Expertise.com

Best Mortgage Refinance Companies in Pleasanton

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Providers

Last updated:

Website
Pleasanton, CA
  • Reverse Mortgages
  • Mortgage Refinance
  • Cash-out Refinance
  • Refinance
  • Home Affordable Refinance Program

Why choose this provider?

Presto Home Loans is a mortgage company that caters to individuals and families in Pleasanton. Its loan officers help clients take advantage of mortgage refinancing programs such as HARP and FHA/VA streamline. They also assist borrowers who need help with cash-out refinancing. Presto Home Loans is a residential mortgage company that specializes in jumbo, super jumbo, conforming, and niche mortgage products. It caters to a diverse clientele, ranging from first-time homebuyers and self-employed individuals to those with poor credit.

License Verified:

License: 1499621

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (21)
Google
4.2 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free consultation

Pleasanton, CA

Why choose this provider?

Need help contacting a Mortgage Refinance Company in Pleasanton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
7041 Koll Center Pkwy Ste 270 Ste 270, Pleasanton, CA 94566
  • Reverse Mortgages

Why choose this provider?

Pacificwide Lending serves clients in the Pleasanton metro and the neighboring areas. It offers a variety of mortgage refinance programs that help lower monthly payments and interest rates. These include cash out, debt consolidation, and early pay-off options. The company also carries FHA, VA, and USDA loans. It assists homeowners, aged 62 and above, who want to apply for home equity conversion loans or reverse mortgages. Pacificwide Lending also caters to foreign nationals seeking to purchase properties.

License Verified:

License: 241222

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Pleasanton, CA
  • New Construction

Why choose this provider?

Megan Price is a senior mortgage officer who creates refinancing strategies for homeowners in Pleasanton. She assists borrowers with weighing their options and creating plans that make sense to their personal goals. Price also develops refinancing solutions for self-employed borrowers, clients new to the country, and those with not-so-good credit. She is affiliated with Excel Realty & Mortgage and has been in the industry since 2013. She provides refinancing assistance for balloon mortgage and cash-out refinance programs.

License Verified:

License: 1242402

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (8)

Website
4683 Chabot Drive Suite 280, Pleasanton, CA 94588
  • Reverse Mortgages
  • New Construction

Why choose this provider?

A Good Lender offers various financing solutions to residential and commercial clients in Pleasanton. The company carries mortgage programs to customers looking to refinance and purchase properties. These include conforming, jumbo, reverse, and veteran loans. It also provides lending options for borrowers investing in businesses, such as retail and manufacturing. A Good Lender strives to simplify customers' transactions through its online applications and mortgage calculators. One of its loan originators, Rodney Roloff, has been in the lending industry since 1986.

License Verified:

License: 1692403

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4695 Chabot Drive, #200, Pleasanton, CA 94588
  • Commercial Loans
  • Reverse Mortgages

Why choose this provider?

American Mortgage Management works to meet the refinancing needs of customers in Pleasanton through its products, investment tools, and loan options. The firm offers VA, FHA, USDA, and jumbo loans to startups, farmers, coffee shop owners, and graphic designers. Additionally, its mortgage options include interest-only and graduated payments and fixed-rate and adjustable-rate mortgages. The company has been serving the community since 2000. It comprises staff members who have more than 30 years of industry experience.

License Verified:

License: 338668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (43)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4900 Hopyard Road, Pleasanton, CA 94588
  • Reverse Mortgages

Why choose this provider?

Landmark Lending is a mortgage broker that helps Pleasanton residents navigate the refinancing process. It assists mortgage borrowers in applying for programs such as HARP 2.0 refinance loans, reverse mortgages, and hybrid refinance ARMs. Its staff, led by the owner Ricky Walters, delivers solutions through planning, negotiation, and guidance. Landmark Lending is a member of the Pleasanton Chamber Ambassadors and Rotary Club of Downtown Pleasanton and has been operating since 2001. Walters previously served in the Marine Corps.

License Verified:

License: 332243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Website
Pleasanton, CA
  • Reverse Mortgages

Why choose this provider?

Jason Brown is a loan officer who, together with his team, caters to the residents of Pleasanton and nearby areas. He provides refinancing services to help clients adjust their mortgage payment rates. Additionally, he enables individuals and families to purchase new homes by offering a variety of loans, including FHA, VA, conventional, interest-only, and fully amortized programs. Brown has been in the industry for over 25 years, and he specifically works with customers in the primary residence market.

License Verified:

License: 270050

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5960 Stoneridge Dr. Ste.101, Pleasanton, CA 94588
  • New Construction

Why choose this provider?

Cal Coast Financial Corp is a Pleasanton-based firm that provides financial programs for local applicants. Its staff offers different refinancing programs that cover various term durations and deliver cash-outs to fund home improvements and pay off its clients' debts. Its loan officers carry out holistic appraisals of each prospective refinancer's credit score, property value, and overall assets as part of their application process. They also help people identify potential loaning opportunities that fit their goals, in line with local marketing trends and interest rates.

License Verified:

License: 810797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (27)
Facebook
4.6 / 5 (13)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5776 Stoneridge Mall Rd, Ste 330, Pleasanton, CA 94588
  • Commercial Loans

Why choose this provider?

UIF serves clients throughout the Pleasanton metro. The company has experience assisting owners of single-family homes, condos, and townhouses in refinancing their loans. It addresses the concerns of clients transitioning from a 30-year program to a 15-year mortgage. It also helps aspiring homeowners through musharaka, an Islamic financing solution where both UIF and the client contribute to the property's acquisition costs. The company has been recognized as the top Islamic Financing Institution in the U.S. by the Islamic Finance News magazine from 2015 to 2019.

License Verified:

License: 1618511

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4125 Hopyard Rd., Ste. 225, Pleasanton, CA 94588
  • Reverse Mortgages
  • New Construction

Why choose this provider?

ReRx offers customized mortgage solutions to residents of the Pleasanton area. It offers home refinancing loans that are tailored to the goals and circumstances of each client, allowing them to reduce their monthly payment costs and interest rates. It offers both fixed and variable interest rates, as well as various loan options, including FHA, conforming, jumbo, VA, and USDA. ReRx also assists with real estate purchases. It is led by Amish Munshi, a mortgage lender with experience in real estate analysis and investment management.

License Verified:

License: 2250879

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
344 Division St #100, Pleasanton, CA 94566
  • Reverse Mortgages

Why choose this provider?

Vintage Home Loans is a full-service mortgage company that caters to homeowners and borrowers in Pleasanton. Its mortgage loan originators work with a variety of lenders in the industry to provide the ideal program to meet the client's financial goals and help them through the home financing and refinancing process. The company focuses on both conventional home loans and government home loans, like FHA, VA, and USDA mortgage loans. Vintage Home Loans is affiliated with ASG Partners, Inc.

License Verified:

License: 1780589

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5960 Stoneridge Dr, #101, Pleasanton, CA 94588
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Pauline D. Shah is a senior loan officer with Cal Coast Financial Corporation who caters to residents in Pleasanton and the surrounding areas. She helps homeowners build up equity, consolidate debts, lower their rates and monthly payments, and take cash out by offering mortgage refinancing options. She also assists with applying for government loan programs, such as FHA, USDA, and VA loans. Shah has been working in the financial industry for more than 29 years. She holds a bachelor's degree in applied economics.

License Verified:

License: 276606

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Website
1841 4th St., Ste. D, Livermore, CA 94550
  • New Construction

Why choose this provider?

Livermore Mortgage Corporation provides financial guidance to clients in Pleasanton when buying, selling, or refinancing a mortgage. Its loan officers assist in exploring various financing choices that meet clients' specific objectives. They provide a home refinancing option that involves replacing the old mortgage with a new one, helping lower interest rates and monthly payments. The company's home refinancing can also modify the length of the mortgage. Owner and mortgage advisor Adam Stephens started his residential home finance career in 2008.

License Verified:

License: 841321

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA 94588
  • Reverse Mortgages

Why choose this provider?

CU HomeLand has mortgage refinancing options to cater to home buyers and investors in Pleasanton. It offers USDA, VA, HARP, FHA, jumbo, and conventional loans. Its mortgage programs include Asset Inclusion, Investor Advantage, and renovation loans. Fixed-rate, adjustable-rate, interest-only, and graduated payment options are also available. CU HomeLand is part of the American Pacific Mortgage company. It has been supporting credit unions and community banks for over 20 years, helping members and clients in purchasing or refinancing homes.

License Verified:

License: 1850

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Is it possible to apply for a mortgage refinance in Pleasanton even with bad credit?

    Yes, but a low credit score in may raise your mortgage rate and make refinancing less beneficial in Pleasanton. A credit score of 620 or higher is typically required to refinance a mortgage, although some lenders may be willing to consider lower credit scores for Federal Housing Administration (FHA) loans and Veterans Affairs (VA) mortgages. If you want to refinance and save a considerable amount of money, loan officers recommend improving your credit score first.

  • What is the time frame for processing a mortgage refinance in Pleasanton?

    Mortgage refinancing in Pleasanton typically takes between 30 and 60 days, the same time frame as a house purchase loan. However, under normal market conditions, refinancing loans often conclude in significantly less time. The time frame might be shortened from a month to three weeks. However, if mortgage companies are overwhelmed, the process might take as much as two months.

  • What are the typical costs associated with mortgage refinancing in Pleasanton?

    When you refinance, you're basically taking out a new mortgage, so you have to pay the closing costs for the new loan that you're getting. Closing costs for refinancing in Pleasanton may include:

    • Loan application fee.
    • Home appraisal fee.
    • Credit report fee.
    • Title insurance.
    • Mortgage origination fee.
    • Mortgage points. You may need to pay extra fees based on your new mortgage type. If you refinance to a VA loan, you will need to pay a VA funding fee ranging from 1.25% to 3.3% of the loan amount. When refinancing an FHA loan, expect to pay an upfront mortgage insurance premium.
  • How many times can a Pleasanton resident apply for mortgage refinancing?

    A Pleasanton mortgage refinance is not a once-in-a-lifetime opportunity. You may apply multiple times if you meet the requirements and your applications progress toward your financial objectives. However, it is important to only do so if it is logically sound. In other words, think about how much it may help and how much it would cost to see if mortgage refinancing is a good option for you.

  • What factors should be taken into consideration in order to qualify for mortgage refinancing in Pleasanton?

    There are similar requirements to qualify for a mortgage refinance or a new house mortgage in Pleasanton, but there are also specific details to keep in mind. Lenders will need proof of your income to cover the new loan expenses. Your credit score should be good, and your debt obligations should be manageable. If you are considering a cash-out refinance, you need to have a significant amount of equity in your home that you can borrow against.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.