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Best Mortgage Refinance Companies in Pleasanton

Laurels
2023
Laurels

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Presto Home Loans logo
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License: 1499621

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Free consultation

Presto Home Loans

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Pleasanton, CA
  • Cash-out Refinance
  • Home Affordable Refinance Program
  • Reverse Mortgages
  • Refinance
  • Mortgage Refinance

Business Description

Presto Home Loans is a mortgage company that caters to individuals and families in Pleasanton. Its loan officers help clients take advantage of mortgage refinancing programs such as HARP and FHA/VA streamline. They also assist borrowers who need help with cash-out refinancing. Presto Home Loans is a residential mortgage company that specializes in jumbo, super jumbo, conforming, and niche mortgage products. It caters to a diverse clientele, ranging from first-time homebuyers and self-employed individuals to those with poor credit.

License Verified:

License: 1499621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (21)
Google
4.2 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Pleasanton, CA

Business Description

Need help contacting a Mortgage Refinance Company in Pleasanton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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A Good Lender logo
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License: 1692403

Nationwide Multistate Licensing System and Registry

A Good Lender

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4683 Chabot Drive Suite 280, Pleasanton, CA 94588
  • Reverse Mortgages
  • New Construction

Business Description

A Good Lender offers various financing solutions to residential and commercial clients in Pleasanton. The company carries mortgage programs to customers looking to refinance and purchase properties. These include conforming, jumbo, reverse, and veteran loans. It also provides lending options for borrowers investing in businesses, such as retail and manufacturing. A Good Lender strives to simplify customers' transactions through its online applications and mortgage calculators. One of its loan originators, Rodney Roloff, has been in the lending industry since 1986.

License Verified:

License: 1692403

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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American Mortgage Management logo
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License: 338668

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American Mortgage Management

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4695 Chabot Drive, #200, Pleasanton, CA 94588
  • Commercial Loans
  • Reverse Mortgages

Business Description

American Mortgage Management works to meet the refinancing needs of customers in Pleasanton through its products, investment tools, and loan options. The firm offers VA, FHA, USDA, and jumbo loans to startups, farmers, coffee shop owners, and graphic designers. Additionally, its mortgage options include interest-only and graduated payments and fixed-rate and adjustable-rate mortgages. The company has been serving the community since 2000. It comprises staff members who have more than 30 years of industry experience.

License Verified:

License: 338668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Cal Coast Financial Corp logo
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License: 810797

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Cal Coast Financial Corp

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5960 Stoneridge Dr. Ste.101, Pleasanton, CA 94588
  • New Construction

Business Description

Cal Coast Financial Corp is a Pleasanton-based firm that provides financial programs for local applicants. Its staff offers different refinancing programs that cover various term durations and deliver cash-outs to fund home improvements and pay off its clients' debts. Its loan officers carry out holistic appraisals of each prospective refinancer's credit score, property value, and overall assets as part of their application process. They also help people identify potential loaning opportunities that fit their goals, in line with local marketing trends and interest rates.

License Verified:

License: 810797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (27)
Facebook
4.6 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
CU HomeLand logo
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License: 1850

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CU HomeLand

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5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA 94588
  • Reverse Mortgages

Business Description

CU HomeLand has mortgage refinancing options to cater to home buyers and investors in Pleasanton. It offers USDA, VA, HARP, FHA, jumbo, and conventional loans. Its mortgage programs include Asset Inclusion, Investor Advantage, and renovation loans. Fixed-rate, adjustable-rate, interest-only, and graduated payment options are also available. CU HomeLand is part of the American Pacific Mortgage company. It has been supporting credit unions and community banks for over 20 years, helping members and clients in purchasing or refinancing homes.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Detail
––
Jason Brow logo
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License: 270050

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Jason Brow

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Pleasanton, CA
  • Reverse Mortgages

Business Description

Jason Brown is a loan officer who, together with his team, caters to the residents of Pleasanton and nearby areas. He provides refinancing services to help clients adjust their mortgage payment rates. Additionally, he enables individuals and families to purchase new homes by offering a variety of loans, including FHA, VA, conventional, interest-only, and fully amortized programs. Brown has been in the industry for over 25 years, and he specifically works with customers in the primary residence market.

License Verified:

License: 270050

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Landmark Lending logo
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License Verified:

License: 332243

Nationwide Multistate Licensing System and Registry

Landmark Lending

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4900 Hopyard Road, Pleasanton, CA 94588
  • Reverse Mortgages

Business Description

Landmark Lending is a mortgage broker that helps Pleasanton residents navigate the refinancing process. It assists mortgage borrowers in applying for programs such as HARP 2.0 refinance loans, reverse mortgages, and hybrid refinance ARMs. Its staff, led by the owner Ricky Walters, delivers solutions through planning, negotiation, and guidance. Landmark Lending is a member of the Pleasanton Chamber Ambassadors and Rotary Club of Downtown Pleasanton and has been operating since 2001. Walters previously served in the Marine Corps.

License Verified:

License: 332243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
Livermore Mortgage Corporation logo
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License Verified:

License: 841321

Nationwide Multistate Licensing System and Registry

Livermore Mortgage Corporation

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1841 4th St., Ste. D, Livermore, CA 94550
  • New Construction

Business Description

Livermore Mortgage Corporation provides financial guidance to clients in Pleasanton when buying, selling, or refinancing a mortgage. Its loan officers assist in exploring various financing choices that meet clients' specific objectives. They provide a home refinancing option that involves replacing the old mortgage with a new one, helping lower interest rates and monthly payments. The company's home refinancing can also modify the length of the mortgage. Owner and mortgage advisor Adam Stephens started his residential home finance career in 2008.

License Verified:

License: 841321

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Megan Price logo

License Verified:

License: 1242402

Nationwide Multistate Licensing System and Registry

Megan Price

Pleasanton, CA
  • New Construction

Business Description

Megan Price is a senior mortgage officer who creates refinancing strategies for homeowners in Pleasanton. She assists borrowers with weighing their options and creating plans that make sense to their personal goals. Price also develops refinancing solutions for self-employed borrowers, clients new to the country, and those with not-so-good credit. She is affiliated with Excel Realty & Mortgage and has been in the industry since 2013. She provides refinancing assistance for balloon mortgage and cash-out refinance programs.

License Verified:

License: 1242402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (8)
Pacificwide Lending logo
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License Verified:

License: 241222

Nationwide Multistate Licensing System and Registry

Pacificwide Lending

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7041 Koll Center Pkwy Ste 270 Ste 270, Pleasanton, CA 94566
  • Reverse Mortgages

Business Description

Pacificwide Lending serves clients in the Pleasanton metro and the neighboring areas. It offers a variety of mortgage refinance programs that help lower monthly payments and interest rates. These include cash out, debt consolidation, and early pay-off options. The company also carries FHA, VA, and USDA loans. It assists homeowners, aged 62 and above, who want to apply for home equity conversion loans or reverse mortgages. Pacificwide Lending also caters to foreign nationals seeking to purchase properties.

License Verified:

License: 241222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pauline D. Shah logo
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License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Pauline D. Shah

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5960 Stoneridge Dr, #101, Pleasanton, CA 94588
  • New Construction
  • Reverse Mortgages

Business Description

Pauline D. Shah is a senior loan officer with Cal Coast Financial Corporation who caters to residents in Pleasanton and the surrounding areas. She helps homeowners build up equity, consolidate debts, lower their rates and monthly payments, and take cash out by offering mortgage refinancing options. She also assists with applying for government loan programs, such as FHA, USDA, and VA loans. Shah has been working in the financial industry for more than 29 years. She holds a bachelor's degree in applied economics.

License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
ReRx logo
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License: 2250879

Nationwide Multistate Licensing System and Registry

ReRx

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4125 Hopyard Rd., Ste. 225, Pleasanton, CA 94588
  • Reverse Mortgages
  • New Construction

Business Description

ReRx offers customized mortgage solutions to residents of the Pleasanton area. It offers home refinancing loans that are tailored to the goals and circumstances of each client, allowing them to reduce their monthly payment costs and interest rates. It offers both fixed and variable interest rates, as well as various loan options, including FHA, conforming, jumbo, VA, and USDA. ReRx also assists with real estate purchases. It is led by Amish Munshi, a mortgage lender with experience in real estate analysis and investment management.

License Verified:

License: 2250879

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
UIF logo

License Verified:

License: 1618511

Nationwide Multistate Licensing System and Registry

UIF

5776 Stoneridge Mall Rd, Ste 330, Pleasanton, CA 94588
  • Commercial Loans

Business Description

UIF serves clients throughout the Pleasanton metro. The company has experience assisting owners of single-family homes, condos, and townhouses in refinancing their loans. It addresses the concerns of clients transitioning from a 30-year program to a 15-year mortgage. It also helps aspiring homeowners through musharaka, an Islamic financing solution where both UIF and the client contribute to the property's acquisition costs. The company has been recognized as the top Islamic Financing Institution in the U.S. by the Islamic Finance News magazine from 2015 to 2019.

License Verified:

License: 1618511

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Vintage Home Loans logo
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License Verified:

License: 1780589

Nationwide Multistate Licensing System and Registry

Vintage Home Loans

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344 Division St #100, Pleasanton, CA 94566
  • Reverse Mortgages

Business Description

Vintage Home Loans is a full-service mortgage company that caters to homeowners and borrowers in Pleasanton. Its mortgage loan originators work with a variety of lenders in the industry to provide the ideal program to meet the client's financial goals and help them through the home financing and refinancing process. The company focuses on both conventional home loans and government home loans, like FHA, VA, and USDA mortgage loans. Vintage Home Loans is affiliated with ASG Partners, Inc.

License Verified:

License: 1780589

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.