Best Mortgage Refinance Companies in Milpitas

Access Mortgage refinances loans for Milpitas clients. Since 1989, it has committed its practice to serving home buyers and clients seeking to refinance outstanding loans and consolidate their debt. The company seeks to build trusting relationships with its clientele and understand their needs by structuring financing solutions and offering residential mortgages. It works in partnership with more than 20 industry-standard lenders to provide home purchase, refinance, home equity, and cash-out loans. The company also offers jumbo, FHA, VA, and reverse mortgage home loans.

Bay Area Loan, Inc., serves clients in Milpitas who need to refinance their current home purchases or acquire financing for new assets. The team consolidates debts to reduce the hassles of compliance. Its loan options include adjustable and fixed-rate mortgages, jumbo loans, and hybrid programs. Government-backed choices are available for individuals who require more general qualification terms. Bay Area Loan responds to clients 24/7. It has online resources to determine the implications of real estate transactions.

Champion Home Loans is a company whose goal is to provide loans with the lowest rates and closing costs to clients in Milpitas. Its refinancing loan services process begins with assessing clients' borrowing capacity, selecting the right loan program, applying for a loan, processing, and closing the loan. It also offers other loan programs like FHA home loans, VA, USDA, and Jumbo. On their website, Champion Home Loans has a 12-minute secured application required for pre-approval, and it also provides multiple mortgage calculators for clients gauging pay, earnings, and interest rates.

Hong Hu helps Milpitas residents navigate the home refinancing process. Clients can exchange their existing home loans through refinancing to get better terms and rates. The company also provides conventional, conforming, and non-conforming mortgages. Its site includes a mortgage calculator that allows clients to gauge the best mortgage loan for them. Loan officer Hong Hu has been in the industry for over a decade. Aside from first-time home buyers, he also works with self-employed individuals and those who have just moved to the U.S.

LaChica Loans caters to the refinancing needs of commercial and residential property buyers in Milpitas. It deploys refinancing options such as HELOC, HARP, reverse mortgages, FHA streamline, and debt-consolidation programs. Its agents, led by founded Lillian LaChica, assist borrowers in applying for private or hard money refinancing loans. LaChica is a VP at Cal Coast Financial Corp and has been in the mortgage industry since 2006. She serves on nonprofits like the Asian Pacific Association and Hispanic Foundation.

Loan Pros, Inc. is a locally owned and operated mortgage company that serves individuals and families in Milpitas and the surrounding areas. It provides refinance loans for purposes such as lowering clients' mortgage rates or home construction. It also offers a wide variety of home purchase loans, including CalHFA, VA, and FHA loans. The business has been in the industry for more than three decades. The company is a member of the Milpitas Chamber of Commerce.

Nationwide Mortgage caters to individuals, families, and couples in Milpitas and the surrounding areas. The company helps clients achieve their financial goals by providing them with a variety of refinancing options. It offers government-backed, jumbo, reverse, and conventional loans for housing needs. Nationwide Mortgage has been in the home lending business for over 24 years and has closed more than 11,000 loans. It is also licensed to operate in the states of Washington, Virginia, and Florida.

Since 1992, Summit Mortgage Bankers, Inc., a full-service mortgage provider, has assisted prospective homebuyers in Milpitas. The business has assisted hundreds of clients in becoming homeowners over the years by offering them a range of financing alternatives, including fixed-rate mortgages, adjustable-rate mortgages, and hybrid adjustable-rate mortgages. It also provides access to refinancing, interest-only, balloon, and reverse mortgages, as well as VFA and FHA loans. Summit Mortgage Bankers has offices in Southern California, New Jersey, and New York.

Since 1987, Supreme Financial Services has been catering to the real estate needs of individuals and families in Milpitas and surrounding areas. Its refinancing options for single-family, multi-family, and investment properties help clients unlock equity, obtain low-interest rates, and lower monthly payments. It analyzes important data and conducts thorough research to assist clients in making informed decisions about their refinance plans. Borrowers are also guided through every step of the loan process by the company.

The Mortgage Outlet is a family business that has been serving owners of residential real estate in the Milpitas metro since 1992. Its loan officers—all Finance graduates who share a combined experience of over 50 years—render refinancing services, assisting clients from picking a mortgage option to closing. The Mortgage Outlet offers customized programs, such as 550 Credit Score FHA Refinance, Freddie Mac HomePossible, and Fannie Mae HomeReady. It also provides jumbo and VA refinance loan options.