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Best Local Car Insurance Agencies in Fremont

2024

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Providers

Last updated:

Website
155 Bovet Rd Ste 515, San Mateo, CA 94402

Why choose this provider?

DHW Insurance Brokers is a San Mateo-based independent agency serving personal and business clients in the metro area of Freemont, California, for over 50 years. The agency arranges auto insurance for its personal clients, scouring the polices of its insurance partners to find one that fits their client's coverage needs and budget. This can include liability, collision, and comprehensive insurance, and could include additional requirements made by the lending company if the client is financing the car.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7567 Amador Valley Blvd Ste 211, Dublin, CA 94568

Why choose this provider?

Located in Dublin, California, independent insurance agency JSW Insurance has more than five decades of experience serving clients throughout the Fremont metro area. Car, truck, and motorcycle owners can obtain auto insurance policies designed to meet their needs without exceeding their budgets. Liability, uninsured motorist, property damage, and comprehensive coverage are included in the agency's most robust policies. By partnering with a wide array of national carriers, JSW Insurance can offer coverage to clients of all ages and driving records.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
833 Corporate Way, Fremont, CA 94539
  • Bundling Option

Why choose this provider?

Virginia Tam is a local agent for Farmers Insurance who serves Fremont individuals, families, and business owners. She has been in the industry for more than two decades, setting up clients with auto insurance policies that provide protection against significant financial loss through liability, collision, and comprehensive coverages. Virginia also assists with additional premiums for items or situations not covered by the insurance, including towing and roadside service, rental car reimbursement, and customized equipment.

License Verified:

License: 0769335

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.0 / 5 (10)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
34245 Fremont Blvd, Fremont, CA 94555
  • Bundling Option

Why choose this provider?

Christina Zeng is an insurance agent who caters to clients' needs in the Fremont metro. She offers a wide array of insurance products for cars, commercial vehicles, motorcycles, RVs, properties, and homes. Christina also provides health, life, pet, and business policies. In addition, she assists with matters such as banking, personal liability umbrella, paycheck protection, and home refinance. Her State Farm agency has team members fluent in Taiwanese, Cantonese, and Mandarin.

License Verified:

License: 0F37982

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (57)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5976 W Las Positas Blvd., Suite 116, Pleasanton, CA 94588
  • Bundling Option

Why choose this provider?

Inszone Insurance Services helps individuals and business owners in Fremont and its nearby areas. For over 20 years, the agency has been providing insurance policies for private cars, recreational vehicles, boats, motorcycles, and classic automobiles. These products offer legal and financial protection and cover loss wage payments and medical assistance. Its team of independent agents personalized car insurance programs by shopping and comparing coverages of multiple companies, including Liberty Mutual, Auto-Owners Insurance, and Berkshire Hathaway Guard. Inszone has offices in Utah, Illinois, and Texas.

License Verified:

License: 0F82764

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (105)
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3100 Capitol Ave, Suite F, Fremont, CA 94538

Why choose this provider?

Kelvin Thomas Insurance Agency Inc. serves Fremont and its surrounding areas. Led by Kelvin Thomas, the company offers State Farm's auto insurance programs to clients. He focuses on providing auto insurance covering motorcycles. He also handles other insurance options, such as health, life, business, property, pet, and homeowners' coverage. The team comprises members who are fluent in English, Hindi, Spanish, and Malayalam. In addition, the business has been in association with State Farm for more than 30 years.

License Verified:

License: 6004238

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (45)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39675 Cedar Blvd. #190, Newark, CA 94560
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Eddie Huang Insurance Agency caters to individuals, families, and businesses in the Fremont metro and the surrounding areas. It helps clients stay protected on the road by offering auto insurance policy options, including bodily injury and property damage, collision, comprehensive, and uninsured and underinsured motorist coverage. Also included in its line of products are home, liability, life, and renters' insurance plans. The firm represents various companies, such as American Home Shield, Bristol West Insurance Group, Farmers Insurance, and Foremost Insurance Group.

License Verified:

License: 0B10831

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4695 Chabot Dr Ste 200, Pleasanton, CA 94588

Why choose this provider?

Fremont-based Creative Element Insurance Solutions LLC is an insurance company that has been serving the San Francisco Bay area since 2016. The independently owned insurance company handles auto insurance policies and has access to over 40 national and regional insurance carriers. Its customer service representatives are dedicated to explaining auto insurance coverage and helping customers make informed decisions based on their personal driving records. Creative Element Insurance Solutions LLC also offers motorcycle, homeowners, and umbrella insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3130 Crow Canyon Pl Ste 250, San Ramon, CA 94583

Why choose this provider?

Onstad's Insurance Agency has been serving California and the San Ramon Bay Area since 1926 as an independently owned and family operated provider of Personal and Commercial insurance products. This agency offers a variety of auto insurance products for drivers, ranging from Elite to Standard.  Its personal insurance packages cover standard liabilities and clients can also purchase physical damage coverage like comprehensive, collision, GAP, loss of use and more.  Policies are available for a range a vehicles from value class to luxury and exotic automobiles, as well as watercraft, motorcycles, and recreational vehicles.  Onstad’s Insurance Agency will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs.  

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (58)
Facebook
4.8 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
​39812 Mission Blvd. #205, Fremont, CA 94539
  • Bundling Option

Why choose this provider?

Jessie Jin of Jin Insurance Services is a local independent agent who serves clients in Fremont. She assists car owners in obtaining policies that provide financial protection in case of accidents. She also offers a wide variety of products such as health, home, life, specialty, and travel insurance. In addition to personal lines, she provides policies for different types of businesses, which include apartments, offices, restaurants, and retail stores. Jessie carries over 17 years of experience in the insurance industry.

License Verified:

License: 0B33472

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
39899 Balentine Dr Ste 200, Newark, CA 94560

Why choose this provider?

N&T Insurance Solutions, located in Newark, California, offers auto insurance solutions for motorists living in and around the greater Fremont area. Its licensed agents listen to the needs of each driver, educate drivers on available coverage, and make recommendations about protection options such as bodily injury and liability, comprehensive, collision, and medical payments coverage. Through its network of partner insurance carriers, it compares rates and coverage to help drivers customize an auto insurance policy that fully meets their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Google
5.0 / 5 (9)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
648 El Camino Real Ste K, Redwood City, CA 94063

Why choose this provider?

Brightway Insurance, The Aguilar Agency is located in Redwood City, and serves clients in surrounding areas, including, Fremont. The Aguilar Agency is partnered with top-rated insurance carriers and have access to over 70 insurance companies, such as Travelers, Nationwide and Progressive; all of which cover auto, trucks, motorcycles, RV's and boats. The Aguilar's team primary focus is to ensure their customers understand their coverages/limits to make an educated decision when selecting an insurance company. With their amount of carriers, the Aguilars are able to offer other options like rental, umbrella, life, commercial, and home insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
15 41st Ave, San Mateo, CA 94403

Why choose this provider?

TWFG Insurance Services was founded in 2010 by Noel Sanchez and has offices in San Mateo, California. It offers auto insurance services for motorists in Fremont and the surrounding area, with coverage for cars, motorcycles, trucks, recreational vehicles, and high-value vehicles such as limousines. Policies cover vehicle damage, personal medical bills, incidents involving uninsured motorists, and liability for injuries or damages. Customers can set their own excess payments and coverage levels for each part of their policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (5)
Facebook
5.0 / 5 (4)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
300 Hamilton Ave # 1002, Palo Alto, CA 94301

Why choose this provider?

WHINS Insurance Agency is located in Palo Alto, California and offers auto insurance policies to residents of Fremont and throughout the entire state. It has additional locations in Encino, San Diego, Fresno, Clovis, and Honolulu. Auto insurance is available to drivers of all types of vehicles and experience levels. The company is dedicated to shopping around to find a suitable policy for each client at an affordable price. WHINS Insurance Agency also offers a range of other types of insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (57)
Facebook
4.7 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43195 Mission Blvd, Ste B2, Fremont, CA 94539
  • Multiple Carriers

Why choose this provider?

Rich Storelee operates a State Farm insurance agency that serves clients in Fremont and the neighboring communities. He offers car insurance policies that protect individuals against financial losses in the event of an accident, theft, or disaster. Rich also provides life, health, business, property, and home insurance products. He and his team aim to deliver customized insurance services by establishing personal relationships with clients, which allows them to understand their lives, financial conditions, concerns, and objectives.

License Verified:

License: 0595470

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (18)
Facebook
4.2 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are there eligibility requirements for the California Low-Cost Auto Insurance Program in Fremont?

    Yes, consumers in Fremont can be eligible for the California Low-Cost Auto Insurance Program if they have:

    • Valid state-issued driver's license.
    • A vehicle with a value of $25,000 or less.
    • Income that meets the criteria.
    • Age of at least 16 years old.
    • Good driving record. To meet the criteria for a good driving record, consumers must not have any vehicle-related criminal convictions. They must not be involved in an at-fault accident with injuries or death within the last three years and must only be involved in one at-fault accident involving property damage within the same period.
  • Should you notify the DMV if you cancel a car insurance in Fremont?

    Yes, notify the DMV if you cancel your car insurance to prevent the suspension of your vehicle registration in Fremont. Complete the form, Affidavit of Non-Use (ANU) (REG 5090), and submit it online. You can also inform the DMV by calling 1-800-777-0133 or mailing the form to the address: DMV–Vehicle Insurance Program (VIP) Unit P.O. Box 997408 M/S N305, Sacramento, CA 95899-7408

  • Can a speeding ticket in Fremont affect your insurance rates?

    It depends on your insurer, the severity of the speeding violation, and your driving record. In general, the average full-coverage insurance rate for a Californian driver with a clean record is $144, while for one with a speeding ticket, it is $211. A first-time minor speeding ticket in Fremont may or may not likely affect your rates but if you have several accrued on your record, your rates may increase. Take note that a speeding ticket stays on your record for three years.

  • Can you purchase a pay-as-you-drive insurance in Fremont?

    Yes, according to the California Department of Insurance, pay-as-you-drive insurance in Fremont and throughout the state can be purchased from carriers such as Auto Club, Metromile Insurance Company, and National General Assurance. Such an insurance type can help consumers save some money because they will only be charged for each mile they drive their car. Generally, it has coverage options similar to that of standard policies: full or limited liability coverage.

  • Is it more expensive to insure an electric vehicle in Fremont?

    Currently, insurance for an electric vehicle is pricier than a standard one because the EV has higher retail and repair costs. On average, the nationwide full-coverage insurance rate for an EV is $2,014. However, the rate for an EV in Fremont may also depend on the make and model. For instance, full-coverage insurance for a Chevy Bolt is actually lower than the national average, while it is twice for a Tesla Model X.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

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