 5 (7)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelvin Thomas logo
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License Verified:

License: 6004238

California Department of Insurance

Kelvin Thomas

3100 Capitol Ave, Suite F, Fremont, CA 94538
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Business Description

Kelvin Thomas Insurance Agency Inc. serves Fremont and its surrounding areas. Led by Kelvin Thomas, the company offers State Farm's auto insurance programs to clients. He focuses on providing auto insurance covering motorcycles. He also handles other insurance options, such as health, life, business, property, pet, and homeowners' coverage. The team comprises members who are fluent in English, Hindi, Spanish, and Malayalam. In addition, the business has been in association with State Farm for more than 30 years.

License Verified:

License: 6004238

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (45)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
N&T Insurance Solutions logo
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N&T Insurance Solutions

39899 Balentine Dr Ste 200, Newark, CA 94560
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Business Description

N&T Insurance Solutions, located in Newark, California, offers auto insurance solutions for motorists living in and around the greater Fremont area. Its licensed agents listen to the needs of each driver, educate drivers on available coverage, and make recommendations about protection options such as bodily injury and liability, comprehensive, collision, and medical payments coverage. Through its network of partner insurance carriers, it compares rates and coverage to help drivers customize an auto insurance policy that fully meets their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Onstad's Insurance Agency logo
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Onstad's Insurance Agency

3130 Crow Canyon Pl Ste 250, San Ramon, CA 94583
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Business Description

Onstad's Insurance Agency has been serving California and the San Ramon Bay Area since 1926 as an independently owned and family operated provider of Personal and Commercial insurance products. This agency offers a variety of auto insurance products for drivers, ranging from Elite to Standard.  Its personal insurance packages cover standard liabilities and clients can also purchase physical damage coverage like comprehensive, collision, GAP, loss of use and more.  Policies are available for a range a vehicles from value class to luxury and exotic automobiles, as well as watercraft, motorcycles, and recreational vehicles.  Onstad’s Insurance Agency will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.  

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (23)
Facebook
4.7 / 5 (13)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rich Storelee logo
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License Verified:

License: 0595470

California Department of Insurance

Rich Storelee

43195 Mission Blvd, Ste B2, Fremont, CA 94539
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  • Multiple Carriers

Business Description

Rich Storelee operates a State Farm insurance agency that serves clients in Fremont and the neighboring communities. He offers car insurance policies that protect individuals against financial losses in the event of an accident, theft, or disaster. Rich also provides life, health, business, property, and home insurance products. He and his team aim to deliver customized insurance services by establishing personal relationships with clients, which allows them to understand their lives, financial conditions, concerns, and objectives.

License Verified:

License: 0595470

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (15)
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
TWFG Insurance Services logo
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TWFG Insurance Services

15 41st Ave, San Mateo, CA 94403
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Business Description

TWFG Insurance Services was founded in 2010 by Noel Sanchez and has offices in San Mateo, California. It offers auto insurance services for motorists in Fremont and the surrounding area, with coverage for cars, motorcycles, trucks, recreational vehicles, and high-value vehicles such as limousines. Policies cover vehicle damage, personal medical bills, incidents involving uninsured motorists, and liability for injuries or damages. Customers can set their own excess payments and coverage levels for each part of their policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Virginia Tam logo
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License Verified:

License: 0769335

California Department of Insurance

Virginia Tam

833 Corporate Way, Fremont, CA 94539
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  • Bundling Option

Business Description

Virginia Tam is a local agent for Farmers Insurance who serves Fremont individuals, families, and business owners. She has been in the industry for more than two decades, setting up clients with auto insurance policies that provide protection against significant financial loss through liability, collision, and comprehensive coverages. Virginia also assists with additional premiums for items or situations not covered by the insurance, including towing and roadside service, rental car reimbursement, and customized equipment.

License Verified:

License: 0769335

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
4.0 / 5 (10)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
WHINS insurance agency logo
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WHINS insurance agency

300 Hamilton Ave # 1002, Palo Alto, CA 94301
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Business Description

WHINS Insurance Agency is located in Palo Alto, California and offers auto insurance policies to residents of Fremont and throughout the entire state. It has additional locations in Encino, San Diego, Fresno, Clovis, and Honolulu. Auto insurance is available to drivers of all types of vehicles and experience levels. The company is dedicated to shopping around to find a suitable policy for each client at an affordable price. WHINS Insurance Agency also offers a range of other types of insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (110)
Google
5.0 / 5 (45)
Facebook
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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